Earnings release
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Exhibit 99.1 FOR IMMEDIATE RELEASE: Bank7 Corp. Announces Q3 2026 Earnings Oklahoma City, October 15, 2026 – Bank7 Corp. (NASDAQ: BSVN) (the “Company"), the parent company of Oklahoma City-based Bank7 (the "Bank"), today reported unaudited results for the quarter ended September 30, 2026. “We are pleased with another quarter of strong core results, including growth in the loan book despite significant payoffs, while also maintaining a healthy pipeline of new loans. The Company continues to benefit from high capital levels, robust liquidity, a strong net interest margin, and excellent credit quality, supported by our properly matched balance sheet and our position in dynamic markets. Regarding the Century merger, we are pleased to report that in addition to receiving all regulatory approvals, the Century Financial shareholders have approved the merger, which is expected to close on November 1, 2026. The merger will extend the franchise into New Mexico and will allow the Company’s proven model to leverage Century’s core deposits to provide a highly accretive impact on earnings,” said Thomas L. Travis, President and CEO of the Company. For the three months ended September 30, 2026 compared to the three months ended June 30, 2026: - Net income of $10.20 million compared to $8.35 million, an increase of 22.25% - Earnings per share of $1.06 compared to $0.87, an increase of 21.84% - Total assets of $2.01 billion compared to $1.91 billion, an increase of 4.84% - Total loans of $1.63 billion compared to $1.60 billion, an increase of 2.22% - Pre-provision pre-tax earnings of $13.62 million compared to $11.02 million, an increase of 23.65% - Total interest income of $31.93 million compared to $30.93 million, an increase of 3.25% Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well- capitalized” for regulatory purposes. On September 30, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 14.12%, 15.18%, and 16.31%, respectively. On September 30, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 14.12%, 15.17%, and 16.30%, respectively. Designation as a well- capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators. Non-GAAP Financial Measures: This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings. The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance. This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities. For the Three Months Ended September 30, 2026 June 30, 2026 Calculation of Pre-Provision Pre-Tax Earnings (Dollars in thousands) Net Income $ 10,203 $ 8,346 Income Tax Expense 3,412 2,669 Pre-tax net income 13,615 11,015 Add back: Provision for credit losses - - Add back: (Gain)Loss on sales/calls of AFS debt securities 5 - Pre-provision pre-tax earnings $ 13,620 $ 11,015
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Unaudited Condensed Consolidated Balance Sheets (Dollar amounts in thousands, except par value) Assets September 30, 2026 (unaudited) December 31, 2025 (Dollars in thousands) Cash and due from banks $ 277,176 $ 244,635 Interest-bearing time deposits in other banks - 10,457 Available-for-sale debt securities (amortized cost of $51,714 and $57,316 at September 30,2026 and December 31, 2025, respectively) 47,539 54,019 Loans, net of allowance for credit losses of $19,367 and $19,407 at September 30, 2026 and December 31, 2025, respectively 1,613,521 1,587,024 Loans held for sale 2,677 2,078 Premises and equipment, net 27,131 21,884 Nonmarketable equity securities 1,376 1,165 Core deposit intangibles 658 752 Goodwill 11,208 11,208 Interest receivable and other assets 25,700 30,418 Total assets $ 2,006,986 $ 1,963,640 Liabilities and Shareholders’ Equity Deposits Noninterest-bearing $ 328,111 $ 341,416 Interest-bearing 1,392,947 1,359,417 Total deposits 1,721,058 1,700,833 Income taxes payable 139 594 Interest payable and other liabilities 12,064 11,218 Total liabilities 1,733,261 1,712,645 Shareholders’ equity Common stock, $0.01 par value; 50,000,000 shares authorized; shares issued and outstanding: 9,525,856 and 9,462,656 at September 30, 2026 and December 31, 2025, respectively 95 95 Additional paid-in capital 104,575 103,739 Retained earnings 172,264 149,707 Accumulated other comprehensive loss (3,209) (2,546) Total shareholders’ equity 273,725 250,995 Total liabilities and shareholders’ equity $ 2,006,986 $ 1,963,640
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Unaudited Condensed Consolidated Statements of Comprehensive Income (Dollar amounts in thousands, except per share data) Three Months Ended Nine Months Ended September 30, September 30, 2026 (unaudited) 2025 (unaudited) 2026 (unaudited) 2025 (unaudited) Interest Income (Dollars in thousands) Loans, including fees $ 29,513 $ 30,914 $ 90,105 $ 87,207 Interest-bearing time deposits in other banks 9 160 160 406 Debt securities, taxable 243 266 742 827 Debt securities, tax-exempt 57 60 176 187 Other interest and dividend income 2,110 2,317 5,460 7,315 Total interest income 31,932 33,717 96,643 95,942 Interest Expense Deposits 9,631 10,691 28,244 30,334 Total interest expense 9,631 10,691 28,244 30,334 Net Interest Income 22,301 23,026 68,399 65,608 Provision for Credit Losses - 700 - 700 Net Interest Income After Provision for Credit Losses 22,301 22,326 68,399 64,908 Noninterest Income Mortgage lending income 492 391 1,343 1,000 Loss on sales, prepayments, and calls of available-for-sale debt securities (5) (10) (5) (10) Service charges on deposit accounts 235 248 699 697 Other 347 1,581 2,000 4,976 Total noninterest income 1,069 2,210 4,037 6,663 Noninterest Expense Salaries and employee benefits 5,740 5,829 18,267 16,829 Furniture and equipment 362 342 1,126 954 Occupancy 659 668 2,069 1,890 Data and item processing 562 515 1,650 1,615 Accounting, marketing and legal fees 902 221 1,924 484 Regulatory assessments 259 248 777 545 Advertising and public relations 171 212 441 629 Travel, lodging and entertainment 185 112 359 289 Other 915 2,203 5,372 5,729 Total noninterest expense 9,755 10,350 31,985 28,964 Income Before Taxes 13,615 14,186 40,451 42,607 Income tax expense 3,412 3,342 9,896 10,322 Net Income $ 10,203 $ 10,844 $ 30,555 $ 32,285 Earnings per common share - basic $ 1.07 $ 1.15 $ 3.21 $ 3.42 Earnings per common share - diluted 1.06 1.13 3.18 3.38 Weighted average common shares outstanding - basic 9,524,105 9,450,984 9,511,608 9,440,655 Weighted average common shares outstanding - diluted 9,639,992 9,597,914 9,615,649 9,565,726 Other Comprehensive (Loss) Income Unrealized (losses) gains on securities, net of tax (benefit) expense of ($209) and $223 for the three months ended September 30, 2026 and 2025, respectively; net of tax (benefit) expense of ($214) and $642 for the nine months ended September 30, 2026 and 2025, respectively $ (640) $ 713 $ (667) $ 1,942 Reclassification adjustment for realized losses included in net income net of tax of $1 and $2 for the three months ended September 30, 2026 and 2025, respectively; $1 and $2 for the nine months ended September 30, 2026 and 2025, respectively 4 8 4 8 Other comprehensive (loss) income $ (636) $ 721 $ (663) $ 1,950 Comprehensive Income $ 9,567 $ 11,565 $ 29,892 $ 34,235
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Net Interest Margin For the Three Months Ended September 30, 2026 (unaudited) 2025 (unaudited) Average Balance Interest Income/ Expense Average Yield/ Rate Average Balance Interest Income/ Expense Average Yield/ Rate (Dollars in thousands) Interest-Earning Assets: Short-term investments $ 234,057 $ 2,119 3.59% $ 228,755 $ 2,477 4.30% Debt securities, taxable 40,889 243 2.36 45,853 266 2.30 Debt securities, tax exempt 10,695 57 2.11 11,972 60 1.99 Loans held for sale 3,519 33 3.72 1,780 - - Total loans(1) 1,566,740 29,480 7.46 1,512,147 30,914 8.11 Total interest-earning assets 1,855,900 31,932 6.83 1,800,507 33,717 7.43 Noninterest-earning assets 40,508 42,578 Total assets $ 1,896,408 $ 1,843,085 Funding sources: Interest-bearing liabilities: Deposits: Transaction accounts $ 1,012,427 $ 7,015 2.75% $ 1,040,322 $ 8,388 3.20% Time deposits 292,564 2,616 3.55 233,433 2,303 3.91 Total interest-bearing deposits 1,304,991 9,631 2.93 1,273,755 10,691 3.33 Total interest-bearing liabilities $ 1,304,991 9,631 2.93 $ 1,273,755 10,691 3.33 Noninterest-bearing liabilities: Noninterest-bearing deposits $ 308,711 $ 320,238 Other noninterest-bearing liabilities 11,377 11,501 Total noninterest-bearing liabilities 320,088 331,739 Shareholders' equity 271,329 237,591 Total liabilities and shareholders' equity $ 1,896,408 $ 1,843,085 Net interest income $ 22,301 $ 23,026 Net interest spread 3.90% 4.10% Net interest margin 4.77% 5.07% (1) Nonaccrual loans are included in total loans
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Net Interest Margin For the Nine Months Ended September 30, 2026 (unaudited) 2025 (unaudited) Average Balance Interest Income/ Expense Average Yield/ Rate Average Balance Interest Income/ Expense Average Yield/ Rate (Dollars in thousands) Interest-Earning Assets: Short-term investments $ 209,553 $ 5,620 3.59% $ 238,118 $ 7,721 4.34% Debt securities, taxable 42,196 742 2.35 47,248 827 2.34 Debt securities, tax exempt 10,906 176 2.16 12,327 187 2.03 Loans held for sale 2,506 93 4.96 1,453 - - Total loans(1) 1,583,699 90,012 7.60 1,453,557 87,207 8.02 Total interest-earning assets 1,848,860 96,643 6.99 1,752,703 95,942 7.32 Noninterest-earning assets 39,059 41,871 Total assets $ 1,887,919 $ 1,794,574 Funding sources: Interest-bearing liabilities: Deposits: Transaction accounts $ 1,024,563 $ 20,958 2.73% $ 1,001,583 $ 23,182 3.09% Time deposits 273,187 7,286 3.57 235,278 7,152 4.06 Total interest-bearing deposits 1,297,750 28,244 2.91 1,236,861 30,334 3.28 Total interest-bearing liabilities $ 1,297,750 $ 28,244 2.91 $ 1,236,861 $ 30,334 3.28 Noninterest-bearing liabilities: Noninterest-bearing deposits $ 316,459 $ 319,346 Other noninterest-bearing liabilities 10,023 10,657 Total noninterest-bearing liabilities 326,482 330,003 Shareholders' equity 263,687 227,710 Total liabilities and shareholders' equity $ 1,887,919 $ 1,794,574 Net interest income $ 68,399 $ 65,608 Net interest spread 4.08% 4.04% Net interest margin 4.95% 5.00% (1) Nonaccrual loans are included in total loans
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About Bank7 Corp. We are Bank7 Corp., a bank holding company headquartered in Oklahoma City, Oklahoma. Through our wholly-owned subsidiary, Bank7, we operate twelve locations in Oklahoma, the Dallas/Fort Worth, Texas metropolitan area and Kansas. We are focused on serving business owners and entrepreneurs by delivering fast, consistent and well-designed loan and deposit products to meet their financing needs. We intend to grow organically by selectively opening additional branches in our target markets as well as pursue strategic acquisitions. Conference Call Bank7 Corp. has scheduled a conference call to discuss its third quarter results, which will be broadcast live over the Internet, on Thursday, October 15, 2026 at 9:00 a.m. central standard time. To participate in the call, dial 1-888-348-6421, or access it live over the Internet at https://app.webinar.net/zy8DdJzd536. For those not able to participate in the live call, an archive of the webcast will be available at https://app.webinar.net/zy8DdJzd536 shortly after the call for 1 year. Cautionary Statements Regarding Forward-Looking Information This communication contains a number of forward-looking statements. These forward-looking statements reflect Bank7 Corp.’s current views with respect to, among other things, future events and Bank7 Corp.’s financial performance. Any statements about Bank7 Corp.’s expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. These statements are often, but not always, made through the use of words or phrases such as “anticipate,” “believes,” “can,” “could,” “may,” “predicts,” “potential,” “should,” “will,” “estimate,” “plans,” “projects,” “continuing,” “ongoing,” “expects,” “intends” and similar words or phrases. Any or all of the forward-looking statements in (or conveyed orally regarding) this presentation may turn out to be inaccurate. The inclusion of or reference to forward-looking information in this presentation should not be regarded as a representation by Bank7 Corp. or any other person that the future plans, estimates or expectations contemplated by Bank7 Corp. will be achieved. These forward-looking statements are subject to significant uncertainties because they are based upon: the timing of the closing of the acquisition of Century Financial Services Corporation; the amount and timing of future changes in interest rates, market behavior, and other economic conditions; future laws, regulations, and accounting principles; changes in regulatory standards and examination policies, and a variety of other matters. These other matters include, among other things, the direct and indirect effect of economic conditions on interest rates, credit quality, loan demand, liquidity, and monetary and supervisory policies of banking regulators. Bank7 Corp. has based these forward-looking statements largely on its current expectations and projections about future events and financial trends that Bank7 Corp. believes may affect its financial condition, results of operations, business strategy and financial needs. Bank7 Corp.’s actual results could differ materially from those anticipated in such forward-looking statements as a result of risks, uncertainties and assumptions that are difficult to predict. If one or more events related to these or other risks or uncertainties materialize, or if Bank7 Corp.’s underlying assumptions prove to be incorrect, actual results may differ materially from what Bank7 Corp. anticipates. You are cautioned not to place undue reliance on forward-looking statements. Further, any forward-looking statement speaks only as of the date on which it is made and Bank7 Corp. undertakes no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as may be required by law. All forward-looking statements herein are qualified by these cautionary statements. Contact: Thomas Travis President & CEO (405) 810-8600