Hello, welcome to the annual meeting of shareholders of Evans Bancorp, Inc.. Please note that today's meeting is being recorded. During the meeting, we'll have a question and answer session. You can submit questions or comments at any time by clicking on the message icon. It is now my pleasure to turn today's meeting over to Lee C. Wortham, Chairman of the Board of Evans Bancorp, Inc.. Mr. Wortham, the floor is yours. Good morning, ladies and gentlemen. I am Lee C. Wortham, Chairman of the Board of Evans Bancorp and Evans Bank, and I'm joined here by David Nasca, President and CEO. It is our pleasure to welcome you to our 33rd annual meeting of shareholders. We appreciate you joining us virtually today to accommodate for these unprecedented times as we continue to do our part to help contain the COVID-19 virus. As we begin, I want to take this opportunity to thank our management team and our associates for their fortitude and diligence in continuing to provide a high level of service to our clients and to the community, despite the challenging operating environment presented by this pandemic during the past year. Looking back at 2020, it was the ninth consecutive year of strong earnings for Evans Bancorp, Inc., which is reflective of the hard work and committed efforts of our entire Evans team. I'm proud of the accomplishments we have achieved together and extend my congratulations and thanks to the team for delivering outstanding results in the face of significant hurdles this past year. I now hereby call the 33rd annual meeting of shareholders of Evans Bancorp to order. I would like to note that Michelle A. Baumgarten will serve as secretary and record these proceedings. Now on to the business items. Harold Murphy of Computershare Trust Company has been appointed as Inspector of Election for this meeting, and his oath of office was previously delivered to the secretary. Harold is joining us via teleconference. An affidavit of mailing signed by William Valentin, an employee of Computershare Investor Services, the company's stock transfer agent, was previously delivered to the Secretary. This affidavit certifies that the notice of meeting, proxy statement, proxy form, and annual report were mailed to all shareholders of the company commencing on March 25th, 2021. Madam Secretary, I request that the oath of office and affidavit of mailing be filed with the minutes of this meeting. Noted. Harold, would you please report on the number of shares represented at this meeting? There are at least 4,145,635 shares of the company represented at this meeting by proxy, out of a total of 5,428,993 shares of the company, which are entitled to vote at this meeting. Under the bylaws of the corporation, a majority or 2,714,498 shares constitute a quorum for this meeting. I declare that this shareholders meeting has been lawfully and properly convened and a quorum is present. There are three business items to be acted upon at the meeting this morning. The first matter to be acted upon today by the shareholders is the election of five directors, each to serve until the 2024 annual meeting. The board of directors has nominated for re-election as Directors of the company, Kevin D. Maroney, Robert G. Miller, Jr., Kimberley A. Minkel, Christina P. Orsi, Michael J. Rogers. These individuals were named as nominees for Director in the company's proxy statement mailed on March 25th, 2021. Since no other nominations were submitted, I declare the nominations for Directors closed. The nominees for director for a three-year term are Kevin D. Maroney, Robert G. Miller, Jr., Kimberley A. Minkel, Christina P. Orsi, Michael J. Rogers. The second item of business is approval on an advisory basis of the compensation paid to the company's named executive officers. The third item of business is ratification of the appointment of Crowe LLP as Evans Bancorp, Inc.'s independent registered public accounting firm for the fiscal year 2021. Those shareholders who have previously signed proxies will have their shares voted in the manner directed on their proxy. I now declare the polls closed and ask the Inspector of Election to tabulate the vote and report on the results of the election. Each nominee for director, Kevin D. Maroney, Robert G. Miller, Jr., Kimberley A. Minkel, Christina P. Orsi, and Michael J. Rogers, received the affirmative vote of at least 97.65% of the shares voted. I'm pleased to announce that Kevin D. Maroney, Robert G. Miller, Jr., Kimberley A. Minkel, Christina P. Orsi, and Michael J. Rogers have been duly elected as directors for a term of three years. Thank you, and congratulations to all. Harold, would you please report on the results of the voting on the remaining two proposals? The approval on an advisory basis of the compensation paid to the company's named executive officers received the affirmative vote of 89.31% of the shares voted. The ratification of the appointment of Crowe LLP as the company's independent registered public accounting firm for fiscal year 2021 received the affirmative vote of 98.41% of the shares voted. Based on the report of the Inspector of Elections, the shareholders have approved the compensation paid to the company's named executive officers and the appointment of Crowe LLP as the company's independent registered public accounting firm for fiscal year 2021. At this time, we would like to take any questions you may have for us today. To ask a question, click on the message icon to submit your question or comment. Mr. Wortham, it appears there are no questions today. There beng no further business to come before the meeting, the meeting is adjourned. Thank you very much for joining us today. This concludes the meeting. You may now disconnect.