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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 RELIANCE GLOBAL GROUP , INC . ( Exact name of registrant as specified in its charter ) Florida ( State or other jurisdiction of incorporation or organization ) 46-3390293 I.R.S. Employer Identification Number 524210 ( Primary Standard Industrial Code Classification Number ) 300 Blvd. of the Americas , Suite 105 Lakewood , NJ 08701 732-380-4600 ( Address , including zip code , and telephone number , including area code of registrant's principal executive offices ) Copies to : Mr. Ezra Beyman Chief Executive Officer 300 Blvd. of the Americas , Suite 105 Lakewood , NJ 08701 732-380-4600 ( Address , including zip code , and telephone number , including area code , of agent for service ) Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Large accelerated filer [ ] Non - accelerated filer [ X ] Emerging Growth Company [ ] Yes : [ ] No : [ X ] Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes : [ ] No : [ X ] Yes : [ X ] No : [ ] Indicate by check mark whether the registrant has submitted electronically , every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( §232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes : [ X ] No : [ Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , ” “ smaller reporting company , " and " emerging growth company , in Rule 12b - 2 of the Exchange Act . Accelerated filer [ ] Smaller reporting company [ X ]