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Table of Contents ☑ ☐ SECURITIES AND EXCHANGE COMMISSION WASHINGTON , D.C. 20549 FORM 10 - Q Quarterly Report Pursuant to Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 For the quarterly period ended June 30 , 2026 OR Transition Report Pursuant to Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 For the transition period from to Commission File No. 001-42198 Fifth District Bancorp , Inc. ( Exact Name of Registrant as Specified in Its Charter ) Maryland 99-1897673 ( State or Other Jurisdiction of Incorporation or ( I.R.S. Employer Identification Number ) Organization ) 4000 General DeGaulle Drive , New Orleans , Louisiana ( Address of Principal Executive Offices ) ( 504 ) 362-7544 70114 ( Zip Code ) ( Registrant's Telephone Number , Including Area Code ) N / A ( Former Name , Former Address and Former Fiscal Year , if Changed Since Last Report ) Securities registered pursuant to Section 12 ( b ) of the Act : Title of each class Common Stock , $ 0.01 par value per share Trading symbol ( s ) . FDSB Name of Each Exchange on Which Registered The Nasdaq Stock Market , LLC Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such requirements for the past 90 days . Yes ☑ No ☐ Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T during the preceding 12 months ( or for such shorter period that the Registrant was required to submit such files ) . Yes ☑ No ☐ Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non- accelerated filer , smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , ” “ smaller reporting company , ” and “ emerging growth company ” in Rule 12b - 2 of the Exchange Act : Large accelerated filer ☐ Non - accelerated filer ☑ Accelerated filer ☐ Smaller reporting company ☑ Emerging growth company ☑ If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . Yes ☐ No ☑ 5,235,658 shares of the registrant's common stock , par value $ 0.01 per share , were outstanding as of August 10 , 2026 .