Hello everyone, and welcome to the 2024 annual meeting of shareholders for Brown & Brown, Inc. Before we get started, I would like to go over a few items so you know how to participate in today's meeting. By default, you have joined the annual meeting using your computer speaker system. If you prefer to join over the telephone, select "Phone Call" in the audio pane, and the dial-in information will be displayed. At the end of the meeting, you will have the opportunity to submit text questions to today's presenters by typing your questions into the questions/chat pane of the control panel. You may also send in your questions at any time during the meeting, and we will collect these and address them during the Q&A session at the end of today's shareholder meeting. Today's meeting is being recorded. A replay of the webcast of this meeting will be available in the "Investor Relations" section of our website at www.bbinsurance.com, beginning this afternoon and continuing for 30 days thereafter. I would now like to introduce Mr. J. Hyatt Brown, Chairman of Brown & Brown, Inc. Go ahead. Thank you, Clara. It's a pleasure to open the meeting, and I would like to start by introducing all the members of the board who are attending. First of all, I'm Hyatt Brown, Chairman of the Board, Hal Brown, President and CEO, Larry Gellerstaedt, partner of Sweetwater Holdings Company and former Chairman of the Board and CEO of Pezos Properties Incorporated, Ted Heppner, retired former Vice Chairman at SunTrust Bank Holding Company, Jim Hunt, former Executive Vice President and Chief Financial Officer of Walt Disney Parks and Resorts Worldwide, Tony Jennings, Chairman, Jack Jennings & Son, commercial construction firm, and Jennings & Jennings, Inc., an architectural millworker firm, Paul Krupp, retired former Vice Chairman, Chubb Ltd, Timothy Main, Head of Investment Banking, UK, Europe, Middle East, and Africa, Barclays PLC, Ronik Masageda, retired, former Chief Executive Officer of Hiscox Group, Jaymin Patel, Executive Chairman, Perennial Climate Inc., Amr Proctor, Chief Executive Officer and Director of Ameris Bancorp and Chief Executive Officer of Ameris Bank, Wendell Riley, Managing Partner, Grapevine Partners LLC, private equity investment firm focused on media and communications, Kathleen Savio, retired former Chief Transformational Officer of Zurich Insurance Group, Chilton D. Barner, Senior Counsel with the law firm King & Spalding, and Hugh Brown, Director of Ameritas. Now I would like to introduce the Section 16 officers, some of which are attending virtually: myself, Chairman of the Board, Hal, President, Chief Executive Officer, Steve Boyd, Executive Vice President and President, Wholesale Brokerage Segment, Barrett Brown, Executive Vice President and President, Retail Segment, Gray Nestor, Executive Vice President and Chief Information Officer, Scott Penny, Executive Vice President and Chief Acquisition Officer, Julie Turpin, Executive Vice President and Chief People Officer, Chris Walker, Executive Vice President and President, Program Segment, and Andy Watts, Executive Vice President and Chief Financial Officer, and Procure. Now, officers not subject to Section 16: Mike Bruce, John Esposito, Mike Hebe, Richard Nutsen, Don McGowan, Mary Raveling, Paul Rogers, each of whom is the Senior Vice President with oversight responsibilities for our Retail Segment, Ana Ragbata, Kathy Colanco, and Joe Fiala, each of whom is the Senior Vice President with oversight responsibilities for our Wholesale Brokerage Segment, Tom Cucirellis, David Putts, Neil Sivek, each of whom is the Senior Vice President with oversight responsibilities for our Program Segment, David B. Watts, Vice President and Chief Corporate Counsel, C. Robert Mathis, Senior Vice President and Chief Legal Officer, Patti Sue Rao, Senior Vice President and Chief Audit Officer, Anthony Robinson, Secretary, and Von Stole, Senior Vice President and Director of Acquisitions. Also with us today in the room is Kara Klinger, who is a representative. She's the audit partner and the lead client service partner of Deloitte & Touche LLP and the partner for Brown & Brown, Inc. I ask now that Anthony Robinson act as the Secretary of the meeting and that Lynette Ramirez act as the Inspector of Elections. The Inspector of Elections has recently filed her oath of office with the Secretary. The Inspector of Elections has a mailing affidavit certifying that beginning on March 25, 2024, mailing of the proxy statement and all related materials was commenced to owners of outstanding capital stock of the company as of the close of business on March 4, 2024, the record date. The Inspector of Elections also has a certified list of all common shareholders of Brown & Brown, Inc. as of the close of business on the record date, which has been certified and is true and correct by Equiniti Trust Company in its capacity as transfer agent of the company. The list has been available for inspection for the past 10 days prior to the meeting at our principal office, and it's available during the meeting by sending a request to annualmeeting@bbins.com. Most of you have already submitted by mail or electronically. If you have not turned in your proxies or you wish to change your vote, please refer to the voting link on your screen. I have been informed by the Inspector of Elections that we have a quorum. The meeting is now lawfully convened, and we are ready to transact business. In the interest of saving time, I would like to suggest that we dispense with the reading of the minutes of the last annual meeting of shareholders, which was held on May 3, 2023, and approve the minutes set forth in the minutes book. Is there a motion? So moved. Is there a second? Second. Without objection, it goes to adoption. We will now turn to the vote on the proposals for the shareholders for voting set forth in the notice of the annual meeting of the agenda and the agenda of the proxy statement. Number one, to elect 14 nominees for the company's board of directors as set forth in the proxy statement, to ratify the appointment of Deloitte & Touche LLP as our independent registered public accountants for the fiscal year ending December 31, 2024, and to approve on an advisory basis the compensation of our named executive officers. This concludes the presentation of the proposals. The polls are now open to vote at www.aalvote.com/bro for those shareholders who have followed the instructions in the proxy statement to vote their shares electronically at this meeting. Most of you have already submitted proxies by mail, telephone, or electronically. If you have not voted or turned in your proxy, or if you wish to change your vote, you must follow the instructions contained in your proxy material. We will now have a seat for any who wish to change votes or vote at this time. The polls are now closed. The Inspector of Elections has provided a preliminary report of the vote. Each of the 14 nominees for the board of directors has received sufficient votes in each case for election. Additionally, the ratification of Deloitte & Touche as the company's independent registered public accountants for the fiscal year ending December 31, 2024, has received sufficient votes for approval, and the approval on an advisory basis of the compensation of the named executive officers has received sufficient votes for approval. This concludes the scheduled meeting of business for this meeting. There will be no further business. Meeting is adjourned. Now, if there are any questions, I will remain open on the line along with Hal Brown, our President and Chief Executive Officer, and Andy Watts, our Executive Vice President, Chief Financial Officer, and Procure Management. Thank you for being with us. Are there any questions? I hear no questions. Okay, Clara, it's on your own. This concludes the shareholder meeting. Thank you to all shareholders for attending today's meeting. Enjoy the rest of your day. We're adjourned.