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UTI Asset Management Company Limited Investor Presentation Q2 & H12026-27 Information Classification: UTI AMC - Confidential
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• Oldest Mutual Fund in India & a trusted household brand • First to launch Equity Mutual Fund Mastershare (now UTI Largecap Fund), Children’s Plan Pioneer of mutual fund in India *Total AUM includes QAAUM for UTI MF for Q2 & H1 FY26-27 and Closing AUM for all other businesses as of 30th September 2026. 2 A Customer Centric Global Asset Management Firm • Focused solely on Investment Management and related services • Presence across various business segments like Mutual Funds, Alternate Investment Funds, Pension Business and Portfolio Management Services • Well spread presence through DAs, MFDs, Banks, National Distributors and Fin-techs • Partnering with ~ 1,00,064 MFDs • Strong Penetration in B30 cities with high share • Professionally managed listed Company with no identifiable promoters • A well-constituted Strong Board, where 6 of the 9 members are independent • The Trustee Board oversees asset management activities, fund performance, internal controls and regulatory compliances to protect the interest of investors • International presence through UTI International • Offices in Singapore, London, Dubai, New York & Paris ₹16.28 lakh crore in AUM* 699 Districts covered across India Presence across 30 + Countries Strong Governance practices uti ASSET MANAGEMENT COMPANY
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PERFORMANCE HIGHLIGHTS
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1 Total AUM includes QAAUM for UTI MF for Q2 FY26-27 and Closing AUM for all other businesses as of 30th September 2026. @For the quarter; ˄including subsidiaries. *Including Fund of Funds Industry MF QAAUM 87,21,848 cr 13.06% YoY , 4.90% QoQ UTI MF QAAUM ₹ 4,02,337 cr 6.32% YoY, 2.46% QoQ Total Group AUM1 ₹ 16,28,189 cr (27%) YoY, (21%) QoQ Business Highlights Key Performance Indicators Flows, Folios & Market Share Market Share Total MF QAAUM 4.61% Gross Sales@ ₹ 2,80,505 cr Live Folios 1.47 cr * NPS AUM 24.01% Passive AUM 12.66% 4 Consolidated H1 FY27 Financial Performance Company Presence 853˄ Core Sales Team 256 UTI Financial Centres (204 in B30 cities) ~ 1,00,064 Distributors 36 District Associates Offshore Locations Singapore, London, Paris, Dubai, New York Total Income ₹ 985 cr ▲ 2% YoY Core Revenue ₹ 777 cr ▲ 1% YoY Core EBITDA ₹ 367 cr ▲ 14% YoY Core PAT ₹ 263 cr ▲ 15% YoY uti ASSET MANAGEMENT COMPANY l l l l
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September 2025 Total ₹ 22,41,837 crore September 2026 UTI MF PMS UTI International UTI Alternatives UTI PFL 378,413, 16.88% 1,448,028, 64.59% 23,647, 1.05% 2,669, 0.12% 389,080, 17.36% 402,337 24.71% 773,975 47.54% 16,063 0.99% 4,045 0.25% 431,769 26.52% Total ₹ 16,28,189 crore Note: (1) The declines in Group AUM for June and September 2026 reflect EPFO’s February 2026 reallocation of assets after it expanded its fixed income mandate from two managers to four. (2) UTI Alternatives AUM for June and September 2026 includes AUM of Co-Portfolio Management Services. Snapshot of Group AUM 5 (₹ crore) June 2026 392,691, 19.09% 1,215,162, 59.08% 14,027 0.68% 3,843, 0.19% 431,148, 20.96% Total ₹ 20,56,871 crore uti ASSET MANAGEMENT COMPANY ■ ■ ■ ■
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94,556Equity Domestic MF Closing AUM (₹ cr) Domestic MF QAAUM (₹ cr) 33,361 1,80,896 47,366 30,002 3,86,182 Hybrid ETFs & Index Cash & Arbitrage Income Total 99,036 34,504 1,87,807 47,574 33,416 4,02,337 (₹ crore) As of 30th September 2026. Source: AMFI, Internal 6.32% YoY 4.91% 4.72% 4.61% Total MF QAAUM, Growth and Market Share 378,413 392,691 402,337 Sep'25 June'26 Sep'26 Witnessed 6.32% YoY Growth in QAAUM 6 uti ASSET MANAGEMENT COMPANY ( ) ............ ( __ )-----( __ )
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15.61% YoY 162,443 179,674 187,807 Sep'25 June'26 Sep'26 13.15% 12.20% Index and ETFs Category wise QAAUM, Growth and Market Share (₹ crore) Source: AMFI, Internal 33,651 33,857 34,504 Sep'25 June'26 Sep'26 4.05% 3.66% Hybrid 2.53% YoY 11.36% YoY 42,721 48,409 47,574 Sep'25 June'26 Sep'26 4.31% 4.28% Cash & Arbitrage 40,047 36,184 33,416 Sep'25 June'26 Sep'26 3.17% 3.15% -16.56% YoY Income 2.54% 12.66% 3.79% 3.57% 3.01% -0.52% YoY 99,551 94,567 99,036 Sep'25 June'26 Sep'26 2.93% 2.60% Equity Category Wise QAAUM; Passive demonstrates 15.61% YoY growth 7 ,)·~ ....... -""'!!!!P' ( __ ) ........... ( }-{_) ( )..........-.( ).._..( ) ( __ ) ........... ( ) ........... ( ) ( ) ........... ( }-{ )
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Source: Internal. 247 290 4,848 2,363 (2,053) 5,695 (57) 29 6,259 10,796 (2,706) 14,321 (796) (320) 5,979 3,586 (2,731) 5,719 Equity Hybrid ETFs & Index Cash & Arbitrage Income Total Q2 FY26 Q1 FY27 Q2 FY27 Quarterly Net Sales (₹ crore) Trend in Net Sales 8 603 417 8,373 4,687 1,535 15,615 (686) 334 16,524 (7,466) (3,302) 5,405 (853) (291) 12,238 14,381 (5,437) 20,039 Equity Hybrid ETFs & Index Cash & Arbitrage Income Total H1 FY26 H2 FY26 H1 FY27 Half-Yearly Net Sales T T - ■ ■ T T - ,--- - T T T - T - - ■ T • • T • uti ASSET MANAGEMENT COMPANY ■ ■ 1 ■ ■ ■ ■
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97% 94%More than 10 Years More than 5 Years Monthly Gross SIP Inflow (₹ crore) Long Tenure SIP Book(1) SIP AUM Growth YOY Source: RTA Data. (1) As of 30th September 2026. (2) Monthly inflows represent the combined SIP and STP inflows for the period September 2025 to September 2026. 42,267 45,572 Sep'25 Sep'26 7.82% YoY ₹ 3305 cr 992 989 957 1016 999 947 1004 967 970 983 1004 994 982 Sep'25 Oct'25 Nov'25 Dec'25 Jan'26 Feb'26 Mar'26 Apr'26 May'26 Jun'26 July'26 Aug'26 Sep'26 SIP remains Cornerstone for AUM Performance 9 uti ASSET MANAGEMENT COMPANY r r l
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This map is a generalized illustration only for the ease of the reader to understand the locations, and it is not intended to be used for reference purposes. The representation of political boundaries and the names of geographical features/states do not necessarily reflect the actual position. The Company or any of its directors, officers or employees, cannot be held responsible for any misuse or misinterpretation of any information or design thereof. The Company does not warrant or represent any kind of connection to its accuracy or completeness As of 30th September 2026. ˄including subsidiaries. *Total Employees are 1,510 includes 1,264 UTI AMC employees and 246 employees of our subsidiaries. UTI AMC – Strong Geographical Presence 36 District Associates (DAs) 1,00,064 Mutual Fund Distributors (MFDs) 853˄ Core Sales Team Members 1,510 UTI AMC Employees* 256 UTI Financial Centers (UFCs) 10 Rajasthan 12 Maharashtra 31 Gujarat 23 Kerala 10 J&K 1 Goa 2 Madhya Pradesh 11 Himachal Pradesh 4 Delhi 4 Haryana 11 Chandigarh 1 Andhra Pradesh 13 Telangana 5 Chhattisgarh 5 Uttar Pradesh 23 Tamil Nadu 17 Bihar 9 Uttarakhand 3 Puducherry 1 Odisha 11 West Bengal 22 Assam 6 Meghalaya 2 Tripura 1 Karnataka 14 Sikkim 1 ✓ Jharkhand 6 t ,)·~ ....... -"!!!if
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8 21 71 BND MFDs Direct Sep’ 25June‘ 26Sep’ 26 11 54 35 BND MFDs Direct Sep’ 25 12 52 36 BND MFDs Direct Sep’ 26 Source: RTA Data. Total QAAUM Equity + Hybrid QAAUM (in %)(in %) 8 19 74 BND MFDs Direct 8 19 73 BND MFDs Direct 11 52 37 BND MFDs Direct June’ 26 Multi-Channel Distribution Network brings Stability 11 uti ASSET MANAGEMENT COMPANY - - - - -
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Monthly AAUM - September 2026 Source: AMFI, RTA Data & Internal. 20% 80% B30 T30 19% 81% B30 T30 UTI Mutual Fund Industry Industry Monthly AAUM is of September 2026. Strong presence in B30 cities 12 Network of 256 branches with 204 branches located in B30 cites as of 30th September 2026 Our established presence in B30 cities has enabled us to attract new clients, and positions us to capitalize on future growth in those underpenetrated cities Our broad client base also provides us with several opportunities, including cross-selling different funds Our size and distribution network, particularly in B30 cities, provides us with economies of scale, particularly in distribution, marketing, and back-office activities B30 AUM aids our overall margins as these are stickier in nature and offer comparatively higher margins ut1 MP y ASSET MANAGEMENT CO
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Consolidated Statement of Profit & Loss 13 Particulars (In cr .) Q2 FY27 Q2 FY26 YoY (%) Q1 FY27 QoQ (%) H1 FY27 H1 FY26 YoY (%) TotalRevenue from Operations 414 419 (1%) 584 (29%) 983 965 2% Other Income 1 2 (50%) 1 - 2 4 (50%) TotalIncome 415 421 (1%) 585 (29%) 985 969 2% Finance Cost 3 3 - 3 - 7 7 - Fee & Commission Expenses 1 1 - 1 - 3 2 50% Net loss on fair value changes 15 - NA - NA - - - Depreciation & Amortization Expenses 14 12 17% 13 8% 25 24 4% Employee Benefit Expense 128 159 (19%) 122 5% 250 288 (13%) Other Expense 79 82 (4%) 78 1% 157 158 (1%) TotalExpenses 240 257 (7%) 217 11% 442 479 (8%) PA Tfor the Owners of the Company 132 113 17% 294 (55%) 426 350 22% Core PAT 131 107 22% 129 2% 263 228 15% P A TMargins 32% 27% 50% 43% 36% Total Revenuefrom Operations Q2 FY27 Q2 FY26 YoY (%) Q1 FY27 QoQ (%) H1 FY27 H1 FY26 YoY (%) Sale of Services 398 390 2% 379 5% 777 769 1% Net Gain on fair value changes - 14 (100%) 187 (100%) 172 167 3% Interest & Dividend Income 12 11 9% 14 (14%) 26 22 18% Rental Income 4 4 - 4 - 8 7 14% TotalRevenue from Operations 414 419 (1%) 584 (29%) 983 965 2% Note: Employee Benefit Expenses for Q2 FY26 & H1 FY26 include an amount of ₹25 cr towards one time impact of family pension. uti
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Standalone Statement of Profit & Loss 14 Particulars (In cr .) Q2 FY27 Q2 FY26 YoY (%) Q1 FY27 QoQ (%) H1 FY27 H1 FY26 YoY (%) TotalRevenue from Operations 336 390 (14%) 438 (23%) 770 827 (7%) Other Income 1 1 - 1 - 2 2 - TotalIncome 337 391 (14%) 439 (23%) 772 829 (7%) Finance Cost 3 3 - 3 - 6 6 - Fee & Commission Expenses 5 4 25% 4 25% 9 8 13% Net loss on fair value changes 4 - NA - NA - - - Depreciation & Amortization Expenses 11 11 - 12 (8%) 23 22 5% Employee benefit Expense 94 135 (30%) 92 2% 186 236 (21%) Other Expense 39 44 (11%) 41 (5%) 80 79 1% TotalExpenses 156 197 (21%) 152 3% 304 351 (13%) Profit After Tax (PAT) 143 166 (14%) 218 (34%) 361 382 (5%) Core PAT 136 104 31% 119 14% 253 221 14% P A TMargins 42% 42% 50% 47% 46% Total Revenuefrom Operations Q2 FY27 Q2 FY26 YoY (%) Q1 FY27 QoQ (%) H1 FY27 H1 FY26 YoY (%) Sale of Services 324 319 2% 308 5% 632 628 1% Net Gain on fair value changes 0 15 (100%) 118 (100%) 113 131 (14%) Interest & Dividend Income 8 52 (85%) 8 - 16 60 (73%) Rental Income 4 4 - 4 - 9 8 13% Total Revenue from Operations 336 390 (14%) 438 (23%) 770 827 (7%) Note: Employee Benefit Expenses for Q2 FY26 & H1 FY26 include an amount of ₹25 cr towards one time impact of family pension. uti
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Particulars (In cr.) Q2 FY27 Q2 FY26 YoY (%) H1 FY27 H1 FY26 YoY (%) MF Fees 319 311 3% 623 614 (49%) PMS Fees 5 8 (38%) 9 14 (44%) Sale of Services - UTI AMC Standalone 324 319 2% 632 628 (49%) UTI International 24 34 (29%) 48 67 (50%) UTI PFL 45 38 18% 87 75 (48%) UTI Alternatives 9 5 80% 15 10 (40%) Elimination (4) (6) (33%) (5) (11) (20%) Sale of Services - UTI AMC Consolidated 398 390 2% 777 769 (49%) Details of Consolidated Sale of Services 15 uti ASSET MANAGEMENT COMPANY
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Particulars Consolidated Standalone 30th Sep 26 31st Mar 26 % (+/-) 30th Sep 26 31st Mar 26 % (+/-) Assets: Financial Assets 4,460 4,533 (2%) 3,573 3,711 (4%) Non-Financial Assets 496 510 (3%) 467 480 (3%) Total Assets 4,956 5,043 (2%) 4,040 4,191 (4%) Liabilities & Equity: Financial Liabilities 262 292 (10%) 202 225 (10%) Non-financial Liabilities 280 246 14% 267 231 16% Equity 4,414 4,505 (2%) 3,571 3,735 (4%) Total Liabilities & Equity 4,956 5,043 (2%) 4,040 4,191 (4%) (₹ crore) Balance Sheet 16 uti ASSET MANAGEMENT COMPANY I I I I t------- .1 l:----+---------t---------, 1 1---------------t--------, I I I I I I I I t------- 1 I II - ------r---- 1 I I I t------- _ -----+-------------t---------1
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34% 44% 39% 24% 43% FY23 FY24 FY25 FY26 H1 FY27 Consolidated PAT Margin (%) 12% 19% 16% 9% 19% FY23 FY24 FY25 FY26 H1 FY27 Consolidated Return on Equity (%) Operating Margin (bps) Dividend Payout Trend Ratio Analysis 17 21 22 47 48 40 64% 66% 100% 94% 95% FY22 FY23 FY24 FY25 FY26 Dividend Per Share Dividend Payout Ratio 32 31 19 15 13 16 Revenue Expenses Margin Revenue Expenses Margin H1 FY26 H1 FY27 ~·~ ....... -..._.. T - r r
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Breakup of Consolidated Investments As on 30th September 2026 (₹ crore) Particulars Equity Hybrid Debt & Liquid Total Mutual Funds# 533 455 1,817 2,805 Offshore Funds 432 – 168 600 Fixed Deposits – – 383 383 Bonds & G-Secs – – 306 306 AIFs & Other Equity 23 – 212 235 Total 988 455 2,886 4,329 % of Investment 23% 10% 67% 100% % of Total Investment 65% 14% 9% 7% 5% Total ₹ 4,329 crore Mutual Funds ₹2,805 Cr Offshore Funds ₹600 Cr Fixed Deposits ₹383 Cr Bonds & G-Secs ₹306 Cr AIFs & Other Equity ₹235 Cr #Note : Investment in mutual fund schemes includes investment as per regulatory mandate. 18 f) e e 8 - • • • • • ~·~ ....... -..._..
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19 89.52 89.04 89.50 89.37 89.70 Sep-25 Dec-25 Mar-26 Jun-26 Sep-26 Quarterly Online Gross Sales (as % of Total Gross Sales) 115.84 126.54 183.23 216.75 52.74 86.74 FY23 FY24 FY25 FY26 Q2FY26 Q2FY27 49.00 33.51 41.58 43.87 41.27 44.20 FY23 FY24 FY25 FY26 Q2FY26 Q2FY27 Leveraging on Salesforce Marketing Automation & Personalization capabilities to capitalize on cross selling and upselling opportunities has helped in growth in Online Gross Sales 15% Growth In Number of Digital SIP Transactions in Q2 FY27 as compared to Q2 FY26 Strong focus on growing SIP book Digitally 44.20% of Total Gross Sales of Equity & Hybrid Funds were mobilized through Platforms in Q2 FY27 Source: RTA Data. Number of Digital Purchase Transactions (in Lakhs) Sales through Digital Platforms (as a % of Equity & Hybrid MF Gross Sales) Growing Online Transactions reflect Acceptance of Digital uti ASSET MANAGEMENT COMPANY
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A Year of Firsts in India @ UTI AMC First AMC to launch Agentic AI Contact Center (VAANI) First AMC to use Google Pmax and publish case study Live on ONDC Network as a Seller & scaling Business Launched Enterprise data platform ‘UDAAN’ Trademarked & Launched SIPizen to promote SIPs Early Adopters of Account Aggregator Ecosystem First AMC to Implement Salesforce Marketing Automation Tool First AMC to launch In-app WhatsApp payments First AMC to launch Factsheet in Hindi 20 ,)·~ ....... -"!!!if """ ... --~.,,. .... ~ ·-- --- ·--..:--- ·- • a - \ •oi1 II Jll1•· 11 ll11• II· ~ ' / By UTI Mutual Fund ~-==-.. --:_. ·-=-~~- .. ~ .... - + ,\ ~.::~~---·= ~-- -- AW UTI Doto Analytics or,d Advruiced Noe1,c Open Network for Digital Commerce SI iZen --Sahamati®
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21 Investor Services Key Indicators for the Quarter Non-Commercial Transactions Contact Center Investor Services Digital Transactions (own assets) 9 Total Complaints Received 1.47 crore* Folios Low Complaints Ratio against Folios at 0.0001 6.0 lakh Total Call Volume Outbound 0.61 lakh Total Call Volume Inbound 7 seconds Average Speed of Answer • 45% inbound Calls served via Self service IVR for Valuation, NAV, SOA, Branch Locator, etc. • Inbound Calls for product and sales support • Outbound Calls for Leads, Call-back request, Reminders etc. • Chat with Live Agent for Assistance via WhatsApp & Website • Chatbot and WhatsApp for Conversational Enquiry, Investing & Servicing 52.15% Digital Transactions done post E-KYC are SIP Instalments ₹ 25.86 crore Digital Transaction Amount capitalized post Digital KYC 15,047 Digital KYC Compliant PANs created 85.37% Non-Commercial Transactions processed in the same day 68.63% Non-Commercial Transactions processed in 60 Minutes *Including Fund of Funds uti ASSET MANAGEMENT COMPANY
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Data as of 30th September 2026. Regulated by MAS, Singapore SEC, USA, FCA, UK, ACPR, France, DIFC, Dubai Singapore Office Locations Dubai Paris London New York UTI International Ltd. – Spreading our Wings 22 Clients from over 30+ countries Clients are primarily Institutions – Banks, Insurance, Asset Management, Pension Funds Assets Under Management of INR 16,063 cr (USD 1.67 bn) as of 30th September 2026 Team of 29 experts with Deep Domain Experience across 6 Nationalities UTI India Dynamic Equity Fund 441.33 mn UTI India Innovation Fund 35.22 mn Shinsei UTI India Fund (Mauritius) Ltd. 418.24 mn UTI India Strategic Opportunities Fund II VCC 118.38 mn Popular Funds In USD ' I It uti ASSET MANAGEMENT COMPANY --
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100% subsidiary of UTI AMC Ltd, mandated to manage and grow the private capital investment business PERFORMING CREDIT (ACTIVELY MANAGED) • Investing in high yield NCDs across sectors and situations • Usually hold to maturity and majority to sole subscriber of NCDs • SDOF series was started in 2017, currently in 4th series • Gross Commitments in SDOF series including COF is ₹ 2,975 crore(1) with active commitment of ₹ 1,686 crore • SDOF I was exited in Q4 FY25 and SDOF II was exited in Q3 FY26 REAL ESTATE CREDIT • Invest primarily in NCDs backed by late stage real estate projects • Investment from Real Estate Opportunities Fund I (ROF) with gross Commitments of ₹ 189 crore CO-INVESTMENT PORTFOLIO MANAGEMENT SERVICES • Investors who hold units of any of the AIF schemes managed by UAPL are eligible for co-investments along with schemes of AIFs managed by UAPL • cPMS active AUM of ₹ 212 crore MULTI STRATEGY • Investing across a diverse range of credit and structured equity opportunities • Investing from Multi Opportunities Fund I (MOF) with gross commitments of ₹ 1,598 crore • Currently raising, and deploying from MOF II with gross commitments of ₹ 360 crore FUND OF FUNDS IN IFSC GIFT CITY • 3 funds approved by IFSC under UAPL branch office’s FME approval • Gross commitments of USD 207 mn(2) Track record of several profitable exits. Strong governance framework and best in class partners UTI Alternatives is also committed to Responsible Investing. UTI SDOF III & IV have a well-defined ESG policy and strategy Structure Debt Opportunities Fund IV (SDOF IV), 4th series of our flagship is currently received commitments worth INR 1131 Cr Multi Opportunities Fund II launched with a similar strategy as its predecessor. Received gross commitments of INR 360 Cr & is now under fundraising and deployment Data as of 30th September 2026. (1) Gross commitments since inception includes 25 cr and 50 Cr from UTI AMC which is capped at 5% for MOF II and SDOF IV respectively; (2) IFSC AUM is further invested/to be invested in AIFs managed by UAPL; (3) Excludes commitments of 2 IFSC funds; IOF I that is a feeder fund for MOF I and IOF II that is a feeder fund for SDOF IV UTI Alternatives Pvt. Ltd. – Investing across the Credit Spectrum 23 05 Total Cumulative commitments of ₹ 7,004 crore with Active commitments under management of ₹ 4,045 crore3 (as on 30th September 2026) 04 03 02 01
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389,080 431,148 431,769 Sep'25 June'26 Sep'26 10.97% YoY 24.62% 24.16% UTI PFL, Growth and Market Share (₹ crore) Source: Internal. 24.01% UTI Pension Fund Ltd. – Reaching New Heights 24 Augmenting Pension Business 100% Subsidiary of UTI AMC Ltd PFRDA Licensed for managing Pension Funds and carrying out PoP Operations Manages 24.01% of the NPS Industry AUM as on 30th September 2026 46 Branches across India for PoP Business Filed four new schemes under the Multi Scheme Framework Managing Government and non-Government NPS corpus uti ASSET MANAGEMENT COMPANY --•- - - - •- - - - •----- . •-- ( ),._...( ) ........... ( )
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25 *Formerly known as UTI Venture Fund Management Co. Ltd. Particulars UTI International Ltd UTI Pension Fund Ltd UTI Alternatives Pvt. Ltd UTI HART Financial And Investment Services Ltd H1 FY27 H1 FY26 H1 FY27 H1 FY26 H1 FY27 H1 FY26 H1 FY27 H1 FY26 AUM 16,063 23,647 431,769 3,89,080 4,045 2,669 -- -- Sale of Service 47.5 67.1 86.8 75.1 14.6 9.7 -- -- Investment & Other Income 64.7 (2.7) 8.0 7.7 4.4 2.3 0.4 0.32 Total Income 112.2 64.4 94.8 82.8 19.0 12 0.4 0.32 Employee Benefit Expenses 35.1 34.1 15.8 10.6 12.8 7.3 -- -- Admin & Other Expenses 40.9 48.8 38.9 35.2 8.0 4.6 0.1 0.04 Total Expenses 76.0 82.9 54.7 45.8 20.8 11.9 0.1 0.04 Profit Before Tax 36.2 (18.5) 40.1 37.0 (1.8) 0.1 0.3 0.28 Profit After Tax 36.3 (18.4) 30.0 28.1 (1.3) 0.08 0.3 0.20 (₹ crore) Other Subsidiaries - Financial Highlights uti ASSET MANAGEMENT COMPANY
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About the Company
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UTI AMC – Our Vision and Mission UTI AMC – Our Vision and Mission 27 VISION To be The MOST PREFERRED Asset Manager I I I ; I I ' I The Most Trusted Brand, admired by all stakeholders • Asset Manager with a Diverse Suite of Products & Global Presence ~~ • Enableour ~~ Customers to Achieve Their Financial Goals I • . . Employer of First Choice I • A Socially Responsible Organization, known for Best Corporate Governance uti ASSET MANAGEMENT COMPANY
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Focus is the Essence of Our Business Focus is the Essence of Our Business 28 Performance-Driven Organisation with a Purpose Drive Common Organisation Goals, Beyond Individual Goals Take Collective Ownership and Individual Accountability to reach a Collective Purpose Respect and Support Each Other Encourage Meritocracy Encourage Open Discussion and Debate Pursue Innovation and Take Calibrated Risks ,)·~ ....... -"!!!if
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Our Continuous Endeavour is to Our Continuous Endeavour is to Build and Retain Highly Competent and Motivated Investment Team across Asset Classes Further Build our Distribution Capabilities and Strengthen Existing Relationship with our Partners Enhance our standing as a Leader in Pension and AIF Business Embed ESG Principles across the firm to be Admirable Stewards of Client/Shareh- older Capital Build Excellent Investment Systems and Processes Execute Key Operations and Technology Driven Initiatives to improve Efficiency, Security and Agility Augment our International Presence Achieve investment performance for our investors + Returns for our shareholders in the long term 29 ~·~ ....... -..._..
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Retail Shareholders Foreign Portfolio Investors Others Alternate Investment Funds Mutual Funds Diversified Shareholding UTI AMC has no identifiable promoters State Bank of India, Bank of Baroda and Life Insurance Corporation of India hold 9.85% share capital each T. Rowe Price International Ltd. – a global investment management firm is the largest shareholder Punjab National Bank, which has no other Mutual Fund, has 15.03% holding 30 22.69% 15.03% 9.85% 9.85% 9.85% 13.96% 9.77% 6.71% 0.20% 2.08% As on 30th September 2026 ■ ■ ■ le.I t:knrcn i:l1Q11ii1";;;1 ifim ,._. punJob national bank ■ ■ ■ O SBI ■
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#Formerly known as UTI Retirement Solutions Ltd. UTI Asset Management Company Limited UTI International Ltd. UTI Alternatives Pvt. Ltd. UTI Pension Fund Ltd.# UTI HART Financial And Investment Services Ltd.* 100% Subsidiaries Investment Manager to UTI Mutual Fund Investment Manager to Offshore Funds PMS (includes EPFO, CMPFO and PLI Funds) *Formerly known as UTI Venture Fund Management Co. Ltd. UTI AMC – Group Structure 31
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Key Business Focus Areas Key Business Focus Areas 32 Prudent Investment Management Process Geographical Spread Across the Country Growth of International, Pension & Alternate Business Attracting Right Opportunities through Partnerships Consistent Development of Human Capital Leveraging Digital Adoption uti ASSET MANAGEMENT COMPANY
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Prudent Investment Management Policies Risk Monitoring Risk Measurement • Credit risk • Market Risk • Investment/Product Risk • Information Security & Cyber Risk • Operational Risk • Liquidity Risk Risk Control • Avoidance • Transfer • Mitigation • Acceptance Risk Management Cycle • Investment Committee • Digital Transformation Committee • Executive Risk Management Committee • Information Security & Cyber Security Committee • Risk Management Committee of Board • Stress Testing • Product Development Process • Risk Control Self Assessment • Control Testing • Review Mechanism Research Fund Management Execution Fund Accounting • Equity • Fixed Income • Macro Research • Head (Equity) • Head (Fixed Income) • Head (Passive) • Fund Managers • Equity Dealers • Fixed Income Dealers • Money Market Dealers • Primary Market Dealers • Accounting Valuation & Net Asset Value (NAV) • Corporate Action Follow- up & Recovery Risk and Compliance • Regular Compliance Check • Dedicated Risk Management Team • Internal & External Audit Team Risk Identification Prudent Investment Management Policies 33
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UTI AMC – Fund Management Process • Keeping investors and stakeholders well informed • In-house research team • Disciplined approach towards portfolio construction • Diverse Investment strategies - driven by investment objectives and risk framework • Comprehensive review mechanism • Structure benchmarked to industry • Experienced fund management team • Emphasis on collaboration • Constantly augmenting skills to adapt to the evolving dynamic environment Fund Management Investment Process 1 Performance Tracking & Incentives 2 Structure & Capabilities 3 Communication Plan 4 Proprietary Investment Management Processes UTI AMC – Fund Management Process 34 ~·~ ....... -..._..
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35 Responsible Investment Strategy ESG Framework Sector-specific framework to understand and manage ESG risk consistently across portfolio holdings ESG Database Helps in evaluating the ESG performance of a company on an individual basis and peer benchmarking ESG Integration Process Evaluation of quantitative and qualitative ESG factors/risks that may impact a company’s long-term sustainable performance Engagements 1-on-1 Engagement with company management ESG questionnaires Material risk surveys Proxy Voting Stewardship Safeguarding Investors’ interests through monitoring and regular engagements with investee companies Integration Integrating material ESG factors into investment decision process Embedding ESG in our Investment Decisions ,)·~ ....... -"!!!if
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Personalized and Contextual Journey • Implemented Salesforce marketing automation tool and data cloud for offering personalization @scale across touch points • Offering segmented, targeted & personalized communication via email, SMS, banners & push notifications etc • Consistency in customer experience with personalized touch across platforms via preferred channels • Segmented and targeted campaigns for cross-sell based on data analytics • Re-targeting campaigns for activating existing investors and prospects 24x7 Digital Channels • Access at your convenience anytime anywhere, with Mobile App & Website- Improved UI/UX and seamless transactional journeys • Conversational investing, enquiry & assistance through chatbot & WhatsApp interface • Tech enabled, secured and 2FA compliant digital channels • Added new features such as real-time OTM registration, real-time SIP activation, SIP restart, SIP life cycle management, insta service for investment and services Simplifying Life • Real-time one time mandate – for enabling one-click investment • Multi-scheme investing – create and invest in up to 4 schemes in-a-go with one click investment • Revamped digital KYC - paperless and contactless KYC process riding on Aadhar & DigiLocker • Quick services via SMS or Missed Call – portfolio valuation enquiry, request call back, SOA enquiry etc • ‘Quick pay’ feature launched for instant payment via pre-filled investment links for missed SIPs, failed transactions Building Community • Active engagement on multiple touch points across social media channels • Growing social media follower base and engagement via multiple multimedia campaigns, 2nd Most Followed AMC • Content distribution across channels - infographics, blog post, videos, eBooks, GIF, surveys chatbot, FAQs etc • Awareness & consideration led paid marketing campaigns on search, display, OTT, video, news platforms for existing & prospective audience Assisted Journeys integrated • Customer service for product & investment enquiry- inbound & outbound support • Revamped contact centre operations – new dialer & updated processes with launch of Agentic AI enabled Contact Centre • ‘Live chat with agent’ service for investors through chatbot & WhatsApp • Call-back to customers for on-demand assistance & for failed transactions - website, app, chatbot, WhatsApp Partner Enablement • Paperless & digital empanelment of MFDs • Revamped UTI Buddy - office-on-the-go app and web interface for MFDs. Improved UI/UX and transactional journeys and straight through capabilities • Initiate & track transactions for investors to reduce sales cycle. Track AUM, folio and market updates • UTI Insta Pay - Insta brokerage module for commission payments on the fly • MFD initiated KYC journey in UTI Buddy for instant activation by Investors Enabling Business Digitally 36 uti ASSET MANAGEMENT COMPANY
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Digital Client Acquisition Cycle Articles & Blogs Engage Submit a Lead Invest Now Request a Call Back Complete Aadhaar KYC or Digital KYC Use Calculator and Invest Set Goals and Invest Explore Products Invest via Mobile App Invest via Website Invest via WhatsApp Invest via Chatbot ‘UNO’ IFA/RM Assisted Sale Contact Center Assisted Sale Pre-filled investment link @ UFC Email/SMS/ WhatsApp/ notification Convert Act Reach Personalized Nudges to Investors Data Analytics led cross-sell/ Up-sell SEO Search Content Marketing Social Media Platforms Affiliate Marketing Re-targeting 1 Internet Product Sections 2 Website and App Goals and Calculators Direct Investments on Digital Platforms 3 UFCs Promote Digital Assets adoption Chat with Agent Chatbot & WhatsApp 4 UNO Invest via MFU, Kfin App and other Digital Portals Remarketing via Google, Facebook, YouTube Social Listening via ORM tool Community Engagement Digital Client Acquisition Cycle 37 uti ASSET MANAGEMENT COMPANY ----------➔ ------> --------- ->
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38 Current Digital Ecosystem at UTI AMC Cybersecurity Data Front Office (Revenue generating & Customer facing) Customer Onboarding Channels Digital Enablers Transaction Processing Customer Servicing Customer Engagement Investment Management Middle Office (Risk & Compliance) Research & Fund Management Human Resource Robotic Process Automation Back Office (Accounting, Technology, HR, Finance) Brand Message Risk & Compliance Registrar & Transfer Agent Information Technology DTS Accounting & Operations Riding on Best-in-Class Technology and Partner Ecosystem Current Digital Ecosystem at UTI AMC OTM digital KYC ~ OWLocker gupshup \ ,t wc ,~ EBJX CASH Bloomberg . VYM cJi +ableau FACTSET • DECiMAL PO iNT Innovative Research Solutions infomatic o,:-J1nazon §: :;"-=~ liil web services ==-= ~ = r-orcepoint e) HTT [ill]Path · lgonox ,)·~ ....... -"!!!if
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39 Current Digital Ecosystem at UTI AMC UTI AMC – ESG and CSR (Sustainability) • Maintained paperless systems and smart e- approvals through the ‘UTI e-Way’ platform • 100% renewable energy usage at the corporate tower, renewable energy transition at 12 branch offices (UFCs) • Use sensor-based faucets, replaced all CFLs with LEDs, and use environment-friendly R-134A refrigerant in the air-conditioning systems at our corporate office • Compost 100% of our wet waste and recycle 100% of paper and plastic waste at the corporate office ENVIRONMENTAL • Comprehensive employee training on Ethics, Whistleblowing, AML, Cybersecurity, Prevention of Harassment, and ESG. • Workforce gender diversity at 26% female representation • Mandatory annual Diversity, Equity & Inclusion (DEI) training focused on conscious and unconscious bias • Strengthened employee volunteering through ‘UTI Cares,’ focusing on social and environmental initiatives • Continued CSR focus on education, health care and rural development SOCIAL • Responsible Investment: As a signatory to UNPRI, we have scored 4/5 stars under Policy Governance & Strategy, Direct Listed Equity – Active Fundamental, and Confidence building measures. Scored 3/5 stars under Direct Listed Equity – Passive Equity, Fixed Income – Corporate. We need to improve on Fixed Income – Sovereign module • Robust Risk Management Framework with regular monitoring of enterprise risks and mitigation progress. • Enhanced cyber risk management through upgraded systems (CART, ASM, BAS, Cloud, and web monitoring). GOVERNANCE ESG Strategy • ESG Policies • Double Materiality Assessment • ESG Risk Analysis • Reporting and Assurance ESG Ratings • CRISIL: 64.1 | Low Risk (Aug 2025) • SES: 82.8 | Grade A, Low Risk (Sep 2026) • NSE: 71 I Top 35% (Sep 2026) • Sustainalytics: 23.4 | Medium Risk (Jul 2026) Responsible Investment • Signatory to UNPRI since 2020 • Signatory to Climate Action 100+ • ESG scores of investee companies o SES ESG - domestic o Sustainalytics - offshore ISO/IEC 27001:2022 Certification obtained in September 2025 uti ASSET MANAGEMENT COMPANY ·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·-·1 I I I I
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7 2 Domestic Overseas Geographical Representation 5 4 Male Directors Women Director Women Directors Representation 6 2 1 Independent Directors Non-Executive Non-Independent Directors Managing Director Board Composition UTI AMC Board of Directors - Composition 40 UTI AMC is a Professionally Managed Company uti ASSET MANAGEMENT COMPANY ■ ■ ■ ■ ■ ■ ■
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UTI AMC - Board of Directors 41 Ms. P V Bharathi Non-Executive Chairperson & Independent Director Ms. Jayashree Vaidhyanathan Independent Director Ms. Jayashree Vaidhyanathan is the Independent Director of the Company. She currently serves as co-founder and CEO of BCT Digital, a technology company specialising in AI and Predictive Analytics. Prior to BCT, she was associated with Scope International Private Limited as Head of Technology and Strategy and served as a partner with Accenture Services Private Limited. She has also served as an Independent Director in Altran, a US $3.2 bn Global Engineering and Innovation consulting firm and Mahindra Sanyo Steel. She holds a B.E. degree in Computer Science Engineering from the University of Madras and an MBA from Cornell University. She is also a Chartered Financial Analyst from the Association for Investment Management and Research. Ms. P V Bharathi is the Non-Executive Chairperson and Independent Director of the Company. She has 37 years of professional banking experience. She started her career as a Probationary Officer in Canara Bank in December 1982 and rose to the position of Executive Director (WTD) of the Bank in September 2016. Ms. P V Bharathi has worked in rural, semi- urban, urban and metro branches across the country. She has served in the different levels of administrative offices – Regional Office, Circle Office and at the Head Office of the Bank. Ms. P V Bharathi had also worked at the Hong Kong Branch of the Bank and handled International Operations. As Executive Director, she was responsible for monitoring of the Bank’s International Operations, conducting road shows for raising funds from abroad and meeting the Regulators of the different countries where the Bank had its branches. As a Chief Risk Officer of the Bank, she was the main proponent in drawing up and implementing the blueprint for Canara Bank’s move over to Advanced Approaches in Credit Risk, Market Risk and Operational Risk. She authored the roadmap for the implementation of the Enterprise – wide Integrated Risk Management Architecture for the Bank. As the MD & CEO of Corporation Bank, she brought the Bank out of Prompt Corrective Action and developed strategies to build up the business of the Bank. New strategies were formed, motivated the people to bring back the lost business. After the announcement of merger of Andhra Bank with the Union Bank of India, held Town Hall Meetings jointly with both banks and paved way for the staff and customers to have a smooth continuity of their working and business environment. Ms. P V Bharathi is a recipient of the Jhansi Rani Award for Banking. She was awarded Aryabhata International Award 2017 in recognition of excellent contribution, talent and service in the field of Banking. She holds a degree in Bachelor of Science from Daulat Ram College, Delhi, followed by B. Ed from the Central Institute of Education, and completed her Master of Arts in Economics from the University of Rajasthan. She is a Certified Associate of the Indian Institute of Bankers (CAIIB) and has completed advanced banking and finance programs through the Indian Institute of Banking & Finance (IIBF) and the National Institute of Bank Management (NIBM). ,)·~ ....... -"!!!if
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UTI AMC - Board of Directors 42 Mr. Atul Dhawan is the Independent Director of the Company. He is a seasoned business leader and board advisor with over four decades of experience across professional services, corporate governance and strategic advisory. Mr. Dhawan currently serves as President of The Indus Entrepreneurs (TiE) – Delhi-NCR Chapter and as an Independent Director on the Board of Biocon Limited. Mr. Dhawan is a former Senior Partner from Deloitte, where he spent nearly 40 years in various leadership roles. His career has spanned audit, client service, innovation, governance, and strategy-driving value for clients and contributing to firm-wide transformation. At Deloitte, Mr. Dhawan served as Chairperson of the South Asia Coordinating Board and represented India on the firm’s Asia Pacific and Global Boards. His work shaped policy, risk frameworks and global strategy alignment, navigating multi-market dynamics and advising CXOs and boards on complex strategic matters. As Chief Strategy & Innovation Officer, he led the design and execution of Deloitte India’s strategic roadmap and its engagement with the innovation and startup ecosystem. Mr. Dhawan also served as Regional Managing Partner – North, National Leader – Client Programmes, and Head of Brand & Communications, driving growth and market presence. Mr. Dhawan serves on the Board of Plan India, which advances gender equity and empowerment for women and girls, and mentors several startups, founders, and young professionals. He was Chair of the American Chamber of Commerce in India, served on the CII National Council, and sat on the Advisory Board of the Confederation of British Industry (CBI) in India. He has also advised the U.S.-India Strategic Partnership Forum (USISPF) on cross-border initiatives and policy campaigns. He is a Chartered Accountant and Economics graduate from the University of Delhi. Mr. Atul Dhawan Independent Director Mr. Philip Mathew is the Independent Director of the Company. He has been on the Board of Bandhan Bank Limited for 3 years and served on Board Committees, viz. NRC, Customer Service Committee, Stakeholder Relations Committee and Special Committee on Monitoring High Value Frauds. He worked for 16 years at HDFC Bank. Prior to HDFC Bank, he has worked with SSKI Investor Services, Colgate-Palmolive India Limited, ANZ Grindlays, Marico Industries Limited & Rallis India Limited. He holds a Bachelor of Science (B.Sc.) degree in Statistics from Loyola College, Chennai, and a Master of Arts (M.A.) in Personnel Management & Industrial Relations (PM&IR). Mr. Philip Mathew Independent Director ,)·~ ....... -"!!!if
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UTI AMC - Board of Directors 43 Ms. Vishakha R M is the Independent Director of the Company. She served as the Managing Director and CEO of IndiaFirst Life Insurance Company Limited, Mumbai, from March 2015 to June 2024. Her responsibilities included the strategic planning and execution of business plans, as well as the management of various stakeholders such as customers, shareholders, regulators, employees, and distributors. She is a Harvard Advanced Leadership Initiative Fellow, 2025. She has a career spanning 37 years in Insurance, starting as a Direct Recruit Officer in May 1987 with New India Assurance Co. Ltd. She has worked in several companies, including Birla Sun Life Insurance, IDBI Federal Life Insurance, Universal Sompo General Insurance and Canara HSBC OBC Life Insurance through her career. She holds a Bachelor of Commerce degree from St. Francis College and is a qualified Associate Chartered Accountant (ACA) and Fellow of the Insurance Institute of India (FIII). Ms. Vishakha R M Independent Director Mr. Narayan S.A. is a seasoned finance and financial services leader with over three decades of experience at the Kotak Mahindra Group, bringing experience across banking, capital markets, broking, treasury, commercial lending and asset management. He has been a member of the Group Management Council of Kotak Mahindra Bank, the apex body overseeing strategy and policies related to the functioning and growth of the Bank and its subsidiaries. Across his career, he has held senior leadership and Board roles across Kotak Group entities, providing governance, business oversight and strategic stewardship. He served as Managing Director & CEO of Kotak Securities, where he built and led the retail broking business to a market leadership position across equities and online trading platforms. Earlier, as Executive Director & COO, he helped set up the foundational business architecture for Kotak Securities and supported its growth into a full-service broking house. He later served as Group President – Commercial Banking at Kotak Mahindra Bank, overseeing SME advances, Commercial Vehicles, Construction Equipment, Agri & Tractor Finance, Microfinance, and Semi-Urban & Rural Branch Banking. He also spearheaded the Group’s strategic investment in Multi Commodity Exchange of India and led the acquisition of BSS Microfinance expanding Kotak’s presence in microfinance. As Group President – Treasury, he led treasury operations including ALM, liquidity and investment portfolios. Post retirement, he continued as Advisor to Kotak Mahindra Bank until May 2024, supporting the Bank’s leadership. He brings strong operating depth, distribution understanding and governance perspective across regulated financial services businesses. Mr. Narayan Subramaniam Ayypankav Independent Director ,)·~ ....... -"!!!if
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UTI AMC - Board of Directors 44 Mr. Santosh Kumar is the Non-Executive Nominee Director of the Company. He is currently working as the General Manager – Treasury Division at Punjab National Bank. He has more than two decades of experience and carries a rich and diverse banking exposure mainly in areas of Treasury, International Banking, and as business unit head in the field. He also carries experience of working in administrative offices like Circle Office and Head Office of the Bank. He has professional knowledge and experience in Forex and Integrated Treasury functions. He is well versed in areas such as: Dealing in Foreign Currency and Precious Metals, Derivatives, Correspondent Banking, Trade Finance, Remittances, Non-Resident accounts, Nostro / Vostro A/c. He holds a B.A.(Hons), LL.B. and CAIIB. Mr. Santosh Kumar Non-Executive Nominee Director Ms. Linsley Carruth Non-Executive Nominee Director Ms. Linsley Carruth is the Non-Executive Nominee Director of the Company. She is Director of Investor Relations at T. Rowe Price Group, responsible for leading all stockholder engagement efforts. She is a Vice President of T. Rowe Price Group and T. Rowe Price Associates. She has worked for T. Rowe Price for over 25 years, including roles in corporate strategy, product management for the Europe, Middle East & Africa region, global distribution, and the retail direct business. Ms. Carruth earned an A.B. in government from Dartmouth College and an M.B.A. from the University of Virginia, Darden School of Business. ,)·~ ....... -"!!!if
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UTI AMC - Board of Directors 45 Mr. Vetri Subramaniam is the Managing Director and Chief Executive Officer of the Company. He joined UTI AMC as Head of Equity in January 2017 and assumed the role of Chief Investment Officer from August 2021. Prior to joining UTI, he was Chief Investment Officer at Invesco Asset Management Limited. He was part of the start-up team at Invesco (then Religare Asset Management) in 2008 and helped establish the firm’s proprietary investment process and the team. He started his career at Kotak Mahindra in 1992. His experience in equity markets and investment roles at various firms from 1994 includes Kotak Mahindra, SSKI and Motilal Oswal. He was also one of the founders of Sharekhan.com (now Mirae Asset Sharekhan) where he led the research and content team. He has also worked as an advisor to a UK Hedge fund on its equity investments in India during 2003-2007. Mr. Vetri Subramaniam has more than three decades of experience in equity markets, investment strategy, mentorship and financial literacy advocacy. He is a frequent contributor to the media and regularly speaks on investing and markets at various forums - including the media and educational institutions. He holds PG Diploma in Management from IIM Bangalore. Mr. Vetri Subramaniam Managing Director & CEO ,)·~ ....... -"!!!if
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Trustees of UTI Mutual Fund 46 Ms. Mukeeta Jhaveri is the Independent Director of UTI Trustee Company Private Limited. She has completed B.A. in Economics & Political Science and B.Sc. in Finance from New York University. She has worked at DSP Financial Consultants, (now Bank of America Merrill Lynch), Mumbai as Head of Equity Sales and Vice President Capital Markets. She has considerable experience in the areas of merchant banking, capital market, equity sales and portfolio management. Having served on the board of Raymond Limited, she currently serves on the board of Taurus Trading Pvt Ltd, St. Jude India Childcare Centres and Loch Research private Limited as a Director. Ms. Mukeeta Jhaveri Non-Executive Chairperson & Independent Director Mr. Venkatraman Srinivasan Independent Director Mr. Venkatraman Srinivasan is the Independent Director of UTI Trustee Company Private Limited. He is engaged in Audit & Assurance practice and Direct Tax & Corporate Advisory Services since 1984, specialising in Statutory Audits of Banks, Mutual Funds and Financial Companies, Public Sector Companies, and advisory in the areas of Direct Tax, Company Law, Competition Law, the Foreign Exchange Management Act and Securities and Exchange Board of India matters. He has a work experience of over 36 years. He was a special invitee on the Accounting Standards Board of the Institute of Chartered Accountants of India (ICAI) for the FY 2020-21 and was a special invitee on the Ind AS Transition Facilitation Group Committee of the ICAI for the FY 2019-20. He has been Co-opted as a Member of the Expert Advisory Committee of the ICAI for the FY 2021-22. He also participated in a case study based governance program on ‘Audit Committees in this New Era of Governance’ at the Harvard Business School. ,)·~ ....... -"!!!if
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Trustees of UTI Mutual Fund 47 Mr. Srinivasan Sridhar is the Associate Director of the Company. He is a Chartered Accountant and a global financial services leader with 30+ years of experience across Asia, Africa, and Europe. His career spans building and scaling businesses, leading digital transformation, and shaping high-performance cultures. A former senior executive at Citigroup and India Head for Oliver Wyman, he has deep expertise in strategy, governance, risk, compliance, and innovation. Over the years, he has held influential roles as Chairman, Independent Director, and Senior Advisor across prominent organisations in banking, insurance, technology, and real estate, and he continues to partner with select institutions on strategic and governance priorities. An active angel investor and mentor to emerging entrepreneurs, he is also deeply committed to advancing education and healthcare for underserved communities. Mr. Srinivasan Sridhar Associate Director Mr. Chandra Bhan Singh Independent Director Mr. Ameet P. Hariani is the Independent Director of the Company. He has over 35 years of experience in corporate and commercial law, mergers and acquisitions, and real estate finance. He has extensively advised leading Indian and international organisations on complex transactions, arbitrations, and high-profile litigations. He was a Partner at Ambubhai & Diwanji and Andersen Legal India, and later founded Hariani & Co., where he served as Founder and Managing Partner from 1991 to 2022, leading a team of over 100 lawyers across Mumbai, Pune, and Goa. He now focuses on advisory and chamber practice, and also acts as an arbitrator and mediator. Mr. Hariani holds LL.B. and LL.M. degrees from the University of Mumbai and is a Solicitor enrolled with the Bombay Incorporated Law Society and the Law Society of England and Wales. He currently serves on the boards of several reputed listed and unlisted companies and is actively involved in philanthropic initiatives as a Trustee of Healing Touch. Mr. Chandra Bhan Singh is the Independent Director of the Company. He holds a Master's degree in Economics and MBA. He is a Former Member (Technical), NCLT and former Additional Secretary, Government of India. An Indian Economic Service officer with over 33 years of experience in economic governance, regulatory adjudication, and strategic policy-making across infrastructure, energy, shipping, and industrial sectors. Expert in corporate law (IBC, Companies Act), governance, and cross-sectoral project execution. Served as NCLT Member with above two thousand five hundred judicial orders and held board positions in major PSUs and port trusts. Current roles include part time consultant on Business Strategy to M/S Rodic Consultants Private Ltd. and visiting Faculty at Indian Institute of Corporate Affairs (IICA). Mr. Ameet P . Hariani Independent Director ,)·~ ....... -"!!!if
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Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Thank You REGISTERED OFFICE: UTI Tower, 'Gn' Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051. Phone: 022 – 66786666. UTI Asset Management Company Limited (Investment Manager for UTI Mutual Fund) E-mail: corpcomm@uti.co.in
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PRESS RELEASE Information Classification: UTI AMC - Internal UTI Asset Management Company Limited UTI Asset Management Company Limited announced its Q2 & H1 FY27 Financial and Business Performance today. Mr. Vetri Subramaniam, Managing Director and Chief Executive Officer, UTI AMC, said, “Our Q2 and H1 FY27 performance reflects steady progress in strengthening our franchise and expanding investor participation. With our mutual fund QAAUM rising to ₹4.02 lakh crore in Q2 FY27, equity schemes recording ₹3,415 crore in net inflows during H1 FY27, and our share of wallet improving to 3.82%, we are focused on building sustainable growth. The strength of our SIP franchise, growing digital adoption and expanding investor base reinforce our commitment to deepening market participation and delivering long - term value under Mission 2031.” Q2 & H12026-27 Financial Highlights Q2 FY27 Standalone • The Core income (Sale of Services) amounted to ₹324, up by 2% YoY and 5% QoQ. • The Core profit after tax for the quarter is ₹136 crore up 31% YoY and by 14% QoQ. • The Profit after Tax stood at ₹143 crore down by 14% YoY and 34% QoQ. Consolidated • The Core income (Sale of Services) amounted to ₹398, up by 2% YoY and 5% QoQ. • The Core profit after tax for the quarter is ₹131 crore up 22% YoY and by 2% QoQ. • The Profit after Tax stood at ₹132 crore up 17% YoY and down by 55% QoQ. H1 FY27 Standalone • The Core income (Sale of Services) amounted to ₹632, up by 1% YoY. • The Core profit after tax for the quarter is ₹253 crore up 14% YoY. • The Profit after Tax stood at ₹361 crore down by 5% YoY. Consolidated • The Core income (Sale of Services) amounted to ₹777, up by 1% YoY. • The Core profit after tax for the quarter is ₹263 crore up 15% YoY. • The Profit after Tax stood at ₹426 crore up 22% YoY. l1tfflH UTI Mutual Fund
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Business Highlights Q2 & H12026-27 • The Total Group AUM for UTI Asset Management Company stood at ₹ 16,28,189 crore. • As on 30th September 2026, UTI MF’s quarterly average assets under management (QAAUM) stood at ₹ 4,02,337 crore. • Equity Assets (Active + Passive) contributed 72 % to UTI MF’s total average AUM. • The ratio of equity oriented QAAUM and non -equity oriented QAAUM was 72:28 vis -à-vis industry ratio of 62:38 • Total live folios stood at 1.47 crore as on 30th September 2026. • UTI AMC has geographical presence in 699 districts in India, amongst the highest in the industry. • Gross Inflow mobilised through SIP for the quarter ended 30th September 2026, stood at ₹2,583 crore. • SIP AUM as of quarter end stood at ₹ 45,572 crore, an increase of 7.82% as compared to 30th September 2025 which stood at ₹ 42, 267 crore. • Digital purchase transactions reached 86.74 lakh, an increase of 64.43% as against quarter ended 30th September 2025 which stood at 52.74 lakh. About UTI Asset Management Company Limited UTI Asset Management Company Limited (UTI AMC) is Investment Manager to UTI Mutual Fund. It is incorporated under the Companies Act, 1956 and was approved to act as an Asset Management Company for UTI Mutual Fund by SEBI on 14th January 2003. UTI AMC is registered as Portfolio Manager with SEBI and through its subsidiary it acts as Fund manager for AIF, among others. It also has a countrywide network of branches along with a diversified distribution network. Mumbai 23rd October 2026 Registered Office: UTI Tower, ‘Gn’ Block, Bandra - Kurla Complex, Bandra (E), Mumbai - 400 051. Phone: 022-66786666. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. For media queries, please contact: corpcomm@uti.co.in l•l!lH UTI Mutual Fund