Earnings release
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1 FOR IMMEDIATE RELEASE iFAST Corp: 9M2026 Net Profit Increased 34.4% YoY to S$90.27 Million; iFAST Global Bank Achieves Record Quarterly Pretax Profit The Group remains on track for robust growth in 2026, supported by continued expansion of its wealth management and banking platforms, with iFAST Global Bank positioned to be a stronger growth driver in revenue and profitability. • In 9M2026, the Group’s Net Profit increased by 34.4% YoY to S$90.27 million. • In 3Q2026, the Group achieved a 23.0% YoY growth in total revenue to S$167.01 million, while net profit grew 24.5% YoY to S$32.37 million. • The Group’s AUA increased 20.0% YoY to a new record high of S$36.76 billion as at 30 September 2026, supported by healthy net inflows of S$1.24 billion in 3Q2026 (9M2026: S$3.80 billion). • For 3Q2026, the Group’s EBITDA1 grew to S$51.59 million, representing a 22.8% YoY growth. • iFAST Global Bank (“the Bank”) built on its first full year of profitability in 2025 by reporting a 964.7% YoY growth in pretax profit to S$3.29 million in 3Q 2026. The sharp increase in profitability was underpinned by a 67.1% growth in net revenue. • As the Group’s profitability continues to improve and shareholders’ equity grows, the Directors are comfortable with gradually increasing dividend payouts, while maintaining flexibility to support future growth opportunities, capital requirements and business needs. • The Board of Directors declared a third interim dividend of 3.20 cents per ordinary share, representing a 39.1% YoY increase. SINGAPORE (26 October 2026) — iFAST Corporation Ltd. (“iFAST Corp” and together with its subsidiaries, the “Group”) reported its financial results for the third quarter of 2026 (“3Q2026”) and first nine months of 2026 (“9M2026”). The Group continued to deliver healthy earnings growth in 3Q2026, with net profit rising 24.5% YoY to S$32.37 million, on the back of a 23.0% increase in total revenue to S$ 167.01 million. The stronger performance reflected continued growth across the Group’s core wealth management platform business as well as a larger earnings contribution from iFAST Global Bank. For 9M2026, the Group recorded net profit of S$ 90.27 million, having grown by 34.4% YoY, keeping the Group on track to deliver robust revenue and profitability growth for the full year. The Group is targeting an improvement in overall profit margin in 2027. As at 30 September 2026, the Group’s assets under administration (“AUA”) increased 20.0% YoY to reach a new record high at S$36. 76 billion. Growth was seen in most markets, namely Singapore, Hong Kong, Malaysia and the UK hitting record highs during the quarter. Note: 1. Group’s EBITDA with no deduction of interest expenses in banking operation.
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2 The record AUA was driven by healthy net inflows of S$1.24 billion in 3Q2026. In 3Q2026, Group AUA for Unit Trusts, Stocks & ETFs and Cash Account & Deposits hit quarter-end record highs, growing by 18.4%, 41.0% and 19.8% YoY respectively. iFAST Global Bank Grows To Become Third-Largest Revenue Contributor The Bank continued to strengthen its earnings contribution following its first full year of profitability in 2025. The Bank reported a record profit before tax of S$3.29 million in 3Q2026 (a growth of 964.7% YoY). Overall, the Bank recorded a profit before tax of S$5.90 million in 9M2026, an increase of 193.5% YoY. The improvement in profitability was underpinned by 24.7% YoY growth in net revenue to S$35.05 million in 9M2026 , with both the Digital Personal Banking and Business Banking divisions contributing to the Bank’s continued expansion. With the Bank now established as the Group’s third -largest revenue contributor, the Bank is expected to play an increasingly important role in driving the Group’s revenue and profitability growth. 2026 Outlook Looking ahead, iFAST Global Bank’s pretax profit is expected to exceed S$10 million in FY2026, an increase of over 200.0% compared to S$3.11 million in FY2025. As the Group’s overall profitability continues to improve and as shareholders’ equity grows, the Directors are comfortable with gradually increasing dividend payouts, while maintaining flexibility to support future growth opportunities, capital requirements, and business needs. For the third interim dividend for FY2026, the Directors declared a dividend of 3.20 cents per ordinary share, a 39.1% YoY increase from the third interim dividend of FY2025. In 9M2026, the dividend payout ratio is 29.4%, compared to 26.5% in 9M2025. This is consistent with the Directors’ previously announced expectation to propose a total FY2026 dividend of 12.00 cents per ordinary share or higher . As previously stated in the Group’s latest financial results announcement, this would represent an increase of at least 43.0% compared to FY2025.
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3 Chart 1: Group AUA increased 20.0% YoY to S$36.76 billion as at 30 September 2026 Table 1: Profit for the year, attributable to owners of the Company Profit / (Loss) S$ Million FY2022 FY2023 FY2024 FY2025 9M2026 Singapore 16.57 25.20 36.14 44.72 42.74 Hong Kong 8.07 23.82 52.96 67.55 54.32 United Kingdom (5.04) (8.60) (4.36) 3.11 5.90 Malaysia 4.25 4.39 4.96 6.55 7.82 China (7.12) (7.19) (5.85) (3.65) (1.36) Others1 0.30 0.22 (0.02) 0.00 (1.70) Profit before tax2 17.04 37.84 83.83 118.29 107.72 Impairment loss related to an associate (5.20) - - - - Tax expense (5.41) (9.57) (17.20) (18.28) (17.45) Net profit after tax2 6.42 28.27 66.63 100.01 90.27 Notes: 1. Comprising research and development of new or potential market segments from 1Q2026 and share of results of associates. 2. Attributable to owners of the Company.
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4 About iFAST Corp iFAST Corp (stock code: AIY) is a global digital banking and wealth management platform, with assets under administration (“AUA”) of S$36.76 billion as at 30 September 2026. Incorporated in the year 2000 in Singapore and listed on the SGX-Mainboard in December 2014, the Group is also present in Hong Kong, Malaysia, China, UK, and US. Through the years, the Group has built a well- established Fintech ecosystem connecting its product providers and clients. iFAST Corp holds the requisite licences in the various jurisdictions it operates in to provide a wide range of products and services. As at end September 2026, the Group offers access to over 31,000 investment products including over 18,000 funds from over 360 fund houses, over 2, 800 bonds, stocks and ETFs listed on the Singapore, Hong Kong, US, Malaysia, UK, and China A stock exchanges, as well as services including wealth management solutions, banking services, research and investment seminars, Fintech solutions, pension administration, and investment administration and transaction services. The main business divisions of the Group include the Wealth Management division, the Digital Bank division, and the ePension division. Within the Wealth Management division, the Business -to-Consumer (“B2C”) platform, FSM Global (formerly known as FSMOne.com), is a multi-products transactional platform
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5 that caters to investors who prefer to do their own investments online. The Business -to-Business (“B2B”) platforms cater to the specialised needs of more than 1,000 financial advisory companies, financial institutions, banks and internet companies with over 1 5,500 wealth advisers. iFAST Global Bank is a fully licensed UK bank that aspires to provide global banking connectivity to customers, corporates and financial institutions. iFAST ePension Services division provides a wide range of pension administration services and white-label solutions for pension scheme sponsors, trustees and other institutions, enabling seamless digital access as well as efficient management and processing of pension scheme transactions. The Group’s mission statement is, “To help investors around the world invest globally and profitably”. For more information, please visit www.ifastcorp.com Contacts: Riley Rui Ivony Tampang (65) 6439 3832 (65) 6439 3832 ir@ifastfinancial.com ir@ifastfinancial.com – End –