Hello, and welcome to the annual meeting of shareholders of Evans Bancorp, Inc. Please note that today's meeting is being recorded. During the meeting, we'll have a question and answer session. You can submit questions or comments at any time by clicking on the Q&A tab. It is now my pleasure to turn today's meeting over to Lee C. Wortham. Mr. Wortham, the floor is yours. Thank you, Tawanda, and good morning. My name is Lee Wortham, Chairman of the Board of Evans Bancorp and Evans Bank, and I'm joined here by David Nasca, President and CEO. It is our pleasure to welcome you to our thirty-fourth annual meeting of shareholders. We appreciate you joining us virtually today. As we begin, I want to take this opportunity to thank our management team and associates for their continued efforts, resilience, and selfless work as they fought through a difficult environment to deliver exceptional results in 2021, culminating in record net income of $24 million, more than double the prior year. I'm very proud of the accomplishments we've achieved together and extend my congratulations and thanks to the team for delivering outstanding results. I now hereby call the thirty-fourth annual meeting of shareholders of Evans Bancorp to order. I'd like to note that Michelle A. Baumgartner will serve as secretary and record these proceedings. Harold Murphy of Computershare Trust Company has been appointed as Inspector of Election for this meeting, and his oath of office was previously delivered to the secretary. Harold is joining us via teleconference. An affidavit of mailing signed by William Valentin, an employee of Computershare Investor Services, the company's stock transfer agent, was previously delivered to the secretary. This affidavit certifies that the notice of meeting, proxy statement, proxy form, and annual report were mailed to all shareholders of the company commencing on March 28, 2022. Madam Secretary, I request that the oath of office and affidavit of mailing be filed with the minutes of this meeting. Noted. Harold, will you please report on the number of shares represented at this meeting? There are at least 4,254,286 shares of the company represented at this meeting by proxy out of a total of 5,497,890 shares of the company, which are entitled to vote at this meeting. Under the bylaws of the corporation, a majority, or 2,748,946 shares, constitute a quorum for this meeting. I declare that this shareholders meeting has been lawfully and properly convened, and a quorum is present. There are 3 business items to be acted upon at the meeting this morning. The first matter to be acted upon today by the shareholders is the election of 4 directors, each to serve until 2025 annual meeting. The Board of Directors has nominated for re-election as directors of the company, David J. Nasca, David R. Pfalzgraf Jr., Thomas H. Waring, Jr., Lee C. Wortham. These individuals were named as nominees for director in the company's proxy statement mailed on March 28, 2022. Since no other nominations were submitted, I declare the nominations for director closed. Therefore, the nominees for director for a three-year term are David J. Nasca, David R. Pfalzgraf Jr., Thomas H. Waring Jr., Lee C. Wortham. The second item of business is approval on an advisory basis of the compensation paid to the company's named executive officers. The third item of business is ratification of the appointment of Crowe LLP as Evans Bancorp, Inc.'s independent registered public accounting firm for fiscal year 2022. Those shareholders who have previously signed proxies will have their shares voted in the manner directed on their proxy. I now declare the polls closed and ask the inspector of election to tabulate the vote and report on the results of the election. Each nominee for director, David J. Nasca, David R. Pfalzgraf Jr., Thomas H. Waring, Jr., and Lee C. Wortham, received the affirmative vote of at least 95% of the shares voted. I am pleased to announce that David J. Nasca, David R. Pfalzgraf Jr., Thomas H. Waring, Jr., and Lee C. Wortham have been duly elected as directors for a term of three years. Thank you and congratulations to all. Harold, would you please report on the results of the voting on the remaining two proposals? The approval on an advisory basis of the compensation paid to the company's named executive officers received the affirmative vote of 93.56% of the shares voted. The ratification of the appointment of Crowe LLP as the company's independent registered public accounting firm for fiscal year 2022 received the affirmative vote of 98.47% of the shares voted. Based on the report of the Inspector of Election, the shareholders have approved the compensation paid to the company's named executive officers and the appointment of Crowe LLP as the company's independent registered public accounting firm for fiscal year 2022. At this time, we would like to take any questions you might have for us today. To ask a question, click on the Q&A tab to submit your question or comment. Mr. Wortham, it appears there are no questions at this point. There being no further business to come before the meeting, the meeting is adjourned. Thank you very much for your.