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Equitable Equitable Holdings Third Quarter 2025 Earnings Results November 4, 2025
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3Q25 Earnings Presentation Note Regarding Forward-Looking Statements and Non-GAAP Financial Measures This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as “expects,” “believes,” “anticipates,” “intends,” “seeks,” “aims,” “plans,” “assumes,” “estimates,” “projects,” “should,” “would,” “could,” “may,” “will,” “shall” or variations of such words are generally part of forward-looking statements. Forward-looking statements are made based on management’s current expectations and beliefs concerning future developments and their potential effects upon Equitable Holdings, Inc. (“Holdings”) and its consolidated subsidiaries. These forward-looking statements include, but are not limited to, statements regarding projections, estimates, forecasts and other financials and performance metrics and projections of market expectations. “We,” “us” and “our” refer to Holdings and its consolidated subsidiaries, unless the context refers only to Holdings as a corporate entity. There can be no assurance that future developments affecting Holdings will be those anticipated by management. Forward-looking statements include, without limitation, all matters that are not historical facts. These forward-looking statements are not a guarantee of future performance and involve risks and uncertainties, and there are certain important factors that could cause actual results to differ, possibly materially, from expectations or estimates reflected in such forward-looking statements, including, among others: (i) conditions in the financial markets and economy, including the impact of geopolitical conflicts, changes in tariffs and trade barriers, the impact on the Company of a continued shutdown of the U.S. government, and related economic conditions, equity market declines and volatility, interest rate fluctuations, impacts on our goodwill and changes in liquidity and access to and cost of capital; (ii) operational factors, including reliance on the payment of dividends to Holdings by its subsidiaries, protection of confidential customer information or proprietary business information, operational failures by us or our service providers, potential strategic transactions, changes in accounting standards, and catastrophic events, such as the outbreak of pandemic diseases; (iii) credit, counterparties and investments, including counterparty default on derivative contracts, failure of financial institutions, defaults by third parties and affiliates and economic downturns, defaults and other events adversely affecting our investments; (iv) our reinsurance and hedging programs; (v) our products, structure and product distribution, including variable annuity guaranteed benefits features within certain of our products, variations in statutory capital requirements, financial strength and claims-paying ratings, state insurance laws limiting the ability of our insurance subsidiaries to pay dividends and key product distribution relationships; (vi) estimates, assumptions and valuations, including risk management policies and procedures, potential inadequacy of reserves and experience differing from pricing expectations, amortization of deferred acquisition costs and financial models; (vii) our Asset Management segment, including fluctuations in assets under management and the industry-wide shift from actively-managed investment services to passive services; (viii) recruitment and retention of key employees and experienced and productive financial professionals; (ix) subjectivity of the determination of the amount of allowances and impairments taken on our investments; (x) legal and regulatory risks, including federal and state legislation affecting financial institutions, insurance regulation and tax reform; (xi) risks related to our common stock and (xii) general risks, including strong industry competition, information systems failing or being compromised and protecting our intellectual property. Forward-looking statements, including any financial guidance, should be read in conjunction with the other cautionary statements, risks, uncertainties and other factors identified in Holdings’ filings with the Securities and Exchange Commission. Further, any forward-looking statement speaks only as of the date on which it is made, and we undertake no obligation to update or revise any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated events, except as otherwise may be required by law. This presentation and certain of the remarks made orally contain Non-GAAP financial measures. Non-GAAP financial measures include Non-GAAP operating earnings, and Non-GAAP operating EPS. Information regarding these and other Non-GAAP financial measures, including reconciliations to the most directly comparable GAAP financial measures, is provided in our quarterly earnings press releases and in our quarterly financial supplements, which are available on our Investor Relations website at ir.equitableholdings.com. The Company has presented forward-looking statements regarding Non-GAAP operating earnings, Non-GAAP operating earnings per share and Adjusted operating margin at AB. These Non-GAAP financial measures are derived by excluding certain amounts, expenses or income, from the corresponding financial measures determined in accordance with GAAP. The determination of the amounts that are excluded from these Non- GAAP financial measures is a matter of management judgment and depends upon, among other factors, the nature of the underlying expense or income amounts recognized in a given period. We are unable to present a quantitative reconciliation of forward-looking adjusted operating earnings per share and payout ratio targeted to Non-GAAP operating earnings to their most directly comparable forward-looking GAAP financial measures because such information is not available, and management cannot reliably predict all of the necessary components of such GAAP measures without unreasonable effort or expense. In addition, we believe such reconciliations would imply a degree of precision that would be confusing or misleading to investors. The unavailable information could have a significant impact on the Company’s future financial results. These Non-GAAP financial measures are preliminary estimates and are subject to risks and uncertainties, including, among others changes in connection with quarter-end and year-end adjustments. Any variations between the Company’s actual results and preliminary financial data set forth above may be material. 2
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Third quarter 2025 highlights Growth in assets driving increased earnings power • Non-GAAP operating earnings1 per share of $1.48, or $1.67 per share after adjusting for notable items2 • Record AUM/A of $1.1T, up 7% versus prior year quarter and 9% year-to-date • Higher earnings quarter-over-quarter in Retirement, Asset Management, and Wealth Management Healthy organic growth momentum across businesses • Retirement net inflows of $1.1bn in the quarter, a 3% annualized organic growth rate • Wealth Management advisory net inflows of $2.2bn, a 12% annualized organic growth rate • Asset Management net inflows of $1.7bn, excluding RGA impact; Private Markets AUM up 17% year-over-year $1.5bn of capital deployment to drive shareholder value and future growth • Returned $757m to shareholders in Q3, including $676m of share repurchases • Reduced debt by $500m in the third quarter • Announced acquisition of Stifel Independent Advisors, which has more than 110 advisors and c.$9bn of AUM • Allocating $100m to support AB’s investment in FCA Re, which includes a $1.5bn private credit IMA Note: See appendix for explanation of footnotes 3Q25 Earnings Presentation 3
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Defend & grow core businesses • Retirement • Asset Management Scale adjacent businesses • Private Markets • Wealth Management Seed future growth • Secure Income in 401(k)s • Emerging markets for asset management Be a force for good • Leverage big systems for greater impact 3Q25 Earnings Presentation 4 Our strategy to drive growth and create shareholder value
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Strong Wealth Management growth momentum Robust organic growth rate 101 197 200 2022 3Q’25 TTM1 2027 (IR day target) +95% Earnings ahead of 2027 planRising revenue per advisor 2023 2024 3Q TTM 7% 7% 11% 344 370 407 426 2022 2023 2024 3Q’25 +24% Allocating capital to accelerate growth Increased investment in experienced advisor recruiting • Over $1.1bn of recruited AUM over the past twelve months • Strong pipeline of advisor recruits Announced acquisition of Stifel Investment Advisors • Independent advisory business with more than 110 advisors and c.$9bn of client assets • Expected to close in 1H’26, will add c.$10m to Wealth Management earnings in 2027 $k $m Note: See appendix for explanation of footnotes 3Q25 Earnings Presentation 5
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# of GA Mandates 58 80 Equitable General Account Deployed c.$17bn of $20bn commitment to Private Markets Platform CarVal Investors Acquired for $750m upfront investment; manages c.$20bn total AUM including $1.7bn for Equitable RGA Strategic Partnership $100m investment in Ruby Re Sidecar; $1bn private markets IMA with RGA Team lift outs enhance capabilities Added Private ABS and residential mortgage teams to expand AB’s footprint in Private Markets Fortitude Carlyle Asia (FCA Re) Sidecar $100m investment; will manage $1.5bn of private market assets for FCA Re Investing to grow AB’s Private Markets and insurance platforms Private Markets AUM $56 $61 $70 $80 2022 2023 2024 YTD’25 2027 $90-100+43% Third Party Insurance General Account AUM Deploying capital to support growth $bn $23 $32 2021 YTD’25 +36% $bn 3Q25 Earnings Presentation 6
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Third quarter consolidated results summary 3Q25 Earnings Presentation Financial highlights Assets under management and administration 934 991 100 3Q24 118 3Q25 1,034 1,110 +7% Non-GAAP operating earnings2 of $455m, or $1.48 per share, down 6% YoY on a per share basis Non-GAAP operating earnings adjusted for notable items1 of $510m or $1.67 per share, up 2% YoY on a per share basis Net loss of $1.3bn, driven by the closing of the RGA reinsurance transaction Adjusted debt to capital with AB at market value (ex. AOCI) of 24.5%, versus adjusted debt to capital (ex. AOCI) of 35.3% Assumption Update: $1m favorable impact to Non-GAAP operating earnings; $(63)m impact to net income $bn Non-GAAP Operating Earnings, adjusted for notable items1 Non-GAAP Operating EPS, adjusted for notable items1 $ 1.64 1.67 3Q24 3Q25 +2% AUM AUA 7 9% 25% 66% WM AB Retirement $510m Note: See appendix for explanation of footnotes
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Key drivers of 3Q business results 434 408 425 3Q24 2Q25 3Q25 +4% Retirement earnings drivers, $millions Asset & Wealth Management drivers, $millions Net Interest Margin 457 430 446 3Q24 2Q25 3Q25 +4% 785 772 821 3Q24 2Q25 3Q25 +6% 167 184 197 3Q24 2Q25 3Q25 +7% AB Fee Revenue2 WM Advisory Fees Net interest margin: up 4% sequentially, reflecting positive RILA net flows and growth in spread lending balances Fee-based earnings: increased from 2Q due to favorable markets, improvement in the AB base fee rate and WM organic growth Alternative investments: 8% annualized return in 3Q’25, at low end of 8-12% long-term target, expect similar return in 4Q’25 Corporate & Other: lower earnings driven by higher morality and one-off expenses Tax rate: 17% effective tax rate for the quarter, full year tax rate to be below 20% long-term expectation 3Q25 Earnings Presentation 8Note: See appendix for explanation of footnotes Fee-based Revenue1
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Capital management driving shareholder value 3Q25 Earnings Presentation $260m $676m$75m $81m 4Q’24 $74m $261m 1Q’25 $82m $236m 2Q’25 3Q’25 $335m $335m $318m $757m Dividends Share Repurchases 6m 6m 6m 13m 8% shares outstanding reduction 9Note: See appendix for explanation of footnotes 0.8bn 0.8bn 1.6bn 2Q’25A Subsidiary Dividends Capital Return Debt Tender Preferred Redemption Other 3Q’25A -0.8bn -0.5bn -0.2bn -0.1bn Return to common shareholders Holding company liquidity Consistent capital return Returned $757m of capital to shareholders, including $676m of share repurchases Reduced debt and hybrids by $665m in 3Q’25; tendered for $500m of debt and called the remaining $165m of Series B preferred equity Cash & liquid assets of $0.8bn at Holdings 2 as of quarter end Took $1.3bn of insurance dividends to Holdings in 3Q’25, expect 4Q’25 insurance dividend of $0.4bn Project full year 2025 cash generation3 of $2.6-2.7bn, including $1bn of RGA proceeds
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Key messages 3Q25 Earnings Presentation 10 Strong organic growth momentum across businesses Growth in assets driving increased earnings power Deploying capital to drive shareholder value Making strategic investments to grow our flywheel business model Confident in achieving 2027 financial targets
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Appendix Equitable Holdings Third Quarter 2025 Earnings Results
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3Q25 Earnings Presentation Explanation of footnotes 12 Page 3 1Non-GAAP Operating Earnings equals our consolidated after-tax net income attributable to Holdings adjusted to eliminate the impa ct of certain items; Please see detailed Non-GAAP reconciliation in Appendix 2Non-GAAP Operating Earnings adjusted for Notable Items; Please see the Appendix for detailed reconciliations and the definition of Notable Items Page 5 1Non-GAAP Operating Earnings adjusted for Notable Items; Please see the Appendix for detailed reconciliations and the definition of Notable Items Page 7 1Non-GAAP Operating Earnings adjusted for Notable Items; Please see the Appendix for detailed reconciliations and the definition of Notable Items 2Non-GAAP Operating Earnings equals our consolidated after-tax net income attributable to Holdings adjusted to eliminate the impa ct of certain items; Please see detailed Non-GAAP reconciliation in Appendix Page 8 1Includes Individual Retirement and Group Retirement policy charges, fee income and premiums and investment management and ser vice fees, excludes other income in both periods 2Includes AllianceBernstien base fees net of both sub-advisory and fees paid to distributors from investment management fees and performance fees Page 9 1Payout ratio represents common stock dividends and repurchase of common shares as a percent of Non-GAAP Operating Earnings less preferred dividends. Non-GAAP Operating Earnings equals our consolidated after-tax net income attributable to Holdings adjusted to eliminate the impact of certain items; please see detaile d Non-GAAP reconciliation in Appendix 2Excludes c.$435 million of cash at Holdings which is available to AllianceBernstein through its credit facility with Equitable Holdings 3 Cash generation is the cash flow from asset and wealth management subsidiaries, along with capital generated in excess of the target combined NAIC RBC ratio at the insurance subsidiaries; Financial guidance assumes normal market conditions including 6% equity return, 2% dividend yield and interest rates following the forw ard curve is net dividends and distributions to Equitable Holdings from its subsidiaries
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Estimated macro sensitivities 13 Total company sensitivities Retirement business shifting to spread-based AUM 78% 73% 49% 45% 22% 27% 51% 55% 2017 2020 3Q’252023 General Account Separate Account Equity market +/-10% = c. $150m after tax Non-GAAP Operating Earnings impact1 Interest rates +/-50bps = c. $40-45m after tax Non-GAAP Operating Earnings impact Cash sweep revenue (Wealth Management) +/-100bps Fed Funds Rate = 70bps cash sweep yield2 Below-the-line hedge Equities +10% = c.$(0.3)bn Interest Rates +10bps = c.$0.1bn (offset by OCI movement) 1 Guidance for fee-based assets and account values; 2 Guidance for a +/-100bps move in Fed Funds Rate as of YE’24 3Q25 Earnings Presentation
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Conservative, high quality investment portfolio 143Q25 Earnings Presentation General Account Investment Portfolio Fixed Maturity Portfolio Average portfolio rating of A2 48% of portfolio in corporates and government bonds Commercial Mortgage Loans: 67% LTV, 1.9x DSCR; characterized by high quality collateral located in major metro areas with well-capitalized borrowers Alternatives & Other: limited exposure of c. 2%; 3Q25 private equity performance was positive as portfolio continues to recover Average credit rating of A2 (excl. Treasury bonds) 98% Investment Grade, with just 15% Baa2, 4% Baa3 Corporate bonds invested in 1,000+ names, diversified across geography and sector 5% 25% 1% 20%2%3% 43% Alts. & Other U.S. Treasury, Gov’t and Agency Corporates Other Fixed Maturities Policy Loans Mortgage Loans $109bn1 70% 29% 2% Aaa, Aa, A Baa <Baa $80bn Structured Credit 1 Excludes cash and short-term investments of $10.2bn. Certain figures may not sum due to rounding.
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Alternative investment portfolio 15 Alternative Investment Portfolio Annualized Returns c.10% average return since 2017; continue to expect portfolio to deliver +8-12% annual returns over time Historical Alternative Investment Portfolio Annualized Returns $millions, pre-tax 3Q25 Earnings Presentation 14% 11% 6% 7% 29% 8% 2% 5% 7% 2017 2018 2019 2020 2021 2022 2023 2024 YTD 2025 2017 2018 2019 2020 2021 2022 2023 2024 1Q25 2Q25 3Q25 YTD 25 GAAP Carrying Value Private Equity 825 857 850 934 1,462 1,670 1,824 2,039 2,089 2,128 2,185 2,185 Real Estate Equity 133 189 218 323 393 523 603 652 659 672 685 685 Other Alts 182 128 121 149 462 394 321 320 329 325 342 342 Total 1,139 1,174 1,189 1,406 2,316 2,587 2,748 3,011 3,077 3,125 3,212 3,212 Annualized return Private Equity 15.8% 10.5% 5.2% 7.6% 35.2% 6.7% 4.5% 5.5% 5.9% 9.4% 6.4% 7.1% Real Estate Equity 11.7% 16.4% 11.6% 0.6% 29.0% 16.5% -11.1% -1.9% 1.6% 0.7% 2.3% 1.5% Other Alts 7.0% 5.0% 4.2% 8.5% 9.0% 4.3% 8.1% 16.4% 18.2% -0.9% 33.3% 15.7% Total 13.8% 10.6% 6.2% 6.2% 29.2% 8.1% 1.7% 5.1% 6.2% 6.4% 8.1% 6.8% Note: Other alts includes hedge funds, CLO equity, seed capital and other strategic investments
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3Q25 Earnings Presentation Retirement Operating Earnings, adjusted for Notable Items1 Highlights $m 414 399 3Q24 3Q25 Key Metrics Operating Earnings adjusted for Notable Items1 declined YoY due to lower interest margin and higher DAC and commission expense, partially offset by a lower tax rate Net inflows of $1.1bn in 3Q’25 with RILA sales up 7% YoY Tax-exempt net outflows of $135m driven by seasonality; no material institutional inflows in the quarter Net interest margin increased 4% sequentially and is expected to increase with growth in GA assets 16 3Q24 3Q25 Change Asset Value ($bn) 151.8 171.7 +13% Net Interest Margin ($m) 434 425 (9) Return on Assets (TTM) 1.37% 1.10% (27)bps 1.7 5.8 -4.1 3Q24 1.7 6.0 -4.4 4Q24 1.6 6.1 -4.4 1Q25 1.9 6.2 -4.2 2Q25 1.1 6.0 -4.9 3Q25 Net Flows Inflows Outflows Net Flows $bn 1Please see the Appendix for detailed reconciliations and the definition of Notable Items.
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Asset Management (AB) Highlights $m 3Q24 3Q25 Change Active Net Flows ($bn) 2.2 (3.4) (5.6) AUM ($bn) 805.9 860.1 +7% Adj. Operating Margin2 31.3% 34.2% +290bps 1 Please see the Appendix for detailed reconciliations and the definition of Notable Items 2 Adjusted Operating Margin is a Non-GAAP financial measure used by AllianceBernstein L.P. (“AB”) management in evaluating AB’s financial performance on a standalone basis and to compare its performance, as reported by AB in its public filings. It is not comparable to any other Non-GAAP financial measure used herein. AB also discloses Non-GAAP operating income as a key performance metric in addition to Adjusted Net Income. AB adjusted operating income equals adjusted net income, excluding interest on borrowings and income taxes. 111 154 3Q24 3Q25 Net Flows $bn Key Metrics 3Q25 Earnings Presentation Growth in operating earnings driven by increased ownership, higher base fees and improved margins Adjusted operating margin2 of 34.2%, up 290bps YoY Active net outflows of $3.4bn; excluding the RGA impact, AB had total net inflows of $1.7bn Private Markets platform AUM of $80bn; Equitable has funded over $17bn of its $20bn capital commitment Institutional pipeline of $12bn as of quarter end 17 1.1 -4.8 2.4 3Q24 4Q24 1Q25 -6.7 2Q25 3Q25 -2.3 Net Flows Private Wealth Institutional Retail Operating Earnings, adjusted for Notable Items1
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3Q25 Earnings Presentation Wealth Management Operating Earnings, adjusted for Notable Items1 Highlights Key Metrics 3Q24 3Q25 Change Advisory Net Flows ($bn) 2.1 2.2 +0.1 Productivity Per Advisor ($k) 393 426 +8% Pre-tax Operating Margin 14.5% 15.6% +110bps $m 49 55 3Q24 3Q25 TBD Advisory AUA and Trailing 12 Month Net Flows $bn 65.3 79.47.4 6.8 3Q24 Advisory Net Flows Market Performance and Other 3Q25 Operating earnings increased primarily due to higher advisory and distribution fees Advisory net inflows of $2.2bn in 3Q’25 Total AUA of $118bn, up 16% YoY, with two-thirds in fee-based advisory accounts Operating margin flat year-over-year after adjusting for notable item 18 1Please see the Appendix for detailed reconciliations and the definition of Notable Items
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Appendix Reconciliation of Non-GAAP and Other financial disclosures 193Q25 Earnings Presentation EQH Non-GAAP Operating Earnings EQH Non-GAAP Operating EPS Three Months Ended September 30, (in millions) 2025 2024 Net income (loss) attributable to Holdings $ (1,309) $ (132) Adjustments related to: Variable annuity product features 978 756 Investment (gains) losses (1) 1,170 46 Net actuarial (gains) losses related to pension and other postretirement benefit obligations 19 13 Other adjustments (164) 1 Income tax expense (benefit) related to above adjustments (437) (172) Non-recurring tax items 198 5 Non-GAAP Operating Earnings $ 455 $ 517 Three Months Ended September 30, (per share amounts) 2025 2024 Net income (loss) attributable to Holdings $ (4.42) $ (0.42) Less: Preferred stock dividends 0.05 0.04 Net income (loss) available to Holdings' common shareholders (4.47) (0.46) Adjustments related to: Variable annuity product features 3.30 2.38 Investment (gains) losses (1) 3.95 0.14 Net actuarial (gains) losses related to pension and other postretirement benefit obligations 0.06 0.04 Other adjustments (0.55) – Income tax expense (benefit) related to above adjustments (1.48) (0.54) Non-recurring tax items 0.67 0.02 Non-GAAP Operating Earnings $ 1.48 $ 1.58 (1) Includes $1.1 billion as a result of assets transferred related to the reinsurance transaction with RGA. The impact per common shares are $3.86.
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3Q25 Earnings Presentation Appendix Impact of Notable Items1 by segment and corporate & other 1Notable Items represent the impact on results from our annual actuarial assumption review, approximate impacts attributable to significant variances from the Company’s expectations, and other items that the Company believes may not be indicative of future performance. The Company chooses to highlight the impact of these items and Non-GAAP measures, adjusted for Notable Items to provide a better understanding of our results of operations in a given period. Certain figures may not sum due to rounding. 20 Q3 (2025) reported Alternatives vs. plan Assumption Updates Loan Reserve Release Expense Items Adjustment for Mortality Experience Q3 (2025) adjusted Post-tax Post-tax Post-tax Post-tax Post-tax Post-tax Post-tax Retirement 401 - (2.4) - - - 399 Asset Management 154 - - - - - 154 Wealth Management 59 - - (3.8) - - 55 Corporate and Other (159) - 1.6 - 24.0 35.6 (98) Total operating earnings 455 - (0.8) (3.8) 24.0 35.6 510 Preferred dividend (16) (16) Operating earnings 439 494 Avg. shares outstanding 296 296 Non-GAAP operating EPS 1.48 - (0.00) (0.01) 0.08 0.12 1.67 Q3 (2024) reported Alternatives vs. plan Assumption Updates Model Updates/True-Up Adjustments Expense Items Adjustment for Mortality Experience Q3 (2024) adjusted Post-tax Post-tax Post-tax Post-tax Post-tax Post-tax Post-tax Retirement 416 4.8 (16.7) 9.8 - - 414 Asset Management 111 - - - - - 111 Wealth Management 49 - - - - - 49 Corporate and Other (59) 7.9 13.9 0.4 - - (37) Total operating earnings 517 12.7 (2.8) 10.2 - - 537 Preferred dividend (14) (14) Operating earnings 503 523 Avg. shares outstanding 318 318 Non-GAAP operating EPS 1.58 0.04 (0.01) 0.03 - - 1.64
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3Q25 Earnings Presentation Appendix Impact of Notable Items1 by segment and corporate & other 1Notable Items represent the impact on results from our annual actuarial assumption review, approximate impacts attributable to significant variances from the Company’s expectations, and other items that the Company believes may not be indicative of future performance. The Company chooses to highlight the impact of these items and Non-GAAP measures, adjusted for Notable Items to provide a better understanding of our results of operations in a given period. Certain figures may not sum due to rounding. 21 Three Months Ended Q3 (2025) Retirement Asset Management Wealth Management Corporate and Other Consolidated Non-GAAP Operating Earnings 401 154 59 (159) 455 Post-tax adjustments related to Notable Items: Net Investment Income - - - - - Model Updates/True-Up Adjustments - - (4) - (4) Expenses - - - 24 24 Mortality - - - 36 36 Post-tax impact of Notable Items - - (4) 60 56 Impact of Actuarial Assumption Update (2) - - 2 (1) Non-GAAP Operating Earnings, less Notable Items 399 154 55 (98) 510 Three Months Ended Q3 (2024) Retirement Asset Management Wealth Management Corporate and Other Consolidated Non-GAAP Operating Earnings 416 111 49 (59) 517 Post-tax adjustments related to Notable Items: Net Investment Income 5 - - 8 13 Model Updates/True-Up Adjustments 10 - - - 10 Expenses - - - - - Mortality - - - - - Post-tax impact of Notable Items 15 - - 8 23 Impact of Actuarial Assumption Update (17) - - 14 (3) Non-GAAP Operating Earnings, less Notable Items 414 111 49 (37) 537