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NOTER QLIRO Interim report January - March 2021 Improved profit Important events in the first quarter 2021 • 27 percent increase in pay - after - delivery volumes . 56 percent growth excluding former Qliro Group merchants • Agreement with e - merchant Stronger regarding payment solutions in the Nordics • Updated mobile applications and websites launched in Finland and Norway ● Important events after the end of the period • Qliro's Board of Directors decided that acquisitions might complement the organic growth strategy to further strengthen Qliro's position in digital payments in the Nordic region • The Nordic offering was strengthened through the integration of the payment options Vipps in Norway and Mobile Pay in Denmark and an agreement was signed with the Norwegian e - merchant Blush regarding payment solution services January - March 2021 ( January - March 2020 ) • Total operating income increased by 1 percent to 97.8 MSEK ( 96.4 ) Total expenses increased by 1 percent to SEK 86.3 million ( 85.5 ) Credit losses decreased to a net of SEK 16.7 million ( 29.6 ) Operating profit improved to SEK -5.3 million ( -18.6 ) • Net profit for the period was SEK -4.5 million ( -14.7 ) and earnings per share amounted to SEK -0.25 ( -0.82 ) ● ● ● + 1 % Income growth¹ 2,5 M Number of active customers² ) 1 ) First quarter 2021 in comparison with first quarter 2020 2 ) Unique customers that have used Qliro's services during last 12 months Qliro AB + 27 % Growth pay - after delivery volume¹ + 21 % No of transactions with Qliro products " Interim report January - March 2021 .