Page 1

intrum Interim report Second quarter , 2021 Revenues increased to SEK 4,424 M ( 3,885 ) and adjusted revenues increased to SEK 4,422 M ( 3,882 ) . Adjusted oper ating earnings ( EBIT ) increased to SEK 1,594 M ( 1,345 ) . Cash EBITDA increased to SEK 2,966 M ( 2,709 ) and avail able liquidity at the end of the quarter amounted to SEK 16,790 M ( 10,975 ) . Net debt / RTM cash EBITDA decreased to 4.1x ( 4.4x ) . . . ● Cash EBIT increased to SEK 1,413 ( 1,294 ) , cash RolC to 7.9 per cent ( 7.0 ) and cash earnings per share ( Cash EPS ) were SEK 5.67 ( 7.98 ) . For the Credit Management Services segment cash EBIT increased to SEK 411 M ( 374 ) and the adjusted operating margin decreased to 23 per cent ( 24 ) . The segment cash RolC for the quarter was 8.5 per cent ( 7.5 ) . For Strategic Markets cash EBIT increased to SEK 572 M ( 525 ) and the adjusted operating margin decreased to 26 per cent ( 27 ) . The segment cash RolC for the quarter was 14.4 per cent ( 11.9 ) . For Portfolio Investments cash EBIT increased to SEK 925 M ( 775 ) , cash RolC was 10.3 per cent ( 8.6 ) and total portfo lio investments made amounted to SEK 2,051 M ( 1,299 ) for the quarter . Second quarter , 2021 SEK M , unless otherwise indicated Revenues Adjusted revenues Operating earnings ( EBIT ) Adjusted operating earnings ( EBIT ) Earnings per share , SEK Cash EBITDA Cash EBIT Cash EPS , SEK Cash RoIC , % Net debt / RTM cash EBITDA , x Cash EBIT : Credit Management Services Cash EBIT : Strategic Markets Cash EBIT : Portfolio Investments Sang Total portfolio investments made Carrying value of portfolio investments Adjusted return on portfolio investments , ( ROI ) , % Second quarter Apr - June Apr - June 2021 2020 3,885 4,424 4,422 3,882 1,563 1,348 1,594 1,345 6.48 5.39 2,966 1,413 5.67 7.9 411 572 925 2,051 35,629 15 2,709 1,294 7.98 7.0 374 525 775 1,299 34,945 11 Change Jan - June % 2021 14 8,625 14 8,620 16 3,094 19 3,126 20 12.54 9 9 -29 0.9 ppt 10 9 19 Intrum is setting the standard by codifying industry leading practices into 10 key principles for ethical and sound debt collection - we are leading the way 58 2 4 ppt 5,678 2,778 11.34 7.9 807 1,217 1,754 3,790 35,629 15 6 months Jan - June 2020 7,218 7,852 1,807 2,440 4.81 5,342 2,399 10.21 6.4 820 845 1,609 2,972 34,945 11 Rolling 12 months Change July 2020 % June 2021 18,255 17,499 19 10 71 28 161 5,982 6,424 22.91 6 16 11 1.5 ppt -2 44 9 28 2 4 ppt 11,943 5,959 26.22 8.4 4.1 1,583 2,911 3,335 5,947 35,629 13 Full year 2020 16,848 16,731 4,695 5,738 15.18 11,607 5,580 25.28 7.7 4.0 1,596 2,539 3,190 5,129 33,305 12