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CAPITOL FEDERAL FINANCIAL , INC . NEWS RELEASE FOR IMMEDIATE RELEASE July 29 , 2021 CAPITOL FEDERAL FINANCIAL , INC.Ⓡ REPORTS THIRD QUARTER FISCAL YEAR 2021 RESULTS Ⓡ Topeka , KS - Capitol Federal Financial , Inc. ( NASDAQ : CFFN ) ( the " Company " ) , the parent company of Capitol Federal Savings Bank ( the " Bank " ) , announced results today for the quarter ended June 30 , 2021. The Company's Quarterly Report on Form 10 - Q for the quarter ended June 30 , 2021 will be filed with the Securities and Exchange Commission ( " SEC " ) on or about August 9 , 2021 and posted on our website , http://ir.capfed.com . For best viewing results , please view this release in Portable Document Format ( PDF ) on our website . Highlights for the quarter include : net income of $ 18.2 million ; • basic and diluted earnings per share of $ 0.13 ; • net interest margin of 1.84 % ; • • paid dividends of $ 65.7 million , or $ 0.485 per share , including a $ 0.40 per share True Blue® Capitol dividend ; and on July 20 , 2021 , announced a cash dividend of $ 0.085 per share , payable on August 20 , 2021 to stockholders of record as of the close of business on August 6 , 2021 . Comparison of Operating Results for the Three Months Ended June 30 , 2021 and March 31 , 2021 For the quarter ended June 30 , 2021 , the Company recognized net income of $ 18.2 million , or $ 0.13 per share , compared to net income of $ 20.4 million , or $ 0.15 per share , for the quarter ended March 31 , 2021. The decrease in net income was due primarily to a decrease in non - interest income due mainly to the prior quarter including a $ 7.4 million gain on the sale of the Bank's Visa Class B shares , partially offset by a decrease in non - interest expense due mainly to a $ 4.8 million loss in the prior quarter due to the Bank terminating $ 200.0 million of its interest rate swaps . The net interest margin decreased four basis points , from 1.88 % for the prior quarter to 1.84 % for the current quarter . The decrease in the net interest margin was due mainly to a decrease in the loan portfolio average yield , partially offset by a decrease in the average cost of deposits and borrowings . Our net interest margin could continue to decrease if our interest - earning assets continue to reprice to lower market rates at a faster pace than our deposits and borrowings , and if we continue investing in lower yielding securities rather than reinvesting cash flows into the loan portfolio . 1