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PRESENTATION OF H1 2026 RESULTS 27 AUGUST 2026 DOM DEVELOPMENT S.A. CAPITAL GROUP WARSZAWA WROCŁAW KRAKÓW POZNAŃ
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2 THE FIRST HALF OF 2026 AT DOM DEVELOPMENT GROUP 2 382 UNIT SALES +17% YoY PLN 259 m NET PROFIT H1 2026 +5% YoY PLN 432 m CASH(2) AT 30.06.2026 NPS(1) 72 pts. CUSTOMER SATISFACTION INDEX at a high level PLN 4,4 bn RECORD REVENUE POTENTIAL TO BE RECOGNISED IN COMING QUARTERS (1) NPS (Net Promoter Score) is an index calculated from customer satisfaction surveys, with values ranging from -100 to 100 points; data for Polish residential developers is not available; the average value for UK developers is 59 points (National New Homes Customer Satisfaction Survey, March 2025). (2) Includes cash in open escrow accounts (PLN 208 m) 1 976 UNITS DELIVERED +24% YoY
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3 H1 2026 FINANCIAL SUMMARY REVENUE H1 2026 H1 2025 Change PLN 1,561 m PLN 1,294 m PLN+267 m +21% 31% GROSS MARGIN H1 2025: 35% 38% ROE H1 2025: 38% NET PROFIT H1 2026 H1 2025 Change PLN 259 m PLN 246 m PLN +13 m +5% 17% NET MARGIN H1 2025: 19% GEARING NET DEBT 30.06.2026 30.06.2025 30.06.2026 20% (4)% PLN (416) m
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4 MARKET OVERVIEW IN H1 2026 • Sales down quarter on quarter in Q2 2026 across the seven largest markets, but up year on year thanks to an improvement in household finances compared with the first half of 2025 (higher borrowing capacity and wages) • Impact of the war in the Middle East – some customers accelerated their purchasing decisions amid concerns over a potential increase in inflation, while others held back because of uncertainty about the economic outlook • A high level of available stock at the end of June 2026, including a growing share of completed units (averaging 29% across the seven largest markets) • A marked decline in new project launches (down 24% year on year across the seven largest markets) as a means to align the high level of available stock with the current pace of sales • Regional differences in the supply-demand balance – strong demand recorded in Warsaw (sell-through period: 4 quarters), with Tricity remaining balanced (5.6 quarters), and Krakow and Wroclaw recording high supply levels (around 6.1 quarters) • Stabilisation of residential property prices, with noticeable increases in the most attractive projects • Construction costs – manageable upward pressure on costs resulting from the war in the Middle East
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5 1 000 1 183 1 232 1 161 1 221 58% 55% 58% 58% 51% 0% 10% 20% 30% 40% 50% 60% 70% 80% 0 200 400 600 800 100 0 120 0 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Mortgage-backed transactions NET SALES No. of units BEST FIRST HALF IN THE GROUP’S HISTORY Net sales (units) H1 2026 H1 2025 Change YoY Warsaw 1 081 869 24% Tri-City 611 499 22% Wroclaw 403 437 (8)% Krakow 287 228 26% Dom Development Capital Group 2 382 2 033 17% * * Including 100% of sales in the project implemented through the joint venture in which Euro Styl S.A. holds a 50% interest (19 units in total in the H1 2026).
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6 Average transaction value (PLN k) H1 2026 H1 2025 Change YoY Warsaw 900 872 3% Tri-City 695 692 0% Wroclaw 805 807 0% Krakow 979 946 3% Dom Development Capital Group 843 824 2% H1 2026 SALES SEGMENTATION 23% OF UNITS SOLD, WORTH MORE THAN PLN 1 MILLION Transaction value includes the price of the flat plus any fit-out, storage cell and parking space. 9% 14% 17% 18% 11% 8% 23% up to PLN 500k PLN 500-600k PLN 600-700k PLN 700-800k PLN 800-900k PLN 900-1,000k over PLN 1,000k Segmentation value of the DOM Development Group residential sales in H1 2026
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7 3 778 3 965 3 502 3 538 4 694 30.06.2025 30.09.2025 31.12.2025 31.03.2026 30.06.2026 OFFER No. of units available for sale AVAILABLE STOCK ALIGNED WITH THE CURRENT PACE OF SALES, MARKET CONDITIONS AND OUR AMBITION TO SCALE UP THE BUSINESS Offer by market 30.06. 2026 30.06. 2025 Change YoY Warsaw 2 207 1 332 66% Tri-City 1 259 1 041 21% Wroclaw 619 753 (18)% Krakow 609 652 (7)% Dom Development Capital Group 4 694 3 778 24% * Including 100% of the available stock in the project implemented through the joint venture in which Euro Styl S.A. holds a 50% interest (80 units in total in the H1 2026).
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8 STOCK SELL-OUT PERIOD Stock sell-out period (in quarters) HEALTHY STOCK-TO-SALES RATIO 4,1 3,6 3,3 4,24,0 5,1 6,1 6,1 Warsaw Tri-City Wroclaw Krakow Dom Development Group Market* The sell-out period (expressed in quarters) is calculated as the ratio of stock at quarter-end to sales in the latest quarter * Market average. Source: BIG DATARynekPierwotny.pl The average time to sell through available stock in the Dom Development Group is approximately 3.8 quarters – significantly shorter than the market average. The higher figure for Warsaw reflects new project launches towards the end of Q2 2026 in response to the significant demand potential in the capital, which will translate into sales in future periods.
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9 PROJECT LAUNCHES IN Q2 2026 WROCLAW 45 units Peace and privacy of Wielka Wyspa, with convenient access to the city centre WARSAW 105 units Close to Warszawa Aleje Jerozolimskie railway station, on the border of the Włochy and Ochota districts 353 units New part of the city between Jeziorko Czerniakowskie and a bend in the Vistula River 392 units Fully functional living space with its own railway station 308 units Higher-specification development adjacent to a metro station 167 units Riverside Białołęka with its own residents’ park 134 units Close to parks, with large green courtyards 68 units Intimate, stylish development adjacent to a park
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10 PROJECT LAUNCHES IN Q2 2026 TRI-CITY 56 units in Gdansk In Piecki-Migowo, commonly known as Morena, just a minute’s walk from a tram stop 132 units in Gdynia In the Chylonia district, directly next to a bus stop and railway station 99 units in Gdansk Small-scale apartment buildings and single-family homes with a residents’ park in Kokoszki 97 units in Gdansk Located in the Ujeścisko district, with tram and bus stops nearby 90 units in Rumia Next to a forest, close to the city centre, with a high standard of finish 66 units in Rumia A residential community designed for young buyers seeking their first home
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11 8 270 8 178 7 166 8 015 9 402 30.06.2025 30.09.2025 31.12.2025 31.03.2026 30.06.2026 UNITS IN PROJECTS UNDER CONSTRUCTION No. of units under construction HIGH PRE-SALES RATES ARE POSITIVE FOR CASHFLOW AND PROFIT VISIBILITY Units under construction 30.06. 2026 30.06. 2025 Change YoY Warsaw 4 227 3 424 23% Tri-City 2 865 2 303 24% Wroclaw 1 274 1 370 (7)% Krakow 1 036 1 173 (12)% Dom Development Capital Group 9 402 8 270 14% 53% of units under construction are sold
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12 13 033 13 747 13 843 15 121 14 627 5 962 4 424 4 989 5 182 3 217 18 995 18 171 18 832 20 303 17 844 30.06.2025 30.09.2025 31.12.2025 31.03.2026 30.06.2026 Plots owned Plots controlled Land Bank Owned Controlled Total Change YoY Warsaw 7 409 1 242 8 651 (8)% Tri-City 5 335 627 5 962 7% Wroclaw 844 579 1 423 (38)% Krakow 1 039 541 1 580 (12)% Poznan --- 228 228 100% Dom Development Capital Group 14 627 3 217 17 844 (6)% LAND BANK – OWNED AND CONTROLLED LAND BANK CAN SUSTAIN SALES AT CURRENT LEVEL FOR AROUND 4 YEARS IN LINE WITH LONG TERM TARGETS Number of plots in land bank
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13 611 950 1 683 1 273 703 97 75 66 74 72 71 0 10 20 30 40 50 60 70 80 90 100 0 200 400 600 800 100 0 120 0 140 0 160 0 180 0 200 0 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 NPS ** DELIVERIES Y/Y INCREASE IN THE NUMBER OF UNITS DELIVERED, COUPLED WITH HIGH NPS No. of units Deliveries of units H1 2026 H1 2025 Change YoY Warsaw 935 497 88% Tri-City 206 392 (47)% Wroclaw 474 624 (24)% Krakow 361 82 340% Dom Development Capital Group 1 976 1 595 24% *NPS (Net Promoter Score) is an index calculated from customer satisfaction surveys, with values ranging from -100 to 100 points; data for Polish residential developers is not available; the average value for UK developers is 59 points (National New Homes Customer Satisfaction Survey, March 2025). ** In 2025, the Group delivered 97 units in Warsaw to an institutional investor in the Private Rental Sector (PRS). *
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14 PROFIT AND LOSS STATEMENT MAINTAINING HIGH PROFITABILITY Profit and Loss Account Q2 2026 Q2 2025 Change YoY H1 2026 H1 2025 Change YoY Sales Revenues, including 599.9 552.1 8.7% 1,560.9 1,293.9 20.6% Revenue from the sale of finished goods 577.5 505.1 14.3% 1,520.6 1,217.5 24.9% Deliveries (units) 703 611 15.1% 1,976 1,595 23.9% Revenue from sale of finished goods per unit (PLN’000) 821.5 826.7 (0.6)% 769.5 763.3 0.8% Gross Profit on Sales 180.8 201.9 (10.5)% 482.5 455.3 6.0% Gross Profit Margin 30.1% 36.6% (6.5) p.p. 30.9% 35.2% (4.3) p.p. Operating Profit 97.5 120.0 (18.8)% 320.7 302.0 6.2% Operating Profit Margin 16.3% 21.7% (5.4) p.p. 20.5% 23.3% (2.8) p.p. Profit Before Tax 97.7 120.7 (19.1)% 320.3 304.7 5.1% Profit Before Tax Margin 16.3% 21.9% (5.6) p.p. 20.5% 23.6% (3.1) p.p. Net profit 78.5 97.3 (19.3)% 258.5 245.6 5.3% Net profit margin 13.1% 17.6% (4.5) p.p. 16.6% 19.0% (2.4) p.p. EPS (PLN) 3.04 3.77 (19.4)% 10.02 9.52 5.3%
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15 CUMULATIVE NET SALES TO BE RECOGNISED IN P&L (UNITS SOLD BUT NOT DELIVERED) PLN m RECORD REVENUE POTENTIAL TO BE RECOGNISED IN COMING QUARTERS Units sold and not transferred Value 30.06.2025 5 418 units PLN 4 065 m 30.06.2026 5 606 units of which: PLN 4 398 m • 522 completed units; • 5 084 units under construction, from which 2 840 will be completed in 2026 0 500 1 000 1 500 2 000 2 500 3 000 3 500 4 000 I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V VII IX XI I III V 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
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16 BALANCE SHEET BALANCE SHEET EXCEEDED PLN 6 BN PLN m ASSETS 30.06.2026 31.12.2025 Change Current assets, including: 6 157 5 728 7% Cash 432 522 (17)% Incl. escrow accounts 208 253 (18)% Inventories, including: 5 549 5 087 9% land and projects under construction 5 098 4 421 15% Finished units, parking places and storage cells 306 502 (39)% Fixed Assets 296 253 17% TOTAL ASSETS 6 453 5 981 8% EQUITY AND LIABILITIES 30.06.2026 31.12.2025 Change Equity 2 066 1 988 4% Total liabilities 4 387 3 993 10% Long-term liabilities, including: 1 101 855 29% Interest-bearing debt (bonds and loans) 848 578 47% Short-term liabilities, including: 3 286 3 138 5% deferred income 2 196 2 047 7% interest-bearing liabilities (bonds and borrowings) 0 120 n.a. TOTAL EQUITY AND LIABILITIES 6 453 5 981 8% FIXED OTHER INVENTORY CASH EQUITY EQUITY LONG-TERM LIABILITIES. BONDS OTHER SHORT-TERM LIABILITIES TRADE AND OTHER PAYABLES LEASING DEFERRED INCOME 0 200 400 600 800 1 000 1 200 1 400 1 600 1 800 2 000 2 200 2 400 2 600 2 800 3 000 3 200 3 400 3 600 3 800 4 000 4 200 4 400 4 600 4 800 5 000 5 200 5 400 5 600 5 800 6 000 6 200 6 400 ASSETS LIABILITIES LIABILITIES PLN m
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17 DEBT MATURITY STRUCTURE ROBUST AVAILABLE FUNDING AND A STAGGERED BOND MATURITY PROFILE SUPPORTS EFFECTIVE LIQUIDITY MANAGEMENT AND PROVIDES THE FLEXIBILITY TO RESPOND TO EMERGING OPPORTUNITIES PLN 432 m CASH * PLN 797 m UNUSED CREDIT LINES PLN 785 m BONDS As at 30.06.2026 *of which PLN 208 m in escrow accounts 0 0 260 140 135 250 13 50 2026 2027 2028 2029 2030 2031 Bonds Bank loans PLN m
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18 SUMMARY: DOM DEVELOPMENT GROUP IN H1 2026 • Best first half in the Group’s history in terms of sales (net sales of 2,382 units, up 17% year on year) – further strengthening our market leadership • Record revenue potential to be recognised in future periods – 5,606 units sold but not yet delivered to buyers, with a total value of PLN 4.4 billion (as at 30 June 2026) • High share of mortgage-financed purchases – 55% in the first half • Gross profit margin of 31% and net profit of PLN 259 million (up 5% year on year) • Strong balance sheet: PLN 432 million in cash and low gearing (20%) • Record 9 402 units under construction, 53% of which have already been sold, providing certainty over future cash flows and revenue • Available stock increased to 4 694 units, with completed units accounting for a very low share of around 5%, in response to rising sales • Land bank supporting sales at the current level for around four years • Entry into the Poznan market – secured our first land in Poznan
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ZAŁĄCZNIKIAPPENDICES
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20 COMMENCEMENT OF NEW HANDOVERS IN Q3-Q4 2026 Warszawska Stage 1 Ph 1 E-F Tri-City 102 Oct.26 Osiedle Synteza Stage 1 Ph 3 D Tri-City 142 Jul.26 Osiedle Rapsodia Ph 2 Wroclaw 129 Oct.26 Wzgórze Hoplity Stage 1 Ph 2 Tri-City 48 Jul.26 Osobowicka 114 Wroclaw 80 Oct.26 Wille Biskupin Stage 1 Ph 1 Wroclaw 54 Jul.26 Osiedle Urbino Stage 1 Ph 4 Warsaw 137 Nov.26 Wille Biskupin Stage 1 Ph 2 Wroclaw 54 Jul.26 Dzielnica Mieszkaniowa Metro Zachód Stage 8 Ph 1 Warsaw 222 Nov.26 Hubska 100 Ph 2 Wroclaw 139 Aug.26 Apartmenty Beethovena Ph 2 Warsaw 77 Nov.26 29. Aleja Stage 2 Ph 1 Krakow 166 Aug.26 Konstelacja Stage 1 Ph 7 C9 Tri-City 50 Nov.26 Dzielnica Mieszkaniowa Metro Zachód Stage 13 Warsaw 155 Sep.26 Konstelacja Stage 1 Ph 8 C10 Tri-City 36 Nov.26 Konstelacja Stage 1 Ph 5 C7 Tri-City 35 Sep.26 Osiedle Przy Błoniach Stage 3 Ph 1 B2-B4 Tri-City 167 Nov.26 Konstelacja Stage 1 Ph 6 C8 Tri-City 59 Sep.26 Jaskółcza Tri-City 97 Nov.26 Apartamenty Nad Oławką Ph 2 Wroclaw 174 Sep.26 Apartamenty Beethovena Ph 1 Warsaw 209 Dec.26 Osiedle przy Malborskiej Ph 2 Krakow 71 Sep.26 Dzielnica Mieszkaniow Mokotów Sportowy Stage 1 Ph 1b Warsaw 123 Dec.26 1 097 Locus Stage 2 Ph 1 B1 Tri-City 84 Dec.26 Osiedle Synteza Stage 1 Ph 4 E-F Tri-City 153 Dec.26 Osiedle 29. Aleja Stage 2 Ph 2 Krakow 133 Dec.26 1 799 2 896 Total Q4 Total Q3-Q4 PROJECT/PHASE LOCATION NO. OF UNITS COMMENCE MENT Q3 Q4 Total Q3 PROJECT/PHASE LOCATION NO. OF UNITS COMMENCE MENT
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21 PROJECT IN PREPARATION PROJECT UNDER CONSTRUCTION 1 PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WARSAW NO. OF UNITS, AS AT 30/06/2026 12 128 No. INVESTMENT UNDER CONSTRUCTION IN PREPARATION LAND ACQUISITION IN Q2 2026 1 DZIELNICA MIESZKANIOWA METRO ZACHÓD 590 867 --- 2 APARTAMENTY LITERACKA 417 --- --- 3 APARTAMENTY GRZYBOWSKA 11 184 --- --- 4 BIELANY --- 332 --- 5 OSIEDLE URBINO 453 531 --- 6 MYŚLIBORSKA 376 363 --- 7 APARTAMENTY RUDNICKIEGO --- 354 --- 8 OSIEDLE PRZY FORCIE --- 388 89 9 APARTAMENTY BEETHOVENA 286 --- --- 10 OSIEDLE WILNO 640 1 149 --- 11 OSIEDLE MOKOTÓW SPORTOWY 543 1 947 --- 12 PALLADIUM (AKACJE) --- 632 --- 13 OSIEDLE BOKSERSKA 71 430 --- --- 14 WILANOWSKA 308 --- --- 15 WOLA ODOLANY --- 227 227 16 MODLIŃSKA --- 208 208 17 WOLSKA --- 411 411 TOTAL WARSAW 4 227 7 409 935 5 7 8 7 11 9 10 2 13 3 6 4 14 8 158 17 16
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22 PROJECT IN PREPARATION PROJECT UNDER CONSTRUCTION 1 3 PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: TRI-CITY NO. OF UNITS, AS AT 30/06/2026 10 8 11 5 15 * Project executed through a special-purpose vehicle in which Euro Styl S.A. holds a 50% interest. 13 2 4 17 18 19 No. INVESTMENT UNDER CONSTRUCTION IN PREPARATION LAND ACQUISITION IN Q2 2026 1 DOKI 246 244 --- 2 DOLNE MIASTO 364 539 --- 3 SYNTEZA 351 --- --- 4 OSIEDLE WARSZAWSKA 349 --- --- 5 WZGÓRZE HOPLITY 48 --- --- 6 GDYNIA ORZECHOWA 132 --- --- 7 OSIEDLE BEAUFORTA 3 --- 446 --- 8 KONSTELACJA 286 160 --- 9 WZGÓRZE MARKOWCA 90 88 --- 10 LOCUS 2, LOCUS 3 191 160 --- 11 OSIEDLE PRZY BŁONIACH 3 379 --- --- 12 WIDOKI --- 159 --- 13 LEŚNA GÓRA 90 --- --- 14 PRZYSTAŃ BRZEŹNO 240 206 --- 15 GDAŃSK POTĘGOWSKA --- 156 --- 16 GDAŃSKIE ZACISZE* 99 506 --- 17 MARINA HEL APARTAMENTY --- 239 --- 18 RUMIA KOSYNIERÓW --- 1 134 --- 19 ALFA GDAŃSK --- 747 --- 20 DOKI V* --- 551 551 TOTAL TRI-CITY 2 865 5 335 551 7 12 14 20 6 9 16
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23 7 46 6 PROJECT IN PREPARATION PROJECT UNDER CONSTRUCTION 6 2 1 9 7 7 8 No. INVESTMENT UNDER CONSTRUCTION IN PREPARATION LAND ACQUISITION IN Q2 2026 1 HUBSKA 100 139 --- --- 2 APARTAMENTY NAD OŁAWKĄ 174 --- --- 3 OSIEDLE MIĘDZYLESKA 3 116 --- --- 4 OSIEDLE ZIELNA 50 --- --- 5 OSIEDLE MIĘDZYLESKA 4 134 --- --- 6 OSOBOWICKA 114 80 --- --- 7 WILLE BISKUPIN 99 18 --- 8 OSIEDLE ARKADIA 156 --- --- 9 OSIEDLE RAPSODIA 258 --- --- 10 OSIEDLE NOWODWORSKA --- 446 --- 11 OSIEDLE PARK ŚWIETLIKÓW --- 227 --- 12 KAMIEŃSKIEGO 68 --- --- 13 KRAKOWSKA --- 153 153 TOTAL WROCLAW 1 274 844 153 PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: WROCLAW NO. OF UNITS, AS AT 30/06/2026 10 11 53 12 13
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24 PROJECT IN PREPARATION PROJECT UNDER CONSTRUCTION 2 PROJECTS UNDER CONSTRUCTION AND IN PREPARATION: KRAKOW NO. OF UNITS, AS AT 30/06/2026 1 No. INVESTMENT UNDER CONSTRUCTION IN PREPARATION 1 OSIEDLE 29. ALEJA 299 --- 2 OSIEDLE PRZY MALBORSKIEJ 71 --- 3 APARTAMENTY PARK MATECZNEGO 216 --- 4 PRZYSTANEK PRĄDNIK 127 637 5 OSIEDLE PRZY WIELICKIEJ 323 95 6 KOBIERZYŃSKA/RYDLÓWKA --- 214 7 WROCŁAWSKA --- 93 TOTAL KRAKOW 1 036 1 039 3 7 6 5 4
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25 Disclaimer This presentation ("Presentation") has been prepared by Dom Development S.A. (the "Company") solely for informational purposes and should not separately or jointly with the oral presentation be regarded as an offer, invitation, recommendation, or encouragement to purchase any financial instruments of the Company. In particular, it does not constitute a recommendation to make investment decisions related to the shares or bonds of the Company or its subsidiaries. This Presentation and any related oral presentation contain only summary information and is not exhaustive, nor is it intended to be the sole and exclusive basis for any analysis or evaluation of the Company. The Company assumes no responsibility for the information contained in this Presentation or in oral presentation, including any errors, inaccuracies, or omissions. The Presentation may include projections concerning future events based on forecasts, assumptions, and expectations that are uncertain. Due to the uncertainties related to forecasts, actual results may differ significantly from the expectations presented here. Any information and forecasts contained in the Presentation (including the oral presentation), including those concerning future financial results, do not constitute a guarantee that they will actually be achieved by the Company or any related entity. The Company notes that the source of data on the Company's situation and events related to the Company, its financial results, and indicators are current and periodic reports submitted by the Company in compliance with its information disclosure obligations under applicable law. This Presentation, as well as the related oral presentation, does not constitute an offer for the sale of securities, nor an invitation to subscribe for or purchase securities of the Company in any country, including, in particular, the United States of America. Copying, distributing, or sharing this Presentation without the prior consent of the Company is prohibited unless it is for informational purposes only. Reproduction, distribution, and sharing of this Presentation in other jurisdictions may be subject to legal restrictions, and individuals who may access it should familiarize themselves with and comply with such restrictions.
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26 Contact for investors: