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First Community Corporation Announces Third Quarter Results and Cash Dividend October 21 , 2026 LEXINGTON , S.C. , Oct. 21 , 2026 / PRNewswire / -- Today , First Community Corporation ( Nasdaq : FCCO ) , the holding company for First Community Bank , announced earnings and discussed the results of operations and the company's activities during the third quarter of 2026 . > First Community Corporation Highlights for the third quarter of 2026 include : 1 • Net income of $ 8.044 million during the third quarter of 2026 , an increase of 54.9 % year - over - year and 5.9 % on a linked quarter basis . Net income excluding the after - tax effect of merger expenses during the third quarter of 2026 of $ 8.123 million , an increase of 44.3 % year - over - year and 1.8 % , on a linked quarter basis . 1 • Net income for the nine months ended September 30 , 2026 of $ 21.137 million , a 47.0 % increase over the same time period in 2025 . Net income for the nine months ended September 30 , 2026 , excluding the after - tax effect of merger expenses , of $ 22.857 million , an increase of 52.5 % year - over - year . 1 • Diluted EPS of $ 0.85 per common share during the third quarter of 2026 , an increase of 26.9 % year - over - year and 6.3 % on a linked quarter basis . Diluted EPS for the third quarter of 2026 , excluding the after - tax effect of merger expenses of $ 0.86 , an increase of 19.4 % year - over - year and 2.4 % on a linked quarter basis . 1 • Diluted EPS of $ 2.24 per common share for the nine months ended September 30 , 2026 , an increase of 21.1 % over the same time period in 2025. Diluted EPS excluding the after - tax effect of merger expenses of $ 2.42 for the nine months ended September 30 , 2026 , an increase of 25.4 % over the same time period in 2025 . • Net interest margin , on a tax equivalent basis , of 3.59 % , an expansion of eight basis points compared to the second quarter of 2026 . This is the tenth consecutive quarter of margin expansion . • Total loans were $ 1.610 billion at September 30 , 2026 with growth of $ 32.1 million during the quarter , an annualized growth rate of 8.1 % . Year - to - date loan growth through September 30 , 2026 is $ 299.4 million . This growth includes $ 195.7 million related to the acquisition of Signature Bank of Georgia . Excluding the impact of the day one Signature Bank acquisition balances , organic loan growth was $ 103.7 million during the first nine months of 2026 which represents a 10.6 % annualized growth rate . • Shareholders equity to total assets was 9.74 % at September 30 , 2026 , compared to 8.14 % at December 31 , 2025. Capital ratios including the Tangible Common Shareholders ' Equity to Tangible Assets ( TCE ) and the Leverage ratio increased to 8.50 % and 9.52 % , respectively , from 7.47 % and 8.66 % , respectively , at December 31 , 2025 . • Key credit quality metrics continue to be strong with net charge - offs , including overdrafts , during the third quarter of 2026 of $ 9 thousand ; net loan recoveries , excluding overdrafts , during the quarter of $ 5 thousand ; non - performing assets of 0.04 % ; and j past due loans of 0.27 % at September 30 , 2026 . • Investment advisory revenue of $ 2.605 million , an increase of 39.9 % year - over - year and 14.0 % on a linked quarter basis . Year to date investment advisory revenue of $ 7.162 million , an increase of 32.2 % over the same time period in 2025. Assets under management ( AUM ) were $ 1.404 billion at September 30 , 2026 , compared to $ 1.378 billion at June 30 , 2026 , $ 1.170 billion at December 31 , 2025 , and $ 1.103 billion at September 30 , 2025 . th • Cash dividend of $ 0.17 per common share , the 99 " consecutive quarter of cash dividends paid to common shareholders . Earnings