Hi, everyone. Welcome to our event of unveiling a huge amount of work that our team has been working on for the past six months. It's amazing to see so many people, so many familiar faces, eToroans from across the globe. Thank you, everyone for coming here. Our pro investors that have joined us here to showcase their apps upstairs after the speech. Our partners are here, everywhere from SpaceXAI to Alpine to many other partners or investors. Of course, thank you to my family joining me here as well. Also welcome to the audience on X, on YouTube, on our live stream across the globe. We've started eToro with a vision of opening the markets for everyone to trade and invest in a simple and transparent way. Always there has been a gap between the people who really have access to everything in the markets and those who don't. Initially, at eToro, it was really about lowering the friction, fractional shares in dollar amounts, enabling commission-free stock trading in U.S. shares, bringing crypto to retail, and then bringing in a lot of the knowledge that we have in eToro through social, through connecting everybody in eToro to one another. Today is really about how AI completely levels the playing field between retail investors and the most sophisticated investors across the globe. If I look at the past almost 20 years since me and my brother founded eToro, the first 10 years was really about lowering the barriers to entry. The next 10 years about how do we take all of the knowledge of all of our investors trading in eToro, and how do we create that knowledge to become collective intelligence of our customers so they can become better investors and increase their knowledge and their wealth on the eToro platform. Now it's really becoming one with AI, which we'll show later on today. As we grew the company, we built more and more products across the financial super app spectrum. We have today four pillars of our product. Trading, to how our customers joined eToro originally to trade the markets, to trade stocks today from 26 different capital markets. Now, thousands of crypto assets, both on TradFi and on DeFi, as well as derivatives across a variety of CFDs, futures, options, where you can continuously and always see what are the best investors from all over the world are doing. We've expanded and matured with our customers as, of course, we're all growing older, and enabled them to invest, to become smarter investors, to compound their wealth on eToro. With CopyTrader, looking at the top investors from all over the world to our Smart Portfolios to recurring investments, and we've taken that a step forward and have seen significant growth this year in our savings products. It's always one of my proudest moments when I meet people, whether it's our pro investors who are telling me that they made their first trade on eToro. We just had a great event at Formula One with our partners here from Alpine. I met two founders that have actually founded now companies that are potentially partners of eToro, and they told me, "Yoni, the first trade I ever did in crypto was on eToro." The other one told me, "Me too, the first trade I ever did on eToro." That makes me very proud because it means we brought them into the world of capital markets. We created that spark of passion towards capital markets. Now in savings, it's also to make sure that you'll do your last trade on eToro as well, that you'll manage your savings and your pension in eToro, and as you'll see later on, open up your kids' accounts on eToro and look at how you manage across all of your wealth and financial products. We've expanded our partnership both in banking with creating a virtual IBAN for our customers to enable payments directly from eToro, both in crypto as well as in fiat and local currencies, as well as the Visa debit card, which enables, again, our customers to keep all of their assets on eToro without the need to go back to their bank. We've built eToro in a very unique way as a regulated company across the globe. We have 12 different offices across the globe. We speak in 24 different languages. What connects our customers across the globe is their passion to the global markets, to learn more and to become better investors. We've always worked with regulators across the globe to understand how new innovations bring more value to our customers from across the globe. The really unique part in eToro, which I'm super lucky to meet hundreds of our pro investors across the globe is that core collective, that collective intelligence of extremely smart people, actually smarter than I am about the markets in many, many cases, that have expertise in the market, that have grown in eToro for years. One of our top investors today was copied by about 30-plus thousand people and $250 million, has a track record of 12 years in eToro. Hi, Yape. We meet them once a year in our Pro Investor Summit, and it's really about how do we all learn from one another. The initial part was: How do we connect? How do we learn from each other? That's when we created the first social investment platform, now with 40 million registered users across the globe, to enable people to connect and learn from one another. We realized we can use technology not only to connect and learn from each other, but actually, just like I've succeeded in high school, actually copy the best. We've created and patented CopyTrader, which has become a very unique product. We're the only company in the world today that enables you to actually copy a popular investor or a Smart Portfolio of fractional shares across 26 different markets, do everything in real time, and actually manage multiple strategies across multiple smart people across the globe, as well as our chief investment officer. What we've been seeing over the past, I'd say, two years is now we can actually harness AI to actually become smarter as a collective. We provided about nine months ago our AI studio to our pro investors. They've created apps that, frankly, they were on stage presenting it, and I was with tears because I saw so much innovation that they've built that we would have never built in eToro on our own on our priorities. That AI, over time, has become smarter and smarter. It learns from every trade of every customer that trades on eToro, from the best customers in eToro to learn what success is, to the worst customers of eToro to learn what failure is. That learning now is shared through our AI tools that we provide our customers, our apps, and of course, Tori, our AI agents. The world is changing right now at a pace which I've never seen before. I'm sure everybody here is experiencing maybe almost the same. People are telling me I'm losing a bit of my communication skills because I've been talking to AI agents more than I've been talking to people in the past six months. There is no doubt that the world is changing right now, enabling retail investors, enabling people from across the globe, access to intelligence that we've never had before. I recently told my quant team, as they're working on models and suddenly are doing 100x a day backtests which would have taken six months just two years ago, that two years ago, maybe there were three companies in the world that had that access to that amount of information, that amount of compute, that amount of intelligence. Everything is changing in a very rapid pace. It's about AI powering our investors, powering our pro investors with tools we couldn't imagine two years ago. It's the fact that finance is moving on-chain and creating more opportunities, more products, and actually moving the entire capital markets into 24/7 through tokenized equities and through DeFi technologies. We've always looked at technology and how technology can empower our customers to become better investors. That was almost a mega Okay. What's really exciting, and I have to say, I've been having more fun over the past year since we went public than ever before as CEO, is to see how easy it has become to build and how much faster we're building in eToro. The pace of building and the pace of innovating and the pace of creating new products that we couldn't have done just a year ago and two years ago. This is really an unlock just since roughly November last year, really showed us the capabilities of us delivering more products across our entire roadmap in all of the regions and 75 countries where we operate. What you'll see here today is a couple of those innovations that have been in the works. We actually rebuilt the entire eToro platform. We took 1 million lines of code of the existing eToro app and actually rewrote everything with AI. An app that has been basically built from the ground up with AI, and that has been an amazing experience working with our solutions group, seeing how AI runs at such a pace that every month everything changes. The tools change, how you write code change, how you loop change. A new app, we're going to see a Pro trader app on desktop, which wasn't even on the roadmap and looks really awesome. We're going to see the Apple Watch app and many new apps that are coming into the App Store. With all of that change that we've realized, we're running at a pace that we couldn't have imagined just a year ago with AI. We realized we wanted to also refresh the eToro brand. We wanted to make sure that through the eToro builders, our API first approach, our technology-based approach, we're refreshing our brand, and this is the new brand of eToro. [Presentation] [Presentation] [Presentation] [Presentation] [Presentation] [Presentation] [Presentation] [Presentation] [Presentation] [Presentation] By the way, all the people you just saw in the video are actually pro investors here in the crowd, which of course, you can meet and greet. I do admit we just took silhouettes of them, and the AI generated the rest, thank you all for signing the waivers to do this. This is how we're helping eventually our customers to become better investors and helping you to know better, is by finding people who are passionate about capital markets, who have been doing this, myself since I was 13, so now 30 plus years. Many of our customers and many of eTorians have been passionate and touching capital markets for years. From quantitative traders here in the crowd, building quant apps on eToro, to value investors building research on eToro, to people from across the globe, from Australia to Singapore to U.K., to all the European countries, to the U.S. and Latin America, that are bringing their knowledge into eToro for you to actually become a better investor and know better. I'm very happy now to introduce our product team. Or Peled will now showcase the new app, our eToro App Store, and many more features. Thank you. Thank you, Yoni. Can everybody hear me? Good. Hi, everybody. First of all, my name is Or. AI is indeed reshaping the industry and specifically reshaping eToro, we are an AI first company. Being an AI first company really means that we weave in AI in everything that we do. Specifically, we have four different layers where we take into account, where we kind of think about AI, the first is the user experience. The user experience has Alpha Portfolios. Alpha Portfolios, which are Smart Portfolios. It's the easiest way for you to tap into investments in AI. It's essentially our proprietary data that is filled into a Smart Portfolio, a portfolio where you can invest in. The second is Tori is your AI financial agent. Yoni mentioned it as well. It's a very significant innovation because it's now smarter than most of the models, the frontier models today, because it has a lot of context, that's very significant. Specifically, Tori can also trade for you. By trading, we actually go to the second layer of autonomous execution. Autonomous execution is powered by Agent Portfolios, which is another innovation that we recently launched and is incredibly significant, Tori can actually use it in order to trade. We have the open ecosystem, the open ecosystem specifically has the eToro App Store, which is a great innovation as well, recent innovation with more than 60 apps and 1,500 submissions. It's a financial marketplace for you to be able to create and consume financial apps with no code, just text. It's really easy to create, we have the builders portal and the MCP in order to help you do that exactly, and specifically to kind of continue trading. The last is the data foundation layer, which takes in almost 20 years of proprietary data of investing habits in order to make sure that you can kind of learn the markets, trade better through the APIs, and so on. I'm obviously not surprising anybody because this is why we're here. We're presenting today the new eToro app. Let's watch this video and I'll tell you all about it. Okay, exciting stuff, right? I'm very excited for this because this is such a great innovation, and you can all, by the way, download it right now in the App Store. It's called eToro AI for you to test it out and see. Today also marks a day where eToro is no longer just a broker. We're three, four, five steps into our vision of becoming an AI-powered financial super app. It's just incredible because the new app is now built for faster execution, the insights you care about, as well as the community you love, all baked in. It's also built in for the new era, with agentic trading as a first-class citizen. If this is not enough, we're also rolling out sub-accounts to be able to create different portfolio strategy, multiple accounts, each of which has a portfolio for you to be able to trade. You can trade yourself, you could trade via an agent, or you can even open an account for your children to be able to save up for a member of your family. Really great stuff. Now, Tori is also much, much more smarter than it was before. It has all of the context. It knows everything about you. We revamped the entire thing from the ground up. Really significant. It also gets better every single day, and it can also trade for you. Let's dive right into the more kind of specifics. No two investors are alike, we understand that, and we want to make sure that you're able to customize your experience. This is exactly what we're launching. We're launching the advanced mode for you to be able to customize your experience. The watchlist, the portfolio, and many places in the app will be dressed up according to how you want the app to look, feel, and behave. Tori, your financial agent, was rebuilt from the ground up to feature an AI-first experience. It features stronger capabilities, faster and laser-sharp answers. It runs on Grok 4.3, also has other frontier models inside to make sure that you get the best answer possible. It has live access to X, you can analyze the market sentiment of X, as well as the market sentiment of the eToro community. It can surface an investment opportunity. It can do so much more. It can even trade for you. You ask it to trade for you allocate an amount, you just go, and obviously everything is super transparent. It will say when it does what. Tori is now also proactive. Tori is now also proactive. First of all, it's front and center in the bottom-left navigation of the app. Did you see it? Here. It will glow, shimmer, when it has something to say about your portfolio. For example, here you can see that Arm trades are now accelerating, you can decide. You'd like to sell, hold, buy more. It's up to you. This will be presented inside the app throughout the experience on an asset page, on your portfolio, on your watchlist. It can do quite a lot of stuff, you will see it as you use the app. It's really collective intelligence at its best. Tori will now extend itself also beyond eToro, beyond the app, to the apps you love. It will be also available in WhatsApp and Telegram, for you to be able to monitor the market 24/7, to get the sentiment or specifically ask a question. Specifically here, you're going to even see that I ask it, "What's the status of my portfolio? What's going on with SpaceX?" Et cetera. It can also trade for you directly through the apps you love. Speaking of extending eToro outside of the app, we're also launching eToro On the Go, which is our new Apple Watch app. You can check your P&L, your positions. You can even speak to Tori directly through the watch. Really great stuff. Thank you. If this is not enough, sub-accounts are also being rolled out, we understand that you wear different hats in life, also in the app, we'd like to make sure that you have that exact thing inside eToro. We're launching sub-accounts which are tied to portfolios. Each portfolio is segregated from your main account. You can test a specific trading strategy that you'd like to trade outside of your main account. You can also have an agent trade on your behalf with full transparency. We'll be rolling that out as well. You can also open an account for your children, to save up for a member of your family. I'm really excited about this because we will be rolling out significantly more capabilities as we go, the entire app will be dressed up according to the specific account that you currently select and open. Okay. Now I'm going to call two colleagues of mine, João Carlos, as well as Filipe Sommer, to present even more innovations. Really great stuff, guys. Thank you, Or. Can you all hear me? One million? Two million? Great. Okay. Hi, my name is João. I'm a director of product here at eToro, I'm very happy to share the stage with Filipe, who is a principal product engineer at eToro, also my cousin. Hi, everyone. Hi. Thank you. We actually started on that side. Then we turned popular investors, then because we were always talking about finance and we share a love for investing and for building stuff, we actually built a startup at the time called Bullsheet, which was acquired by eToro four years ago. Since then, we joined the product team and we've been trying to close the gap between retail investors and professional investors. The good news is that because of AI, this gap is getting closer and closer and shorter than ever. Today, I want to talk to you about the future of investing. Long are the days where you had to track all the news articles that come up, or all the tweets from any celebrity that could influence the market. You now can deploy an agent for that, or even analyst ratings. That's the same thing. You can also deploy an agent to track those things. This is really what we tried to do here. We tried to ease you into creating a trading strategy that can run autonomously 24/7 through our agents. This sounds super complicated, but I'm going to show you that it's not really that complicated. You just open Tori and you say, "Okay, let's create my agent." Tori starts analyzing your portfolio, your performance, knowing a little bit about you, and from here, you just set your agent risk level. You then allocate a budget to this specific agent, then you can choose from multiple building blocks, you can remove some, add others, even tune them, once you're happy, you just say, "Okay, go, Tori, create my own agent." Tori will create the agent for you. It's alive. What you see on this next slide is that Tori can give you the control center for all the active agents that you have, because you don't need to have just one. You can have multiple agents working on top of your portfolio. With Tori, you can actually talk to the agents and ask to show recent trades, to show the rationale behind the trades, and all of this is transparent. Okay? You can see why a specific trade was opened, why no trade was opened on a specific day. All of this is under your control, and you can see all the reasoning that all the agents actually used to make this trade. Okay. Now let's take a step back and think of everything that we presented so far today. We presented a new mobile app that will allow us to deploy agentic experiences faster than ever. We presented Tori, the proactive Tori, who can now push insights to you that you can only get on eToro, because these are insights that are based on almost 20 years of social data. You really have to be on eToro to know better. We also presented sub-accounts, we presented the agents that you just saw, and we also presented a new app for the Apple Watch. What all of these apps have in common is that they are here to try to give you an edge as an investor. There are also some other types of investors. Investors that stay in front of a monitor or multiple monitors the whole day, adding indicators to the chart, finding chart patterns, executing trades way more frequent than other traders. For those, we wanted to build something specifically for them. We really wanted to give them an edge. This is why today I am very happy to show you our newest product called eToro Edge. eToro Edge was built specifically for pro traders because we know that all the different traders have different setups, styles, tools that they like to use. They like to see different types of things in front of them. We don't think you should adapt to our trading platform. We think that our trading platform should adapt to you. What we really try to give you is an empty canvas for you to build your ideal trading cockpit. I'm going to show you a little bit of how this works. You start from an empty canvas and you can add different widgets. In this case, I'm going to add a watchlist, and it's the same watchlist that you have on your eToro account. If you have multiple, you can switch. As you see, I can resize the widgets, I can move them around, I can add other widgets. In this case, I'm going to add a chart, portfolio widget, a positions widget, and also an order ticket. Now what you see on the top left of the widgets is a little color, and this is basically the grouping of widgets. Because you can have widgets on multiple screens. Okay? It doesn't even need to be on just a single screen. If they are part of the same group, if I then change it on the watchlist, all of these widgets will update to show information regarding that specific asset that I'm seeing. In this case, for example, you see the Bitcoin trades on the chart and also on the bottom. If I open a new Bitcoin position, you will see it appearing on the chart and on the positions widget, and this is just one example. You can do much more on Edge. I invite you to try it out. It's actually live starting today on edge.etoro.com. It's a desktop app. Really try it out. There's lots of things that you can do. I just touched the surface. Edge is much deeper than that. I want to mention another feature of Edge because I couldn't leave the stage without talking about AI again. For example, if you have your chart and you want to edit your chart with AI, you go into this interface where Tori is on the left side and you can just say, "Okay, let me see a day trading view for my chart for this asset." Tori will think a little bit and apply all the indicators to the chart. If you close it, now you see all the indicators. These will be saved across sessions. You can really make it your own. The most important thing to take from this is that every trader has their own style, and Edge is here to give you a canvas that you can use. That's it from my part. Now I'll give the word to Filipe and also the clicker. Thanks, João. Test, test. Cool. I think João spoiled a bit about the next part. Basically, I want to present the eToro App Store and the builders portal. When I first started investing, I think like many of you here, I started with a lot of Excel sheets, a lot of dashboards to track my dividend payments and my positions. Basically, we decided to build a tool to fix that. Okay. We want to make it much, much easier for everyone. My personal mission here at eToro is to make it easy for anyone, regardless of being a programmer or a quant or just using AI no-code tools, to make it much easier for you to build these types of tools. Okay. That's the reason we built the builders portal. I think you will find it inevitable, like we found that others will have the same problems as you. You will want to share your apps with others, maybe even monetize it like we did back then. That's the reason we built the eToro App Store. Okay. I think as the number of apps grows, it is growing, the community grows, I think it will benefit in general all eToro investors. Speaking of solving problems, I want to give a few examples of apps that are already live in the App Store that we built. One of them, no bias, is an app that I built, actually. I sat at the table with my family at dinner, we were thinking, how could we build a system where, let's say for my younger sister, we could start investing while she's young, so she can leverage the compounding over time? That's exactly what we did. Together with AI, of course, and our new APIs and everything that we talked about today, I created a system in where you can just say, "Okay, I want to say for my child one or child two," in my case, it's my little sister, maybe in your case, it's a young child you have at home. You want to dedicate, let's say EUR 250 of a sub-account of your eToro account, and as soon as you do so, you will see that it really opens a position based on our sub-account system. You can, for example, say, "Okay, I want to invest, let's say in Apple or in an ETF and make it even a recurring investment every 30 days" so that over time, or maybe when the child reaches 18, he can get ownership of the account and continue this investing journey with a compound effect. Here you can see it opens transparently on eToro, everything is connected. We have other apps actually that I want to mention because I find them really cool. One of them is eToro Circles from a colleague of ours. I think all of you have this case where you have a friends group where you want to decide, should I buy this? Should I sell that? For example, maybe you want to discuss, should I put my retirement account into the SpaceX IPO at 10 x leverage? Before someone says yes, maybe you want to hear a second or third opinion. This is what Circles solves. You can converse with friends, you can share transparently your trades and your P&L with your friends and discuss investment strategies. We have the Club Benefits app, which is actually very helpful for days like today where I'm traveling. Maybe I want a lounge at the airport. I want the rewards points. Now you can in eToro with the Club Benefits app. Of course, I forgot to play the video. Of course, even more complex stuff, we have Agent X, which is our maybe a way for you to tap into this world that João mentioned of the Agent Portfolios. You want to create an agent that will trade for you based on your risk appetite and your type of investments. For example, we have another app called M77 Research, which is also a different app. It's more research-focused, actually, from Matti, who's our colleague here, our editor-in-chief. I think he has 26 years of experience as an analyst, this is exactly the type of stuff we want people to build to bring their expertise and to grow eToro with their expertise. Thank you very much. [Presentation] [Presentation] [Presentation] [Presentation] [Presentation] As I said before, it's just mind-blowing and amazing for me to see people in eToro building in the pace that they're building today. People who historically weren't developers, weren't technical, are able now to bring an innovation to our customers. It's amazing to see a lot of eToro pro investors across the globe that are joining, building apps that bring value to them. They're building it to themselves, they're sharing it with others, and they can actually monetize it. We actually have four companies here that we acquired, that started as pro investors, that build products on top of the eToro platform and are part now of the eToro family, which is truly amazing to see. I want to now touch about finance moving on-chain. We're seeing two transformations that over the next 15 years are going to shift north of $100 trillion. One is, of course, the transformation of wealth from older generation to younger generations. This is why we started eToro. We wanted to open the markets for younger generations to be able to access those markets. Now, as we're growing, we have more and more needs from eToro, from trading, to investing, to savings, to banking. In parallel to money shifting from older generations to younger generations, we're also seeing finance moving on-chain with a very high correlation, by the way, to everything we talked about in AI, because when assets are digital assets, they're also AI-native assets. When you ask every AI, what does he want to trade and how does he want to trade? It actually wants to trade decentralized assets. It wants to trade digital assets because it can do it without basically the need to rely on third parties. It can connect directly to the blockchain. For those who think, okay, this is mumbo jumbo, blockchain, how does this eventually come into the hands of our investors? The best example is actually the SpaceX IPO, the largest IPO in history. For the first time, retail investors could actually trade the price of the IPO before the IPO on eToro. That price came from actually decentralized DeFi markets and then into the eToro platform. eToro, for the first time ever, actually participated in the IPO here in the U.K., distributing the IPO directly to our retail investors. Waiting to see, by the way, funny enough, the exactly same team in Goldman and the same trader in Goldman that opened the first trade of SpaceX IPO. It was exactly the same team that worked with us. It was funny to see them. They copied the Sneakers concept from us, which was fun. The minute it started trading, you saw basically the price of the SpaceX shares now trading on eToro at the first trade, and those getting filled, basically from their IPO, the highest, by the way, retail allocation in history as well, how the price of the IPO expectation and the price of the actual share on eToro converged immediately. Those are all coming from innovation from DeFi markets, including the fact that it actually priced on a Friday, but the stock actually continued to trade over Saturday, on Sunday, and is trading 24/7 now. Why is that happening? That is happening because in crypto markets, they never sleep. They always operate 24/7. What we're seeing now is that the financial markets, capital markets, are actually copying the crypto markets, bringing the innovation from crypto markets into basically traditional markets, whether it's the ability to potentially lend your tokenized stocks, which you can actually tokenize and move to now your non-custodial wallet, or whether it's to look at the prices of markets that didn't exist before in traditional markets. We're sitting in a very unique place between both of these $100 trillion transitions of the largest transformation of wealth in history to younger generations, and the fact that younger generations want to be also digital asset native and to use technologies that don't exist yet in capital markets. This is really the beginning. People ask me, "How have you been doing this for the past 20 years?" I always say, "It's just getting better and better." This is the fastest that we've ever run. We expect to see more innovation coming across the globe to all of our customers in all of our regions. I see my kids here already expecting me to open them a kids account immediately after this. To wrap up quickly everything we presented today, we'll ask Tori to recap. We've refreshed our brand to represent our AI-first approach. We're launching today eToro AI across the globe, a rewritten 100% with AI our app from scratch. By the way, with AI, but also with a very talented team of developers who have been steering this AI. Thank you very much. It's really mind-blowing to see how fast smart people in eToro suddenly can drive with AI, how they're steering it to move faster and to move us faster as a company. We talked about Tori, the AI agent who gets smarter every day. It gets smarter because it has its own memory. It can read your portfolio, but it also has access to read everyone's portfolio on eToro and gradually building a hive mind of understanding everything that's happening in the eToro ecosystem and how it can help you become a better investor. It's based on the Grok 4.3 model, but as soon as new models come in, which we're already testing, we'll be launching it for our customers as well. Tori is extending itself beyond just the mobile app into WhatsApp, into Telegram, and into the Apple Watch as well. You'll be able to open sub-accounts for your different strategies, for your different agents, for your different kids. You'll be able to use agentic trading, also agent wallets. You can actually create now an agent wallet that actually owns crypto, where you can tell basically the agent to trade in cryptocurrencies in DeFi markets. When somebody actually creates a DeFi app somewhere around the world, the minute it created that DeFi app, you can actually go to Tori and tell it, "Go read the code and start trading in this new DeFi app through my DeFi wallet." eToro doesn't need to do anything because AI knows how to read and integrate, and engage with DeFi apps by its nature. We showed a product that we didn't even expect to build this year, which is eToro Edge for pro traders, and we've been getting amazing feedback from a lot of technical traders. We expect to also build not only Tori for technical trading and technical indicators, but actually build strategic and algorithmic trading into eToro Edge. We've showed the eToro App Store. Later on, you can go upstairs to see a lot of those apps showcased right here by the people who have been building the apps and the bridge between DeFi markets and TradFi markets, between the crypto markets and capital markets with integration of our new acquisition of ZenGo, our non-custodial wallet. A lot of innovation, and again, thank you very much for everybody joining us today here from live to everybody here in the room. Now you're welcome to meet colleagues, eTorians, app developers, and see a lot of our products, including the new eToro app with a QR code here. Thank you very much, everyone.