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Table of Contents 1934 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , DC 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF For the fiscal year ended December 31 , 2020 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from Commission File Number 001-11350 CTO REALTY GROWTH , INC . ( Exact name of registrant as specified in its charter ) Maryland ( State or other jurisdiction of incorporation or organization ) 1140 N. Williamson Blvd. , Suite 140 Daytona Beach , Florida ( Address of principal executive offices ) to Title of each class : Common Stock , $ 0.01 par value per share Registrant's telephone number , including area code ( 386 ) 274-2202 SECURITIES REGISTERED PURSUANT TO SECTION 12 ( b ) OF THE ACT Trading Symbol CTO 59-0483700 ( I.R.S. Employer Identification No. ) 32114 ( Zip Code ) SECURITIES REGISTERED PURSUANT TO SECTION 12 ( g ) OF THE ACT : NONE Accelerated filer > Name of each exchange on which registered : NYSE Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No Non - accelerated filer No No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( §232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , " " smaller reporting company , " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . Large accelerated filer Smaller reporting company Emerging growth company If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . > Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . YES NO At June 30 , 2020 , the aggregate market value of voting and non - voting common stock held by non - affiliates of the registrant was $ 177,365,073 based upon the last reported sale price on the NYSE American on June 30 , 2020 , the last business day of the registrant's most recently completed second fiscal quarter . The determination of affiliate status is solely for the purpose of this report and shall not be construed as an admission for the purposes of determining affiliate status . The number of shares of the registrant's Common Stock outstanding on February 26 , 2021 was 5,949,155 . Registrant incorporates by reference into Part III ( Items 10 , 11 , 12 , 13 and 14 ) of this Annual Report on Form 10 - K portions of CTO Realty Growth , Inc.'s definitive Proxy Statement for the 2021 Annual Meeting of Stockholders to be filed with the Securities and Exchange Commission ( the " Commission " ) pursuant to Regulation 14A . The definitive Proxy Statement will be filed with the Commission not later than 120 days after the end of the fiscal year covered by this Annual Report on Form 10 - K .