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EQUITY PRESS RELEASE : Equity Group Reports Strong Half Year 2026 Results , Underpinned by Strong Balance Sheet Growth , Regional Strength and Technology - Driven Growth • • • • • • • • Equity Group delivered a 32 % year - on - year increase in Profit After Tax of KSh45.5billion from KSh34.6 billion with Profit Before Tax increasing by 39 % to KSh57.8 billion up from KSh41.5 billion . Equity Bank Kenya recovery momentum continued posting a 32 % increase in Profit After Tax with the balance sheet growing 13 % on the back of 24 % growth in customer deposits and 8 % growth in loans . Importantly , the bank reported double digit quarter - on - quarter loan growth for the first time since Q3 2021 , growing by 11 % . Regional subsidiaries continued to deliver strong growth , led by Equity Bank Tanzania and Equity Bank DRC whose profits after tax increased by 82 % and 30 % respectively . Group net loans grew 19 % year on year , driven by expansion across the different segments including Corporate , Retail , MSME , and Public Sector Institutions ( PSI ) segments , with the strongest contributions from Tanzania , DRC and Uganda . Equity Insurance Group sustains strong momentum as it reports a 24 % increase in gross written premiums , strongly contributing to the growth in profit before tax of 34 % year - on - year . The Group continued on its robust growth trajectory , expanding its balance sheet by 20 % to Ksh2.16 trillion from Ksh1.80 trillion , driven by a 21 % rise in customer deposits to Ksh1.59 trillion from Ksh1.31 trillion and a 19 % growth in the loan book to Ksh981 billion from Ksh825 billion . Non - funded income contribution grew to 44.5 % of the Group's total income , up from 40.8 % in H1 2025 , a growth of 36 % to KSh55.6 billion from KSh40.9 billion NPL improved to single digit at 9.5 % down from 13.7 % while NPL coverage increased to 70 % from 68 % • Cost to income ratio improved to 48.6 % from 51.7 % Group performance exceeded management guidance in nearly all parameters its into a Nairobi , 19th August 2026 : Equity Group Holdings Plc has announced a solid first - half performance for 2026 , underscoring its continued regional leadership and the momentum of transformation resilient , people- centric , technology - enabled pan - African financial services institution . Profit After Tax rose by 32 % to KSh45.5 billion from KSh34.6 billion for the same period , a reflection of improved balance sheet quality and growth , rising contributions from its regional subsidiaries and increased non - funded income contribution . Net interest income continued to strengthen , rising 17 % to KSh69.3 billion from KSh59.3 billion , reflecting the depth of the Group's lending franchise and disciplined balance sheet management . Total income grew 25 % to KSh124.9 billion , up from KSh100.2 billion , driven by a sharp rise in non - funded income , which expanded 36 % to KSh55.6 billion from KSh40.9 billion . Non - funded income now contributes 44.5 % of the Group's total income , up from 40.8 % in H1 2025 , underscoring Equity's multi - line business , geographic diversification and revenue quality mix The balance sheet also continued its upward trajectory , expanding 20 % to KSh2.16 trillion . This growth was anchored by a 21 % rise in customer deposits to KSh1.59 trillion and a 19 % increase in net loans to KSh981 billion , demonstrating sustained customer confidence and