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Translation Notice : This document is an excerpt translation of the original Japanese document and is only for reference purposes . In the event of any discrepancy between this translated document and the original Japanese document , the latter shall prevail . Summary of Consolidated Financial Results for the Nine Months Ended August 31 , 2021 ( Based on Japanese GAAP ) October 15 , 2021 Company name : Money Forward , Inc. Stock exchange listing : Tokyo Stock code : 3994 URL https://corp.moneyforward.com Representative : Representative Director , President and CEO Yosuke Tsuji Executive Officer and Accounting Inquiries : Department Manager Scheduled date to file Quarterly Securities Report : Shun Matsuoka TEL 03 ( 6453 ) 9160 October 15 , 2021 Scheduled date to commence dividend payments : Preparation of supplementary material on quarterly financial results : Holding of quarterly financial results meeting : Yes Yes ( for institutional investors and analysts ) ( Amounts less than one million yen are rounded down ) 1. Consolidated financial results for the nine months ended August 31 , 2021 ( from December 1 , 2020 to August 31 , 2021 ) ( 1 ) Consolidated operating results ( cumulative ) Percentages indicate year - on - year changes Net sales EBITDA Operating profit Ordinary profit Millions of yen Nine months ended August 31 , 2021 Nine months ended August 31 , 2020 11,293 7,970 61.3 % 41.7 Millions of yen 690 % Millions of yen % ( 401 ) Millions of yen ( 751 ) % Profit attributable to owners of parent Millions of yen % ( 1,027 ) ( 1,603 ) ( 1,662 ) ( 758 ) ( 1,561 ) ( Note ) Comprehensive income ( millions of yen ) Nine months ended August 31 , 2021 : ( 811 ) ( - % ) . Nine months ended August 31 , 2020 : ( 1,285 ) ( - % ) Nine months ended August 31 , 2021 Earnings per share Diluted earnings per share Yen Yen ( 15.74 ) ( 33.75 ) Nine months ended August 31 , 2020 * EBITDA = Operating profit ( loss ) + depreciation and amortization + tax expenses included in operating expenses + share - based remuneration expenses * Diluted earnings per share is not disclosed because it is anti dilutive due to the Company's net loss position . * The Company conducted a 2 - for - 1 stock split of common stock effective on December 1 , 2020. Therefore , earnings per share is calculated on the assumption that the said stock split was conducted at the beginning of the previous fiscal year . ( 2 ) Consolidated financial position As of August 31 , 2021 As of November 30 , 2020 Total assets Millions of yen Net assets Millions of yen Equity ratio % 56,407 72.9 21,711 44.3 42,453 10,237 ( Reference ) Equity ( millions of yen ) As of August 31 , 2021 : 41,130 . As of November 30 , 2020 : 9,618 2. Cash dividends Annual dividends per share 1st quarter - end 2nd quarter - end 3rd quarter - end Fiscal year - end Total Yen Yen Yen Yen Yen Year ended November 30 , 2020 0.00 0.00 0.00 Year ending November 30 , 2021 0.00 Year ending November 30 , 2021 ( Forecast ) ( Note ) Revisions to most recent dividend forecast : None 0.00 0.00