Good morning. I'm Daniel Cole, VP of Finance and Investor Relations at Enact. Today's call will include the use of forward-looking statements. These statements are based on current assumptions, estimates, expectations, and projections as of today's date and are subject to risks and uncertainties which may cause actual results to materially differ. We undertake no obligation to update or revise any such statements because of new information, future events, or otherwise. For a discussion of these risks and uncertainties, please review the cautionary language regarding forward-looking statements in our earnings release and our SEC filings, which are available on our website. Please keep in mind that management's prepared remarks may include certain non-GAAP measures. Reconciliations of these measures to the most relevant GAAP metrics can be found on our website. With that, I'll turn the meeting over to our chairperson, Dom Addesso. Thank you, Daniel, and good morning, everyone. The 2026 annual meeting of stockholders of Enact Holdings, Inc is now called to order. I am Dom Addesso, chairperson of the board of directors of Enact, and I cordially welcome you to today's virtual meeting. I would like to take a moment to introduce the other directors of the company who are also present virtually at this meeting. The directors are Rohit Gupta, who is also our president and CEO, Michael Bless, John Fisk, Sheila Hooda, Thomas McInerney, Elizabeth Mitchell, Robert Restrepo, Debra Still, Westley Thompson, and Jerome Upton. Before I hand the meeting over to Rohit to introduce the rest of the named executive officers present, I would also like to mention that a representative from our independent registered public accounting firm, KPMG LLP, is present virtually today and available to answer questions from stockholders after we complete the business portion of the meeting. In addition, a representative from Broadridge Financial, our Inspector of Elections, is also present virtually today to assist with the meeting. The Inspector of Elections' oath has been submitted to our corporate secretary and will be filed with the minutes of the meeting. The proxy statement, our 2025 annual report, and a list of the company's stockholders of record as of our March 16, 2026 record date are available for inspection. As a reminder, the rules of conduct for this meeting are available to review on the website used to access this meeting, and we intend to follow these rules during the meeting. After completion of the formal business of this meeting, we have reserved time for a general question-and-answer session. To submit a question, please click the Ask Question tab on the website. Please note all questions submitted will be subject to the rules of conduct. I'll now hand it over to Rohit Gupta, our President and CEO. Thank you, Dom. Good morning. I would like to also welcome you to our 2026 annual stockholder meeting. With me today are the company's other named executive officers, Dean Mitchell, our Executive Vice President, Chief Financial Officer, and Treasurer, Evan Stolove, our Executive Vice President, General Counsel, and Corporate Secretary, Mike Derstine, our Executive Vice President and Chief Risk Officer, and Brian Gould, our Executive Vice President and Chief Operations Officer. Before turning the meeting over to Evan, I'd like to take a few minutes to share my thoughts on our performance in 2025 and reflect on our purpose as a company. We had another excellent year in 2025 with net income of $674 million, new insurance written of $52 billion, and record insurance in force of $273 billion. We operated from a position of strong capital and liquidity with PMIER sufficiency of $1.9 billion or 162% of requirements at year-end and remain focused on advancing our capital allocation priorities, supporting existing policyholders, investing in our business, and returning excess capital to shareholders. In 2025, we returned over $500 million to shareholders through dividends and share repurchases, bringing the total amount of capital returned to shareholders since the IPO to over $1.6 billion. The market acknowledged our performance and financial strength with several ratings upgrades and a total shareholder return exceeding 25% in 2025, including dividends and stock price gains. We continue to innovate across our risk selection and pricing capabilities. We built on our deep experience in advanced modeling and machine learning to deploy the latest version of our pricing engine, Rate360, which enables us to price risk with discipline as market conditions continue to evolve. We furthered our expansion into attractive adjacencies with Enact Re continuing to perform well and generate attractive risk-adjusted returns. We remain committed to expense discipline. At the beginning of the year, we expected adjusted operating expenses for 2025 in the range of $220 million-$225 million. We ended the year with operating expenses, excluding reorganization costs of $217 million, down 2% from 2024 and ahead of our expectations despite an inflationary environment. We maintained strong liquidity levels and entered into a new $435 million revolving credit facility that will provide us with even greater financial flexibility to achieve our goals. We protected our forward books at attractive cost of capital through the continued execution of our credit risk transfer strategy. In 2025, we continued to execute on our mission, helping over 134,000 borrowers buy a home and over 16,000 borrowers keep their home. We will continue to serve this important need. Overall, the long-term drivers of housing demand remain strong, and we are confident that mortgage insurance will continue to play an essential role for first-time homebuyers. As we look to 2026, we remain confident in our ability to execute and capitalize on the opportunities ahead. With a strong balance sheet, a disciplined strategy, and a talented team, we are well-positioned to continue supporting our customers, growing our business, and delivering sustainable value for our shareholders. Thank you for your continued support and investment in Enact. We look forward to keeping you updated on our progress. At this time, I would like to turn it over to Evan Stolove, our Corporate Secretary, to handle the matters to be voted on at this meeting. Thank you, Rohit. Our Inspector of Elections has determined that a quorum is present for all matters to be voted on at today's annual meeting, and the polls are now open. If you have already submitted a proxy or voted in the manner outlined in the proxy statement, we have already received your vote, and there's no need to vote at this virtual meeting. Those stockholders who have not submitted proxies and who wish to vote virtually may do so by clicking the Vote My Shares tab on the website used to access this meeting and follow the instructions. After voting is completed on all matters on the agenda, we will close the polls, and the Inspector of Elections will provide their preliminary report. We have three matters that are properly brought before the stockholders to be voted on today, which are number one, the election of Dominic Addesso, Michael Bless, Rohit Gupta, John Fisk, Sheila Hooda, Thomas McInerney, Elizabeth Mitchell, Robert Restrepo, Debra Still, Westley Thompson, and Jerome Upton as directors. Number two, the approval on an advisory basis of the corporation's named executive officers' compensation. Number three, the ratification of the selection of KPMG LLP as our independent registered public accounting firm for the year 2026. As indicated in our proxy statement, our board of directors has recommended that our stockholders vote for all the director nominees for approval on an advisory basis of the compensation of the company's named executive officers and for ratification of the appointment of KPMG LLP as our independent auditor for 2026. We will now briefly pause to enable anyone who would like to vote virtually to do so. We have been informed that there are no further votes pending, and the polls are now closed. The Inspector of Elections has delivered a preliminary report, and I will now announce the preliminary results. Our stockholders have voted, and all the proposals have passed. We will file the final report of the Inspector of Elections with the records of this meeting. We will also report the results of the voting on a Form 8-K to be filed with the SEC. I will now hand the meeting back to our chairperson to adjourn the business portion of the meeting. Thank you, Evan. Now that the business portion of the meeting has been concluded, and there being no more business to attend to before the stockholders, I declare the meeting adjourned. Stockholders now have an opportunity to ask questions directly to the company's management, auditor, or to me. Please click the Ask Question tab on the website to submit questions and note that we will follow the rules of conduct in answering these questions. We will now briefly pause to review any questions submitted. It appears that no questions have been submitted. Therefore, I'd like to thank you for attending today's meeting and your support for Enact. This concludes today's meeting.