Interim report
Page 1
sqrqqffifosrssT UCO BANK Honours Your Trust {mtu HO/Finonce/Sh ore / 1\812026-27 Notionol Slock Exchonge of lndio [td. "Exchonge Plozo" Plot no. C/], G Block Bondro-Kurlo Complex, Bondro (E) Mumboi - 400 051 NSE Scrlp Symbol: UCOBANK Modom/ Deor Sir, Sub : Oulcome of Boord Meellng under Regulollon 30 ond olher oppllcoble regulolions of SEBI (tisting Obligotlons ond Disclosure Requiremenls) Regulotions 201 5 ("tisting Regulolions") We hereby inform thot the Boord of Direclors of the Bonk ot its meeting held todoy i.e. I 5th October. 2026. inter olio, considered ond opproved the Unoudited (Reviewed) Finonciol Results of the Bonk for the quorter ond holf yeor ended 30rh September,2026 ond the copy of the some is enclosed. The boord meeting commenced ot 1 l:00 om ond concluded ot '12:57 pm. The submission moy pleose be token on record in terms of Regulotions 30, 33, 52, ond other opplicoble provisions of SEBI (Listing Obligotions ond Disclosure Requirements) Regulotions, 20 1 5. Further, we enclose the following :- (i) Security Coveroge Certificote os on 301t, September, 2026 for unsecured listed debt securities of the bonk. [Reg 54 of SEBI LODR] (ii) Stotement of utilizotion ond deviotion/voriotion in ulilisotion of issue proceeds.[Reg 32(l) ond Reg 52(7]/(7A) of SEBI LODR] (iii) Declorotion of Unmodified Opinion. The Finonciol results will be mode ovoiloble on the Bonk's Website under the following link : httos://uco.bonk.inlfinonciol-results Yours sincere For U Bo upto) ny Secrelory ncl - As stoted { UCO Bonk. Finonce Deportment, Heod Office, 3d Floor, 02, lndio Exchonge Ploce, Kolkoto - 700 001 Phone: 033 - 41557 227, E-moil: hosor.colculto@uco.bo nk.in Follow UCO Bark onTwltter: !l{DE kollkii! Facebook officiaLUCoE:nk InstaSram: Official.ucobank: Littkedln: IICO.IBANIC You Tube: lrco Bapk orncial Dote: 15.10.2026 BSE Limiled Phiroze Jee.leebhoy Towers Dolol Street,Fort, Mumboi - 400 001 BSE Scrip Code: 532505
Page 2
"m Head Office : 10, B.T.M.Sarani, Kolkata - 700 001 Website : www.uco.bank.in UNAUDITED (REVIEWED) FINANCIAt RESULTS FOR THE QUARTER/HALF YEAR ENDED 30 September 2026 Quarter Ended Half Year Ended Year Ended 30-Gl-2026 30-06-2025 30-09-202s ,0-09-2025 30-09-2025 31-03-2026SL Particulars (Reviewed) (Reviewed) (Reviewed) (Reviewed) (Reviewed) (Audited) 1 lnterest Earned (a)+(b)+(cl+(d) 7,28,6t2 6,99,600 5,53,717 t4,28,232 12,97,3L8 26,28,135 (a) lnterest / discount on advances / balls 5,39,192 5,Lr,822 4,62,5t2 10,51,014 9,11,701 18,59,547 (b) lncome on investments 1,64,3t5 1,65,356 1,61,518 3,29,67L 3,t7,979 6,47,L78 (c) lnterest on balances with RBI & other inter- bank funds 24,085 2L,337 27,309 45,476 62,981 1,12,180 (d) fthers 1,040 1,091 2,278 2,737 4,651 9,230 2 Other lncome 88,776 1,68,624 88,422 2,57,400 1,88,142 3,45,961 3 Total lncome (1+2) 8,L7,40A 8,68,224 7,42,t39 16,85,632 14,85,450 29,74,098 4 lnterest Expended 4,39,992 4,18,764 4,00,445 8.58,756 8,03,723 16,08,498 5 OperatinR Expenses (i) + (ii) 1,90,180 1,68,505 L,80,r74 3,58,685 3,64,191 7,22,706 (i) Employees Cost L,20,752 1,16,195 7,27,403 2,36,947 2,49,O38 4,74,t46 {ii) Other Operatinq Expenses 69,428 s2,311 58,97L t,27,739 1.15.153 2,48,560 6 Total Expenditure (4+5) (excludinB Provisions and Contingencies) 6,30,L72 5,87,270 5,80,819 L2,L7,442 tL,57,9L4 23,tt,2U 7 Operating Profit (Before Provisions and Contineencies) (3-5) t,87,216 2,80,954 1,5t,320 4,68,190 6,42,894 Provisions (other than current tax) and ContinEencies (Net) 80,767 23,451 58,814 L,M,22a L,20,420 2,05,545 8 of which provasions for Non Performing Assets 44,428 25,417 40,485 69,845 86,752 L,36,262 9 Exceptional ltems 10 Profit(+)/tossG) from Ordinary Activities before tax (7-8-9) 2,57,493 1,02,506 t,6r,962 1,97,t25 4,37,t49 11 Provision for Taxes 27,905 ,.,91,860 40,530 2,19,755 74,405 1,50,553 L2 Net Profit(+l/toss(-) from Ordinary Activities after tax (lGU) 78,564 65,532 61,976 7,44,197 1,22,720 2,76,786 13 Extraordinary items (net of tax expense) 14 Net Profit(+)/Loss (-) for the Deriod (12-13) 74,564 65,532 61,976 t,44,t97 r,22,720 2,76,785 15 Paid-uo Eouitv Shrre Caoital [Fa.e Value { 1Ol- r2,53,955 12,53,956 12,53,956 12.53.956 12.53.956 r2,53.956 15 Reserues ercludint Revaluation Reserues (as shown in the Balance Sheet of previous year) 17,55,007 t7,56,007 L5,4L,U4 17,56,@7 t5,4L,U4 t7,56.007 L7 Analytical Ratios (i) Percentage of shares held by Govt. of lndia 90.95% 90.95% 90.95% 90.95% 90.95% 90.9s% (ii) Caoital Adequacv Ratio: BaseFlll L8.85% L9.O3% tl.89% 18.85% t7.890/o L8.6t% (a) Common Equity Tier-l Ratio L7.06% t7.22% L5.6L% r7.06% L5.6Lvo L6.35% (b) Additional Tier-l Ratio 0.2r% o.22% 0.29% 0.21% 0.29% 0.23% (iii) Earning Per Share (EPS) (in i) (Not Annualised) a) Basic and diluted EPS before Extraordinary items (net of tax expense) forthe period, for the year to date and for the previous year. 0.63 0.52 0.49 1.15 0.98 2.2L b) Basic and diluted EPS after Extraordinary items forthe period, forthe yearto date and for the previous year. 0.63 0.52 0.49 1.15 0.98 2.2L (iv) NPA Ratios a) Amount of Gross NPA 5,63,222 5,66,7t6 5,89,472 5,63,222 5,89,412 5,69,020 b)Amount of Net NPA 57,349 67,57L 96,194 51,349 96,L94 70,797 c) % of Gross NPA L.96% 2.08% 2.56% L.96% 2.s6% 2.77% d) % of Net NPA 0.t8% 0.25% 0.43% 0.18% 0.43% 0.27% (v) Debt Equity Ratio 0.75 0.73 0.66 0.75 0.55 0.70 (vi) Net Worth 27,88,109 27,15,348 23,0L,266 27,88,L09 21,O1,266 24,46,22L (vii) Total Debt to Total Assets 0.06 0.06 0.06 0.06 0.06 0.05 (viii) Return on Assets (Annualised) (%) o.aov" o.68% O.7t/" o.74% 0.710/o o.79% (ix) Capital Redemption Reserve / Debenture Redemption Reserve (x) Outstanding Redeemable Preference Shares (xi) Debt Seruice Coverage Ratio (xii) lnterest 5eruice Coverase Ratio Not Applicable (xiii) Operating Martin (%) (Operating Profit/Total lncome) 22.9r% 32.35% 2L.74% 27.78% 2!.38% 27.62./. (xiv) Net Profit Margin (%) (Net Profit 9.6r./. 8.35% 8.55% 9.3t% CK N New FRN 8s67C FRN 0't 5951 N ln 3,77,546 1,06,469 ffi& 7.56vo ffi N m, 8.26.1
Page 3
UNAUDITED (REVIEWED} FINANCIAL RESULTS FOR THE QUARTER/HALF YEAR ENDED 30 SeptembeT 2026 'The Bank has disclosed ditital banking as a sub segment ofthe retail banking segment as required by RBI guidelines. PART: B GEOGRAPHICAT SEGMENTS PART:A BUSINESSSEGMENTS sl. No. Particulars Quarter Ended Half Year Ended Year Ended 30-09-2025 30-05-2025 30-09-202s 30-09-2026 30-09-2025 31-03-2026 (Reviewed) (Reviewed ) (Reviewed) (Reviewed) (Reviewed) (Audited) 1 2 3 4 5 S€gment Revenue i) Treasury Operations ii) Corporate Banking Operations iii) Retail Banking Operations ra) Digital BankinB b) Other Retail Banking iv) Other Banking Operations Total Revenue s€gment Results i) Treasury Operations ii) Corporate Bankint Operations iii) Retail Banking Operations *a) Digital Banking b) Other Retail BankinB iv) Other Banking Operations Tota I Less: Unallocated Expenses Profit Before Tax Provision for Tax Net Profit SeEment Assets i) Treasury Operations ii) Corporate Banking Operations iii) Retail Banking Operations *a) Digital Banking b) Other Retail Bankint iv) Other Banking Operations Total Assets Setment Liabilities i) Treasury Operations ii) Corporate Banking Operations iii) Retail Banking Operations 'a) Digital Banking b) Other Retail BankinB iv) Other Banking Operations Total Liabilities Capital Employed i) Treasury Operations ii) Corporate Banking Operations iii) Retail BankinB Operations iv) Other Banking Operations Total Caoital Emoloved 1,92,538 3,00,350 3.23,895 5 3,23,890 624 8,L7,407 66,392 75,706 23,746 (70) 23,8L6 624 1,06,458 1,06,468 27,905 78,55t 1,26,88,84s 1,45,81,400 1,46,75,L72 102 L,46,75,070 50,246 4,L9,95,653 1,06,94,034 1,55,00,651 7,57,00,978 2,2L6 t,s6,98,762 4,77,856 L4,85,20L t4,94,752 4,19,95,563 :]4,57,808 2,O9,s99 3,34,774 3,L4,622 5 3,LA,6fi 5,229 8,68,224 73,344 91,481 87,438 (se) 87,497 s,229 2,57,492 4,OO,43,255 2,57,492 1,91,850 65,632 L,2L,79,35L L,42,62,295 L,35,52,43L 94 r,35,52,337 49,t79 4,U),4t,2t5 1,03,85,120 L,52,07,523 L,44,50,613 2,LL4 L,44,48,498 4,80,389 L4,98,52L L4,23,917 t4,02,u7 2,03,s68 2,59,498 2,78,585 3 2,78,582 489 7,42,140 45,242 27,978 28,798 {61) 28,859 489 L,O2,507 L,02,507 40,530 61,977 1,30,63,941 L,20,74,97L 1,77,62,478 110 L,77,62,368 46,139 t,69,47,529 1,09,39,815 7,31,74,329 1,28,33,385 1 0f ( 7,28,37,460 5,94,760 13,43,250 13,08,487 3,69,47,529 ,2,6,497 4,02,L37 6,35,L24 6,42,517 10 6,42,507 5,853 16,85,631 t,39,736 L,07,L87 I,LL,tU (12s) 7,tt,313 5,853 3,53,960 3,63,950 2,19,765 1,tt4,195 1,26,88,845 1.45,81,400 L,46,75,L72 L02 7,46,75,070 50,246 4,19,95,563 1,06,94,034 1,s6,00,6s1 L,57,00,978 2,2L6 L,56,98,762 4,77,856 L4,85,20L L4,94,752 4,19,95,663 :x,57,808 4,!7,964 5,38,158 5,24,2U 6 5,24,258 5,075 t4,85,$L 93,736 49,786 48,530 ( 115) 48,546 5,075 L,97,L27 L,97,L27 74,406 L,22,72r 1,30,63,941 L,20,74,971 L,t7,62,478 t10 L,11,62,368 45,139 t,69,47,529 1,09,39,815 L,3L,74,329 1,28,33,385 L,925 1,28,31,460 5,94,760 13,43,250 L3,08,487 3,69,47,529 12,46,497 8,03,096 10,98,199 10,66,632 23 10,66,609 6,LlL 29,74,098 2,34,352 1,00,085 96,740 (3s6) 97,096 6,L7L 4,t7,148 4,37,348 1,60,563 2,76,745 L,26,30,674 t,36,45,772 1,32,59,93s 720 L,32,59,8L6 49,463 1,95,85,W I,O7,52,47L t,46,23,427 t,42,09,947 2,071 L,42,07,876 5,54,348 r.4,05,153 t3,65,422 3,95,85,844 lr,24,922 Particulars Quarter Ended Half Year Ended Year Ended 30-09-2025 30-06-2026 30-09-2025 3G09-2026 30-09-2025 31-03-2025 (Reviewed) (Reviewed) (Reviewed) (Reviewed) (Reviewed) (Auditedl Domestic i) Revenue ii) Assets 7,72,03t 3,83,34,644 8,18,307 3,76,89,3M 6,96,856 3,52,43,950 1s,90,338 3.83.34.il4 13,92,581 3.52,43,950 27,97,709 3,62,48,65t lnternational r) Revenue ii) Assets 45,377 36,61,019 49,9t7 23,53,911 45,283 17,03,579 95,293 36,61,019 92,879 L7,03,579 t,76,390 33,37,t94 6lobal i) Revenue ii) Assets 8,L7.408 4,19,95,653 8,68,221 4.00.43,255 7,42,L40 3.59,47,529 16,85,63r. 4,L9,95,563 14,85,460 3,69,47,529 29,74,099 3,95,85,844 FRN OO 7C 015951 N C/X FRN;C028 71 N NeiY Delhi
Page 4
ASSETS ANO LIABILITIESUNAUDITED 'AIEMENT tn As on 30-09-2025 As on 3t-03-2026 As on :to-09-2025Particulars (Reviewed) (Audited) (Reviewed) Capital & Liabilities Capital Reserves & Surplus Deposits Borrowings Other Liabilities & Provisions 72,53,956 22,O3,852 3,49,59,046 26,07,49L 9,71,,377 12,53,956 20,70,967 3,27,56,2s3 23,30,982 Lt,73,687 12,s3,9s5 L9,92,54t 3,05,59,657 21,47,382 9,83,993 Total 4,19,95,66? ,,95,85,844 3,69,47,529 Balance with Banks and Money at call and Short Notice lnvestments Advances Fixed Assets Other Assets Assets Cash and Balance with RBI 1L,49,0L1 12,53,7L5 99,92,75L 2,82,57,L02 4,L7,783 9,25,894 10,40,506 t3,47,946 98,77,740 2,57,76,291 4,20,U4 11,23,318 9,72,492 18,s6,817 97,76,472 2,25,76,873 3,92,589 t3,72,t86 Total 4,19,95,663 3,95,8s,U4 3,69,47,529 t BASANT%LNAYAK Asst. General Manager General Manager & CFO 4 VIJAYKUMAR NIVRUTTI Executive Director FoTPSMG&ASSOCIATES Chartered Accountants No. (cA GUPTA) Membership No.400189 FoTPVAR&ASSOCIATES Chartered Accountants Registation No. 005223C A. KRISHNA RAJENDRA KUMAR SABOO MD & CEO (l/C) and Executive Director For SANJAY DEEP & ASSOCIATES Chartered Accountants Registration No. 015951N M-,(cA Partner Membership No. 521742 FoTHDSG&ASSOCIATES Chartered Accountants Registration No. 002871N (CA VINOD KUMAR FATEHPURIA) Partner Membership No.098709 KUMAR Membership No.089835 Dated: October LS,2026 FRN 008567C C,k FRN 01 5951 N 9a * FRN OO5223C CN ew ,#W
Page 5
EI CASH FLOW STATEMENT FOR THE HALF YEAR ENDED 3OTH SEPTEMBER 2026 (1 in Lokh) PARTICULARS HY Ended 30.09.2026 HY Ended 30.09.2025 A. Cash Flow from Operating Activities : Net Profit before taxes 363960 197727 Adiustments for Depreciation on fixed assets 20274 15877 Provision on Non Performing investments (178 96) 7t3 Provision for non-performing assets 69845 86752 Provision for Diminution in Fair Value 594 0 Provision for Standard Assets 55284 8535 Provision for other items (14s 98) 24420 (Profit)/Loss on sale of fixed assets ( 17) ( 13) lnterest paid on Basel lll Tier ll debt (treated separately) 5985 5985 lnterest paid on AT-1 debt (treated separately) 2382 2382 lnterest paid on Refinance (treated separately) 14528 19009 Dividend received from subsidiaries/others (treated separately) (s so) (3 40) 5ub-total 5117 31 ,6L4 47 Less: Direct Tax Paid 5117 31 t6t4 47 Adjustments for r (lncrease)/Decrease in investments (e71 1s) (3499 35) (lncrease)/Decrease in advances (2ss12 s0) (11s01 57) (lncrease)/Decrease in other assets (178 02) (1346 07) lncrease/(Decrease) in borrowings 583509 16977 27]. lncrease/(Decrease) in deposits 2202793 7275439 lncrease/(Decrease) in other liabilities & provisions (2s8s 95) 239 16 Net Cash Flow from Operating Activities (Al 173270 (7315 3sl B. Cash Flow from lnvesting Activities Purchase of fixed assets (162 43) (173 84) Sale/disposal of fixed assets L57 148 15 Dividend received from subsidiaries/others 550 340 Net Cash Flow from lnvesting Activities (B) {1ss 36} l22zsl c. Cash Flow from Financing Activities Refinance from / Redemption to - NABARD/slDBI/NHB (3070 00) (236 40) lnterest paid on Refinance (14s 28) (190 09) lnterest paid on Basel lll Tier ll debt (69 8s) (6e 8s) lnterest paid on AT-1 debts (23 82) (23 82) Net Cash Flow from Financing Activities ( C ) (3308 e5) (s20 16) Net in€rease in Cash & Cash Equivalents (A+B+C) 25839 (78s8 80I Other Adjustment (131 ss) 249A Net increase in Cash & Cash Equivalents 13680 (7833 82) Cash and Cash Equivalents as on April L,2O26 &2025 23884 52 t6L2697 Cash and Cash Equivalents as on September 30,2026 & 2025 2402tt2 2A29t09 D Cash and Cash Equivalents at the beginning of the Year Cash in Hand (including foreign currency notes and gold) A 719 69 587 40 Balance with Reserue Bank of lndia I e66sE ==\ I 977L 52 16Money at Call and ShortBalance :\ Brt !.s J, ffi&ASBaDX\ /_*W K ,AY> :{3*Y{tq}N. 1 tsz -- i-t \\.. .VtrF;Sz',,l$,r\!bf I /h^-^^^\ol\\ * FR ;;;,^, l?$i/ fl,. rs r--'%\, 015951N rlll --4
Page 6
PARTICUTARS HY Ended 30.09.2026 HY Ended 30.09.2025 E Cash and Cash Equivalents at the end of the Half Year Cash in Hand (including foreign currency notes and gold) 874 67 768 47 Balance with Reserve Bank of lndia 10615 51 8956 45 Balance with Banks and Monev at Call and Short Notice 12531 15 18558 17 2402132 2a29t09 * P o BASANT-$.^'^- Asst. General Manager 0 SUM General Manager & CFO -tl,RAJENDRA KUMAR SABOO Managing Director & CEO (l/C) and Executive Director For SANJAY DEEP & ASSOCIATES (cA MTTTAT) Partner Membership No.52L742 FoTHDSG&ASSOCIATES Chartered Accountants Registration No. 002871N (cA vrNoD KUMAR FATEHPURTA ) Partner Membership No.098709 pu VIJAYKUMAR NIVRUTTI KAMBLE Executive Director FoTPSMG&ASSOCIATES Chartered Accountants No. (cA GUPTA) Partner Membership No.400189 FoTPVAR&ASSOCIATES Chartered Accountants Registration No. 005223C (cA MAR JI DALI Partner Membership No.089835 A. KRISHNA FRN 008567C C/t FRN 01 5951 N & a/, o* FRN 005223C Ch FRN:0028i1 N New Delhi & Kolkdtd, 75th October, 2026 Chartered Accountants Registration No. 015951N
Page 7
CA& ASS UCO BANK HEAD OFFICE: KOTKATA NOTES FORMTNG PARI OF UNAUDTTED (REVTEWED) HNANCIAI RESUUS FOR THE QUARIER AND HAIF YEAR ENDED 3OIhSEPIEMBER 2026 l. The Finonciol Results hove been reviewed ond opproved by the Boord of Directors in their meeting held on 15.10.2026. ln the obsence of the requisite number of lndependent Directors on the Boord, the Audit Committee of the Boord could not be conslituted for wont of quorum. Accordingly, the Bonk invoked Clouse 14A of the Notionolised Bonks (Monogement ond Miscelloneous Provisions) Scheme, 1970, pursuont to which the quorterly finonciol results were ploced directly before the Boord for review ond opprovol. These finonciol resulls hove been subjected to o limited review by the Stotutory Centrol Auditors of the Bonk in occordonce with the guidelines issued by lhe Reserve Bonk of lndio ond lhe requirements of the SEBI (Listing Obligotions ond Disclosure Requirements) Regulotions,20l5 ond minirnum eighty percent of lhe Bonk's revenue, ossets ond profits hove been subjected to review. 2. The finonciol results for the quorler ond holf yeor ended 30tn September 2026 hove been orrived of ofter considering provisions on stondord ossets (including Covid-lg reloled provisions), restructured occounts, non-performing ossels, depreciolion or provisions on investments ond fixed ossets, provision for exposure lo entities with unhedged foreign currency on the bosis of exlont guidelines/directives issued by the Reserve Bonk of lndio ond other necessory provisions on the bosis of prudenliol norms & directions issued by RBl. Provisions for Employee Benefits pertoining to Pension, Grotuity ond Leove Encoshment hos been mode on the bosis of octuoriol voluotion. lncome Tox including deferred tox, other usuol ond necessory provisions hove been mode os per the opplicoble occounting stondords issued by the lnstitule of Chortered Accountonts of lndio (lCAl). The finonciol results for the quorter ond holf yeor ended 30t' Seplember 2026 hove been prepored in occordonce with AS-25 "lnterim Finonciol Reporting" issued by the lnstitute of Chorlered Accountonts of lndio (lCAl). 3. The occounting policies followed by the Bonk for the quorter ond holf yeor ended 30fh September 206 ore some os disclosed in Schedule I Z- Significoni Accounting Policies in lhe finonciol slotements for the yeor ended 31il Morch 2026. 4. Bosed on lhe ovoiloble doto, finonciol stotements ond the declorotion from borrowers wherever received, the Bonk hos estimoled o liobility of Rs.0.22 crore os on 30t Seplember 2026 towords Unhedged Foreign Currency Exposure lo their constituents in lerms of RBI Mosler Direction no. RBI/DOR/2025-261157 DOR.CRE.REC.76l07-02-00112025-26 doted 28.11.2025. The entire estimoted omount is fully provided for. 5. The Provisioning Coveroge Rotio of the Bonk slood of 98.36% os on 30tn September 2026. (96.99% os on 30tn September 2025). 6. ln line with Reserve Bonk of lndio (Commerciol Bonks- Prudentiol Norms on Copilol Adequocy) Directions,2025 doted 28.11.2025 reod logether wilh the RBI Circulor DBR. No. BP. BC.B0/21 .06.20112014-15 doted 31.03.2015 on 'Prudentiol Guidelines on Copitol Adequocy ond Liquidity Stondord Amendmenls', bonks ore required to moke Pillor 3 disclosures including Leveroge Rotio, Liquidity Coveroge Rotio & Net Stoble Funding Rotio under Bosel lll Copitol fromework. Accordingly, opplicoble disclosures ore mode ovoiloble on Bonk's website disclosu ebyr -.1. F New 0eihi ti* ;\ .*.r lril ii c 159 F R 008567C .(trj(- r:', \' '',
Page 8
SAS C4a{ (* N UC 7. Pursuont to the Reserve Bonk of lndio (Commerciol Bonks - Clossificotion, Voluotion ond Operotion of lnveslment Portfolio) Second Amendment Direclions, 2026 doled 18.05.2026, the requirement to mointoin the lnvestment Flucluotion Reserve (lFR) hos been discontinued wilh effect from 18.05.2026. Accordingly. during the holf yeor ended 30rh September, 2026, the Bonk hos tronsfened the bolonce stonding in the IFR os on 17.05.2026 omounling Rs.552.24 crore to the Generol Reserve, in occordonce with the oforesoid Direclions. B. ln terms of Reserve Bonk of lndio (Commerciol Bonks - Resolution of Stressed Assels) Directions,2025 doted 28.11.2025, hoving totol bonking exposure of Rs.l500 crore ond obove, the bonk is holding provision os on 30.09.2026, os detoiled below : Rs. in crore Amount of loons impocted by RBI Circulor (o) Amount of loons to be clossified os NPA (b) Amount of loons os on 30.09.2026 out of (b) clossified os NPA (c) Additionol Provision required for loons covered under RBlCirculor (d) Provision oul of (d) olreody mode by 30.09.2026 (e) 1200.77 533.33 533.33 316.87 3t 6.87 9. As per the RBI letters no. DBR. No. BP.l 5199121 .04.04812016- I 7 doted 23.06.2017 ond DBR No 8P.1949121.04.04812017-]8 doted 28.08.2017 for the occounls covered under the provisions of lnsolvency ond Bonkruptcy Code (lBC), Bonk is holding provision of Rs.3985.87 crore (including technicol write off) ogoinst tolol outstonding of Rs. 3985.87 crore os on 30tt September 2026. 10. ln occordonce with the RBI Circulor No. DBR.No.BP.BC.19l2l.04.04Bl201B-19 doted 01.01.2019, DOR.No.BP.BC-34121.04.04812019-20 doted 11.02.2020 ond RBU2020-21117 DOR. No. BP.BC/41 21.04.04812020-21 doted 06.08.2020 on Micro, Smoll ond Medium Enterprises (MSME) sector - Restructuring of Advonces, the detoils of MSME reslructured occounts os on 3Otf'September 2026 ore os under: No. of Accounts Reslruclured Amount lnvolved (Rs. in Crore) Provisions held (Rs. in Crore) 175 49.12 4.91 ll.ln occordonce with RBI Circulor no.DOR.STR.REC.l2/21.04.04812021-22 doted 05.05.2021 on "Resolution Fromework 2.0 - Resolution for Covid-.I9 reloted stress of Micro, Smoll ond Medium Enterprises(MSME)", the detoils of restructured occounts os on 30t'September 2026 ore os under: No. of Accounts Reslructured Amount lnvolved (Rs. in Crore) Provisions held (Rs. in Crore) 3671 341.49 34.14 12. During the quorter ended 30th June 2026, the Bonk decided lo exercise lhe oplion of lower lox regime under Section ll5BAA of the lncome tox Act l96l with effect from FY 2026-27. Accordingly. the deferred tox ossets (net) hove been remeosured bosed on the tox rote opplicoble os per new regime olong with releose of certoin income tox provisions which ore no longer required, resulting in one-time chorge of Rs.1,237.13 crore in the Profit ond Loss Account for the quorter ended 30m June, 2026.Ihe tox expenses for the holf yeor ended 30t' September,2026 hove been meosured of the opplicoble rotes os per section I I5BAA of the lncome Tox Act, I t'- ':-, ,il i :-l New tlelhi 51N0 9)
Page 9
'R Vd o 13. The currenl tox ond deferred tox hove been determined in occordonce with lhe provisions of lncome Tox Act, 2025 ond Accounting Stondord 22 "Accounling for Toxes on lncome" issued by the lCAl. Bosed on the monogement's qssessmenl, the Bonk hos recognized oggregote deferred tox osset of Rs.2269.82 crore os of 30t' September, 2026 on corry forword losses ond other items of timing difference. During the quorter ended 30tn September,2026, the bonk hos reversed deferred tox ossets omounting Rs.267.1g crore. 14. Pursuont to the Reserve Bonk of lndio (Commerciol Bonks - Prudentiol Norms on Copitol Adequocy) Fifth Amendment Directions,2026 doted 08.05.2026, the Bonk hos reckoned the eligible quorterly profits for computotion of the Copitol to Risk-weighted Assets Rotio (CRAR) in occordonce with the methodology prescribed under the soid Directions. 15. During the quorter ond holf yeor ended 30.09.2026, the detoils of Priority Sector Lending Certificote(PSLC) tronsoction ore os under: Rs. in crore 16. As per Reserve Bonk of lndio (Commerciol Bonks - Finonciol Stotemenls: Presentotion ond Disclosures) Direclions, 2025 doted 28.11.2025, detoils of froud ond provisions ore stoted hereunder: Porticulors on Froud Reported For the quorter ended 30.09.2026 (Rs. in crore) For the holf yeor ended tr0.09.2026 (Rs. in crore) No. Amount Provisions mode No Amount Provisions mode Advonce reloted frouds 20 120_09 117.24 26 125.7 5 122.13* Other thon Advonces B 0.89 0.86 l6 6.58 6.55* Cyber Frouds 0.00 0.00 0.00 0.00 Totol 28 120.98 r lB.r0 42 r 32.33 128.68* Amount of unomortized provision debited from Other reserves os of the end of the quorter Nit *The Outstonding bolonce in Froud occounts (Advonce & Non-Advonce olher thon cyber reloted frouds) for the holf yeor ended 30.09.2026 is Rs.128.68 crore ond 100% provision hos been mode on entire outslonding bolonce. The difference omount of Rs.3.65 crore represents lhe omount recovered ogoinst reported frouds. 17. During lhe quorter ond holf yeor ended 30m September 2026, penolty of Rs.0.0S crore ond Rs.0.0B crore respectively hos been imposed on the Bonk by Reserve Bonk of lndio. lB. As on 30t'September 2026, Bonk holds forword looking provision of Rs. 1607.59 crore on occount of Expected Credit Loss (ECL). (Rs.1032.59 crore os on 30rh June,2026) ond Rs.34l crore os contingency Provision. (Rs.34l crore os on 3otn Jvne,2o26) 19. Bonk continues to hold Covid-I9 reloted provision of Rs.530 crores os conlingency provision os on 30rh September 2026. (Rs.530 crore os on 30rh June,2026) 20. Pursuont lo RBI Moster Directions beoring reference number RBI/DOR/2025-26/159 DOR.STR.REC.No.TBl21 .04.04812025-26 on Reserve Bonk of lndio (Commerciol Bonks - Tronsfer ond Distribulion of Credit Risk) Directions,2025, doted 28J1.2025, the Bonk hos implemented lhe prescribed guidelines for periodic voluotion of Government Guoronteed Security Receipts. ln occordonce with lhe guidelines, the Bonk corried out o revoluotion of such Security Receipts os on September 2026, resulting in o revoluo of Rs. 9.97 ond this omount Loss q orter /t Period Porticulors Amount Sold Amount Purchosed Premium received Premium poid Quorter ended 30.09.2026 PSLC 55.00 0.00 1.71 0.00 Holf yeor ended 30.09.2026 2000.00 0.00 57 .11 0.00 .nr* FR 71 N Ne Delh008567CF 51N0 A b * 9)
Page 10
21. lnvestor Comploints position during lhe quorter ended 30tn Seplember 2026 i) Pending of the beginning of the quorter 2 ii) Received during the quorter 978 iii) Disposed off during the quorter 914 lv) Pending of lhe end of lhe quorter 66 22. Detoils of resolution plon implemented under Resolution Fromework for COVID l9 reloted stress in terms of Reserve Bonk of lndio (Commerciol Bonks - Finonciol Stotements: Presentotion ond Disclosures) Directions, 2025 doted 28.11.2025, ore os under : Rs. in crore 23. Detoils of loon tronsferred/ocquired during the quorter ended 30t'september 2026 in terms of Reserve Bonk of lndio (Commerciol Bonks - Finonciol Stotements: Presentotion ond Disclosures) Directions, 2025 doted 28.11.2025 ore given below : i)Bonk hos not ocquired loons clossified os NPA. The deloils of Non-Performing Assets (NpAs) tronsferred ore os under: Porticulors (Rs. in crore except number of occounls) To ARCs To permitted tronsferee s To other tronsfere es Aggregote principol outstonding of loons lronsferred Weighted overoge residuol tenor of the loons tronsferred Net book volue of loons tronsferred (ot the lime of tro Aggregote considerotion Additionol considerotion reolized in respect of occounls tronsferred in eorlier yeors 27.31 ii) Bonk hos not ocquired ond tronsferred loons clossified os Speciol Mention Account. iii) Bonk hos not tronsferred ony loons not in defoult. The detoils of loon not in defoult ocquired through ossignment during the quorler ended 30th September 2026 ore given below : &A & SO & A **bo* FRl.l:0 0287 New G. fxft r-,(JN * F 08567C * N Ut *1 Type of Borrower Exposure to occounts clossified os Stondord consequent to implementotion of resolution plon - Position os of lhe end of 31.03.2026 tA) of (A), oggregote debt thot slipped into NPA during the holf-yeor ending 30.09.2026 of (A) omount written off during the holf-yeor ending 30.09.2026 of (A) omount poid by the borrowers during the holf-yeor ending 30.09.2026 of (A) omount closed during the holf-yeor ending 30.09.2026 Exposure to occounts clossified os Stondord consequent to implementotion of resolution plon - Position os ot 30.09.2026 Personol Loons 603.9s 7.8\ 0.00 t8.t0 1 1.02 567.02 Corporote Persons* 415.93 9.28 0.00 8.8r 7.23 Of which, MSME's 415.93 9.28 0.00 8.8t 7.23 390.6 r Olhers 75.20 t.l8 0.00 3.25 5.27 65.50 Totol r 095.08 18.27 0.00 30.1 5 23.s2 1023.r3 *As defined in Section 3(7) of lhe lnsolvency ond Bonkruptcy Code, 2016 Number of occounts 390.51
Page 11
0 0 CK FRN fi Porllculors (Rs. in crore) Reioil MSME Agriculture Corporote Mode of Acquisition Assignment Assignmenl Assignmenl Assignment Aggregole principol outstonding of loons ocquired (Rs. in crore) 1410.7 6 Nit Nit 463.90 Weighied overoge residuol moturity (in monlhs) 8.04 Nit Nit 18.05 Weighted overoge holding period by originotor (in months) 3.96 Nit Nit 3.58 Retention of beneficiol economic interest 10% Nit Nit 10% Tongible security coveroge (%) 159.12% Nit Nit 159.56% Roting wise dislribution of roted loons ocquired by volue (Rs. in crore) NA Nit Nil NA iv) Detoils of lhe distribution of lhe SRs held ocross vorious cotegories of Recovery Rotings ossigned lo such SRs by the credit roting ogencies os on 30th September 2026: Recovery Rolings Bond Book Cosl (Rs. in crore) RRI+(obove 150%) 0.00 RRI (obove 100% upto 150%) 232.75 RR2 (obove 75%lo l0O%l 0.00 RR3 (obove 50%to75%l 0.00 RR4 obove 25%to 5O%) 0.00 RR5 (upto 25%) 0.00 Unroted 0.00 Grond Tolol 232.75 v. quontum of excess provisions reversed to the profit ond loss occount on occount of sole of stressed loons : Nil 24. The following toble set forth, for lhe period indicoted, neccesory detoils of Co-Lending Arrongements (CLAs) on on oggregote bosis, os per Reserve Bonk of lndio (Commerciol Bonks - Tronsfer ond Dislribulion of Credit Risk)Direclions,2025 doted 28.11.2025. Rs. in 25. ln terms of Reserve Bonk of lndio (Commerciol Bonks - Finonciol Stotements: presenlotion ond Disclosures) Directions,2025 doted 28.11.2025, the disclosure for the quorter ond holf yeor ended 30.09.2026 reloting lo item under the subheod "Miscelloneous lncome" under the heod "Schedule l4-Oth " exceeds one per cent of tolol income, ore under r\)-) Sl. no. Porticulors As on 30.09.2026 I Quontum of CLAs: - Gross Outston 1586.47 2 Weighted Averoge Rote of lnterest 9.14% 3 Fees Poid 2.03 Retoil Agri MSME4 Brood Sectors under CLA ossets exist 474.54 284.42 827.51 5 Performonce of loons under CLA - Stondord Loons - Non-Performin Loons 1548.73 37.74 6 Guorontee (DLG)Detoils reloted to Defoult Loss Nit I I flf/ /-,::R€D age
Page 12
Period Porliculors of Heod /Sub- heod Item under the Sub-heod Amount (Rs. in crore) in Percentoge terms Quorter ended 30.09.2026 Schedule I4 - Other lncome Sub heod - Misc. lncome Recovery wrilten off tn 301.r6 3.68 Holf yeor ended 30.09.2026 Schedule l4 - Other lncome Sub heod - Misc. lncome Recovery written off tn I3l 9.21 7.83 26. Disclosure reloted to project finonce in terms of Reserve Bonk of lndio (Commerciol Bonks - FinonciolStotements: Presentolion ond Disclosures) Directions, 2025 doted 28.11.2025 for the quorter ended 30tn Seplember,2026, os furnished below: st. No Item Description Number of occounts Totol oulstonding Rs. in crore I Projecls under implementotion occounls ot 229 61OB.BB the of the uorler 2 Projects under implementotion occounls 21 40.48 sonclioned du the uorter 3 Projects under implementotion occounts where DCCO hos been ochieved during the 27 247.14 4 Projects under implementotion occounts ot 223 5902.22 the end of the uorter. 1+2-3 5 Out of '4' - occounts in respect of which resolution process involving exlension in originol/ extended DCCO, os the cose moy 29 944.78 be hos been invoked 5.1 Out of '5' - occounts in respect of which 29 944.78 Resolution n hos been im lemented. 5.2 Out of '5' - occounls in respect of which 0.00 Resolution n is under ir mentotion 5.3 Out of '5' - occounls in respecl of which 0.00 Resolution n hos foiled. 6 Oul of '5', occounls in respect of which resolulion process involving extension in originol/ extended DCCO, os the cose moy be, hos been invoked due lo chonge in t5 7 51 .32 ond size of the ect 7 Out of '5', occount in respecl of which cost overrun ossocioted with extension in originol / extended DCCO, os the cose moy be, wos funded 2 90.28 7.1 Out of '7', occounls where SBCF wos sonctioned during finonciol closure ond 0.00 renewed 7.2 Out of '7', occounts where SBCF wos not pre- sonctioned or renewed continuously 0.00 8 Out of '4' - occounls in respect of which resolution process not involving extension in originol/ extended DCCO, os lhe cose moy be, hos been invoked. 0.00 B.l Out of 'B' - occounts in respect of which 0.00 Resolution hos lemented 8.2 Out of '8' - o U;ij oCA- * of .00 {:,New * * b 0 N 'reJ :+r .*lr '',0 * FRN 008s67C
Page 13
It* N 8.3 Out of 'B'- occounts in respect of which Resolution plon hos foiled. 0.00 27.Ihe figures for lhe quorter ended September 30,2026 ore the boloncing figures between lhe unoudited (reviewed) Figures in respect of the holf yeor ended September 30, 2026 ond the published unoudited (reviewed) figures for the quorter ended June 30,2026. 28. Figures of the corresponding previous periods hove been regrouped / reclossified wherever considered necessory. delwol) GenerolMonoger & CFO .--4, (Vijoykumor Komble) (Rojendro Kumor Soboo) MD & CEO (UC) ond Executive DirectorExecutive Direclor (A Krishno Ku Choirmo Dote: 15.10.2026 Ploce: Kolkoto 008567CF 45.>& fl, F 01s951N ,xww OX
Page 14
TrEil=t elrq+ frqnr.nT T+1 iln UCO BANK Honours Your Trust H O/Fino nce/S ho re I 1 1 9 I 2026-27 Nqlionol Stock Exchonge of lndio Ltd. "Exchonge Plozo" Plot no. Cl1, G Block Bondro-Kurlo Complex, Bondro (E) Mumboi- 400 05.| NSE Scrip Symbol: UCOBANK Dote: 15.10.2026 BSE Limited Phiroze Jeejeebhoy Towers Dolol Street,Fort, Mumboi- 400 001 BSE Scrip Code: 532505 Modom/ Deor Sir, Sub : Declqrqlion under Regulolion 33 ond 52 of SEBI (LODR) Regulotions, 2015 Pursuont to Regulotion 33 ond 52 of SEBI (Listing Obligotions ond Disclosure Requirements) Regulotions, 2015, we hereby declore thot the Stotutory Centrol Auditors of the Bonk hove issued Limited Review Report on the Unoudited Finonciol Results of the Bonk for the quorter ond holf yeor ended 30th September 2026 wilh unmodified opinion. Kindly toke the obove informotion on record Yours sincerely, For UCO Bonk pr*^ * * I uco * (su Chief Finonciol Officer UCO Bonk, Finonce Deportment, Heod Office, 3d Floor, 02, lndio Exchonge Ploce, Kolkoto - 700 001 Phone: 033 - 44557 227, E-moil: hosgr.colcutto@uco.bonk.in Follow UCO Bank on Tlrritter: UCoBankofficiali Facebook: ofncial.UCoBank; Instagram: official.ucobank; Linkedln: UCO BANK; You Tube: UCO Bank Ofncial
Page 15
AS *FR 0 J** FR 567C FRN 01s951N CA N & * ** q h IWsPSMG&Associates Chartered Accountants 20612078, Jagdamba Tower Commercial Complex, 13 Preet Vihar, Delhi - 110092 lWs Sanjay Deep & Associates Chartered Accountants 81, Sector 33-A, Chandigarh- I 60020 M/sPVAR&Associates Chartered Accountants WZ-248, Plot No.7, Inderpuri, NewDelhi-ll00l2 M/sHDSG&Associates Chartered Accountants E-21 , Basement, Jangpura Extension, New Delhi- I10014 INDEPENDENT AUDITORS'LIMITED REVIEW REPORT ON UNAUDITED FINANCIAL RESULTS OF UCO BANK FOR THE QUARTER AND HALF YEAR ENDED 30th SEPTEMBER 2026 PURSUANT TO THE REGULATION 33 AND REGULATION 52 READ WrrH REGULATTON 63(2) OF THE SEBI (LISTTNG OBLIGATIONS AND DISCLOSUR.E REQUIREMENTS) REGULATIONS, 2 O 1 5, AS AMEND ED To The Board of Directors, UCO Bank, Kolkata We have reviewed the accompanying statement of Unaudited Financial Results of UCO Bank, ('the Bank') for the quarter and half year ended 30d' September 2026 ('the Statement') attached herewith, being submitted by the Bank pursuant to the requirement of Regulation 33 and Regulation 52 read with Regulation 63(2) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, as amended ("the Regulations") except for the disclosures relating to 'Pillar 3 under Basel III Capital Regulations, Leverage Ratio, Liquidity Coverage Ratio and Net Stable Funding Ratio' which lrave been disclosed on Bank's website and in respect of which a link has been provided in the Statement and have not been reviewed by us. 2. This statement, which is the responsibility of the Bank's Management and has been approved by the Bank's Board of Directors, has been prepared in accordance with the recognition and measurement principles laid down in the Accounting Standard 25 "Interim Financial Reporting" issued by the Institute of Chartered Accountants of India(ICAI), relevant provisions of the Banking Regulation Act, 1949,the circulars, guidelines and directives issued by Reserve Bank of India from time to tirne (RBI guidelines) and other accounting principles generally accepted in India. Our responsibility is to express a conclusion on the Statement based on our review. 3. We conducted our review of the statement in accordance with the Standard on Review Engagements (SRE) 2410), "Review of Interim Financial Information Performed by the Independent Auditor of the Entity" issued by the Institute of Chartered Accountants of India (ICAI). This standard requires that we plan and perform the review to obtain moderate assurallce as to whether the statement is free of rnaterial misstatement. A review is limited primarily to inquiries of the Bank's personnel and analytical procedures applied to financial data and thus provides less assurance than an audit. We have not performed an audit and accordingly, we do not express an audit opinion. 4. The unaudited financial results include the relevant returns of 22branches (including Treasury Branclr and GIFT City branch) reviewed by us and 2 Overseas branch reviewed by overseas audit firm specifically appointed for this purpose. We have relied on the review reports/certificates received frorn Concurrent Auditors of l5 branches. The financial results also incorporate the relevant returns of 20 zones and Head Office Departments reviewed by us. These review reports cover 77 .16 percent of tlie advance portfolio of the bank and 79.38 percent of Non-performing Assets of the bank. Apart frorn these review reports, we have also relied upon various infonnation and returns received from the 3400 branches of the bank generated through centralized database at the Bank's Head Office.
Page 16
C/X New &4 ,t IWsPSMG&Associates Chartered Accountants 206/207 B, Jagdamba Tower Commercial Complex, l3 Preet Vihar, Delhi - 110092 IWs Sanjay Deep & Associates Chartered Accountants 81, Sector 33-A, Chandigarh- I 60020 IWsPVAR&Associates Chartered Accountants WZ-248, PlotNo.7, Inderpuri, NewDelhi-ll00l2 IWsHDSG&Associates Chartered Accountants E-21, Basement, Jangpura Extension, New Delhi- I10014 5. Based on our review conducted as above, subject to limitations in scope as mentioned in para 3 above and read with the notes to unaudited financial result, nothing has come to our attention that causes us to believe that the accompanying statement of unaudited financial results including notes thereon prepared in accordance with applicable accounting standards and other recognized accounting practices and policies, has not disclosed the information required to be disclosed in terms of the SEBI (Listing Obligations and Disclosure Requirernents) Regulations,2015, as amended, including the manner in which it is to be disclosed, or that it contains any material misstatement or that it has not been prepared in accordance with the relevant prudential norms issued by the Reserve Bank of India in respect of income recognition, asset classification, provisioning and other related matters. 6. Other Matter : We draw attention to Note no.l of the accompanying Notes forming part of the financial results, which states that, in the absence of requisite number of Independent Directors on the Board of the Bank, the Audit Committee of the Board could not be constituted for want of quorum and the financial results were placed directly before the Board for review and approval by invoking Clause l4,{ of the Nationalised Banks (Management and Miscellaneous Provisions) Scheme, 1970. Our Opinion is not modified in respect of the above matter. FoTPSMG&ASSOCIATES FoT SANJAY DEEP & ASSOCIATES Chartered Partner MRN 400189 UDIN: 2}\ootsg LS HSJJq L6"T FRN (CA PRAB For PVAR&ASSOCIATES Chartered Accountants FRN OO5223C (CA JINDAL) Partner MRN 089835 Chartered Accountants FRN 0I595 IN (CA MITTAL) Partner MRN 521742 UDIN: Le 521 I /{ ZV ZNE OlE 304 t FoTHDSG&ASSOCIATES Chartered Accountants FRN OO2871N (cA vrNoD FATEHPURIA) Partner UDrN: 2IS',ii'JEhr o.NBV4 6T 3uDrN: 26A S3 S 35Lft ? RSz'l lq? Place:Kolkata Date:15.10.2026 FRN 008567C ClX FRN 0'15951N o* & b t, FRN oo5223C
Page 17
11Eil?t 3lrq+ frq-5q.FT {mil6 UCO BANK Honours Your Trust Statement of Deviation /Variation in utilization of funds raised [As per Reg 32(1) of SEBI LODR Regulations 20151 Deviation or variation could mean: (a) Deviation in the objects or purposes for which the funds have been raised or (b) Deviation in the amount of funds actually utilized as against what was originally disclosed or (c) Change in terms of a contract referred to in the fund-raising document i.e., prospectus, letter of offer, etc. Secretary Date: 15.10.2026 Name of listed entity UCO BANK Mode of Fund Raising No funds raised during the quarter ended 30.09.2026 Date of Raising Funds Not applicable Amount Raised Nil Report filed for quarter ended 30.09.2026 Monitoring Agency Not Applicable Monitoring Agency Name, if applicable Not Applicable Is there a Deviation / Variation in use of funds raised? No If yes, whether the same is pursuant to change in terms of a contract or objects, which was approved by the shareholders Not applicable If ves. date of shareholder approval? Not applicable Explanation for the Deviation / Variation Not applicable Comments of the audit committee after review Not applicable Comments of the auditors, if any Not applicable Objects for which funds have been raised and where there has been a deviation, in the following table: Original Object Modified Object, if any Original Allocation Modified allocation, if any Funds utilised Amount of Deviation/Variation for the halfyear according to applicable object (INR Crores and in %) Renrarks, if any Not applicable i uco ** i) UCO Bonk, Finonce Deportment, Heod Office, 3d Floor, 02, lndio Exchonge Ploce, Kolkoto - 700 001 Phone: 033 - 44557227, E-moil: hosor.colcullo@ucobonk.co.in Follow UCO Bank onTwitter: UCOBankofficial; Facebook: Official.UCOBank; Instagram: Official.ucobank; Linkedln: UCo BANK; You Tube: UCO Bank Official
Page 18
UCO BANK q-Eilrr Bnqh frqrs t,r Honours Your Trust A. Statement of utilization of issue proceeds [As per Reg 52(7) of SEBI LODR Regulations 2015] B. Statement of Deviation or Variation [As per Reg 52(7A) of SEBI LODR Regulations 20151 {+1 il6 Name of the issuer ISIN Mode of Fund Raising (Public issues/ Private placement) Type of instrument Date of raising funds Amount Raised (Rs. in crore) (Rs. in crore) Any deviation (Yes/ No) If8is Yes, then specifu the purpose 1 2 J 4 5 6 7 8 9 10 UCO BANK Nil,AIot Applicable Name of listed entity UCO BANK Mode of Fund Raising No funds raised during the quarter ended30.09.2026 Type of instrument Not applicable Date of Raising Funds Not applicable Amount Raised (Rs. in crore) Not applicable Report filed for quafter ended 30.09.2026 Is there a Deviation / Variation in use of funds raised? Not applicable Whether any approval is required to vary the objects of the issue stated in the prospectus/ offer document? Not applicable Ifyes, details ofthe approval so required? Not applicable Date of approval Not applicable Explanation for the Deviation / Variation Not applicable Comments of the audit committee after review Not aoplicable Comments of the auditors, if any Not applicable Objects for which funds have been raised and where there has been a deviation, in the following table Original Object Modified Object, if any Original Allocation Modified allocation, if any Funds Utilised Amount of Deviation/Variation for the half year according to applicable object (INR Crores and in %o) Remarks, if any Not Applicable Deviation could mean: a. Deviation in the b. ln a\ Secretary Date: 15.10.2026 ects or purposes for which the funds have been raised. of funds actually utilized as against what was originally disclosed. ) UCO Bonk. Finonce Deportment, Heod Office, 3d Floor, 02, lndio Exchonge Ploce, Kolkoto - 700 001 Phone: 033 - 44557227, E-moil: hosgr.colcutto@ucobonk.co.in Follow UCO Bank onTwitter: UCoBankOfficial; Facebook: Official.UCOBank; Instagram: 0fficial.ucobank; Linkedln: UCO BANK; You Tube: UCO Bank Official Funds utilized Remarks, if any
Page 19
Securitv Cover Certificate as on 30.09.2026 nO Column lvii Colum nJ umn nE Column Fi" Column Gv n H'iColumn A Column B Colum nC nD Related to covered bythisPari- Passu Charge Assets not offered as Securit v Eliminati on (amount in negative ) to H) Gharge Exclusi ve Exclus ive Charg e Pari- Passu Charge Passu Charge Particular s Total Valuel=6 +L+M+ N) Market Value for Pari passu charge ASsetsvill value for pari passu charge assets is not ascertainable or applicable (For Eg. Bank Balance, DSRA market value is not applicable) value/book Market Value for Assets charged on Exclusive basis for exclusive charge assets where market value is not ascertainable or applicable (For Eg. Bank Balance, DSRA market value is not /book value Relating to Column F debt amount considere d more than once (due to exclusive plus pari passu charge) Other Secure d Debt Debt for which this certifica te being issued Assets shared by pari passu debt holder (includes debt for which this certilicate is issued & other debt with pari- passu charge) Other assets on which there is pari- Passu charge (excludin g items covered in column F) Descri ption of asset for which this certifi cate relate Debt for which this certifica te being issued No Book Value ValueValue Value ASSETS Property, Plant and Work-in- Goodwill lntangible Assets lntangible Assets under Developme nt lnvestment NIt Column N GolumColumn KColum Column applicable) Yes/ Progress Right of Use Assets Equipment Capital IIIIIIIIIII
Page 20
Loans lnventories Trade Receivables Cash and Cash Equivalents Bank Balances other than Cash and Cash Equivalents Others Total LIABILITIE S Debt securitiesto which this certificate pertains Other debt sharing pari- passu charge with above debt Other Debt ed debt Subordinat Borrowings Bank Debt Secunties Others Trade payables Ntt ,ffi. t* l, r IIIII IIIIII
Page 21
\ Lease Liabilities rrr-NlL-rrr Provisions Others Total Cover on Book Value Cover on Market Valueit { Gupta) Secretary Date i 15.10.2026