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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-13300 CAPITAL ONE FINANCIAL CORPORATION ( Exact name of registrant as specified in its charter ) Delaware ( State or other jurisdiction of incorporation or organization ) 1680 Capital One Drive , McLean , Virginia ( Address of principal executive offices ) Registrant's telephone number , including area code : ( 703 ) 720-1000 Securities registered pursuant to Section 12 ( b ) of the Act : Title of Each Class Common Stock ( par value $ .01 per share ) Depositary Shares , Each Representing a 1 / 40th Interest in a Share of Fixed Rate Non - Cumulative Perpetual Preferred Stock , Series G Depositary Shares , Each Representing a 1 / 40th Interest in a Share of Fixed Rate Non - Cumulative Perpetual Preferred Stock , Series H Depositary Shares , Each Representing a 1 / 40th Interest in a Share of Fixed Rate Non - Cumulative Perpetual Preferred Stock , Series I Depositary Shares , Each Representing a 1 / 40th Interest in a Share of Fixed Rate Non - Cumulative Perpetual Preferred Stock , Series J Large accelerated filer Non - accelerated filer Depositary Shares , Each Representing a 1 / 40th Interest in a Share of Fixed Rate Non - Cumulative Perpetual Preferred Stock , Series K 0.800 % Senior Notes Due 2024 1.650 % Senior Notes Due 2029 ( I.R.S. Employer Identification No. ) Trading Symbol ( s ) COF COF PRG COF PRH COF PRI COF PRJ COF PRK COF24 COF29 Securities registered pursuant to section 12 ( g ) of the Act : None 54-1719854 22102 ( Zip Code ) Name of Each Exchange on Which Registered New York Stock Exchange New York Stock Exchange New York Stock Exchange New York Stock Exchange New York Stock Exchange New York Stock Exchange New York Stock Exchange New York Stock Exchange Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes > No Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes No Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( §232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes > No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , " " smaller reporting company , " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . Accelerated filer 0 Smaller reporting company Emerging growth company If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C.7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Exchange Act ) . Yes No The aggregate market value of the voting stock held by non - affiliates of the registrant as of the close of business on June 30 , 2020 was approximately $ 28.3 billion . As of January 31 , 2021 , there were 459,236,740 shares of the registrant's Common Stock outstanding . DOCUMENTS INCORPORATED BY REFERENCE 1. Portions of the Proxy Statement for the annual meeting of stockholders to be held on May 6 , 2021 , are incorporated by reference into Part III .