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Focused. Disciplined. Capital-efficient. Q2 & H1 FY27 Investor Presentation October 2026 NSE: SUNTECK | BSE: 512179 | Bloomberg: SRIN IN | Reuters: SUNT.NS
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Disclaimer By attending the meeting where this presentation is made and any additional material is provided (“Presentation”) or by reading the Presentation, you (“Recipient”) agree to be bound by the following limitations. This Presentation has been prepared on the basis of the estimates of the management of Sunteck Realty Limited (the “Company” or “Sunteck”), for the sole and exclusive purpose of providing information to the Recipient about the Company and its business, and is not, and should not be construed to be, directly or indirectly, an offer and / or an invitation and / or a recommendation and / or a solicitation of an offer to buy or sell any securities of the Company in any jurisdiction, nor shall part, or all, of this Presentation form the basis of, or be relied on in connection with, any contract or binding commitment or investment decision in relation to any securities of the Company. No offering of securities of the Company will be made except by means of an offering document containing detailed information about the Company. Securities may not be offered or sold in the United States unless they are registered or exempt from registration requirements under the U.S. Securities Act of 1933, as amended. There will be no offer of securities in the United States. The distribution of this Presentation in certain jurisdictions may be restricted by law and persons into whose possession this Presentation comes should inform themselves about and observe any such restrictions. This Presentation is strictly confidential and may not be copied, published, distributed or transmitted to any person, in whole or in part, by any medium or in any form for any purpose without the prior written consent of the Company. The information in this Presentation is being provided by the Company solely for the purposes set out herein and is subject to change without notice. Further, this Presentation does not purport to be all-inclusive or necessarily include all the information that the Recipient desires in its evaluation of the Company. The Company relies on information obtained from sources believed to be reliable but does not guarantee its accuracy or completeness. The audited consolidated financial statements for Fiscals 2016 onwards have been prepared in accordance with Ind AS and the same for prior years have been prepared in accordance with Indian GAAP. This Presentation contains statements which may pertain to future events and expectations and therefore may constitute forward-looking statements. Any statement in this Presentation that is not a statement of historical fact shall be deemed to be a forward-looking statement, and the Recipient agrees that such statements may entail known and unknown risks, uncertainties and other factors which may cause the Company’s actual results, levels of activity, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward- looking statements. There can be no assurance that the results and events contemplated by the forward - looking statements contained herein will in fact occur. The Company assumes no obligations to update the forward-looking statements contained herein to reflect actual results, changes in assumptions or changes in factors affecting these statements. The Recipient acknowledges that it shall be solely responsible for its own assessment of the market and the market position of the Company and that it shall conduct its own analysis and be solely responsible for forming its own view of the potential future performance of the business of the Company. The information contained in this Presentation is as of September 30, 2026 except as may be stated otherwise. The Company hereby expressly disclaims liability for any errors, inaccuracies, or omissions, and representations and warranties — express or implied, as provided within or in connection with this Presentation. The information given in this Presentation in the form of pictures, artistic renders, areas, consideration, project details etc. should not be construed to be or constitute advertisements, solicitations, marketing, offer for sale, invitation to offer or invitation to acquire. The project elevations are for representation purposes only and are the sole property of the Company. All data and project related numbers are basis revenue recognition and operational performance excluding overheads for completed, ongoing and future projects respectively. Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 2
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A disciplined, capital-efficient developer of premium homes and offices in the Mumbai Metropolitan Region Founder-led, Professionally-managed. Built by first- generation entrepreneur Mr. Kamal Khetan, who pioneered corporate business centres in BKC before creating Sunteck’s real estate platform. 15+ years of delivery. 21 projects completed across multiple MMR cycles. Risk managed by design. Deliberately spread across micro-markets, development models (outright, JV / JDA, redevelopment) and customer segments — uber luxury to aspirational luxury. Long visibility of growth. GDV of ~Rs 46,880 cr — several years of launches already secured, before any new acquisition. Conservative leverage. Net debt / equity of 0.09x; AA long-term / A1+ short-term rating from India Ratings (Fitch Group); long-standing marquee lending relationships. ESG that leads the industry. GRESB ESG score of 99 with a 5-star rating; S&P Global ESG score of 78. 15+ Y E A R S I N B U S I N E S S ~50+ msf A C Q U I R E D S I N C E I N C E P T I O N Rs 46,880 cr T O T A L G D V 21 P R O J E C T S D E L I V E R E D 0.09x N E T D E B T / E Q U I T Y Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 3
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Q2 Performance – Robust growth Rs 824 cr P R E- S A L E S +17% YoY Rs 371 cr C O L L E C T I O N S +12% YoY Rs 154 cr N E T C A S H S U R P L U S -7% YoY 0.09x N E T D E B T / E Q U I T Y AA (long-term) / A1+ (short-term) — India Ratings (Fitch) Rs 321 cr R E V E N U E +27% YoY Rs 89 cr E B I T D A +13% YoY Rs 57 cr P A T +17% YoY Rs 46,880 cr T O T A L G D V Across 10 micro-markets Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 4 Consolidated financials. Rs 1 cr = Rs 10 mn. Sparklines show Q2 FY26, Q1 FY27 and Q2 FY27; latest quarter in gold
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H1 Performance – Momentum continues Rs 1,611 cr P R E- S A L E S +19% YoY Rs 780 cr C O L L E C T I O N S +14% YoY Rs 347 cr N E T C A S H S U R P L U S +27% YoY 0.09x N E T D E B T / E Q U I T Y AA (long-term) / A1+ (short-term) — India Ratings (Fitch) Rs 512 cr R E V E N U E +16% YoY Rs 156 cr E B I T D A +23% YoY Rs 99 cr P A T +20% YoY Rs 46,880 cr T O T A L G D V Across 10 micro-markets Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 5 Consolidated financials. Rs 1 cr = Rs 10 mn. Sparklines show H1 FY25, H1 FY26 and H1 FY27
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Focused | Diversified where it matters: ten micro-markets, three customer segments, three development models Micro-markets where we build Bandra Kurla Complex, BKC Nepean Sea Andheri Goregaon (W) Mira Road Vasai (W) Naigaon Kalyan Downtown Dubai Customer segments who we build for Uber luxury — Signature Island, Signia Isles & Pearl, Nepean Sea, Downtown Dubai Premium luxury — Sunteck City, Sunteck Skypark, Sunteck Park, Sunteck Beach Residences (SBR) Aspirational luxury — Sunteck World, Sunteck Crescent Park Q2 FY27 pre-sales mix — Uber 25%, Premium 51%, Aspirational 25% Spread across all pricing spectrum— customers migrate up as incomes rise Development models how we control land Outright acquisition — major capital allocation JV / JDA — capital-light partnerships with landowners Redevelopment— selective, society-led opportunities in the island city ~36 mn sq ft added since 2018. Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 6 International Borivali (W) Segment-wise GDV split — Owned 31%, JV / JDA 66%, Redevelopment 3%
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Focused | MMR— one region, covered end to end MICRO -MARKET PROJECTS TOTAL GDV Bandra Kurla Complex, BKC Signature Island, Signia Isles & Signia Pearl Rs 381 cr Nepean Sea Uber-luxury Development Rs 3,111 cr Andheri Andheri WEH & Andheri-Kurla - Sahar Rs 3,665 cr Goregaon (W) Sunteck City — Avenues 1–5 Rs 4,975 cr Mira Road Sunteck Sky Park & Sunteck Belvedere Park Rs 2,039 cr Vasai (W) Sunteck Beach Residences (SBR) Rs 3,150 cr Naigaon Sunteck World Rs 3,907 cr Kalyan Sunteck Crescent Park Rs 8,652 cr Dubai (international) Downtown, Burj Khalifa Community Rs 9,000 cr Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 7 Borivali (W) Luxury Development 1 & Luxury Development 2 Rs 8,000 cr Total GDV as at 30 September 2026, net of sales already effected. Rs 1 cr = Rs 10 mn.
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Focused | TotalGDV of Rs 46,880 cr (Net of sales) 19,345 FY23 26,465 FY24 39,370 FY25 41,030 FY26 Total GDV, ~Rs cr Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 8 Total Gross Development Value, excluding sales already done. Rs 1 cr = Rs 10 mn. 46,880 Q2 FY27 2.4x since FY23
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Focused | Rs 7,950 cr of GDV added across four new additions in the past (trailing) 12 months - with more under diligence PROJECT MICRO -MARKET MODEL LAND AREA (~Acres ) EST. GDV (~RS CR) Sunteck Belvedere Park (Mira Road 2) Mira Road JDA 3.5 1,200 Andheri Kurla - Sahar Andheri Owned 1.8 2,500 Andheri, WEH Borivali (W) Andheri Borivali (W) Redevelopment Owned 2.5 4.5 1,250 3,000 Total — recent additions 7,950 Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 9 Rs 1 cr = Rs 10 mn. Acquisition filters remain unchanged: research-led micro-market selection, an ability to enter growth corridors ahead of the curve, and a high equity-multiple threshold on every deal.
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Disciplined | Total GDV is split into Launched, To-be Launched and Upcoming for Launch GDV BY ST AT US — LAUNCH ED / TO -BE LAUNCH ED / UPCOMING FOR LAUNCH ~RS CR FY23 FY24 FY25 FY26 Launched GDV 4,070 4,440 6,998 7,316 To-be Launched GDV 1,950 3,250 10,500 13,625 Upcoming for Launch GDV 13,325 18,775 21,872 20,089 Total 19,345 26,465 39,370 41,030 BY MOD EL — OWNED / JV & JD A / RED EVELOPMENT ~RS CR FY23 FY24 FY25 FY26 Owned 7,645 7,060 10,900 11,535 JV / JDA 11,700 19,405 28,470 28,245 Redevelopment – – --- 1,250 Total 19,345 26,465 39,370 41,030 Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 10 Totals are balance GDV as disclosed. Rs 1 cr = Rs 10 mn. Note: Acquisition of additional land in Borivali for development (included in To-be Launched GDV) Launched GDV: It indicates projects that have received relevant approvals To be Launched GDV: It indicates projects which are under the approval process Upcoming for Launch GDV: It indicates projects in the planning & design phase Pre-sales 1,602 1,915 2,531 3,157 H1 FY27 7,676 13,900 25,304 46,880 1,611 H1 FY27 14,632 31,998 1,250 46,880
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Disciplined | Quarterly Segment-wise Pre-Sales Q2 FY27 pre-sales of Rs 824 cr, by segment Uber luxury & others — Rs 204 cr (25%) Premium luxury — Rs 416 cr (51%) Aspirational luxury — Rs 205 cr (25%) U B E R L U X U R Y Signature Island · Signia Isles · Signia Pearl Bandra Kurla Complex (BKC) · Nepean Sea Rs 204 cr 25% of Q2 FY27 pre-sales P R E M I U M L U X U R Y Sunteck City · Sunteck Sky Park · Sunteck Park · Sunteck Beach Residences Andheri · Goregaon West · Borivali West ·Mira Road · Vasai West Rs 416 cr 51% of Q2 FY27 pre-sales A S P I R A T I O N A L L U X U R Y Sunteck World · Sunteck Crescent Park Naigaon · Kalyan Rs 205 cr 25% of Q2 FY27 pre-sales Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 11 Rs 1 cr = Rs 10 mn. Pre-Sales
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Disciplined | Half-yearly Segment-wise Pre-Sales H1 FY27 pre-sales of Rs 1,611 cr, by segment Uber luxury & others — Rs 430 cr (27%) Premium luxury — Rs 807 cr (50%) Aspirational luxury — Rs 375 cr (23%) U B E R L U X U R Y Signature Island · Signia Isles · Signia Pearl Bandra Kurla Complex (BKC) · Nepean Sea Rs 430 cr 27% of H1 FY27 pre-sales P R E M I U M L U X U R Y Sunteck City · Sunteck Sky Park · Sunteck Park · Sunteck Beach Residences Andheri · Goregaon West · Borivali West ·Mira Road · Vasai West Rs 807 cr 50% of H1 FY27 pre-sales A S P I R A T I O N A L L U X U R Y Sunteck World · Sunteck Crescent Park Naigaon · Kalyan Rs 375 cr 23% of H1 FY27 pre-sales Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 12 Rs 1 cr = Rs 10 mn. Pre-Sales
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Disciplined | Consistent year-over-year growth in pre-sales Pre-sales (~Rs cr) 1,303 FY22 1,602 FY23 1,915 FY24 2,531 FY25 3,157 FY26 Collections (~Rs cr) 1,053 FY22 1,250 FY23 1,236 FY24 1,255 FY25 1,433 FY26 +25% CAGR over FY22–FY26 H1 FY27: Rs 1,611 cr, +19% YoY (Q2: Rs 824 cr, +17%) Strong pre-sales of last 2 years to drive collections acceleration ahead H1 FY27: Rs 780 cr, +14% YoY (Q2: Rs 371 cr, +12%) Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 13 Rs 1 cr = Rs 10 mn. 3,409 TTM (Q2'27) 1,531 TTM (Q2'27)
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Disciplined | We run the business on cash flow, not accounting revenue Net cash flow surplus (~Rs cr) 239 FY22 428 FY23 484 FY24 374 FY25 552 FY26 625 TTM (Q2'27) H 1 F Y 2 7 C A S H W A L K ~RS CR H1 FY27 H1 FY26 Gross Collections 780 682 Less: Project Expenses 294 270 Less: JDA Revenue Share 34 20 Gross Operating Cash Flow Surplus 453 392 Less: Other Expenses 106 118 Net Cash Flow Surplus 347 274 Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 14 ~RS CR H1 FY27 H1 FY26 Amount Spent on BD/LO/JDA Cost 391 443
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Disciplined | Cash-flow RoCE has averaged 19% a year since FY23 C A S H- F L O W R O C E — N C F / A V E R A G E C A P I T A L E M P L O Y E D ( % ) 18.0% FY23 21.3% FY24 16.3% FY25 20.6% FY26 19.7% TTM (Q2'27) Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 15 Cash-flow RoCE = net cash flow (NCF) / average capital employed, where capital employed = net worth + net debt. Rs 1 cr = Rs 10 mn. FY23–26 avg 19.1%
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Capital Efficient | Growth supported by a robust balance sheet 0.10 FY23 0.00 FY24 -0.04 FY25 0.06 FY26 Net debt / equity (x) AA long-term / A1+ short-term rating from India Ratings (Fitch Group) ~RS CR FY24 FY25 FY26 H1 FY27 Gross debt 295 336 747 915 Less: cash & JDA loans 304 462 481 494 Net debt (8) (125) 266 421 Net worth 3,124 3,260 4,472 4,569 Net debt / equity (0.00x) (0.04x) 0.06x 0.09x Adj. net debt / equity* 0.02x (0.02x) 0.07x 0.10x *Adjusted for 1% NCDs issued to a retired LLP partner (redeemable only out of specified project cash flows over 20 years). Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 16 Rs 1 cr = Rs 10 mn. Long-term credit rating AA- AA AA AA 0.09 H1 FY27
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Capital Efficient | Annuity book on track to reach ~Rs 450 cr by FY29E Rs 35 cr FY24 Sunteck BKC 51 Rs 70 cr FY25 + Sunteck Icon Rs 76 cr FY26 Rs 450 cr FY29E + 5th Avenue, ODC Rs 86 cr FY27 (annualised) current Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 17 Rs 1 cr = Rs 10 mn. 29 years pre-lease tenure at Sunteck BKC 51 & Sunteck Icon ~30% average ROIC on both completed BKC commercial assets ~7-7.5% Average rental yield on commercial portfolio (%)
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Capital Efficient | Proforma Embedded EBITDA at 35%+ Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 18 Proforma / illustrative only; not a profit forecast. Rs 1 cr = Rs 10 mn. Embedded value walk FY26 H1 FY27 Pre-Sales 3,157 1,611 = Embedded EBITDA 1,100 – 1,250 565 – 645 Embedded EBITDA % 35% - 40% 35% - 40%
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Shareholding Pattern | Backed by marquee domestic & foreign institutions S H A R E H O L D I N G P A T T E R N — 3 0 S E P 2 0 2 6 CATEGORY HOLDING (%) Promoter & promoter group 63.14% Foreign portfolio / institutional investors 17.36% Domestic institutions (MFs / insurance) 5.25% Public & others 14.24% Total 100% MARQUEE INVESTORS ANALYST COVERAGE Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 19 Logos under each section are presented in alphabetical order and represent a partial list. Shareholding Pattern is before complete conversion of warrants
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A Annexures Detailed financials, ESG and recognition. Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 20
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FY26 - A record year, funded almost entirely by our own cash flows Rs 3,157 cr P R E- S A L E S +25% YoY Rs 1,433 cr C O L L E C T I O N S +14% YoY Rs 552 cr N E T C A S H S U R P L U S +48% YoY · cashflow RoCE ~20% 0.06x N E T D E B T / E Q U I T Y AA (long-term) / A1+ (short-term) — India Ratings (Fitch) Rs 1,124 cr R E V E N U E +32% YoY Rs 305 cr E B I T D A +64% YoY · margin 27% Rs 202 cr P A T +34% YoY · margin 18% Rs 41,030 cr T O T A L G D V Across 10 micro-markets Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 21 Consolidated financials. Rs 1 cr = Rs 10 mn..
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Our completed and on-going projects Signature Island, BKC completed — photograph Sunteck City, ODC, Goregaon (W) completed & ongoing — photograph Sunteck World, Naigaon township view — photograph Sunteck Beach Residences, Vasai (W) under construction — site photograph Sunteck Sky Park, Mira Road under construction — site photograph Sunteck Crescent Park, Kalyan artistic render — to be marked as such Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 22 Rendered Image
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Financial Performance | Q2 & H1 FY27 Results CONSOLIDATED, ~RS CR Q2 FY27 Q2 FY26 YOY H1 FY27 H1 FY26 YOY Revenue from operations 321 252 +27% 512 441 +16% EBITDA 89 78 +13% 156 127 +23% — margin (%) 28% 31% -3.4 pp 30% 29% +1.6 pp PAT 57 49 +17% 99 82 +20% — margin (%) 18% 19% -1.6 pp 19% 19% +0.6 pp Revenue (~Rs cr) 252 Q2 FY26 321 Q2 FY27 441 H1 FY26 EBITDA (~Rs cr) 78 Q2 FY26 89 Q2 FY27 127 H1 FY26 PAT (~Rs cr) 49 Q2 FY26 57 Q2 FY27 82 H1 FY26 Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 23 Rs 1 cr = Rs 10 mn. 512 156 99 H1 FY27 H1 FY27 H1 FY27
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Financial Performance | Balance Sheet as at 30 September 2026 LIABILITIES, ~RS CR MAR -26 Equity capital¹ 4,472 Borrowings 774 Other liabilities 4,662 Total 9,908 ASSETS, ~RS CR MAR -26 Fixed assets & CWIP² 355 Investments 357 Other assets, including inventories 9,196 Total 9,908 Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 24 Consolidated, as at 30 September 2026 vs 31 March 2026. 1. Equity capital = share capital + other equity, as reported. Rs 1 cr = Rs 10 mn. SEP -26 4,569 940 5,049 10,558 SEP -26 346 390 9,822 10,558
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Financial Performance | FY23–FY26 Operating Scorecard ~RS CR UNLESS STATED FY23 FY24 FY25 FY26 TREND Pre-sales 1,602 1,915 2,531 3,157 Collections 1,250 1,236 1,255 1,433 Business development spend (incl. LO / JDA) 166 91 184 813 Net cash flow surplus 428 484 374 552 Net debt / equity (x) 0.10x (0.00x) (0.04x) 0.06x Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 25 Rs 1 cr = Rs 10 mn. Pre-sales grew 2.0x over FY23–FY26 to Rs 3,157 cr (~25% CAGR), supported by four consecutive years of positive net operating cash surplus. Leverage remained conservative throughout — net debt / equity of just 0.06x in FY26, even after a record Rs 813 cr of business development spend.
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5 - S T A R R A T I NG Sustainability | Rated among the best in global real estate G R E S B 2 0 2 6 99 / 100 Global Real Estate Sustainability Benchmark — development score, against a GRESB average of 86.2. Score of 98.8 in 2026, up from 98.6 in 2025; Green 5- star rating retained for the second consecutive year. S & P G L O B A L / D J S I 2 0 2 5 78 / 100 E S G & C S A S C O R E Scored in the Dow Jones Sustainability Index assessment within the third year of participation — industry average: ~30. Balanced strength across environment, social and governance pillars. G R E E N B U I L D I N G S EDGE certification / pre-certification (IFC) Sunteck City, 4th Avenue ODC (EDGE Advanced, GBCI) · Sunteck Westworld, Sunteck Maxxworld & Sunteck Oneworld, Naigaon, · Sunteck Beach Residences (SBR), Vasai EDGE — commercial Sunteck BKC 51 · Sunteck Icon · Sunteck Crest LEED Platinum (USGBC) Sunteck Centre, Vile Parle (East) IFC platform All platform projects to be built to green standards Sunteck Realty Limited · Investor Presentation, Q2 & H1 FY27 26 GRESB – Global Real Estate Sustainability Benchmark; EDGE – Excellence in Design for Greater Efficiencies (IFC, World Bank Group). ( )
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Investor Relations ir@sunteckindia.com · www.sunteckindia.com 5th Floor, Sunteck Centre, 37–40 Subhash Road, Vile Parle (East), Mumbai 400 057 NSE: SUNTECK | BSE: 512179 | Bloomberg: SRIN IN | Reuters: SUNT.NS