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Semi - Annual Report 【 Confirmation by CEO , etc. ] I. Company Overview . 1. Company overview . 2. Company history ....... 3. Changes in capital stock INDEX .1 .3 .8 10 4. Total number of shares , etc .. 5. Matters related to the articles of incorporation II . Business Description ...... 1. Business overview 2. Status of business operations . 3. Status of derivatives transactions 4. Operation facilities 5. Financial soundness and other details . III . Financial Matters . 1. Summary of financial information . 2. Consolidated financial statements 2-1 . Consolidated Statement Of FinancialPosition . 2-2 . Consolidated Statement Of ComprehensiveIncome 2-3 . Consolidated Statement Of ChangesInEquity 2-4 . Consolidated Statement Of CashFlows ......... 3. Notes to the consolidated financial statements 1. Corporate information ( Consolidated ) . 2. Basis of preparation of financial statements and accounting policies ( Consolidated ) . 3. Significant judgements and sources of estimation uncertainty ( Consolidated ) ............. 4. Risk management ( Consolidated ) . 5. Financial assets at fair value through profit or loss ( Consolidated ) 6. Financial assets at fair value through other comprehensive income ( Consolidated ) 7. Financial assets at amortised cost ( Consolidated ) 11 15 17 17 .17 .31 .32 .33 .36 .36 .37 ..37 .39 .42 .43 .45 .45 .48 .51 .51 .52 .52 .60 8. Assets pledged as collateral ( Consolidated ) .. 9. Derivatives ( Consolidated ) . .68 .71 10. Offsetting of financial assets and financial liabilities ( Consolidated ) .78 11. Fair value ( Consolidated ) 12. Financial instruments by category ( Consolidated ) . .80 ..105 13. Investments in associates ( Consolidated ) 14. Insurance contracts ( Consolidated ) 15. Borrowings ( Consolidated ) .. 16. Net defined benefit liability ( asset ) ( Consolidated ) .. .109 .110 127 130 17. Financial liabilities at amortised cost ( Consolidated ) . .132 18. Accumulated other comprehensive income ( Consolidated ) . 133 19. Income tax ( Consolidated ) .... 134 20. Insurance service result ( Consolidated ) 135 21. Reinsurance service result ( Consolidated ) 140 22. Insurance finance income ( expenses ) ( Consolidated ) . .144 23. Insurance contracts liabilities ( Consolidated ) 156