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© Chunghwa Telecom 1 3Q 2026 Operating Results November 4, 2026
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© Chunghwa Telecom 2 Disclaimer STATEMENT REGARDING UNAUDITED FINANCIAL INFORMATION The unaudited financial information under T-IFRSs in this presentation is preliminary and subject to adjustments and modifications. Adjustments and modifications to the financial statements may be identified during the course of the audit /review work, which could result in significant differences from this preliminary unaudited financial information. NOTE CONCERNING FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements. These statements constitute “forward-looking” statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and as defined in the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates” and similar statements. Statements that are not historical facts, including statements about Chunghwa’s beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties that could cause actual results to differ materially from the forward-looking statements. A number of important factors could cause actual results to differ materially from those contained in any forward-looking statement. Investors are cautioned that actual events and results could differ materially from those statements as a result of a number of factors including, but not limited to the risks outlined in Chunghwa’s filings with the U.S. Securities and Exchange Commission on Forms F-1, F-3, 6-K and 20-F, in each case as amended. The forward-looking statements in this presentation reflect the current belief of Chunghwa as of the date of this presentation and Chunghwa undertakes no obligation to update these forward-looking statements for events or circumstances that occur subsequent to such date, except as required under applicable law. This presentation is not an offer of securities for sale in the United States. Securities may not be offered or sold in the United States absent registration or an exemption from registration. Any public offering of securities to be made in the United States will be made by means of a prospectus that may be obtained from the issuer or selling security holder and that will contain detailed information about the company and management, as well as financial statements. SPECIAL NOTE REGARDING NON-GAAP FINANCIAL MEASURES A body of generally accepted accounting principles is commonly referred to as "GAAP". A non-GAAP financial measure is generally defined by the SEC as one that purports to measure historical or future financial performance, financial position or cash flows but excludes or includes amounts that would not be so adjusted in the most comparable U.S. GAAP measure. We disclose in this report certain non-GAAP financial measures, including EBITDA. EBITDA for any period is defined as consolidated net income (loss) excluding (i) depreciation and amortization, (ii) total net comprehensive financing cost (which is comprised of net interest expense, exchange gain or loss, monetary position gain or loss and other financing costs and derivative transactions), (iii) other expenses, net, (iv) income tax, (v) cumulative effect of change in accounting principle, net of tax and (vi) (income) loss from discontinued operations. In managing our business we rely on EBITDA as a means of assessing our operating performance. We believe that EBITDA can be useful to facilitate comparisons of operating performance between periods and with other companies because it excludes the effect of (i) depreciation and amortization, which represents a non-cash charge to earnings, (ii) certain financing costs, which are significantly affected by external factors, including interest rates, foreign currency exchange rates and inflation rates, which have little or no bearing on our operating performance, (iii) income tax and tax on assets and statutory employee profit sharing, which is similar to a tax on income and (iv) other expenses or income not related to the operation of the business. EBITDA is not a measure of financial performance under U.S. GAAP or T-IFRSs. EBITDA should not be considered as an alternate measure of net income or income from operations, as determined on a consolidated basis using amounts derived from statements of operations prepared in accordance with U.S. GAAP or T-IFRSs, as an indicator of operating performance or as cash flows from operating activity or as a measure of liquidity. EBITDA has material limitations that impair its value as a measure of a company's overall profitability since it does not address certain ongoing costs of our business that could significantly affect profitability such as financial expenses and income taxes, depreciation, pension plan reserves or capital expenditures and associated charges. These non-GAAP measures are not in accordance with or an alternative for GAAP financial data, the non-GAAP results should be reviewed together with the GAAP results and are not intended to serve as a substitute for results under GAAP, and may be different from non-GAAP measures used by other companies.
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© Chunghwa Telecom 3 Recent Strategic Achievements Leading with innovation to advance sustainable competitiveness ✓ One of the first companies globally to obtain BSI’s AI Mark of Trust (AI MoT) ✓ Ranked Top 1% in TIME Magazine’s World’s Most Sustainable Companies ✓ Won Frost & Sullivan’s 2026 Best Practices Awards for Leadership in Telecommunications Services and 5G Innovation ✓ Named among the 2026 “Taiwan FINI 100 Companies” by the Taiwan Institute of Directors for the second consecutive year ✓ Honored by Harvard Business Review for AI innovation, business transformation, and workforce management Deploying 5G SA network and expanding AI strategic ecosystem for future growth ✓ Deployed 5G SA network in major metros and high-traffic areas, targeting >50% population coverage by end of 2026 to drive wider network slicing adoption ✓ Partnered with Google to promote AI-enabled services and accelerate consumer AI adoption, strengthening our long-term growth positioning ✓ Worked with subsidiary CHT InventAI to provide GenAI governance and AgentHub services, capturing AgentOps opportunities across the financial and public sectors ✓ Completed strategic carve out of CHT Intelligent Vision Solutions in October to provide AI-driven visual intelligence services, comprising computer vision, Intelligent Video Analytics, and Edge AI capabilities for smart cities PRE-6G & AI OPPORTUNITIES ESG INITIATIVE 財務亮點 財務表現強勁且優於預期 ✓ 第三季營收、營業淨利、淨利、EBITDA及 EPS 均超越財測高標，且均創2009年以來 同期新高 ✓ ICT營收創2021年同期以來同期新高 ✓ 資產價值活化於第三季帶來一次性收益貢獻 Pre-6G & AI智慧應用新機會 強化5G SA布建並拓展AI策略生態系以驅動未來成長 ✓ 優先於都會區及重要人流熱點布建5G SA網路建設，目標2026年底人口涵蓋率逾50%， 推動網路切片應用加速落地 ✓ 深化與Google合作，推廣AI應用與服務，加速消費端AI普及，強化長期成長動能 ✓ 攜手子公司中華創智，提供生成式AI治理及AgentHub服務，掌握金融與公部門之 AgentOps商機 ✓ 已於十月成立中華曜智子公司，聚焦AI智慧影像服務，整合影像辨識、智慧影像分析及 Edge AI技術，拓展智慧城市應用 永續成就 以創新實力厚植永續競爭力 ✓ 全球首批取得BSI AI治理信賴標誌之企業之一 ✓ 榮登《TIME》全球TOP 1%永續企業 ✓ 榮獲Frost & Sullivan 2026最佳實踐獎之「年度最佳電信服務業者獎」及「 5G科技創 新領導獎」 ✓ 蟬聯入選台灣董事學會2026「外資精選台灣100強」 ✓ 榮獲《哈佛商業評論》之AI創新應用、創新商模轉型及人資管理轉型大獎 ➢ Q3 營業收入創歷史同期新高(98年起) ➢ Q3 淨利(稅後純利)創歷史同期新高(98年起) ➢ Q3 EPS創歷史同期新高(98年起) ➢ Q3 營業利益創歷史同期新高(98年起) ➢ Q3 稅前利益創歷史同期新高(98年起) ➢ Q3 EBITDA創歷史同期新高(98年起) XXX坪 樓地板面積 容量XX~XX KW PUE值 XX~XX 氣冷及液冷設計 Airflow大於XXX CFM/KW 樓板載重XXX kg/m2 耐震設計: Strong and above-expectation financial performance ✓ 3Q26 revenue, operating income, net income, EBITDA and EPS all beat high-ends of quarterly guidance and hit highest levels for any third quarter since 2009 ✓ ICT revenue reached its highest third-quarter level since 2021 ✓ Asset revitalization made a one-off contribution in 3Q26 FINANCIAL HIGHLIGHT 中華電信今(1)日榮獲2026《哈佛商業評論》「數位轉型鼎革獎」三項大獎殊榮，一舉囊括「AI創新應用獎-服務業（大型企業）」首獎、「創新商 模轉型獎（大型企業）」楷模獎及「人資管理轉型獎（大型機構）」楷模獎，不僅成為本屆唯一獲獎的電信業者，更是獲獎數最多的企業，充分展 現中華電信從AI創新應用、運用AI打造新商業模式賦能產業升級，到導入AI提升人才管理效能的卓越轉型成果。 ➢ 排除光世代青埔案： ➢ Q3 營收YoY+8.1%、成本費用YoY+9.5%、營業淨利 YoY+3.2% ➢ Q3光世代EPS影響數0.35元，排除影響數後(1.57- 0.35=1.22，EPS $1.22元與去年同期持平)
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© Chunghwa Telecom 4 Business Overview
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© Chunghwa Telecom 5 Mobile Market Leadership(a) a) Source: Company data ,NCC statistics. Revenues：Jul. 2026 to Sep. 2026. Subscribers：as of Sep. 2026. Revenues definition from NCC. b) Source: Company data as of Sep. 2026. based on smartphone user. C) Source: Company data. Consolidated Mobile Service Revenue (Including IoT) Business Overview Mobile Service Revenue & ARPU Growth 4G ➔ 5G monthly fee uplift ▲ 40% 5G penetration (smartphone users)(b) 49.6% • Market Share Outperforms Peers Across All Metrics • Revenue Share Exceeds Subscriber Share 090 Postpaid Churn Rate 0.41% Value Creation CHT Roaming Revenues YoY +18% 39.4% 39.9% 41.2% 5G Subscribers Mobile Subscribers Mobile Revenues CHT Peer 1 Peer 2 17.31 17.68 17.70 17.60 17.80 3Q25 4Q25 1Q26 2Q26 3Q26 Mobile Services Revenue(c) $ in billion YoY +2.9% 562 572 573 569 573 3Q25 4Q25 1Q26 2Q26 3Q26 090 Postpaid ARPU $ NT 090 Postpaid ARPU YoY + NT$11
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© Chunghwa Telecom 6 Fixed Broadband ARPU Growth Higher-Speed Adoption Uptrend Note : (a) Revenue is calculated based on T-IFRSs Fixed Broadband Revenue (a) YoY + 3.0% / 0.35bn Fixed Broadband ARPU YoY + 1.6% / NT$12 300 Mbps+ Subs YoY + 14.4% / 243k 1Gbps+ Subs YoY + 52.3% 11.68 11.88 11.81 11.97 12.04 3Q25 4Q25 1Q26 2Q26 3Q26 Fixed Broadband Revenue $ in billion Business Overview Fixed Broadband Service 3Q25 4Q25 1Q26 2Q26 3Q26 Fixed Broadband ARPU $ NT 4,447 4,449 4,453 4,466 4,478 3Q25 4Q25 1Q26 2Q26 3Q26 Fixed Broadband Subscriber (thousand) 38% 39% 40% 42% 43% 3Q25 4Q25 1Q26 2Q26 3Q26 300 Mbps+ Subscriber %
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© Chunghwa Telecom 7 Consumer Application Services 3Q26 Highlights Multiple-Play Package IPTV(MOD) + OTT(Hami Video) Consumer Digital Services • Fixed-Broadband + Mobile + Wi-Fi Service package subscriptions grew for the 19th consecutive quarter, YoY +13% • Wi-Fi penetration among fixed broadband subscribers reached 58% • Video subscriber number maintained over 3 millions • Strong Content Recognition: 12 Golden Horse nominations, the highest in the industry • Consumer Cybersecurity subscriptions maintained above 1 million, YoY+12% 3Q25 4Q25 1Q26 2Q26 3Q26 • DCB transacting users YoY +5% Multiple-Play Package Subscribers YoY +13% Consumer Cybersecurity Subscriptions YoY +12% 3Q25 4Q25 1Q26 2Q26 3Q26 3Q25 4Q25 1Q26 2Q26 3Q26 Video Subscribers >3 M
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© Chunghwa Telecom 8 9M26 2025 IDC YoY +26% 3Q25 4Q25 1Q26 2Q26 3Q26 ICT Revenue ICT Quarterly recurring revenue(QRR) Enterprise ICT Performance 3Q26 Highlights Group Enterprise ICT Revenue Growth Enterprise ICT Application Revenues Highlights ICT Recurring Revenue YoY +19% Group Enterprise ICT Revenue YoY +19% YoY +22% Cybersecurity YoY +45% Cloud Service YoY+14% AIoT • 9M26 ICT contract value has already surpassed 1.4 times the full year total amount of 2025 • ICT contract value YoY+84% in the third quarter, with contract wins including: ✓ Flagship government-related security projects including intelligent in- frared surveillance and detection solutions ✓ AIDC construction projects on growing AI infrastructure demand ✓ AI-powered smart transportation projects for government agencies, leveraging video analytics to enhance traffic management ✓ Digital Trust ecosystem expansion projects leveraging in-house developed digital credential technology ICT Contract Value Growth 10 Consecutive Quarters of YoY Growth 3Q25 3Q26 2025 9M26 Contract Value 3Q26 Order Intake YoY +84%
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© Chunghwa Telecom 9 Revenues about Network Resilience Satellite-related Revenue YoY +9.8% IPLC Revenue YoY +33% International Performance 3Q26 Highlights Global Market Highlights International Contract Wins： ✓ Opened Guatemala branch in October as a regional base for ICT services in Central and South America, and secured a data center project from the local government ✓ Won follow-on projects from high-tech companies in Japan and US, and ICT projects from sports-tech companies in Thailand ✓ Satellite-related contract wins exceeded NT$250 million as of Q3, on growing government demand for network resilience Global Expansion Highlights： ✓ U.S. revenue grew 27% YoY , driven by large-scale AI supply chain projects in Californiaand Texas ✓ SJC2 and Apricot undersea cables continue to drive IPLC revenue growth 結合海地星空、全光網路及AI基礎設施資 源，發展為亞太3A樞紐(AAA Hub, Assurance、All-Optical、AI Hub)。兼具韌 性保障、極致傳輸、算力核心。 持續推動衛星共同供應契約與企業衛 星備援商機，累積至Q2簽約金額超過 2億元 (由企分更新) International Subsidiaries Revenue YoY +7.8% SEA Market Revenues YoY +3% U.S. Market Revenues YoY +27% 3Q25 4Q25 1Q26 2Q26 3Q26 International Subsidiary Revenue
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© Chunghwa Telecom 10 Business Groups 3Q26 Financial Summary Note : (a) The calculation of growth rate is based on actual amount. (b) IBG’s other revenue includes mobile services and sales revenues Consumer Business Group • CBG’s revenue YoY +6.3% supported by robust growth of core business and strong sales momentum • Sales revenue YoY +19.5% due to increased iPhone demand • Income before tax YoY + 1.4 % Enterprise Business Group • EBG’s revenue YoY +8.2% as ICT business revenue YoY +23.2% • EBG’s mobile revenue YoY +2.1% driven by 5G migration and enterprise projects • Income before tax YoY -3.1 % International Business Group • IBG’s revenue YoY +6.6% as international leased circuits and mobile services revenue increased • IBG’s ICT revenues YoY-6.7%, mainly due to a high base from a one-off project last year • Income before tax YoY +12.2 % (Billion) 14.76 15.19 10.79 10.78 8.91 10.64 0.72 0.77 0 8 16 24 32 40 3Q25 3Q26 Mobile Service Fixed-line Services Sales Others 37.3835.18 2.42 2.47 8.38 8.47 6.90 8.50 1.21 1.01 0 5 10 15 20 25 3Q25 3Q26 Mobile Services Fixed-line Services ICT Business Others (Billion) 20.4618.91 1.07 1.29 1.10 1.02 0.16 0.16 0 2 4 6 3Q25 3Q26 Fixed-line Services ICT Business Others (Billion) 2.33 2.48 (b)
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© Chunghwa Telecom 11 Financial Overview
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© Chunghwa Telecom 12 Note: 1. Financials are prepared in accordance with T-IFRSs. Figures for 2026 are unaudited. 2. Net income attributable to owners of the parent. 3. EBITDA is defined as consolidated net income excluding (i) depreciation and amortization, (ii) certain financing costs, (iii) other expenses or income not related to the operation of the business, (iv) income tax, (v) (income) loss from discontinued operations. 4. The calculation of growth rates is based on NT$mn. (NT$bn) Q3 2026 Q3 2025 Growth % 9M 2026 9M 2025 Growth % Revenue 67.59 57.92 16.7 188.95 170.46 10.8 Operating Costs and Expenses 52.21 45.82 14.0 147.21 133.29 10.4 Income from Operations 15.38 12.10 27.1 41.74 37.17 12.3 Income before Tax 15.55 12.26 26.8 42.68 38.09 12.1 Net Income2 12.22 9.44 29.5 32.97 29.41 12.1 EPS 1.57 1.22 29.5 4.25 3.79 12.1 EBITDA3 25.66 22.11 16.1 72.48 67.22 7.8 EBITDA Margin (%) 37.97 38.17 38.36 39.43 Income Statement Highlights
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© Chunghwa Telecom 13 Note: 1. Financials are prepared in accordance with T-IFRSs. Figures for 2026 are unaudited. 2. The calculation of growth rates is based on NT$mn. 3. Debt includes short-term and long-term liabilities. The debt ratio is defined as the ratio of total debt to total assets. 4. Net Debt includes short-term loans + short-term bills payable + current portion of long-term loans+ long-term loans + bonds payable – cash and cash equivalents. Note: 1. 惠請協助以”Net Debt” ，EBITDA以年化計算。 2. Financial Template：Net Debt計算項目為：短期借款+ 應付短期票券+一年內到期之長期借款+長期借款+應付公 司債-現金及約當現金 (NT$bn) 2026.9.30 2025.12.31 Growth % 2025.9.30 Growth % Total Assets 527.00 535.87 -1.7 513.10 2.7 Cash & Cash Equivalents 32.52 36.94 -12.0 23.53 38.2 Accounts receivable 31.92 27.61 15.6 26.75 19.3 Inventories 18.43 13.18 39.8 13.21 39.5 Other current monetary assets 19.11 23.47 -18.6 17.49 9.3 Property, plant and equipment 279.26 288.16 -3.1 283.74 -1.6 Other assets 145.76 146.51 -0.5 148.38 -1.8 Total Liabilities 132.73 135.08 -1.7 122.67 8.2 Contract liabilities 30.60 27.86 9.8 25.61 19.5 Bonds payabIe 24.94 25.19 -1.0 25.19 -1.0 Other liabilities 77.19 82.03 -5.9 71.87 7.4 Total Equity 394.27 400.79 -1.6 390.43 1.0 Current Ratio (%) 135.78 148.68 -8.7 150.02 -9.5 Debt Ratio (%) 3 25.19 25.21 -0.1 23.91 5.4 Net Debt / EBITDA (%) 4 0 0 - 4.50 -100.0 Balance Sheet Highlights
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© Chunghwa Telecom 14 Note: 1. Financials are prepared in accordance with T-IFRSs. Figures for 2026 are unaudited. 2. Numbers or percentages are on cash basis. 3. Free cash flow is calculated by subtracting CapEx from Net Cash Flows from Operating Activities. (NT$bn) 9M 2026 9M 2025 Growth % Cash Flows from Operating Activities 49.84 45.46 9.6 Capital Expenditures2 16.17 17.30 -6.5 Mobile2 4.70 4.92 -4.5 Non-Mobile2 11.47 12.38 -7.4 Free Cash Flow3 33.67 28.16 19.6 Cash Flow Summary
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© Chunghwa Telecom 15 Note: 1. Financials are prepared in accordance with T-IFRSs. Figures for 2026 are unaudited. 2. Net income attributable to owners of the parent. 3. EBITDA is defined as consolidated net income excluding (i) depreciation and amortization, (ii) certain financing costs, (iii) other expenses or income not related to the operation of the business, (iv) income tax, (v) (income) loss from discontinued operations. (NT$bn) Q3 2026 (A) Q3 2026 (E) Achieving % 9M 2026 (A) 9M 2026 (E) Achieving % Revenue 67.59 60.11~60.69 111.4～112.4 188.95 174.03~174.92 108.0～108.6 Operating Costs and Expenses 52.21 47.91~47.95 108.9～109.0 147.21 138.76~139.02 105.9～106.1 Income from Operations 15.38 12.21~12.93 119.0～126.0 41.74 35.32~36.04 115.8～118.2 Net Income2 12.22 9.46~10.18 120.0～129.3 32.97 27.68~28.44 115.9～119.1 EPS 1.57 1.22~1.32 120.0～129.3 4.25 3.57~3.67 115.9～119.1 EBITDA3 25.66 22.98~23.70 108.3～111.6 72.48 66.77~67.49 107.4～108.6 EBITDA Margin (%) 37.97 38.24~39.05 38.36 38.36~38.59 Operating Results vs. Forecasts
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© Chunghwa Telecom 16 Q & A