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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 or □ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number : 001-38493 Delaware ( State or other jurisdiction of incorporation ) exp EXP WORLD HOLDINGS , INC . ( Exact name of registrant as specified in its charter ) Title of each class Common Stock , par value $ 0.00001 per share WORLD HOLDINGS , INC . 2219 Rimland Drive , Suite 301 Bellingham , WA 98226 ( Address of principal executive offices and Zip Code ) Registrant's telephone number , including area code : ( 360 ) 685-4206 Large accelerated filer Non - accelerated filer Trading Symbol Name of each exchange on which registered EXPI NASDAQ Securities registered pursuant to section 12 ( g ) of the Act : Common Stock , par value $ 0.00001 per share ( Title of Class ) Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes No Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes No 98-0681092 ( IRS Employer Identification No. ) Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( § 232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company or an emerging growth company . See the definitions of " large accelerated filer " , " accelerated filer " , " smaller reporting company " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . Accelerated filer Smaller reporting company Emerging growth company If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . Yes No Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . Based on the registrant's closing price of $ 17.05 as quoted on the NASDAQ on June 30 , 2020 , the aggregate market value of the voting and nonvoting common equity held by non - affiliates of eXp World Holdings , Inc. was approximately $ 493.3 million . The number of shares of the registrant's $ 0.00001 par value common stock outstanding as of January 29 , 2021 was 144,343,659 . DOCUMENTS INCORPORATED BY REFERENCE The registrant intends to file a definitive proxy statement pursuant to Regulation 14A within 120 days after the end of the fiscal year ended December 31 , 2020. Portions of such proxy statement are incorporated by reference into Part III of this Form 10 - K . Portions of the Registrant's Annual Report on Form 10 - K for the fiscal year ended December 31 , 2019 are incorporated into Part I , Item 1 , and Part II , Item 7 , of this Form 10 - K .