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INDEX .1 Semi - Annual Report 【 Confirmation by CEO , etc. ] I. Company Overview . 1. Company overview . 2. Company history ....... 3. Changes in capital stock 4. Total number of shares , etc .. 5. Matters related to the articles of incorporation II . Business Description ...... 1. Business overview 2. Status of business operations . 3. Status of derivatives transactions 4. Operation facilities 5. Financial soundness and other details . III . Financial Matters . 1. Summary of financial information . 2. Consolidated financial statements 2-1 . Consolidated Statement Of FinancialPosition . 2-2 . Consolidated Statement Of ComprehensiveIncome 2-3 . Consolidated Statement Of ChangesInEquity 2-4 . Consolidated Statement Of CashFlows ......... 3. Notes to the consolidated financial statements 1. General information ( Consolidated ) .3 .3 .22 .22 ..27 29 .29 .29 .100 .108 113 146 146 .149 .149 .150 153 .155 .159 159 2. Basis of preparation of consolidated financial statements and significant accounting policies ( Consolic 3. Significant accounting estimates and assumptions ( Consolidated ) ... 4. Risk management ( Consolidated ) . 5. Operating segments ( Consolidated ) . 6 - A . Cash and cash equivalents ( Consolidated ) . 181 .181 .205 .214 6 - B . Cash and cash equivalents ( Consolidated ) . .214 7. Financial assets at fair value through profit or loss ( Consolidated ) .215 8. Financial assets at fair value through other comprehensive income ( Consolidated ) . .216 9 & 10 . Securities at amortised cost ( Consolidated ) . .222 11 - A . Fair value of financial assets and financial liabilities ( Consolidated ) .246 11 - B . Fair value of financial assets and financial liabilities ( Consolidated ) 12. Joint ventures and associates ( Consolidated ) .289 .290 16. Borrowings and bonds issued ( Consolidated ) 13. Other assets ( Consolidated ) . 14. Financial liabilities at fair value through profit or loss ( Consolidated ) . 15. Deposits from customers ( Consolidated ) ........ 17 - A . Insurance Contracts ( Consolidated ) . 17 - B . Insurance Contracts ( Consolidated ) 17 - C . Insurance Contracts ( Consolidated ) .301 .301 .305 .307 .308 .310 .314 18. Provisions ( Consolidated ) ... 19. Net defined benefit liability ( asset ) ( Consolidated ) . .317 .322 20. Other financial liabilities and liabilities ( Consolidated ) . .325