Page 1

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 ( Mark One ) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 FORM 10 - K For the fiscal year ended June 30 , 2021 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from OR Delaware ( State or other jurisdiction of incorporation or organization ) Commission file number 001-39888 affirm Affirm Holdings , Inc. ( Exact name of registrant as specified in its charter ) 650 California Street San Francisco , California ( Address of principal executive offices ) Title of Each Class Class A common stock , par value $ 0.00001 per share Securities registered pursuant to Section 12 ( b ) of the Act : to Trading Symbol ( s ) ( 415 ) 984-0490 ( Registrant's telephone number , including area code ) AFRM 84-2224323 ( I.R.S. Employer Identification No. ) 94108 ( Zip Code ) Name of Each Exchange on Which Registered The Nasdaq Global Select Market Securities registered pursuant to section 12 ( g ) of the Act : None Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes No Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes No Indicate by check mark whether the registrant : ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) ; and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( §232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) .