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EQUIFAX Equifax delivered solid results in the third quarter with revenue of $ 1.693 billion , up 10 % on a reported basis and 9 % in constant currency driven by strong Diversified Markets revenue growth of 8 % that exceeded our mid - single digit guidance , with strong broad based performance across all three business units . Our strong revenue growth was also enabled In the quarter by our record over 17 % new product Vitality Index leveraging the Equifax cloud and EFX.Al capabilities which is above both our 15 % 2026 Vitality guidance and 10 % Long Term Framework goal . Equifax is executing a broad Al and Agentic strategy that leverages EFX.Al along with our Cloud native technology , our Ignite analytics platform , and proprietary data to deliver higher performing EFX.Al powered scores , models , and products for our customers . This strong revenue performance was delivered despite the significant weakening in the US mortgage market as 30 - year fixed mortgage rates increased about 75 basis points since July to about 7.5 % , which negatively impacted Equifax revenue versus our expectation by about $ 20 million later in the quarter . US Mortgage revenue was up 15 % in the quarter and up 1 % Ex - FICO mortgage royalties , both below our expectations from the higher rate environment in September . Adjusted EBITDA margins were up a very strong 130 basis points excluding FICO mortgage royalties versus last year from operating leverage , Al productivity and good cost management despite the weaker mortgage market . EPS grew 11 % and , at $ 2.26 per share , was above the high end of our guidance even with the negative mortgage market impact .