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Landshypotek Bank Bank AB Landshypotek Interim report Q3 2021 January - September 2021 Per Lindblad , CEO of Landshypotek Bank , comments on the first three quarters of 2021 : We continue to grow with more customers and an increased lending volume . Customer interest in Landshypotek has risen . The increased lending volume , where we have posted growth of SEK 7.6 billion during the year , provides more stable earnings which is important for our development into an even more stable and sustainable bank . In parallel , we continue to keep costs under control and credit quality is good . What we are now noting is the result of the long - term focus we have applied at the bank . We have systematically endeavoured to become more customer - centric and develop our services to meet more customers and different customer groups . January - September 2021 compared with January- September 2020 ● ● ● Operating profit amounted to SEK 363 million ( 291 ) . The underlying operating profit , excluding the net result of financial transactions , was SEK 371 million ( 299 ) . Net interest income amounted to SEK 721 million ( 636 ) . Costs totalled SEK 357 million ( 350 ) . Net credit losses positively impacted earnings by SEK 1 million ( positive : 8 ) . ● • Loans to the public amounted to SEK 90.6 billion ( 80.0 ) . Deposits from the public amounted to SEK 15.0 billion ( 14.6 ) . Net interest income SEK million 250 200 150 100 50 O Q3 |||| Q1 2020 Landshypotek Bank AB Q4 Q2 2021 Q3 Interim Report January - September 2021 July - September 2021 compared with April - June 2021 ● ● ● ● Operating profit amounted to SEK 144 million ( 103 ) . The underlying operating profit , excluding the net result of financial transactions , was SEK 144 million ( 111 ) . Net interest income amounted to SEK 249 million ( 239 ) . Costs totalled SEK 106 million ( 129 ) . Net credit losses impacted earnings by SEK 1 million ( 2 ) . Loans to the public amounted to SEK 90.6 billion ( 88.6 ) . Deposits from the public amounted to SEK 15.0 billion ( 14.9 ) . Loans to the public SEK billion 100 80 60 40 20 O Q3 2020 Q4 Q1 HI Q3 Q2 2021 Page 1