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( Mark One ) 冈 ☐ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Virginia Commission File Number : 001-39165 BLUE RIDGE BANKSHARES , INC . State or Other Jurisdiction of Incorporation or Organization ( Exact Name of Registrant as Specified in its Charter ) 1807 Seminole Trail , Charlottesville , Virginia Address of Principal Executive Offices ( 540 ) 743-6521 Registrant's Telephone Number , Including Area Code 54-1470908 I.R.S. Employer Identification No. Former Name , Former Address and Former Fiscal Year , if Changed Since Last Report Securities registered pursuant to Section 12 ( b ) of the Act : Title of each class Common stock , no par value Trading Symbol ( s ) BRBS 22901 Zip Code Name of each exchange on which registered NYSE American No ☑ No ☑ Securities registered pursuant to Section 12 ( g ) of the Act : None Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes □ Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes ☐ Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes ☑ No □ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( § 232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes No □ Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , ” “ smaller reporting company , ” and “ " emerging growth company " in Rule 12b - 2 of the Exchange Act . Large accelerated filer Non - accelerated filer ☐ ☑ Accelerated filer Smaller reporting company Emerging growth company ☐ ☑ ☑ If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . Yes □ No ☑ The aggregate market value of voting stock held by non - affiliates of the registrant at June 30 , 2020 , based on the closing sale price of the registrant's common stock on June 30 , 2020 , was approximately $ 59,618,956 . The registrant had 12,411,865 shares of common stock , no par value per share , outstanding as of March 17 , 2021 . DOCUMENTS INCORPORATED BY REFERENCE The information required by Part III of this Form 10 - K will be included in the registrant's definitive proxy statement for the 2021 annual meeting of shareholders and incorporated herein by reference or in an amendment to this Form 10 - K filed within 120 days after the end of the fiscal year covered by this Form 10 - K .