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NASDAQ - COLB 1Q 2021 Seattle , Washington Forward Looking Statements Columbia Banking System Inc. This presentation includes forward - looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 , which can be identified by words such as " may , " " expected , " " anticipate " , " continue , " or other comparable words . In addition , all statements other than statements of historical facts that address activities that Columbia expects or anticipates will or may occur in the future are forward - looking statements . Readers are encouraged to read the SEC reports of Columbia , particularly its most recently filed form 10 - K , for meaningful cautionary language discussing why actual results may vary materially from those anticipated by management .