Good day, and welcome to the Byline Bancorp Annual Meeting of Stockholders. I would now like to turn the conference over to Brooks Rennie. Please go ahead. Thank you, Chad. Good morning. I'm Brooks Rennie, Byline's Head of Investor Relations. I'd like to welcome you to the Annual Stockholders Meeting of Byline Bancorp Bank. I would like to make note that Jennifer King, Byline's Corporate Secretary, will be acting as secretary of this annual meeting, and I will be acting as Inspector of Election for the annual meeting. At this time, I'd like to turn the meeting over to the Executive Chairman of the Board of Directors and Chief Executive Officer of Byline Bancorp, Mr. Roberto Herencia. Thank you, Brooks. Good morning, all, and welcome to Byline Bancorp's 2024 Annual Meeting of Stockholders. I am Roberto Herencia, Executive Chairman of the Board and CEO of Byline, and I call this annual meeting to order. Joining me on the line today is Alberto Paracchini, Director and President of the company; Tom Bell, Executive Vice President, Chief Financial Officer, and Treasurer; Brooks Rennie, Head of Investor Relations; and Jennifer King, Secretary of the Board. Also in attendance today are our fellow members of the Board of Directors, Philip Cabrera, Antonio del Valle Perochena, Mary Jo Herseth, Margarita Hugues Vélez, Steven Kent, William Kistner, Carlos Ruiz Sacristán, and Pamela Stewart. I would also like to recognize the participation of John Donohue and Chad Flaherty, representatives of Moss Adams LLP, the company's independent registered public accounting firm. First, I would like to take this opportunity to acknowledge our board of directors. We are grateful for their support and guidance. We appreciate the counsel they provide to our team with their diverse perspectives, industry backgrounds, and professional experiences. Their leadership has been instrumental in steering our organization towards success. Over the years, Byline has built a reputation for being a company that does the right thing, delivers strong results, and drives value for our various stakeholders. We are keeping our focus on the long term to become the preeminent commercial bank in Chicago. We are proud of our proven record of responding to market conditions and ensuring our actions keep us on the right track for continued success. Our commitment to being both responsive and proactive was on full display throughout 2023. Despite a challenging interest rate environment and an industry-wide liquidity crisis in the spring, the past year was pivotal for Byline Bank. Our long-term growth strategy was validated once again as we attracted new customers organically and completed our strategic merger with Inland Bancorp. This successful $1.2 billion bank acquisition solidified our position as Chicago's largest community bank with assets under $10 billion, as it expanded our footprint in the attractive western and northern suburbs of Chicago. We believe the past year was an inflection point for Byline. To our more than 1,000 employees, we thank you for your dedication to our customers, communities, and stockholders. We are proud that our 2023 financial results rank in the top quartile of our peer group on several important profitability and performance metrics, which Alberto will cover shortly. The size, strength, and stability of our bank. We believe Byline is well-positioned for growth and consistent performance through economic cycles. We are proud of our strong position today, the trust we've earned over time, and the opportunity ahead of us. We have a bright future. We thank you for your investment in Byline. We appreciate your belief and support, and as we move forward together. It is now my pleasure to leave you with our Director and President, Alberto Paracchini. Thank you, Roberto, and good morning, everyone. I am Alberto Paracchini, Director and President of the company. Thank you again for joining our 2024 Annual Meeting of Stockholders, and today I'm going to give you an overview of our 2023 financial performance. Fiscal year 2023 was another solid year for the company. We navigated through a challenging rate environment, the market disruption stemming from the failure of several institutions, and an economy that continued to show resilient growth over the course of the year. Against that backdrop, our diversified business model and continued focus on executing our strategy served us well. In addition, we successfully closed the merger with Inland, converted systems, and fully integrated the operation into the company within the calendar year. All in all, fiscal year 2023 was certainly a solid year, and we were very pleased with our performance. ...For 2023, we reported $108 million in net income, or $2.67 per diluted share on revenue of just under $387 million. Inclusive of Inland, total assets grew to $8.9 billion, up 21% from the prior year. Loans and leases grew 23% to $6.5 billion, with all of this growth funded by deposits, which grew 26% to $7.2 billion. Adjusted for the effects of the merger, and as Roberto previously touched on, several of our return and profitability metrics rank in the top quartile, with pre-tax pre-provision ROA of 235 basis points, ROA of 145 basis points, and return on tangible common equity of just under 18%. Our efficiency ratio improved by over 2 percentage points to 52.6% and 5 percentage points to under 50% on an adjusted basis. Capital remains strong, with tangible common equity ending the year at 9%, common equity tier one capital at 10.35%, and total capital at 13.4%. All of these ratios reflect increases on a year-over-year basis, notwithstanding the impact of the Inland transaction in the third quarter. An important part of our mission is to strive to create long-term value by empowering our customers to bank how they want to bank, cultivating an innovative and collaborative culture, and contributing to our communities in a meaningful way. We remain committed to supporting the people, businesses, and organizations that help our neighborhoods thrive. This past year, Byline supported local communities with $134 million in community development loans, dedicated $99 million in community development investments, sponsored 127 financial literacy sessions, and our employees contributed over 1,550 Community Reinvestment Act volunteer hours. We continue our partnership with our customers and vendors to utilize renewable resources and seek out new and better ways to reduce waste and consumption, and energy consumption where we can. With that, I will now turn it back to Roberto. Thank you, Alberto. As is our custom, we will conduct the business portion of this meeting first and answer questions at the end of the meeting. If you have logged into the meeting as a stockholder with your control number, you may submit a question by typing the same in the Ask a Question text box on your screen. When asking a question, please indicate your name and company name. To assure that we receive your questions before the Q&A session, we encourage you to submit your questions now. This formal item of business is... The first formal item of business is the election of 10 director nominees to serve a one-year term until the 2025 annual meeting of stockholders, or until their successors are duly elected and qualified. The board of directors recommends a vote for each nominee to the board. The second formal item of the business, approval of, on an advisory, non-binding basis, the compensation of the company's named executive officers as described in the Proxy Statement. The board recommends a vote for the approval of, on an advisory, non-binding basis, the compensation of the company's named executive officers as described in the Proxy Statement. The third formal item of the business is the ratification of the appointment of Moss Adams LLP as the company's independent registered public accounting firm for the fiscal year ending December 31, 2024. The board recommends a vote for the ratification of the appointment of Moss Adams. I would now like to turn the meeting over to Jennifer King and Brooks Rennie to report on the results of the three formal items of business. Thank you, Roberto. The company's records show that stockholders owning in excess of a majority of the outstanding shares of the company's common stock entitled to vote at the meeting, are present in person or represented by proxy at the meeting. As a result, I declare that a quorum is present. I would now like to read and seek approval of the minutes of the company's 2023 annual meeting of stockholders. Miss King, I, Roberto Herencia, submit a motion to waive the reading of the minutes and to approve the minutes of the 2023 annual meeting. I, Tom Bell, second the motion. The minutes of the 2023 annual stockholders meeting are approved. A copy of the minutes will be available for review at the Office of the Secretary of the company upon request. We will now proceed with the description of the matters properly brought before today's meeting. The first item of business is the election of 10 director nominees to serve a one-year term until the 2025 annual meeting of stockholders, or until their successors are duly elected and qualified. The following persons have been nominated by the board as nominees for election as director of the company at the meeting: Roberto R. Herencia, Philip R. Cabrera, Antonio del Valle Perochena, Mary Jo S. Herseth, Margarita Hugues Vélez, Steven P. Kent, William G. Kistner, Alberto J. Paracchini, Carlos Ruiz Sacristán, and Pamela Stewart.... Directors are elected by a plurality of the votes of the shares present in person or represented by proxy at the meeting, and entitled to vote on the election of directors. Accordingly, the director nominees receiving the most votes of the holders of Byline's common stock will be elected as directors. I will ask the Inspector of Election, Brooks Rennie, to report on the voting results. I, Brooks Rennie, as Inspector of Election, declare that each of the director nominees has received a plurality of the votes of the shares of Byline's common stock, and each director nominee has been duly elected to serve a one-year term until the 2025 Annual Meeting of Stockholders. The second item of business is the approval on an advisory, non-binding basis of the compensation of the company's named executive officers, as described in the proxy statement. Approval of this proposal requires the affirmative vote of the holders of a majority of the shares of Byline's common stock, present in person or represented by proxy at the meeting, and entitled to vote on the proposal. As Inspector of Election, I declare that a majority of the shares of Byline's common stock, present in person or represented by proxy at the meeting, and entitled to vote on the proposal, have voted in favor of this proposal and therefore, the compensation of the company's named executive officers, as described in the proxy statement, has been approved. The third item of business is the ratification of the appointment of Moss Adams LLP as the company's independent registered public accounting firm for the fiscal year ending 31 December 2024. Approval of this proposal requires the affirmative vote of the holders of a majority of the shares of Byline's common stock, present in person or represented by proxy at the meeting, and entitled to vote on the proposal. As Inspector of Election, I declare that a majority of the shares of Byline's common stock, present in person or represented by proxy at the meeting and entitled to vote on the proposal, have voted in favor of this proposal, and therefore, the appointment of Moss Adams LLP as the company's independent registered public accounting firm for the fiscal year ending 31 December 2024, is approved. The final voting results of the matters properly brought to your attention at this meeting will be reported in a current report on Form 8-K, to be filed with the Securities and Exchange Commission within the next business days. I would now like to turn the meeting back over to Roberto. Thank you, Jennifer. We have no other formal items of business to be conducted at the meeting, and accordingly, I am adjourning the formal part of the meeting. We will now move to the question and answer session, where questions of a general nature may be addressed. As previously mentioned, if you have logged into the meeting with your control number, you may ask a question by typing it into the Ask a Question text box at the bottom of your screen. Having received no questions, this meeting is duly adjourned. We thank you again for all of your participation and your continued support. The conference has now concluded. Thank you for attending today's presentation. You may now disconnect.