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☑ UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 ( NO FEE REQUIRED ) For the fiscal year ended December 31 , 2020 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 ( NO FEE REQUIRED ) For the transition period from to Or ☐ Commission file number 001-31220 COMMUNITY TRUST BANCORP , INC . ( Exact name of registrant as specified in its charter ) Kentucky ( State or other jurisdiction of incorporation or organization ) 346 North Mayo Trail P.O. Box 2947 Pikeville , Kentucky ( Address of principal executive offices ) ( 606 ) 432-1414 61-0979818 ( IRS Employer Identification No. ) ( Registrant's telephone number ) Securities registered pursuant to Section 12 ( b ) of the Act : Common Stock ( Title of class ) CTBI ( Trading symbol ) 41502 ( Zip code ) The NASDAQ Global Select Market ( Name of exchange on which registered ) Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes □ No ☑ Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes □ No ☑ Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes ☑ No □ Indicate by check mark whether the registrant has submitted electronically every interactive data file required to be submitted pursuant to Rule 405 of Regulation S - T during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes ☑ No □ Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See definitions of “ large accelerated filer , ” “ accelerated filer , ” “ smaller reporting company , ” and " emerging growth company ” in Rule 12b - 2 of the Exchange Act . Accelerated Filer Non - accelerated Filer Large Accelerated Filer Smaller Reporting Company ☐ Emerging Growth Company ☐