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Second Quarter Earnings Conference Call August 4 , 2026 evertec
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Foward Looking Statements Certain statements in this presentation constitute “forward-looking statements” within the meaning of, and subject to the protection of, the Private Securities Litigation Reform Act of 1995. We intend such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements contained in this press release other than statements of historical facts, including, without limitation, statements regarding our future results of operations and financial position, including our guidance for fiscal year 2026; our business strategies; objectives of management for future operations, including, among others, statements regarding our expected growth, international expansion and future capital expenditures; and expectations for and anticipated benefits of acquisitions, are forward looking statements. Words such as “believes,” “expects,” “anticipates,” “intends,” “projects,” “estimates,” and “plans” and similar expressions of future or conditional verbs such as “will,” “should,” “would,” “may,” and “could” are generally forward-looking in nature and not historical facts. Various factors that could cause actual future results and other future events to differ materially from those estimated by management include, but are not limited to: our reliance on our relationship with Popular, Inc. (“Popular”) for a significant portion of our revenues pursuant to our second Amended and Restated Master Services Agreement (“A&R MSA”) with them, and as it may impact our ability to grow our business; our ability to renew our client contracts on terms favorable to us, including but not limited to the current term and any extension of the A&R MSA with Popular and Amended and Restated Independent Sales Organization Sponsorship and Services Agreement (the “A&R ISO Agreement”) with Banco Popular; our reliance on our information technology systems, employees and certain suppliers and counterparties, and certain failures or disruptions in those systems or chains could materially adversely affect our operations; the risk of security breaches or other confidential data theft from our systems; our ability to recruit, retain and develop qualified personnel; fraud by merchants or others; the credit risk of our merchant clients, for which we may also be liable; our use of artificial intelligence (“AI”) and machine learning tools and the evolving regulatory framework governing such technology; a decreased client base due to consolidations and/or failures in the financial services industry; our ability to comply with existing and future rules and regulations in the jurisdictions in which we operate; a reduction in consumer confidence, whether as a result of a global economic downturn or otherwise, which leads to a decrease in consumer spending; our dependence on payment card network or other network rules, standards, mandates or fees; the geographical concentration of our business in Puerto Rico, including our business with the government of Puerto Rico and its instrumentalities, which are facing fiscal challenges and the effects of potential natural disasters; risks associated with our presence in international markets, including global political, social and economic instability; operating an international business in Latin America, Puerto Rico and the Caribbean, in jurisdictions with potential political and economic instability; the impact of exposure to foreign exchange fluctuations and capital controls on our costs, earnings and the value of some of our assets; our ability to protect our intellectual property rights against infringement and to defend ourselves against potential intellectual property infringement claims and the potential impact on our business of such claims, whether or not correct; the possibility that we could lose our preferential tax rate in Puerto Rico; the effect of purchases of our common stock pursuant to our stock repurchase plan on the value of our common stock; and the impact of our leverage on our ability to raise additional capital, that our leverage may limit our ability to react to changes in the economy or our industry, expose us to interest rate risk and prevent us from meeting our obligations with respect to our substantial indebtedness, that we and our subsidiaries may be able to incur significant additional indebtedness, which could further increase such risks; and the other factors set forth under "Part 1, Item 1A. Risk Factors," in the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2025 filed with the Securities and Exchange Commission (the "SEC") on March 2, 2026. The Company undertakes no obligation to release publicly any revisions to any forward-looking statements, to report events or to report the occurrence of unanticipated events unless it is required to do so by law. Use of Non-GAAP Measures This presentation will reference certain non-GAAP financial information. For a description and reconciliation of non-GAAP measures presented in this document, please see the appendix attached to this presentation or visit the Investor Relations section of the Evertec website at www.evertecinc.com. 2
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Business Summary Mac Schuessler, President and CEO 3
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S T R AT E G I C E X E C U T I O N A C R O S S T H E B U S I N E S S Executing Against Our Long-Term Strategy Strengthen EVERTEC’s position as a leading fintech and transaction processing platform across Latin America and the Caribbean. Organic Growth Deepen client relationships and expand capabilities Strategic Acquisitions Increase presence in attractive markets Disciplined Capital Allocation Execute with discipline across the entire business Balanced strategy focused on sustainable growth and long-term shareholder value 4
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S T R AT E G I C E X P A N S I O N · C H I L E Transbank: Expanding Our Strategic Role in Chile. One of the most important client wins in EVERTEC’s history “This collaboration with Transbank represents an opportunity to continue advancing the evolution of the payments ecosystem in Chile and across the region.” C H I L E 5+ YEAR INITIAL TERM Strategic multi-year agreement with Transbank W H Y I T M AT T E R S 1 Strategic client relevance A leading payment solutions operator in Chile and one of the largest acquirers in Latin America 2 Mission-critical technology role EVERTEC will operate Transbank’s transactional scope and selected platforms and services 3 High-value market expansion Strengthens EVERTEC’s position in Chile, a key market in our Latin America growth strategy 4 Long-term organic growth visibility Deepens relationships with leading institutions and grows long-term recurring revenue 5
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I N T E G R A T I O N I N P R O G R E S S · B R A Z I L Dimensa: Early Integration Progress and Expanded Client Relevance What Dimensa adds • Acquisition of Dimensa, a B2B technology provider serving financial institutions in Brazil • Adds Risk and Insurance solutions and strengthens our Banking and Funds offerings • Broadens reach across Funds, Banking, Risk, and Insurance and expands customer reach in Brazil Where integration is focused • Executing integration plans • Capturing commercial opportunities • Expanding client relationships and cross-selling across the portfolio • Driving operational efficiencies over time H O W VA L U E I S C R E AT E D O V E R T I M E Broader platform value Executing integration Cross-selling Expanded relationships Scale efficiencies Expanded product portfolio + increased scale + broader customer reach 6
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M & A S T R A T E G Y I N A C T I O N Disciplined M&A Expanding Our Financial Technology Platform Our M&A approach remains disciplined and consistent • Focused on scalable technology businesses • Strong market positions • Recurring revenue streams • Opportunities for integration, cross-selling, and expanded client relationships B U I L D I N G T H E B R A Z I L F I N T E C H P L AT F O R M Sinqia Core financial technology platform expansion Tecnobank Expanded capabilities and client reach Dimensa Software for Funds, Banking, Risk & Insurance BBChain Blockchain, tokenization & digital custody E V E R T E C B R A Z I L P L AT F O R M Broadening what we deliver to clients — building a larger, more diversified financial technology platform. 7
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A R T I F I C I A L I N T E L L I G E N C E AI Is Becoming a Broader Enabler of Efficiency, Innovation and Client Value Governance-led adoption is focused on disciplined execution today, with longer-term opportunities to enhance revenue growth and profitability. Governance Framework • Introduced earlier this year • Prioritized use cases across the organization • Responsible, measurable impact Efficiency Driving greater productivity and execution speed • Accelerating software development • Improving incident management • Faster, higher-quality delivery Innovation Expanding capabilities across the platform • Enhancing fraud detection • Strengthening risk monitoring • New client-facing solutions Client Service Improving how we deliver value to clients • Improving responsiveness • Faster technology enhancements • Meeting evolving client needs C U R R E N T F O C U S Operational efficiency and execution excellence L O N G E R - T E R M O P P O R T U N I T Y Enhanced solutions, expanded capabilities and new offerings 2 0 2 7 + V I S I B I L I T Y Expected incorporation of AI benefits into financial outlook 8
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Q2 2026 Financial Highlights 9 Refer to Non--GAAP reconciliation summary in the Appendix Cash Flow and Liquidity Strong Results Broad-based organic growth and disciplined cost execution across segments: Total Revenue $274.8 million, 20% increase, 16% on a constant currency basis Adjusted EBITDA $109.3 million, 18% increase Adjusted EBITDA margin of 39.8% Adjusted EPS $1.05, 18% increase Delivered $91 million in operating cash flow, supporting capital returns and balance sheet strength: Returned $50 million to shareholders through share repurchases and dividends Liquidity of approximately $420 million as of June 30, 2026
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Puerto Rico Update 10 Macro Environment Segments Update Economic indicators remain favorable, supporting transaction volumes and merchant activity: Unemployment rate during Q2 remained low at ~5.6% Tourism remains strong Merchant Acquiring grew 11% YoY , driven by an increase in sales volume, higher non-transactional revenues and an improvement in spread Payments Services grew 8% YoY , driven by higher POS transaction volumes, continued growth in ATH Movil, primarily in ATH Movil Business, and a non-recurring volume-based benefit recognized in the quarter Business Solutions decreased 9% YoY , driven by the 10% discount to Popular
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Latin America Update 11 Segment Results Revenue grew 52% YoY , driven the contributions of recent acquisitions and continued organic growth across the region. Revenue also benefited from approximately $9 million foreign exchange tailwind, primarily in Brazil On a constant-currency basis revenue growth was 42% Selected Client Wins and Acquisitions Transbank: Entered into a strategic agreement to operate key processing and technology platforms for Transbank, Chile’s leading payment solutions provider and one of Latin America’s largest acquirers. The agreement represents one of the most significant commercial wins in EVERTEC’s history. BBChain: Following quarter end, completed the acquisition of BBChain, a leading provider of blockchain infrastructure and digital assets solutions for financial institutions in Brazil. The acquisition expands EVERTEC’s technology capabilities and strengthens our position in the evolving digital financial ecosystem.
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Financial Summary Karla Cruz-Jusino, Chief Financial Officer 12
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Consolidated Results Q2 2026 Revenue growth driven by organic growth across most of the segments, contributions from acquisitions completed in the current and prior year and favorable foreign currency movements. On a constant currency basis, revenue increased approximately 16%. Adjusted EBITDA growth driven by strong revenue performance. Adjusted Net Income growth driven by the higher adjusted EBITDA, partially offset by a higher effective tax rate reflecting the increased contribution from the Latin American business, higher operating depreciation and amortization expense, and the non-controlling interest associated with the Tecnobank acquisition. Adjusted EPS growth reflects Adjusted Net Income growth and the benefit of the share repurchases. 13 (in USD mm, except per share) Revenue $274.8 20% Adjusted EBITDA $109.3 18% Adj. EBITDA margin 39.8% -50bps Adjusted Net Income $64.8 12% Adjusted EPS $1.05 18% Q2 2026 Y-o-Y % Refer to Non--GAAP reconciliation summary in the Appendix
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Merchant Acquiring Q2 2026 Revenue growth was driven by higher sales volume and transaction activity from both new high-volume merchants and existing customers, as well as higher spreads and non-transactional revenue. Margin decrease attributed to an increase in processing costs from CPI increases in the Payment Services segment. 14 (in USD mm) Revenue $52.3 11% Adjusted EBITDA $21.8 9% Adj. EBITDA margin 41.7% -60bps Q2 2026 Y-o-Y % Refer to Non--GAAP reconciliation summary in the Appendix
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Payment Services PR and Caribbean Q2 2026 Revenue growth was driven by double-digit growth in both volume and transactions in ATH Movil, particularly ATH Movil Business, strong POS transaction growth, reflecting healthy consumer activity in Puerto Rico, as well as a non-recurring volume-based benefit recognized during the quarter. Margin increase was mainly driven by the highly accretive non-recurring volume-based benefit. 15 (in USD mm) Revenue $60.9 8% Adjusted EBITDA $36.9 12% Adj. EBITDA margin 60.6% 210bps Q2 2026 Y-o-Y % Refer to Non--GAAP reconciliation summary in the Appendix
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Latin America Payments and Solutions Q2 2026 Revenue growth was driven by the contribution from Tecnobank and Dimensa acquisitions, including Tecnobank’s expansion into two additional states in Brazil, as well as organic growth across the region. On a constant currency basis, revenue increased 42%. Margin increase driven primarily from higher margin revenues associated with Tecnobank, partially offset by the inclusion of Dimensa, which operates at lower margins than the existing Latin America business. 16 (in USD mm) Revenue $130.9 52% Adjusted EBITDA $39.7 70% Adj. EBITDA margin 30.3% 320bps Q2 2026 Y-o-Y % Refer to Non--GAAP reconciliation summary in the Appendix
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Business Solutions Q2 2026 Revenue decrease primarily driven by the 10% discount to Popular that began in October of prior year. Margin decrease reflects the impact of the discount to Popular, partially offset by the non-recurrence of project-related expenses recorded in the prior year. 17 (in USD mm) Revenue $58.8 -9% Adjusted EBITDA $22.6 -13% Adj. EBITDA margin 38.3% -200bps Q2 2026 Y-o-Y % Refer to Non--GAAP reconciliation summary in the Appendix
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Corporate and Other Q2 2026 Corporate and Other Adjusted EBITDA as a percentage of total revenues of 4.2%. 18 (in USD mm) Adjusted EBITDA ($11.6) 18% % of Total Revenue 4.2% Q2 2026 Y-o-Y % Refer to Non--GAAP reconciliation summary in the Appendix
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$304.2 $348.1 $90.7 $150.9 $16.6 ($47.8) ($1.3) ($179.8) ($73.2) 19 Roll Forward Q2 2026 Cash Balance (1) Includes ~$24M in restricted cash and ~$19M in cash included in settlement assets. (2) Includes ~$30M in restricted cash and ~$14M in cash included in settlement assets. (3) Net of cash acquired. (4) Includes long-term debt repayments of ~($11.9M), other financing activities, net of ~($6.4M), withholding taxes paid on share-based compensation ~($7.4M), acquisition of redeemable non- controlling interest ~($23.1M), settlement activity, net ~($2.5M), dividends paid to non-controlling interest holders of ~($6.0M), and debt issue costs ~($1.3M), offset by net increase in Revolving Facility of $25.0M and proceeds from issuance of long term debt of ~$184.5M. Ending Balance2 Beginning Balance1 Debt (Net) & Other4 FX CAPEX Other Investments Net Share Repurchases & Dividends Operating Activities Dimensa Acquisition3 12/31/2025 06/30/2026
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(1) Effective December 31, 2022 Senior Secured Leverage Ratio is presented at EVERTEC Inc level for Credit Agreement purposes and considered the excess of $25 million of unrestricted cash as required by the Credit Agreement dated December 1, 2022. (2) The weighted average interest rate does not consider the impact of the 250 bps applicable to the outstanding letter of credits. (3) June 30, 2025, Leverage Ratio is based on the EBITDA balances per Credit Agreement, adjusted to include full year pro-forma results for acquisitions completed in 2024. For the June 30, 2026, Leverage Ratio full year pro-forma results for Tecnobank were also included based on actual results for 4Q25, 1Q26 and 2Q26, and the diligence model for the remaining periods, as well as Dimensa, which includes actual results for May and June 2026 and reported figures prior to its acquisition. Debt Summary ($ in millions) 6/30/26 6/30/25 Unrestricted Cash $260.7 $290.6 Total Debt $1,306.1 $964.2 Term A Loan (2027 Maturity) Term B Loan (2030 Maturity) Revolver ($200M) Other S+200bps S+225bps S+200bps 393.8 875.0 35.0 2.3 417.7 540.0 - 6.5 EVTC Net Debt $1,045.5 $673.6 Lev. Ratio Net Debt(1)(2) $1,070.5 $698.6 Weighted Average Interest Rate(2) 5.98% 6.55% Net Debt / Adjusted LTM EBITDA(1)(3) 2.55x 1.95x Ending Liquidity $420.0 $484.5 20
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Outlook 2026 Refer to Non-GAAP reconciliation summary in the Appendix, (1) Constant currency is calculated by applying prior-year monthly average foreign currency exchange rates to current-period results (in USD mm, except per share) Low High Total Revenue $1,085 $1,095 Growth, % reported 16.4% 17.5% Growth, % constant currency(1) 14.5% 15.6% GAAP EPS – Diluted $1.61 $1.73 Adjusted EPS $3.94 $4.04 Growth % reported 8.8% 11.7% Growth, % constant currency(1) 7.2% 10.0% Capital Expenditures $90 $90 Assumptions: Adjusted EBITDA Margin 39.0% 40.0% Tax Rate 11% 12% Share Count to compute Adjusted EPS 61.6 61.6 21
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Q&A 22
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Appendix 23
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Non-GAAP Reconciliation Summary The non-GAAP measures referenced in this earnings release are supplemental measures of the Company’s performance and are not required by, or presented in accordance with, accounting principles generally accepted in the United States of America (“GAAP”). They are not measurements of the Company’s financial performance under GAAP and should not be considered as alternatives to total revenue, net income or any other performance measures derived in accordance with GAAP or as alternatives to cash flows from operating activities, as indicators of operating performance or as measures of the Company’s liquidity. In addition to GAAP measures, management uses these non-GAAP measures to focus on the factors the Company believes are pertinent to the daily management of the Company’s operations and believes that they are also frequently used by analysts, investors and other stakeholders to evaluate companies in our industry. These measures have certain limitations in that they do not include the impact of certain expenses that are reflected in our condensed consolidated statements of operations that are necessary to run our business. Other companies, including other companies in our industry, may not use these measures or may calculate these measures differently than as presented herein, limiting their usefulness as comparative measures. Reconciliations of the non-GAAP measures to the most directly comparable GAAP measure are included at the end of this earnings release. These non-GAAP measures include Constant currency revenue, EBITDA, Adjusted EBITDA, Adjusted Net Income, Adjusted Earnings per common share and Constant Currency Adjusted Earnings per common share, each as defined below. Constant currency revenue represents reported revenue excluding the impact of fluctuations in foreign currency exchange rates in the current period. Constant currency revenue is calculated by applying prior-year monthly average foreign currency exchange rates to current-period revenue. EBITDA is defined as earnings before interest, taxes, depreciation and amortization. Adjusted EBITDA is defined as EBITDA further adjusted to exclude certain non-cash items and unusual expenses such as: share-based compensation, restructuring related expenses, fees and expenses from corporate transactions such as M&A activity and financing, multi-year non-recurring gains recognized in connection with the sale of tax credits, equity investment income net of dividends received, and the impact from unrealized gains and losses on foreign currency remeasurement for assets and liabilities in non-functional currency. This measure is reported to the chief operating decision maker for purposes of making decisions about allocating resources to the segments and assessing their performance. For this reason, Adjusted EBITDA, as it relates to the Company's segments, is presented in conformity with Accounting Standards Codification 280, Segment Reporting, and is excluded from the definition of non-GAAP financial measures under the Securities and Exchange Commission's Regulation G and Item 10(e) of Regulation S-K. The Company's presentation of Adjusted EBITDA is substantially consistent with the equivalent measurements that are contained in the secured credit facilities in testing EVERTEC Group’s compliance with covenants therein such as the secured leverage ratio. Adjusted Net Income is defined as Adjusted EBITDA less: operating depreciation and amortization expense, defined as GAAP Depreciation and amortization less amortization of intangibles related to acquisitions such as customer relationships, trademarks, non-compete agreements, among others; cash interest expense defined as GAAP interest expense, less GAAP interest income adjusted to exclude non-cash amortization of debt issue costs, premium and accretion of discount; income tax expense which is calculated on adjusted pre-tax income using the applicable GAAP tax rate, adjusted for uncertain tax position releases, tax true-ups, windfall from share-based compensation, unrealized gains and losses from foreign currency remeasurement, among others; and non-controlling interests, net of amortization for intangibles created as part of the purchase. Adjusted Earnings per common share is defined as Adjusted Net Income divided by diluted shares outstanding. Constant Currency Adjusted Earnings per common share is defined as Adjusted earnings per common share excluding the impact of fluctuations in foreign currency exchange rates in the current period, calculated by applying prior-year period foreign currency exchange rates to current-period results. The Company uses Adjusted Net Income to measure the Company's overall profitability because the Company believes it better reflects the comparable operating performance by excluding the impact of the non-cash amortization and depreciation that was created as a result of merger and acquisition activity. In addition, in evaluating EBITDA, Adjusted EBITDA, Adjusted Net Income and Adjusted Earnings per common share, you should be aware that in the future the Company may incur expenses such as those excluded in calculating them. 24
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(Dollar amounts in thousands, except per share data) 2026 2025 Revenue $ 274,820 $ 229,607 Currency Adjustment - Constant (1) (9,075) - Constant Currency Revenue $ 265,745 $229,607 Net income $6,877 $40,973 Income tax expense 20,274 4,070 Interest expense, net 16,537 13,640 Depreciation and amortization 39,991 28,309 EBITDA 83,679 86,992 Equity income (2) 7,768 (867) Compensation and benefits (3) 9,481 7,974 Transaction, refinancing and other fees (4) 7,709 (186) Loss on foreign currency remeasurement (5) 698 (1,348) Adjusted EBITDA 109,335 92,565 Operating depreciation and amortization (6) (19,991) (16,904) Cash interest expense, net (7) (14,881) (13,031) Income tax expense (8) (6,834) (4,446) Non-controlling interest (9) (2,874) (519) Adjusted net income $64,755 $57,665 Three months ended June 30, (1) Constant currency adjustment is calculated by applying prior-year monthly average foreign currency exchange rates to current-period results. (2) Represents the elimination of non-cash equity earnings from equity investments, net of dividends received and non-recurring impairment charges. (3) Primarily represents share-based compensation and severance payments. (4) Primarily represents fees and expenses associated with corporate transactions as defined in the Credit Agreement and other non-recurring expenses. (5) Represents non-cash unrealized losses and (gains) on foreign currency remeasurement for assets and liabilities denominated in non-functional currencies. (6) Represents operating depreciation and amortization expense, which excludes amounts generated as a result of merger and acquisition activity. (7) Represents interest expense, less interest income, as they appear on the unaudited condensed consolidated statements of income and comprehensive income (loss), adjusted to exclude non-cash amortization of the debt issue costs and premiums and accretion of discount. (8) Represents income tax expense calculated on adjusted pre-tax income using the applicable GAAP tax rate, adjusted for certain discrete and non-recurring items. (9) Represents the non-controlling equity interests, net of amortization for intangibles created as part of the acquisition. 25 Reconciliation of GAAP to Non-GAAP Operating Results
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Reconciliation of Q2 2026 and Q2 2025 Segment Non-GAAP Results 26 Quarter ended June 30, 2026 (In thousands) Payment Services - Puerto Rico & Caribbean Latin America Payments and Solutions Merchant Acquiring, net Business Solutions Total Reportable Segments Corporate and Other (1) Total Revenues $ 60,869 $ 130,873 $ 52,301 $ 58,825 $ 302,868 $ (28,048) $ 274,820 Adjusted EBITDA $ 36,894 $ 39,656 $ 21,805 $ 22,556 $ 120,911 $ (11,576) $ 109,335 (1) Corporate and Other consists of corporate overhead, certain leveraged activities, other non-operating expenses and intersegment eliminations. Intersegment revenue eliminations predominantly reflect the $14.8 million processing fee from Payments Services - Puerto Rico & Caribbean to Merchant Acquiring, intercompany software developments and transaction processing of $6.4 million from Latin America Payments and Solutions to both Payment Services- Puerto Rico & Caribbean and Business Solutions, and transaction processing and monitoring fees of $3.5 million from Payment Services - Puerto Rico & Caribbean to Latin America Payments and Solutions. (1) Corporate and Other consists of corporate overhead, certain leveraged activities, other non-operating expenses and intersegment eliminations. Intersegment revenue eliminations predominantly reflect the $16.1 million processing fee from Payments Services - Puerto Rico & Caribbean to Merchant Acquiring, intercompany software developments and transaction-processing of $7.9 million from Latin America Payments and Solutions to both Payment Services - Puerto Rico & Caribbean and Business Solutions, and transaction processing and monitoring fees of $4.0 million from Payment Services - Puerto Rico & Caribbean to Latin America Payments and Solutions. Quarter ended June 30, 2025 (In thousands) Payment Services - Puerto Rico & Caribbean Latin America Payments and Solutions Merchant Acquiring, net Business Solutions Total Reportable Segments Corporate and Other (1) Total Revenues $ 56,421 $ 86,055 $ 47,292 $ 64,519 $ 254,287 $ (24,680) $ 229,607 Adjusted EBITDA $ 33,028 $ 23,350 $ 20,002 $ 26,032 $ 102,412 $ (9,847) $ 92,565
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Outlook Summary and Non-GAAP Reconciliation Actual 2025 (Dollar amounts in millions, except share data) Low High Revenues (GAAP) $1,085 to $1,095 $932 Currency adjustment - constant (1) ($18) ($18) Constant currency revenues (Non-GAAP) $1,067 $1,077 Earnings per Share (EPS) (GAAP) $1.61 to $1.73 $2.20 Per share adjustment to reconcile GAAP EPS to Non-GAAP Adjusted EPS: Share-based comp, non-cash equity earnings and other (2) 0.93 0.93 0.70 Merger and acquisition related depreciation and amortization (3) 1.40 1.40 0.83 Non-cash interest expense (4) 0.10 0.10 0.04 Tax effect of non-gaap adjustments (5) (0.03) (0.05) (0.10) Non-controlling interest (6) (0.07) (0.07) (0.05) Total adjustments 2.33 2.31 1.42 Adjusted EPS (Non-GAAP) $3.94 to $4.04 $3.62 Currency adjustment - constant (1) (0.06) (0.06) Constant Currency Adjusted EPS (Non-GAAP) $3.88 $3.98 Shares used in computing adjusted earnings per share 61.6 61.6 64.4 2026 Outlook (1) Constant currency is calculated by applying prior-year monthly average foreign currency exchange rates to current-period results. (2) Represents share-based compensation, the elimination of non-cash equity earnings from equity investments, severance and other adjustments to reconcile GAAP EPS to Non-GAAP EPS. (3) Represents depreciation and amortization expenses amounts generated as a result of M&A activity. (4) Represents non-cash amortization of the debt issue costs and premiums and accretion of discount. (5) Represents income tax expense on non-GAAP adjustments using the applicable GAAP tax rate (anticipated at approximately 11% to 12%), and adjustments from certain discrete and non-recurring tax items (6) Represents the non-controlling equity interests, net of amortization for intangibles created as part of the acquisition. 27
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gracias, thanks, obrigado! technology of the possible e v e r t e c i n c . c o m 28