Earnings release
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● Mexico City , Mexico July 22 , 2021 GENTERA S.A.B. de C.V. ( " GENTERA " or " the Company " ) ( BMV : GENTERA * ) announced today non - audited consolidated financial results for the second quarter ended June 30 , 2021. All figures were prepared in accordance with requirements from the National Banking and Securities Commission ( CNBV ) and are expressed in nominal Mexican pesos ( Ps . ) . 2021 Highlights : ● GENTERAⓇ ● ● GENTERA REPORTS 2Q21 RESULTS ● Total Loan Portfolio reached Ps . 39,139 million , compared to Ps . 39,889 million in 1Q21 , representing a slight 1.9 % contraction . Consolidated Loan Portfolio broken down by subsidiary is shown below : Net income for 2Q21 was Ps . 653 million , a 189.5 % recovery compared to 2Q20 . Banco Compartamos S.A. , I.B.M. ( Mexico ) ( Banco Compartamos ) microcredit loan porfolio reached Ps . 21,490 million . Compartamos Financiera ( Peru ) stood at Ps . 14,452 million . ConCrédito ( Mexico ) stood at Ps . 2,618 million . Compartamos S.A. ( Guatemala ) was Ps . 579 million . Net income for 2021 was Ps . 653 million , a 189.5 % recovery compared to the loss recorded in 2020 , a net improvement of Ps . 1,383 million , and a 72.8 % sequential growth compared to Ps . 378 million in 1Q21 . Controlling Company participation reported a Net Income of Ps . 595 million ( EPS from controlling company in 2Q21 stood at $ 0.37 ) . Cash and Other investments in GENTERA stood at Ps . 20,058 million , compared to Ps . 19,812 million in 1Q21 , featuring sound liquidity levels at its different subsidiaries : At Banco Compartamos , it stood at Ps . 11,973 million . Compartamos Perú stood at Ps . 5,215 million . Con Crédito stood at Ps . 691 million . ● Capital / Total Assets in Gentera for 2021 stood at 33.2 % . ICAP , 36.9 % in Banco Compartamos and Capital Ratio , 17.7 % in Compartamos Financiera . Capital / Total Assets at 59.1 % in ConCrédito . ROE stood at 11.4 % , a strong improvement compared to 6.7 % ROE in 1Q21 and -13.4 % in 2Q20 . ● ROA reached 3.7 % , a solid improvement compared to 2.2 % ROA in 1Q21 and -4.3 % in 2Q20 . Non - performing loans ( NPLs ) for 2Q21 stood at 2.96 % , an improvement compared to 3.74 % in the previous quarter , 1Q21 , and 3.79 % in 2020 . For additional information , please contact : Enrique Barrera Flores , Investor Relations Officer . Brenda García Cárdenas , Investor Relations . Telephone : +52 ( 55 ) 5276-7379 ; enbarrera@gentera.com.mx M f / GENTERA @GENTERA GENTERA El contenido de esta comunicación es confidencial para uso exclusivo del destinatario , por lo que se prohíbe su divulgación total o parcial a cualquier tercero no autorizado .