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Earnings Call April 23rd, 2025 1Q 25
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2 Disclaimer ▪ This presentation contains certain general information as of the date hereof, information which have been prepared for information purposes only. Information is hereby presented in summary and does not pretend to be exhaustive and detailed. There is no statement or guarantee herein, expressed or implied, regarding the accuracy, thoroughness, completeness, impartiality or soundness of this information or estimations or projections considered or stated or that such projections will materialize. Grupo Financiero Banorte, S.A.B. de C.V.’s relevant information is contained in public documentation available in the webpage of the National Banking and Securities Commission (Comisión Nacional Bancaria y de Valores) and the Mexican Stock Exchange (Bolsa Mexicana de Valores, S.A.B. de C.V.) in http://www.cnbv.gob.mx and http://www.bmv.com.mx, respectively. In the event that new public information is disclosed in the aforementioned webpages, such information shall prevail and any person shall read, in detail, any such public documents before making any decision related to the content of this presentation. All analysis and statements included in this presentation are based upon information available as of the date of this presentation, and Grupo Financiero Banorte, S.A.B. de C.V. or any of its affiliates and employees undertake no obligation to update or revise any such analysis and statements, whether as a result of new information or future events or developments. ▪ Any person receiving this presentation, from the moment of reception, recognizes that the information contained herein is for information purposes only, and that it does not cover, or pretends to cover, all aspects required for evaluating an investment or decision, and persons shall not base any of their decisions in the information contained herein. Such persons waive any right they might have in connection with the information contained in this presentation. Any decision made pursuant to such information shall be considered to be made at their own risk. The information contained herein shall not be considered as a legal or tax recommendation. Any persons receiving this information shall seek the advice of their own legal and tax advisors. ▪ The content of this presentation was prepared by Grupo Financiero Banorte, S.A.B. de C.V. ▪ This presentation may contain forward looking statements and information related to Grupo Financiero Banorte, S.A.B. de C.V. reflecting current opinions of Grupo Financiero Banorte, S.A.B. de C.V. and its management team in regards to its performance, business management, historical facts and future events. Forward looking statements may include words such as “believes,” “anticipates,” “should,” “estimates,” “seeks,” “forecasts,” “will,” “expects,” “may,” “intends,” “plans” and similar expressions, that are intended to identify forward looking statements but are not the exclusive means of identifying such statements. Such statements are subject to several risks, uncertainties and assumptions. Persons receiving this presentation shall not place undue reliance on such statements, which are based on current expectations. By their very nature, forward looking statements involve inherent risks and uncertainties, both general and specific, and risks exist that the predictions, forecasts, projections and other forward looking statements will not be achieved. We caution investors that a number of important factors could cause actual results to differ materially from the plans, objectives, expectations, estimates and intentions expressed or implied herein. ▪ Grupo Financiero Banorte, S.A.B. de C.V., or any of its affiliates, directors, managers, employees, attorneys-in-fact, legal representatives or employees shall not be held responsible by any third party, including investors, by virtue of any investment or business decision made, based on the content of this presentation and the statements contained herein. Nothing in this presentation shall be interpreted to be an agreement or engagement from Grupo Financiero Banorte, S.A.B. de C.V. of any of its affiliates to any third party, including investors. ▪ This presentation and its content are Grupo Financiero Banorte, S.A.B. de C.V.’s property and may not be reproduced or disclosed, totally or partially, without the prior written consent of Grupo Financiero Banorte, S.A.B. de C.V. ▪ By receiving this presentation and/or reviewing its content, you accept and agree to be subject to the above limitations.