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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31 , 2020 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Indiana ( State or other jurisdiction of incorporation or organization ) FIRST CAPITAL , INC . ( Exact name of registrant as specified in its charter ) Title of each class Common Stock , par value $ 0.01 per share Commission File Number : 0-25023 220 Federal Drive , N.W. , Corydon , Indiana ( Address of principal executive offices ) Registrant's telephone number , including area code : ( 812 ) 738-2198 Securities registered pursuant to Section 12 ( b ) of the Act : Trading Symbol FCAP Large accelerated filer Non - accelerated filer 35-2056949 ( I.R.S. Employer Identification No. ) 47112 ( Zip Code ) Securities registered pursuant to Section 12 ( g ) of the Act : Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes No Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes No Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes > No Accelerated filer Smaller reporting company Emerging growth company X Name of each exchange on which registered The NASDAQ Stock Market LLC Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( § 232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit and post such files ) . Yes > No None Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company or an emerging growth company . See the definitions of “ large accelerated filer , ” “ accelerated filer , ” “ smaller reporting company , " and “ emerging growth company " in Rule 12b - 2 of the Exchange Act . If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . Yes No The aggregate market value of the voting and non - voting common equity held by non - affiliates was $ 225.3 million , based upon the closing price of $ 69.47 per share as quoted on The NASDAQ Capital Market as of the last business day of the registrant's most recently completed second fiscal quarter ended June 30 , 2020 . The number of shares outstanding of the registrant's common stock as of February 26 , 2021 was 3,375,082 . DOCUMENTS INCORPORATED BY REFERENCE Portions of the Proxy Statement for the 2021 Annual Meeting of Stockholders are incorporated by reference in Part III of this Form 10 - K .