Welcome to the 2026 annual meeting of stockholders of Dave Inc. It is now 9:00 A.M., and the meeting will come to order. We are holding this meeting virtually because we believe a virtual meeting provides expanded access, improves communication, enables increased stockholder attendance and participation, and provides cost savings for our stockholders and the company. My name is Jason Wilk, and as Chief Executive Officer and Chairperson of the company's board, I'll be presiding over this meeting. I would like to introduce the management and board members in attendance. Kyle Beilman, Chief Financial Officer and Chief Operating Officer and Secretary of the annual meeting. Joan Aristei, Chief Legal Officer. Dan Ury, Vice President, Strategic Finance, and the following members of the company's board of directors: Michael Pope, Brendan Carroll, Nima Khajehnouri, Andrea Mitchell, Dan Preston, and Yadin Rozov. Chris Moore from Deloitte & Touche, the company's independent registered public accounting firm, is also in attendance and is available to respond to any relevant and appropriate questions following the official business of the meeting. We have four items of business on the agenda to be voted on today. Detailed information concerning these items is set forth in our 2026 p roxy statement, which was furnished to stockholders of record in connection with this meeting. After the presentation of all the agenda items, the polls will be open, and the floor will be open for questions and comments. In accordance with the agenda, we will proceed as follows. First, we will conduct the official business of the 2026 annual meeting. Second, at the conclusion of the official business, we will open the meeting to a question-and-answer session. You may provide questions via the chat feature on the virtual meeting platform. We will address questions with respect to the business of the annual meeting. Questions submitted by multiple stockholders on the same topic or that are otherwise related may be grouped, summarized, and answered together. We will now proceed to the official business portion of this meeting. We have an affidavit from Broadridge Financial Solutions, our mailing agent, certifying that on or about April 20th, 2026, each stockholder of record was mailed an official notice of this meeting, together with any other meetings materials necessary to vote at this meeting as applicable. A list of the stockholders entitled to a vote at this meeting has been available at company headquarters for the past 10 days. Broadridge Financial Solutions has examined the proxies received and reports that 22,436,216 votes, or 91.05% of the total voting power entitled to vote at this meeting, is represented in person or by proxy. A quorum is present, and the official business of this meeting may now proceed. The company has appointed James R. Alden on behalf of Dave Inc. to serve as Inspector of Elections for this meeting. He has taken the oath of Inspector of Election and will tabulate the results of the voting. In order to facilitate the business of this meeting, we intend to adhere to the following order of business. Each of the matters to be acted upon by the stockholders today will be presented in the order set forth in the proxy statement. The actual vote on each item will, however, be deferred until all the matters to be acted upon have been presented. The first matter to be voted upon is the election of one Class II director to serve for a term of three years and until the individual successor is duly elected and qualified, or until such individual's earlier death, resignation, disqualification or removal. Dan Preston has been nominated by the board to be elected as a Class II director to serve until the 2029 annual meeting of stockholders, or until his earlier death, resignation, disqualification or removal. Our board recommends voting for the director nominee included in the first proposal. The second matter to be voted upon is the advisory approval of Dave's executive compensation. Our board recommends voting for the second proposal. The third matter to be voted upon is the advisory vote on the frequency of future advisory votes on Dave's executive compensation. Our board recommends voting for a frequency of one year for the third proposal. The fourth matter to be voted upon is a ratification of the appointment of Deloitte & Touche as our independent registered public accounting firm for the fiscal year ending December 31st, 2026. Our board recommends voting for the fourth proposal. Passing to Kyle. Thank you, Jason. We will now proceed to vote on the four proposals. The polls for voting on each matter to be voted on at this time have been open since the beginning of the meeting. Any stockholder who hasn't voted or wishes to change their vote may do so by clicking on the voting button on the web portal and following the instructions. Stockholders who have submitted proxies or voted via telephone or internet and do not want to change their vote do not need to take any further action. I will now pause for 30 seconds before closing the polls. Now that everyone has had the opportunity to vote, it is 9:06 A.M., and I declare the polls for the 2026 annual meeting closed. The results I'm about to report are preliminary and subject to final tabulation and verification by the Inspector of Elections. On proposal one, preliminary results indicate that stockholders elected Dan Preston to serve as Class II director of the company until the 2029 annual meeting of the stockholders or until his successor is duly elected and qualified, or until his earlier death, resignation, disqualification or removal. On proposal two, preliminary results indicate that stockholders approved on an advisory basis Dave's executive compensation. On proposal three, preliminary results indicate that stockholders approved on an advisory basis the option of every one year for the frequency of advisory votes on Dave's executive compensation. On proposal four, preliminary results indicate that stockholders ratified the appointment of Deloitte & Touche LLP as our independent registered public accounting firm for the fiscal year ending December 31, 2026. The final voting results of the 2026 annual meeting will be disclosed in a current report on Form 8-K filed with the Securities and Exchange Commission within four business days of this annual meeting. The official business portion of this meeting is now adjourned. At this time, we will review and answer questions from our stockholders that we have received on the virtual meeting porta l. Having received no questions, this concludes our 2026 annual meeting of the stockholders. Thank you all for attending. This concludes today's meeting. You may now disconnect.