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CREDIT < Translation of excerpted sections >> Consolidated Financial Statements for the Second Quarter of the Fiscal Year Ending March 31 , 2022 ( IFRS ) SAISON Listed company name : Code number : 8253 Credit Saison Co. , Ltd. November 9 , 2021 Stock exchange listing : Tokyo ( URL https://www.saisoncard.co.jp ) Representative : Katsumi Mizuno / Representative , Executive President and COO Inquiries to : Hironao Wakamei / General Manager , Corporate Planning Dept. and General Manager , Group Strategic Management Office of Corporate Planning Dept .; Phone : ( 03 ) 3988- ( 2110 ) Scheduled date to submit Quarterly Securities Report : November 12 , 2021 Scheduled date to commence dividend payments : Preparation of supplementary material on quarterly financial results : Yes Holding of quarterly financial results presentation meeting : Yes ( for institutional investors and analysts ) Note : All amounts are rounded down to the nearest million yen . 1. Consolidated Results for the Second Quarter of the Fiscal Year Ending March 31 , 2022 ( April 1 , 2021 to September 30 , 2021 ) ( 1 ) Consolidated Operating Results ( cumulative ) ( % represents year - on - year change ) Net revenue Business profit Profit before tax Profit Profit attributable to owners of Total comprehensive income parent ( Millions of yen ) ( % ) ( Millions of yen ) ( % ) 2nd Quarter FY2021 149,211 6.3 35,309 22.7 ( Millions of yen ) 33,252 ( % ) ( Millions of yen ) ( % ) ( Millions of yen ) ( % ) ( Millions of yen ) ( % ) 13.4 21,686 6.2 21,554 5.7 24,798 4.4 2nd Quarter 140,355 ( 11.9 ) 28,766 ( 8.0 ) 29,315 16.5 20,424 10.3 20,395 9.4 23,742 84.0 FY2020 Basic earnings per share ( Yen ) Diluted earnings per share ( Yen ) 2nd Quarter FY2021 2nd Quarter FY2020 ( 2 ) Consolidated Financial Position 137.93 130.53 137.85 130.36 Total assets Total equity ( Millions of yen ) ( Millions of yen ) 2nd Quarter FY2021 FY2020 3,451,323 3,409,247 549,919 532,057 Equity attributable to owners of parent ( Millions of yen ) 548,690 530,971 Ratio of equity attributable to owners of parent to total assets ( % ) 15.9 15.6 2. Dividends Annual dividends End of first quarter ( Yen ) End of second quarter ( Yen ) End of third quarter ( Yen ) End of fiscal year Annual ( Yen ) ( Yen ) FY2020 FY2021 0.00 45.00 45.00 0.00 FY2021 ( Projected ) ( Note ) Revision of projected dividends most recently announced : None 45.00 45.00 -1-