Good evening, everyone. My name is Komiya, I'm the Group CEO. I thank you so much for attending this meeting tonight despite your busy schedule. I also wanted to thank you for extending your understanding and support to Tokio Marine always. In starting this meeting, I would like to explain to you the financial results we are announcing today, as well as messages from the management. Please turn to page 3 of the material. There are mainly three points I would like to convey to you today. The first is on financial results of fiscal 2022. Actual basis adjusted net income was JPY 444 billion, which reflects some impact from COVID loss and natural catastrophes. Excluding such one-off effects, normalized basis profit was JPY 617.1 billion. Most recently, we said in February that full year normalized basis profit is expected to be JPY 580 billion, but it came out to be JPY 36.1 billion more than that. This is based on thorough penetration of Integrated Group Management, which led to steady and continuous enhancement of underlying capabilities. The second point is our projections for fiscal 2023 for adjusted net income. Again, backed up by our enhanced capabilities, it's projected to be JPY 670 billion. This will mean 9% growth on normalized level profit comparison year-on-year, excluding FX impact, it will be 8% growth. Growth driver will be rate increase and expansion of underlying, leading to increase in underlying profit. Also, based on interest rate hike trend in the United States, we are expecting expansion of investment income. To add to this, for the sales of business-related equities, last year in fall, we said that sales amount should be JPY 120 billion-JPY 130 billion in fiscal 2023. By the next Mid-Term Plan, we want to accelerate the pace of sales to be 1.5 times the current pace. This time, we decided to accelerate this plan and achieve JPY 150 billion of equity sales starting from 2023. Specifically, we want to be selling a total of JPY 600 billion in the next four years up to fiscal 2026. Equity sales is one factor to push up profit projection. Third point is that there is no change to our commitment that expansion of shareholder return should be consistent with profit growth. This will continue to be our idea. DPS for fiscal 2022 will be JPY 100 as we planned at the beginning of the year, which would make DPS growth to be 18%. As for DPS for 2023, DPS should be JPY 121, making DPS growth to be 21%. In this manner, we will continue to hike dividend consistent with profit growth. As for capital stock, while we continue to manage capital in a disciplined manner, recent ESR is at 124%, which we believe is on an ample level. As for share buyback, our plan as of today is to allocate JPY 100 billion for share buyback purpose this year to be spent in a flexible manner. In fact, we have voted for the spending of JPY 50 billion today as the first step towards that. Let me explain to you on each of these points in bit more details. Please turn to page 4. Starting with top line. For top line results of fiscal 2022, net premiums written increased by 15% year-on-year, and life premium increased on the right by 8%. We are seeing steady progress in all domestic, international, and life businesses, an underlying trend of the business is found. Our projection for fiscal 2023 net premiums written is a healthy 3% growth based on rate hikes and expansion of underwriting. Life insurance premium is expected to decline by 4% due to surrender and lapse of corporate-owned life insurance, et cetera, the underlying trend of the business is not bad. I'd like to explain to you about the adjusted net income. Please turn to page 5. Fiscal 2022 adjusted net income on the right-hand side, as you can see, it's JPY 444 billion, which was more than the projection by JPY 44 billion. Looking into the breakdown at Tokio Marine & Nichido Fire business, one-off effects such as natural catastrophes and COVID were less prominent than forecasted. On top of that, marine and auto, as well as life businesses incurred loss were less than forecasted, leading to some upside in annual adjusted net income. These are the Fiscal 2022 actual figures. If we exclude one-off effects on normalized basis, I'd like to explain that more on next page. Please turn to page 6. Fiscal 2022 actual adjusted income was JPY 444 billion. adjusted net income on a normalized basis, which excludes COVID losses, Nat Cat, and capital gains and losses in North America, was JPY 617.1 billion. This was an increase of 22% compared to fiscal 2021 normalized profit bits. You can say that our company's underlying capabilities are steadily increasing. Next, I'd like to explain the full year projections for fiscal year 2023. Please turn to page 7. I already explained that the projection for fiscal 2023 adjusted net income is JPY 670 billion, which is +9% year-over-year on a normalized basis and +8% excluding FX impact. Looking at the breakdown for Tokio Marine & Nichido Fire domestically, we are expecting an increase of 11% with increased hedging costs and a rise in the auto loss ratio, but also an improvement in fire profitability and decrease in large losses, together with the absence of the increase in foreign currency denominated loss reserves that were recognized in the previous fiscal year. In orange, the international business with drivers such as rate increases, expansion of underwriting, and an increase in income gains capturing the rise in industries, we are expecting +6% growth or +5% growth excluding FX impact. In wrapping up my approach, I'd like to say that for fiscal 2022, as explained, the impact from one-off were considerably high. Because of these circumstances, as management, we feel that first of all, we are able to be global because of our local businesses, and we need to strengthen each of the individual businesses increasingly. Secondly, through our Global risk diversification strategy and Integrated Group Management, we need to enhance and upgrade the level of our management and businesses. We believe this is extremely important. We would like to continue to focus on steadily engaging in our business, and we'll strive to realize EPS growth that is top-in-class globally, as well as enhance ROE in fiscal 23 and beyond. I'd like to manage the company with such strong determination, and I hope I can provide you with more details at next week's IR briefing. That is all from me. Thank you very much. Thank you very much, Mr. Komiya. Next, regarding capital policy, et cetera, Mr. Okada will speak. Hello, this is CSO Okada speaking. I'd like to give an explanation on shareholder returns. Please turn to page 8. To reiterate, the basis of shareholder returns on our company's dividends is to sustainably increase DPS in accordance with profit growth. With that, regarding DPS for fiscal 2022, as Mr. Komiya explained earlier, fiscal 2022 adjusted net income was affected by COVID losses and Nat Cat. The five-year average of adjusted net income, which is the source for dividends, had expanded to JPY 400 billion, and the trend is also favorable. DPS will be maintained at JPY 100 a share as originally planned at the beginning of the year, and DPS growth will therefore be +18%. Regarding fiscal 2023 DPS, in light of the strong profit growth to JPY 670 billion, the dividend pool is expected to increase. Therefore, we will increase the payout ratio to 50%, as we had committed two years ago in fall. This will translate into a DPS of JPY 121 a share or 21% DPS growth. This will be the twelfth consecutive dividend increase. Going forward, we will strive to increase the moving average dividend pool so as to realize high DPS growth. Next, for capital stock adjustments, there are no changes to our thinking. Current ESR is at 124%, and we view this as ample. Therefore, we would like to first deploy capital in businesses and risk-taking opportunities, which will contribute to enhance our ROE and corporate value. However, if we do not come across such opportunities, we will conduct share buybacks as we don't have any intention of building up capital for no reason. This time around, our policy is to conduct JPY 100 billion worth of share buybacks throughout the year in a flexible manner. As a first step, we have approved the execution of buying back JPY 50 billion. Our company wants to steadily execute our management strategies in order to enhance EPS and ROE by reducing volatility and respond to expectations from the capital market in turn. We would like to ask you for your ongoing support. This concludes my explanation. Thank you.