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iFAST Corporation Ltd. | 3Q2026 Results Presentation 3Q2026 & 9M2026 Results Presentation 26 October 2026 iFAST Corporation Ltd.
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iFAST Corporation Ltd. | 3Q2026 Results Presentation This presentation should be read as an overview of iFAST Corporation Ltd.’s (“iFAST Corp” or the “Company”, and together with its subsidiaries, the “Group”) current business activities and operating environment. This presentation should not be solely relied upon by current and potential investors when making an investment decision. iFAST Corp accepts no liability whatsoever with respect to the use of the content in this presentation. This presentation may contain forward-looking statements that involve known and unknown risks, uncertainties and other factors that may cause our future performance, outcomes and results to be material different from those expected, expressed or implied in these forward-looking statements. Investors should therefore not rely on these forward-looking statements, which are based on the current view of management of future events and market developments, which in turn are based on currently available information, and are not a guarantee of future performance. This presentation should not be construed as financial or investment advice and investors should consult their independent advisers in respect of the contents and information set out in this presentation where necessary. This presentation does not constitute an offer or solicitation of an offer to subscribe for, acquire, purchase, dispose of or sell any units in iFAST Corp. Disclaimer 2
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Contents 3 Key Summary & AUA Update 3Q2026 Performance Pg. 4 I Business Update Updates on iFAST Global Bank, Dividend and Individual Markets Pg. 10 II Financial Results Revenue, Profit, Margins, Geographical Segments, Recurring And Non-recurring Net Revenue Pg. 16 III Performance Trends Financial Indicators, ROE and Balance Sheet Pg. 28 IV Appendix Pg. 39
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Key Summary • In 3Q2026, the Group posted a 24.5% YoY increase in net profit to S$32.37 million, on the back of a 23.0% YoY increase in total revenue to S$167.01 million. The increase in profitability was driven mainly by the Group’s core wealth management platform business and iFAST Global Bank (“the Bank”). • The Group’s AUA increased 20.0% YoY to a new record high of S$36.76 billion at the end of 3Q2026. The Group’s net inflows in 3Q2026 was a healthy S$1.24 billion. • iFAST Global Bank built on its first full year of profitability in 2025 by reporting a 964.7% YoY growth in pretax profit to S$3.29 million in 3Q2026. The sharp increase in profitability was achieved on the back of a 67.1% YoY increase in net revenue for the banking business. Both the digital personal banking division and the business banking division contributed to the good growth rates. • The Group is on track to report robust growth rates in revenues and profitability in 2026, with net profit in the first nine months of 2026 having grown by 34.4% YoY to S$90.27 million. iFAST Global Bank’s pretax profit is expected to exceed S$10 million for full year of 2026, an increase of over 200% compared to S$3.11 million in 2025. • Looking ahead, the Bank is expected to play an increasingly important role in driving the Group’s revenue and profitability growth. • The Group continues to work towards an AUA of S$100 billion by 2030, which would imply a compound annual growth rate (CAGR) of 26.5% or higher over the next 4-5 years. • The Group is targeting an improvement in overall profit margin in 2027. • As the Group’s profitability continues to improve and shareholders’ equity grows, the Directors are comfortable with gradually increasing dividend payouts, while maintaining flexibility to support future growth opportunities, capital requirements and business needs. • For the third interim dividend for FY2026, the Directors declared a dividend of 3.20 cents per ordinary share (+39.1% YoY increase from the third interim dividend of FY2025). 4
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Key Summary Strong Growth Across the Board in 3Q2026 5 S$167.01m Total Revenue +23.0% YoY S$32.37m Net Profit +24.5% YoY S$51.59m EBITDA1 +22.8% YoY S$36.76 billion Group AUA (new quarter-end record high) +20.0% YoY S$1.24 billion Net Inflows -16.9% YoY 3.20 cents per ordinary share Third Interim Dividend FY2026 +39.1% YoY Note: 1. With no deduction of interest expenses in banking operation
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iFAST Corporation Ltd. | 3Q2026 Results Presentation $- $5,000 $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 B2B B2C Group AUA Trend S$ million 6 +1.74% QoQ growth Record high quarterly AUA across Singapore, Malaysia, Hong Kong, and the UK. S$36.76 billion as at 30 Sep 2026 +20.0% YoY growth B2B S$23.60 billion +18.3% YoY growth B2C S$13.16 billion +23.4% YoY growth
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iFAST Corporation Ltd. | 3Q2026 Results Presentation 68.7% 11.5% 11.7% 8.1% AUA Breakdown By Markets Singapore Hong Kong Malaysia Others (China & UK) AUA Breakdown: Markets & Products (YoY) As at 30 September 2026 7 3Q2026 55.5% 8.1% 27.5% 8.9% AUA Breakdown By Products Unit Trusts Bonds Stocks & ETFs Cash Account & Deposits 3Q2025 3Q2026 Unit trusts (+18.4% YoY), Bonds (-17.9% YoY), Stocks & ETFs (+41.0% YoY) and Cash Account & Deposits (+19.8% YoY). 70.7%11.3% 10.9% 7.1% 3Q2025 55.8% 11.8% 23.4% 9.0% 3Q2025
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iFAST Corporation Ltd. | 3Q2026 Results Presentation $55 $193 $458 $501 $396 $235 $942 $786 $976 $3,160 $3,745 $2,104 $1,957 $3,296 $4,717 $3,717 $3,803 $- $500 $1,000 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500 $5,000 Net Inflows Trend S$ million 8 +2.3% YoY growth Net inflows include investment products and cash account & cash deposits across the Group's business units. 1Q2026: S$1.25 billion 2Q2026: S$1.31 billion 3Q2026: S$1.24 billion S$3.80 billion For 9M2026
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iFAST Corporation Ltd. | 3Q2026 Results Presentation $947 $940 $1,365 $1,547 $1,670 $1,574 $2,908 $3,053 $2,870 $5,647 $7,052 $5,223 $4,490 $7,433 $10,934 $7,834 $10,425 $- $2,000 $4,000 $6,000 $8,000 $10,000 $12,000 Gross Unit Trust (UT) Subscription S$ million 9 +33.1% YoY growth 1Q2026: S$3.33 billion 2Q2026: S$3.67 billion 3Q2026: S$3.43 billion S$10.43 billion For 9M2026
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Business Update Section I
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iFAST Corporation Ltd. | 3Q2026 Results Presentation iFAST Global Bank Profitability Trend S$ million 3Q2026 PBT S$3.29 million 9M2026 PBT S$5.90 million The Bank reported record high PBT in 3Q2026 and stronger 9M2026 profitability YoY . +964.7% YoY growth +193.5% YoY growth 11 -$1.71 -$2.23-$2.11 -$2.57 -$2.28 -$1.56 -$0.82 $0.30 $1.00 $0.70 $0.31 $1.10 $0.69 $1.92 $3.29 -3.00 -2.00 -1.00 0.00 1.00 2.00 3.00 4.00 iFAST Global Bank Profit / Loss
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iFAST Corporation Ltd. | 3Q2026 Results Presentation iFAST Global Bank Key Observations 1 Strong deposit growth across both Digital Personal Banking (DPB) and Business Banking (BB) has driven revenue higher, supporting an upward trend in pretax profit. Sharp Increase in Profitability 2 The Bank’s top-line growth puts the Bank on track to exceed pretax profit of S$10 million for full year of 2026. Profit Expectation 3 The Bank targets a net interest margin of 125 to 150 bps which reflects the deposit- taking side of its business. Including non-interest revenue, such as fee income from its remittance business, the Bank's overall targeted revenue margin is higher, at 200bps. Broader Revenue Contribution Beyond Net Interest 3Q2026 PBT S$3.29 million 9M2026 PBT S$5.90 million The Bank reported record high PBT in 3Q2026 and stronger 9M2026 profitability YoY . +964.7% YoY growth +193.5% YoY growth The Bank is in the midst of broadening the reach of its iFAST Multi-Currency Debit Card to seven markets: Hong Kong, Singapore, Thailand, Malaysia, Taiwan, Pakistan, and Germany. 12
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iFAST Corporation Ltd. | 3Q2026 Results Presentation 4.80 4.80 5.90 8.40 12.00 0.00 2.00 4.00 6.00 8.00 10.00 12.00 FY2022 FY2023 FY2024 FY2025 FY2026 S$ cent per ordinary share Dividend for 3Q2026: 3.20 Cents per Ordinary Share 39.1% YoY increase compared to 3Q2025 dividend of 2.30 cents per ordinary share 13 1.30 1.50 1.50 1.60 2.00 1.60 2.30 2.50 1.00 1.10 1.30 1.40 2.50 3.00 13 1.00 1.10 1.30 1.40 FY2026 expected dividend ≥ 12.00 Cents FY2026 expected YoY growth ≥ +43.0% Third interim dividend 3.20 Cents YoY growth +39.1% 3.20 As profitability continues to improve and shareholders’ equity grows, the Directors may gradually increase dividend payouts, while maintaining flexibility to support future growth and business needs.
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Third Interim Dividend for FY2026 As per the Dividend Schedule above, the Board of Directors declared a dividend of 3.20 cents per ordinary share (third interim dividend for FY2025: 2.30 cents per ordinary share). Dividend Schedule Dividend per share 3.20 cents per ordinary share Ex-dividend date 4 November 2026 Record date and time 5 November 2026 (5.00 pm) Payment date 19 November 2026 14
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Individual Markets Updates 3Q2026 & 9M2026 15 Singapore AUA S$25.25 billion +1.1% QoQ Profit 3Q2026: S$14.97m 9M2026: S$42.74m Net Revenue 3Q2026: S$34.60m 9M2026: S$100.88m Hong Kong AUA S$4.23 billion +2.5% QoQ Profit 3Q2026: S$18.50m 9M2026: S$54.32m Net Revenue 3Q2026: S$53.53m 9M2026: S$168.41m Malaysia AUA S$4.31 billion +2.0% QoQ Profit 3Q2026: S$2.85m 9M2026: S$7.82m Net Revenue 3Q2026: S$6.24m 9M2026: S$17.50m China AUA S$0.94 billion -5.1% QoQ Loss 3Q2026: S$0.41m 9M2026: S$1.36m Net Revenue 3Q2026: S$0.65m 9M2026: S$1.82m United Kingdom Deposits S$2.04 billion +12.2% QoQ iGB Profit 3Q2026: S$3.29m 9M2026: S$5.90m Net Revenue 3Q2026: S$15.55m 9M2026: S$35.05m +16.6% YoY +22.4% YoY +28.7% YoY +52.9% YoY +31.2% YoY Business Divisions AUA YoY Change: • B2B AUA +13.2% • iGM1 AUA +14.0% • B2C AUA +22.7% Business Divisions AUA YoY Change: • B2B AUA +22.5% • iGM1 AUA +12.8% • B2C AUA +7.9% Business Divisions AUA YoY Change: • B2B AUA +27.5% • iGM1 AUA +31.0% • B2C AUA +28.0% Business Divisions AUA YoY Change: • B2B AUA +81.1% • iGM1 AUA +26.6% Record high quarterly AUA across Singapore, Hong Kong, Malaysia, and the United Kingdom. 1. iGM represents iFAST Global Markets, our in-house team of wealth advisers. +32.7% YoY -4.6% YoY +82.6% YoY -55.6% YoY +964.7% YoY +38.9% YoY +14.5% YoY +64.0% YoY -51.0% YoY +193.5% YoY + 20.5% YoY +15.1% YoY +37.1% YoY +52.0% YoY +67.1% YoY + 26.7% YoY +45.8% YoY +35.3% YoY +68.2% YoY +24.7% YoY
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Financial Results Section II
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Financial Results for Group S$ (Million) 3Q2025 3Q2026 YoY change (%) Total revenue 135.82 167.01 +23.0 Total net revenue 89.53 110.65 +23.6 Other income 0.60 0.17 -71.9 Operating expenses 58.23 71.57 +22.9 Interest expenses on lease liabilities 0.43 0.72 +67.7 Share of results of associates, net of tax 0.02 0.02 +31.3 Profit before tax 31.49 38.55 +22.4 Profit after tax 25.97 32.36 +24.6 Net profit attributable to owners of the Company 26.01 32.37 +24.5 EPS (cents) 8.56 10.56 +23.4 Dividend Per Share (cents) 2.30 3.20 +39.1 (3Q2026 vs 3Q2025) 17
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Financial Results for Group S$ (Million) 9M2025 9M2026 YoY change (%) Total revenue 362.98 483.51 +33.2 Total net revenue 237.30 323.90 +36.5 Other income 1.87 1.16 -37.6 Operating expenses 156.01 215.28 +38.0 Interest expenses on lease liabilities 1.30 2.12 +63.1 Share of results of associates, net of tax 0.00 0.01 N.M. Profit before tax 81.85 107.68 +31.6 Profit after tax 67.05 90.22 +34.6 Net profit attributable to owners of the Company 67.15 90.27 +34.4 EPS (cents) 22.25 29.57 +32.9 Dividend Per Share (cents) 5.90 8.70 +47.5 (9M2026 vs 9M2025) 18
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Results Overview for Group S$ (Million) FY2022 FY2023 FY2024 FY2025 9M2026 Total revenue 208.87 256.54 382.99 514.72 483.51 Total net revenue 118.24 161.66 248.38 339.65 323.90 Other income 1.72 1.71 1.86 2.26 1.16 Operating expenses 103.84 126.23 165.64 220.70 215.28 Interest expenses on lease liabilities 0.45 0.79 1.42 3.04 2.12 Impairment loss related to an associate -5.20 - - - - Share of results of associates, net of tax 0.30 0.22 -0.02 0.00 0.01 Profit before tax 10.76 36.58 83.16 118.16 107.68 Profit after tax 5.35 27.01 65.96 99.88 90.22 Net profit attributable to owners of the Company 6.42 28.27 66.63 100.01 90.27 Net profit attributable to owners of the Company1 11.621 28.27 66.63 100.01 90.27 EPS1 (cents) 3.971 9.59 22.39 33.09 29.57 Operating cashflows 47.40 273.45 671.28 551.73 357.13 Dividend per share (cents) 4.80 4.80 5.90 8.40 8.70 Note: 1. Excluding impairment loss of S$5.2 million related to India Business recognised in 2Q2022. 19
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Profit/Loss - Geographical Segment Profit/Loss (S$ Million) 3Q2025 3Q2026 YoY Change (%) 9M2025 9M2026 YoY Change (%) Singapore3 11.29 14.97 +32.7 30.77 42.74 +38.9 Hong Kong 19.39 18.50 -4.6 47.44 54.32 +14.5 United Kingdom 0.31 3.29 +964.7 2.01 5.90 +193.5 Malaysia 1.56 2.85 +82.6 4.77 7.82 +64.0 China (0.92) (0.41) -55.6 (2.77) (1.36) -51.0 Others1,3 0.01 (0.64) +521.2 0.03 (1.70) +512.2 Profit before tax2 31.53 38.56 +22.3 81.95 107.72 +31.5 Tax expense (5.52) (6.19) +12.2 (14.80) (17.45) +18.0 Net profit after tax2 26.01 32.37 +24.5 67.15 90.27 +34.4 Notes: 1. Comprising research and development of new or potential market segments from 1Q2026 and share of results of associates. 2. Attributable to owners of the Company. 3. Comparative figures for 3Q2025 and 9M2025 have been reclassified from the Singapore segment to Others for comparison purpose. 20
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Profit/Loss - Geographical Segment Profit/Loss (S$ Million) FY2022 FY2023 FY2024 FY2025 9M2026 Singapore 16.57 25.20 36.14 44.72 42.74 Hong Kong 8.07 23.82 52.96 67.55 54.32 United Kingdom (5.04) (8.60) (4.36) 3.11 5.90 Malaysia 4.25 4.39 4.96 6.55 7.82 China (7.12) (7.19) (5.85) (3.65) (1.36) Others1 0.30 0.22 (0.02) 0.00 (1.70) Profit before tax2 17.04 37.84 83.83 118.29 107.72 Impairment loss related to India Business (5.20) - - - - Tax expense (5.41) (9.57) (17.20) (18.28) (17.45) Net profit after tax2 6.42 28.27 66.63 100.01 90.27 Notes: 1. Comprising research and development of new or potential market segments from 1Q2026 and share of results of associates. 2. Attributable to owners of the Company. 21
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Total Gross Revenue - Geographical Segment S$ (Million) FY2022 FY2023 FY2024 FY2025 9M2026 Singapore 130.25 140.61 167.04 197.53 184.35 Hong Kong 42.64 69.60 135.31 199.48 190.61 United Kingdom 10.33 20.58 52.01 83.81 75.08 Malaysia 23.03 23.51 26.92 31.67 30.64 China 2.62 2.24 1.71 2.15 2.58 Others1 - - - - 0.25 Group 208.87 256.54 382.99 514.72 483.51 YoY Change (%) FY2022 FY2023 FY2024 FY2025 9M2026 Singapore -6.7 +8.0 +18.8 +18.3 +30.3 Hong Kong -12.6 +63.2 +94.4 +47.4 +41.5 United Kingdom N.M. +99.2 +152.7 +61.1 +20.0 Malaysia -7.3 +2.1 +14.5 +17.6 +34.8 China -28.3 -4.5 -23.8 +25.7 +73.2 Others1 - - - - +350.0 Group -3.7 +22.8 +49.3 +34.4 +33.2 Note: 1. Representing gross interest revenue earned by new market segment in 9M2026. This mainly relates to an entity incorporated in the US a few years ago, which is still in the setup phase of launching a US market stock brokerage business in 2026. 22
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Total Net Revenue - Geographical Segment S$ (Million) FY2022 FY2023 FY2024 FY2025 9M2026 Singapore 70.49 81.24 96.06 111.25 100.88 Hong Kong 24.15 52.58 112.97 172.01 168.41 United Kingdom 8.19 12.35 22.58 37.10 35.05 Malaysia 13.64 13.98 15.53 17.74 17.50 China 1.77 1.51 1.24 1.55 1.82 Others1 - - - - 0.25 Group 118.24 161.66 248.38 339.65 323.90 YoY Change (%) FY2022 FY2023 FY2024 FY2025 9M2026 Singapore -4.1 +15.2 +18.2 +15.8 +26.7 Hong Kong -1.2 +117.7 +114.8 +52.3 +45.8 United Kingdom N.M. +50.8 +82.9 +64.3 +24.7 Malaysia +1.6 +2.5 +11.1 +14.3 +35.3 China -30.6 -14.4 -18.0 +24.3 +68.2 Others1 - - - - +350.0 Group +3.8 +36.7 +53.6 +36.7 +36.5 Note: 1. Representing net interest revenue earned by new market segment in 9M2026. This mainly relates to an entity incorporated in the US a few years ago, which is still in the setup phase of launching a US market stock brokerage business in 2026. 23
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Total Net Revenue1 Breakdown Note: 1. Including the UK banking operation from 2022. S$ million Between Recurring and Non-recurring Sources 24 1.1 2.2 5.2 10.7 12.9 11.9 17.2 20.4 22.3 25.6 29.5 34.6 34.7 40.9 48.3 52.9 60.4 78.7 83.9 131.9 211.0 292.7 281.2 3.1 4.7 7.7 18.1 12.3 4.0 4.6 4.8 4.0 6.0 7.2 6.9 6.0 8.5 11.3 12.3 25.5 34.5 34.4 29.7 37.4 47.0 42.7 0 50 100 150 200 250 300 350 400 Recurring net revenue Non-recurring net revenue Average contribution from recurring net revenue as opposed to non-recurring net revenue in the period from 2025 to 9M2026 was 86.5%
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Recurring and Non-recurring Total Net Revenue S$ (Million) FY2022 FY2023 FY2024 FY2025 9M2026 Recurring net revenue 83.86 131.94 210.98 292.66 281.19 Non-recurring net revenue 34.38 29.72 37.40 46.99 42.71 Total net revenue 118.24 161.66 248.38 339.65 323.90 YoY Change (%) FY2022 FY2023 FY2024 FY2025 9M2026 Recurring net revenue +5.6 +57.3 +59.9 +38.7 +39.6 Non-recurring net revenue -0.4 -13.6 +25.8 +25.7 +19.2 Total net revenue +3.8 +36.7 +53.6 +36.7 +36.5 Include Banking Operation 25
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Net Revenue1 - B2B Business Segment B2B Net Revenue (S$ Million) FY2022 FY2023 FY2024 FY2025 9M2026 Recurring net revenue 58.05 99.10 172.50 244.80 237.13 Non-recurring net revenue 16.66 12.89 13.09 16.34 15.96 Total B2B net revenue 74.72 111.99 185.59 261.14 253.09 YoY Change (%) FY2022 FY2023 FY2024 FY2025 9M2026 Recurring net revenue +4.2 +70.7 +74.1 +41.9 +42.1 Non-recurring net revenue +1.5 -22.6 +1.6 +24.8 +32.6 Total B2B net revenue +3.6 +49.9 +65.7 +40.7 +41.5 Note: 1. Exclude the UK banking operation and interest revenue 26
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Net Revenue1 - B2C Business Segment B2C Net Revenue (S$ Million) FY2022 FY2023 FY2024 FY2025 9M2026 Recurring net revenue 22.99 25.64 25.85 28.12 24.68 Non-recurring net revenue 9.78 7.23 10.84 12.34 12.66 Total B2C net revenue 32.77 32.87 36.69 40.46 37.34 YoY Change (%) FY2022 FY2023 FY2024 FY2025 9M2026 Recurring net revenue +0.1 +11.5 +0.9 +8.8 +22.0 Non-recurring net revenue -46.0 -26.0 +49.8 +13.8 +36.3 Total B2C net revenue -20.2 +0.3 +11.6 +10.3 +26.5 27 Note: 1. Exclude the UK banking operation and interest revenue
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Performance Trends Section III
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Financial Indicators S$ (Million) FY2022 FY2023 FY2024 FY2025 9M2026 EBITDA2 32.091 61.46 115.75 159.28 146.15 Operating Cashflows – Group 47.40 273.45 671.28 551.73 357.13 Operating Cashflows – Non-Banking Operations 35.94 34.12 83.05 110.88 127.74 Capital Expenditure 17.87 21.63 26.13 31.96 22.15 Net Current Assets 108.45 110.66 170.31 131.67 176.91 Shareholders’ Equity 222.49 250.20 316.79 397.99 465.59 Notes: 1. Excluding impairment loss of S$5.2 million related to India Business recognised in 2Q2022. 2. With no deduction of interest expenses in banking operation. 29
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Cash Plus Liquid Assets Net of Borrowings Position As at 31 Dec 2025 (S$ million) As at 30 Sep 2026 (S$ million) Cash and Cash Equivalents 724.31 793.44 Sovereign Bonds & Investment-grade Corporate Bonds 911.69 1,200.36 Others 187.11 451.07 Less: Customers’ Deposits (1,572.48) (2,036.62) Total Cash plus Liquid Assets 250.63 408.25 Less: Bank Loans (13.81) (15.48) Less: Debt Issued (99.26) (218.79) Cash plus Liquid Assets net of Borrowings 137.56 173.98 Gross Debt-to-Equity Ratio1 0.28 0.50 Net Debt-to-Equity Ratio Positive Net (Cash + Liquid Assets) Position Positive Net (Cash + Liquid Assets) Position Note: 1. The amount of gross debt comprises of bank loans and debt issued. 30
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iFAST Corporation Ltd. | 3Q2026 Results Presentation 16.4% 7.1% 9.7% 13.1% 10.9% 21.8% 25.8% 5.0% 12.2% 28.3% 27.6% 0.0% 5.0% 10.0% 15.0% 20.0% 25.0% 30.0% 2015 2016 2017 2018 2019 2020 2021 2022 2023 2025 9M2026 Return on Equity (ROE) 1 31 10 Years A healthy ROE allows the Group to be able to pursue long-term growth strategies while being able to raise our dividend payouts. 27.6% A healthy level of ROE The Group expects to maintain a healthy ROE as both fee-based and net interest income scale with expansion, as well as operating leverage as revenue growth outpaces expense growth over time. Note: 1. The Group conducted a S$103 million share placement exercise in January 2022.
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iFAST Corporation Ltd. | 3Q2026 Results Presentation 13.5% 22.6% 33.5% 34.8% 33.2% 0.0% 5.0% 10.0% 15.0% 20.0% 25.0% 30.0% 35.0% 40.0% 2022 2023 2024 2025 9M2026 PBT Margin for Group (Based on Total Net Revenue) 32 The Group is targeting an improvement in overall profit margin in 2027.
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iFAST Corporation Ltd. | 3Q2026 Results Presentation 46.53 47.40 273.45 671.28 551.73 357.13 $- $100 $200 $300 $400 $500 $600 $700 $800 2021 2022 2023 2024 2025 9M2026 Group Operating Cashflows S$ million 33
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iFAST Corporation Ltd. | 3Q2026 Results Presentation 17.9 21.6 26.1 32.0 34.9 $0 $5 $10 $15 $20 $25 $30 $35 $40 2022 2023 2024 2025 2026F Capital Expenditure S$ million 34 Note: 1. Capital Expenditure for 9M2026 stood at S$22.15 million.
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Number of Issued Shares As at 31 Dec 2025 As at 30 Sep 2026 Total number of issued shares (excluding treasury shares and subsidiary holdings) 303,684,519 306,567,429 35
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Our Consolidated Financial Position As at 31 Dec 2025 S$’000 As at 30 Sep 2026 S$’000 ASSETS Plant and Equipment 20,834 21,324 Right-of-use Assets 50,620 56,254 Intangible Assets and Goodwill 91,070 92,844 Associates 426 434 Other Investments 293,216 553,107 Deferred Tax Assets 3,734 6,723 Contract Costs 10,982 9,215 Prepayments & Others 1,229 1,513 TOTAL NON-CURRENT ASSETS 472,111 741,414 Current Tax Receivables 333 432 Other Investments 656,098 710,959 Prepayments and Others 9,053 11,294 Trade & Other Receivables 302,415 342,353 Product financing receivables 151,240 387,943 Uncompleted Contracts - Buyers 116,000 151,289 Money Market Funds 263,699 294,727 Cash at Bank and In Hand 460,614 498,710 TOTAL CURRENT ASSETS 1,959,452 2,397,707 TOTAL ASSETS 2,431,563 3,139,121 36
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Our Consolidated Financial Position As at 31 Dec 2025 S$’000 As at 30 Sep 2026 S$’000 EQUITY Share Capital 171,943 173,213 Reserves 226,051 292,373 EQUITY ATTRIBUTABLE TO OWNERS OF THE COMPANY 397,994 465,586 Non-Controlling Interests (137) (177) TOTAL EQUITY 397,857 465,409 LIABILITIES Debt Issued 99,264 218,789 Deferred Tax Liabilities 2,802 3,570 Lease Liabilities 42,831 45,314 Deposits and balances of customers 61,031 185,241 TOTAL NON-CURRENT LIABILITIES 205,928 452,914 Current Tax Payables 12,331 21,359 Lease Liabilities 10,872 15,326 Bank Loans 13,811 15,482 Deposits and Balances of Customers 1,511,453 1,851,380 Trade & Other Payables 163,451 161,931 Uncompleted Contracts – Sellers 115,860 155,320 TOTAL CURRENT LIABILITIES 1,827,778 2,220,798 TOTAL LIABILITIES 2,033,706 2,673,712 TOTAL EQUITY & LIABILITIES 2,431,563 3,139,121 37
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Held under Trust As at 31 Dec 2025 S$’000 As at 30 Sep 2026 S$’000 HELD UNDER TRUST Client monies maintained in bank deposit accounts with related bank 53,246 98,294 Client monies maintained in bank deposit accounts with non-related banks 1,343,197 1,826,456 Client monies maintained in government debt securities treasury accounts 263 26,523 Client ledger balances (1,396,706) (1,951,273) - - • Certain non-banking subsidiaries in the Group receive and hold monies deposited by clients and other institutions in the course of the conduct of the regulated activities of dealing in securities. • These clients’ monies are maintained in one or more trust bank accounts which are maintained in one or more trust bank deposit accounts or treasury accounts holding government debt securities allowed by regulators in the markets these subsidiaries operate in, which are separately maintained from the bank or treasury accounts of these subsidiaries in the Group. • Among the clients’ monies mentioned above, S$98.29 million were maintained in trust accounts opened by certain subsidiaries conducting the regulated non-banking activities with a related bank within the Group, namely iFAST Global Bank Limited, as at 30 September 2026 (31 December 2025: S$53.25 million). These clients’ monies are excluded from cash and cash equivalents held by the Group at the reporting dates. 38
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Section IV Appendix
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Business Overview 40 iFAST Corporation Ltd. (SGX: AIY) is a global digital banking and wealth management platform dedicated to help investors around the world invest globally and profitably. Our Business Divisions ePension Hong Kong Pension Scheme Focuses on digital pension administration services and white-labelled solutions for scheme sponsors, trustees and others. Projects include: 1 2 Macau CPF iFAST Global Bank Fully licensed UK bank providing global banking connectivity to customers, corporates and financial institutions. The bank comprises: Digital Personal Banking (DPB) 1 2 3 EzRemit Business Banking (BB) Wealth Management Our core wealth management platform business comprises: Business-to-Consumer (B2C): FSM Global (formerly “Fundsupermart”) 1 2 Business-to-Business (B2B) Unit Trusts Bonds Singapore Government Securities ETFs Stocks Insurance Products Other Services
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iFAST Corporation Ltd. | 3Q2026 Results Presentation iFAST Fintech Ecosystem Connecting All to Help Investors Invest Globally and Profitably 41Information accurate as of 30 September 2026 iFAST Corporation Ltd. | 3Q2026 Results Presentation 1,700,000+ 1,000+ 15,500+ 31,000+
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iFAST Corporation Ltd. | 3Q2026 Results Presentation iFAST’s Three-Year Plan (2026-2028) Reproduced from 2Q2026 42 1 Truly Global Business Model Deepen presence in Singapore, London and Hong Kong as key global centres to support this highly scalable strategy. 2 Vision 2030: S$100bn AUA Implies a 25.6% CAGR, with target of about 60bps net revenue margin on AUA. 3 Deliver on ePension Services As onboarding has been fully completed, focus on improving service quality and operational efficiency. 4 Develop Innovative Fintech Services Examples include expansion in payment- related services and a bond marketplace (Bondsupermart) targeting individual investors from around the world. 5 Broaden the Fintech Ecosystem Expand the range of services and the number of global business partners. 6 Embrace AI, Lower Headcount With headcount peaking in mid-2026 and expected to be lower at end-2028, this will pave the way to improving profit margin from 2027 onwards.
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Scaling Towards S$100 Billion AUA 2025 AUA (S$ billion) 2030 AUA (S$ billion) CAGR Singapore 22.5 62.1 22.5% Hong Kong1 3.6 11.6 26.2% iFAST Global Bank 1.6 15.0 56.9% Others 4.3 11.3 21.6% Total 32.0 100.0 25.6% Scenario Planning on AUA Composition at S$100 Billion Based on Potential Scenario (Not a Forecast) Broad-based Growth Across Markets • Singapore remains the core growth contributor. • iFAST Global Bank is expected to grow at an accelerated pace under the Group’s truly global business model, supported by focused execution on scaling its digital banking capabilities. • AUA is a significant indicator of the Group’s progress in its core wealth management and digital banking businesses, given recurring net revenue is correlated to the Group AUA. • The following illustrates a scenario of how revenue and profitability could scale as AUA approaches S$100 billion. • The numbers on the breakdown by markets below are not exact targets, but they are part of a possible scenario on what could develop. This is based on potential scenario and is not a forecast. Note: 1. Includes Wealth Management, ORSO and Macau CPF business 43
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Scaling Towards S$100 Billion AUA • The following illustrates a scenario of how revenue and profitability could scale as AUA approaches S$100 billion. • This is based on potential scenario and is not a forecast. AUA Growth Expected to Translate into Scalable and Resilient Revenue Revenue Assumptions • In FY2025, net revenue margin on AUA (Wealth Management and Banking, excluding eMPF project) was over 65 bps and net revenue (Wealth Management and Banking, excluding eMPF project) was about S$190 million. • If the net revenue margin on AUA is around 60 bps, net revenue (excluding eMPF project) will be approximately S$600 million when S$100 billion AUA is achieved. • AUA growth is likely to be driven increasingly by lower-margin products such as stocks and ETFs, and higher-margin cash deposits at iFAST Global Bank, supporting the overall net revenue margin on AUA. • Overall, the Group expects operating leverage to improve over time, with revenue growth outpacing cost growth as the platform scales. 44
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Dividend Update & Long-Term Payout Direction FY2022 FY2023 FY2024 FY2025 FY2026 (Updated in July 2026) Dividend Amount (S$ Cent) 4.80 4.80 5.90 8.40 ≥12.001 Dividend Growth (YOY) - 0% +22.9% +42.4% ≥+43.0% 45 Notes: 1. The previous FY2026 expected dividend amount was communicated in April 2026 to be 10.50 cents per share or higher. 2. Dividend payout ratio is calculated based on dividend per share divided by basic earnings per share. The Directors expect to propose a total dividend of 12.00 cents per share or higher, representing an increase of at least 43.0% compared to FY2025. Dividend Approach FY2026 Dividend Long-Term Payout Direction As the Group’s profitability continues to improve and shareholders’ equity grows, the Directors are comfortable with gradually increasing dividend payouts, while maintaining flexibility to support future growth opportunities, capital requirements and business needs. Over the longer term, the Directors believe there may be scope to gradually increase the dividend payout ratio to 40.0%, as the Group’s shareholders’ equity moves closer to S$1 billion.
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iFAST Corporation Ltd. | 3Q2026 Results Presentation iFAST Payment Capabilities 46 Payment Services & Licences The bank is one of more than 35 direct participants to offer high- value payments, which also enable iFAST business partners by providing API connectivity in payment systems. Faster Payments Service in the UK CHAPS in the UK Payment Licences iFAST Global Bank is one of 47 participants providing real-time payments. Approval from Bank Negara Malaysia to operate as an Electronic Money (E-Money) Issuer and to hold a Money Services Business (MSB) Class A licence. Worldwide Scan & Pay iFAST Global Bank is the first UK bank to enable QR code payments in partnership with Ant International, allowing clients to make direct payments at Alipay- compatible merchants and supported national QR networks via the bank's mobile app. Debit Card / Cross-Border Money Transfer iFAST Global Bank FSM Global and iFAST Global Markets Singapore EzRemit Multi-Currency Debit Card Debit Card Established remittance network of international banks and e-wallets in over 150 countries. Seamless Fund Transfers Within iFAST’s Global Ecosystem Enables seamless fund transfers within the iFAST ecosystem, allowing instant global movement of money between iFAST Global Bank, and the wealth management accounts on FSM Global, iFAST Global Markets and B2B platforms.
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iFAST Corporation Ltd. | 3Q2026 Results Presentation iFAST Global Bank Updates • The customer deposit amounts for iFAST Global Bank (iGB) increased 12.2% QoQ and 31.2% YoY to S$2.04 billion as at 30 September 2026. • The increase in deposits continues to be driven by the deposit offering business units and most significantly from the Digital Personal Banking (DPB) and Business Banking (BB) divisions. • iFAST Global Bank adopts a conservative stance in terms of its balance sheet strategy, with the vast majority of the client deposits being held as cash with the Bank of England and with other banks, as well as in short duration sovereign bonds and investment grade bonds (average maturity of 1.09 years). • As at 30 September 2026, the breakdown of cash in bank and in hand, and other investments are as follows: Conservative Balance Sheet Strategy As at 31 Dec 2025 (S$ million) As at 30 Sep 2026 (S$ million) Sovereign bonds 130.19 209.89 Investment-grade corporate bonds 773.13 979.92 Other investments 29.06 58.26 Cash with central banks 310.41 201.00 Cash on hand and with other banks 115.34 231.53 Money Market Funds 245.12 247.63 Total 1,603.26 1,928.24 47
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iFAST Corporation Ltd. | 3Q2026 Results Presentation iFAST Global Bank Updates The Group has started to disclose the regulatory ratios for iFAST Global Bank since 1Q2023, including the Liquidity Coverage Ratio (“LCR”), Net Stable Funding Ratio (“NSFR”) and Total Capital Ratio. iFAST Global Bank intends to maintain capital and liquidity ratios that are well above minimum regulatory requirements. Despite this, in the years ahead iFAST expects the Group as a whole to be able to target for very healthy levels of return on equity as the revenues derived from the core platform business and the ePension division are essentially fee-based income. Regulatory Ratios Regulatory Ratios As at 30 September 2026 Minimum Regulatory Requirement Average Ratio of 3 Singapore local banks1 Liquidity Coverage Ratio (“LCR”) 463% 100% 144.0% Net Stable Funding Ratio (“NSFR”) 171% 100% 112.0% Total Capital Ratio 25% 14.75%2,3 17.7% Notes: 1. Singapore local banks include DBS, OCBC and UOB. Data as at 30 June 2026. 2. Combined Pillar 1 and Pillar 2A regulatory minimum Total Capital Requirement. 3. The regulatory total capital ratio requirement shown with effect from 8 October 2026. 48
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iFAST Corporation Ltd. | 3Q2026 Results Presentation 2017 • Launch of HKEX stockbroking on FSM HK • Launch of online DPMS in MY • Admitted as Trading Member of SGX-ST and Clearing Member of CDP in SG • Launch of SGX & US stockbroking in SG • Launch of FSMOne in HK • Launch of iFAST Fintech Solutions 2000 2016 • Launch of Fundsupermart.com (B2C) in Singapore (SG) • Acquired a stake in the holding company of iFAST India Business • Launch of HKEX stockbroking on HK B2B platform • Launch of Insurance on FSM MY • Launch of FSMOne in SG 2002 2015 • Launch of iFAST Platform Services (B2B) in SG • Distribution of bonds and ETFs in SG • Launch of online DPMS in HK • Received Funds Distributor Qualification in CN 2007 2014 • Launch of Fundsupermart.com (B2C) in Hong Kong (HK) • Incorporation of iFAST Platform Services (Shenzhen) Qianhai in China (CN) • Listing on SGX-ST Mainboard 2008 • Launch of iFAST Platform Services (B2B) in HK • Launch of Fundsupermart.com (B2C) and iFAST Platform Services (B2B) in Malaysia (MY) 2011 • Launch of “FSM Mobile” iPhone application. The Android version of the “FSM Mobile” was launched in the following year Milestones BUSINESS ROADMAP 2018 • Launch of US stockbroking in HK • Launch of FSMOne in MY 49
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iFAST Corporation Ltd. | 3Q2026 Results Presentation 2025 • Forged strategic bond partnership in Thailand with TSFC Securities • Received Trust Business Licence in SG • Received approval for direct access to exchanges in United States (US) • iFAST Pay MY received approval- in-principle as an Electronic Money (E-Money) Issuer and to hold a Money Services Business (MSB) Class A licence 2024 • Bondsupermart MY received approval-in- principle as Regulated Market Operator • Establishment of Multicurrency Debt Issuance Programme • Launch of EzRemit service in UK-based iFAST Global Bank’s Digital Personal Banking (DPB) division • Launch of iGM Singapore China Desk 2023 • Launch of iFAST Global Bank’s Digital Personal Banking Platform in UK • Launch of ORSO ePension Services in HK • Launch of USD Auto-Sweep Account in SG • Launch of Product Financing services (iGM) and UK-listed securities (B2B, B2C and iGM) in SG • Launch of iFAST Global Hub.ai in MY 2019 2022 • iFAST MY launched retail bonds under the new Seasoning Framework • Launch of iFAST Global Markets (iGM) mobile app in SG and HK • Acquisition of iFAST Global Bank Limited, a fully licensed United Kingdom (UK)-based bank (formerly known as BFC Bank Limited) • Launch of FSMOne Debit Card and CNH Auto-Sweep Account in SG 2020 • Launch of revamped FSMOne mobile apps in SG, HK and MY • Registered as Private Fund Manager in CN 2021 • Launch of Bursa stockbroking in MY and SG • iFAST HK approved as China Connect Exchange and Clearing Participant by HKEX; launch of China A-Shares stockbroking in HK and SG • Launch of HKEX, US and SGX in MY • Launch of iFAST Fund Management business in SG • Launch of iFAST ePension Services in HK Milestones BUSINESS ROADMAP 2026 • FSMOne SG and HK repositioned as FSM Global • iFAST Global Bank Launches Worldwide Scan & Pay Powered by Alipay+ • iFAST Corp Launches its First ETFs on SGX in Partnership with Xtrackers by DWS 50
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Trailer Fee, 39.3% Wrap Fee, 6.9% Platform Fee, 11.3% Management fee, 8.5% Net Interest Income arising from Clients' AUA, 11.7% Net interest income from others, 0.7% Transaction Fees/Commission Income (UT and Portfolio Management Services), 1.6% Transaction Fees/Commission Income (Listed Securities), 9.5% Transaction Fees/Commission Income (Other Products), 1.1% FX Margin, 7.0% Fintech Solutions IT fees, 1.5% Others, 1.0% FY2025 Breakdown of Net Revenue Note: 1. Extracted from Annual Report 2025 (published in April 2026). For Wealth Management Platform Services1 51
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Fees Illustration FUND HOUSES TRAILER FEE PLATFORM FEE UPFRONT FEE WRAP FEE B2B CUSTOMERS B2B FINANCIAL ADVISORY COMPANIES PLATFORM FEE UPFRONT FEE B2C CUSTOMERS FINTECH SOLUTIONS SERVICE FEES OTHER FACILITIES FX CONVERSION FEES (For Wealth Management Platform Services) 52
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Licences Held and Products & Services Available • (as at 31 Dec 2025) Licences and Registration Held: • Capital Markets Services Licence [MAS] • Financial Adviser’s Licence [MAS] • Exempt Insurance Broker [MAS] • SGX Trading Member [SGX] • CDP Depository and Clearing Agent [CDP] • Central Provident Fund Investment Scheme (CPFIS) registered Investment Administrator • Trust Business Licence [MAS] Products & Services Available: UT/ Bonds/ Stocks/ ETF/ DPMS/ Insurance/ Estate Planning & Trust SINGAPORE Licences and Registration Held: • Type 1 - Dealing in Securities [SFC] • Type 4 - Advising on Securities [SFC] • Type 9 - Asset Management [SFC] • MPFA • SEHK Participant • HKSCC Participant • China Connect Exchange and Clearing Participant • Licenced Insurance Broker Company with IA • Pension Administrative Services Provider Products & Services Available: UT/ Bonds/ Stocks/ ETF/ DPMS/ ePension Hong Kong Malaysia Licences and Registration Held: • Fund Distributor Qualification [CSRC] • Associate Member of AMAC • Member of SZAMA • Registered Private Fund Manager of AMAC • Qualified Domestic Limited Partnership Pilot Manager of SMFRB Products & Services Available: UT China Licences and Registration Held: • Authorised and regulated by Prudential Regulation Authority • Regulated by Financial Conduct Authority • Financial Services Compensation Scheme (FSCS) member • HM Revenue & Customs • Information Commissioner’s Office • Direct Member of Clearing House Automated Payment System (CHAPS) • Direct Member of Faster Payments Scheme (FPS) • Member of Open Banking Implementation Entity (UK) • ISO27001:2022 Information Security Management System Products & Services Available: Consumer remittance / Digital Personal Banking / Business Banking United Kingdom Licences and Registration Held: • Capital Market Services Licence [SC] • Registered IUTA and IPRA [FIMM] • Approved Financial Advisers [BNM] • Participating Organisation [BM] • Trading Clearing Participant [BM] • Authorised Depository Agent [BM] • Recognised Market Operator [SC] • Electronic Money (E-Money) Issuer [BNM] • Money Services Business (MSB) Class A Licence [BNM] Products & Services Available: UT/ Bonds/ Stocks/ ETF/ DPMS/ Insurance United States Licences and Registration Held: • Financial Industry Regulatory Authority [FINRA] member • Registered with the U.S. Securities and Exchange Commission [SEC] • Participant of The Depository Trust Company [DTC] • National Securities Clearing Corporation [NSCC] member 53 iFAST Corporation Ltd. | 3Q2026 Results Presentation
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iFAST Corporation Ltd. | 3Q2026 Results Presentation GLOBAL BANK CUSTOMERS • Online account opening without geographical restrictions • Multi-purpose and multi- currency bank account. • Deposits protected by Financial Services Compensation Scheme (FSCS) • Account linking to the entire iFAST Ecosystem via global transfer feature Our Value Proposition B2C DIY INVESTORS • One platform, multiple investment products • Competitive and transparent fee structure • Availability of Investment Advisers if advice is required • Online discretionary portfolio management services (DPMS) and Cash Management solutions B2B CUSTOMERS • One platform, multiple investment products • Adoption of recurring revenue business model based AUA • Platform performs efficient collection of fees • IT solutions and backroom functions managed by platform • Competitive fee-sharing structure • Research into investment products • Adoption of a wrap account which seamlessly combines multiple investment product categories into one account • Online discretionary portfolio management services (DPMS) and Cash Management solutions PRODUCT PROVIDERS • One platform, multiple B2C and B2B customers • No need to enter into individual distribution agreement and business relationship with customers ePENSION CUSTOMERS • Empower partners with digital transformation • Customisable solutions and services to suit the needs of different organisations • Providing transfer assistance for existing schemes, from data migration to operational onboarding 54
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iFAST Corporation Ltd. | 3Q2026 Results Presentation iFAST Corp’s Risk Journey iFAST Corp has built upon the following three key elements while braving through multiple economic events over the last 24 years, tiding through the 2001 Dotcom bubble burst, the 2008 Global Financial Crisis and the 2020 Covid pandemic. This has paved the foundation for the Group to achieve record high AUA over the years. iFAST Corp is committed to strengthening these three aspects as we steer ahead into the future: PROCESS ADAPTIVE RISK APPROACH • Identify and manage key emerging risks in new businesses and evolving business environment A STRONG RISK FOUNDATION • Building strong risk governance and prudent capital management kept us rooted during economic downturns PEOPLE BUILD CENTRES OF EXCELLENCE • Harness synergy in our resources through global interconnectivity of our offices • Develop stronger risk capabilities PEOPLE ARE CORE TO OUR VITALITY • Building global talents with a forward-looking risk mindset and healthy risk appetite TECHNOLOGY A STRONG AND SAFE IT SYSTEM • Building our own IT infrastructure and capabilities empowered us to be self-reliant DIGITAL INNOVATION • Leverage new technologies to support business innovation 2000 – 2023: BRAVING THE STORMS 2024 ONWARDS: CHARTING UNKNOWN WATERS 2000-2024 and Beyond 55
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iFAST Corporation Ltd. | 3Q2026 Results Presentation iFAST Corp’s Risk Journey • Using the analogy of Kart Racing, braking (risk management) is essential to help the kart accelerate (business strategies) safely through a turn at top speed. • To stay fast and steady on any type of roads ahead, a car needs regular maintenance and periodic enhancement. At iFAST, we aim to go far and wide: • Thus, we see good risk management as an essential partner as we accelerate our businesses. • To do so, we are committed to partner our acceleration with strong braking skills. • With continuous building of our human capabilities, review of our risk management processes, and development of our technology and innovation. Engine (Our Global teams, Technology & Innovation) Brake (Risk Management) Accelerator (Business strategies) Driver (Senior management) 2000-2024 and Beyond 56
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iFAST Corporation Ltd. | 3Q2026 Results Presentation 3Q2026: Activities & Achievements 57 iFAST Corporate Social Responsibilities (CSR) Activities: (1st Row L-R): Muhammadiyah Welfare Home Charity Futsal Tournament 2026; Waterways Watch Society (WWS)’s Bicycle Clean Up Programme; WWS’s Kayak Clean Up Programme (2nd Row L-R): Food packing with Food from the Heart; Sponsor of the Asia Investment & Banking Conference 2026; Club Rainbow’s Reach for Rainbow Climbing Challenge 2026 Annual Events: (1st Row L-R) FSM ETFestival x Mid-Year Review 2026 (Singapore); FSMOne Mid-Year Review 2026 (Malaysia) (2nd Row L-R) What & Where to Invest 2026 2nd Half (Hong Kong); 2H2026 Investment Outlook Seminar (China) Achievements: (L-R) iFAST Corporation: Bronze for Best Risk Management at Singapore Corporate Awards 2026; iFAST Financial (HK): Winner in the “API – Financial Technology” and “Wealthtech – Financial Services” categories at the Hong Kong Business Technology Excellence Awards 2026; iFAST Global Bank: Winner of “Best Multi Currency Account – United Kingdom 2026” and “Excellence in Innovation – Cross- Border Digital Banking UK 2026” (not pictured). Inaugural Event for Advisers: iFAST DPMS Fair (Singapore)
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iFAST Corporation Ltd. | 3Q2026 Results Presentation Thank You For more information, please visit: www.ifastcorp.com