Hello, and welcome to the 2025 First Hawaiian Annual Meeting of Stockholders. Hello, and welcome to the 2025 First Hawaiian Annual Meeting of Stockholders. Please note that this meeting is being recorded. Questions may be submitted via the message icon at the top left of your screen. By typing your message, then clicking the Send icon to the right of the message box. The meeting is about to begin. Welcome and good morning, everyone. I am Bob Harrison, Chairman, President, and CEO at First Hawaiian. It is my pleasure to welcome you and thank you for attending our Annual Meeting of Stockholders. The meeting is now called to order. Each of you should have already received a copy of proxy materials and/or a notice of availability of the proxy materials. Copies of our proxy materials are available online at https://proxy.fhb.com, and a link to our proxy materials is on the left side of your screen on this virtual meeting site. The agenda and rules of conduct for today's meeting are available and can be viewed at our virtual meeting site by clicking the Documents icon at the top left of your screen. Should you have any questions that you would like to ask or comments that you would like to make, or should you have any questions for the company's auditors, you may submit those questions or comments at any time by clicking on the Messaging icon at the top of the left side of your screen. Please note that in the interest of all stockholders, we will only address those questions that are relevant to the business of this meeting. I have received an affidavit from the Secretary that the proxy materials and/or a notice of availability of proxy materials were mailed on or about March 12, 2025, to each stockholder of record at the close of business on February 27, 2025. I therefore declare that the Annual Meeting has been duly called. The Board of Directors has previously appointed Marianela Patterson of the Computershare Trust Company, the company's transfer agent, to serve as Inspector of Election. Marianela has taken an oath to faithfully and impartially perform her duty. At least a majority of the outstanding shares of common stock entitled to vote, represented in person or by proxy, constitutes a quorum at a meeting of stockholders. The Secretary informs me that at least a majority of the outstanding shares of common stock are represented at the meeting in person or by proxy. A quorum therefore is present. The polling for voting on all matters is now open. If you have not already voted and you would like to vote at the Annual Meeting, or if you'd like to change your vote, you may click on the link entitled Proxy Voting Site on the left side of your screen at any time. Rather than taking each proposal separately, I will read all the proposals, then we will entertain questions and have discussion on all the proposals. The first proposal to be considered is the election of nine directors to serve until the 2026 Annual Meeting of Stockholders. The Board of Directors has nominated Tertia Freas, Michael Fujimoto, Faye Kurren, James Moffatt, Mark Mugiishi, Kelly Thompson, Vanessa Washington, Scott Wo, and myself. Each of these nominees is presently a director of First Hawaiian. No nominations may be made at this meeting. Information about the principal occupations of the nominees or service with First Hawaiian and First Hawaiian Bank and other relevant information is contained in our proxy statement. The second proposal is an advisory vote on the compensation of our named executive officers as disclosed in the proxy statement. The third proposal is the approval of the First Hawaiian 2025 Omnibus Incentive Compensation Plan. The fourth and final proposal is the ratification of the appointment of Deloitte & Touche LLP to serve as an independent registered public accounting firm for the fiscal year ending December 31, 2025. Dane Mehara and Traci Nakano representing Deloitte & Touche are here today to answer any questions. It is now time for discussion on this proposal as well as the prior three proposals. In addition, at this time, we will also submit any questions for the Deloitte representatives. I will now pause for a moment to allow the stockholders to submit any questions. We'll continue to pause briefly to allow stockholders to submit questions. Mr. Secretary, have any questions or comments been submitted with respect to any of the proposals? No, they have not. I see there are no further questions or comments. We will now vote on the proposals. Please remember that you do not need to vote at this meeting if you have already voted via the internet, by telephone, or by returning your proxy card unless you want to change your vote. Until the polls close, you may revoke or change your vote on any matter. However, once the polls are closed, no proxies or votes, nor any revocations or changes will be accepted. If you have not already voted and would like to vote at the Annual Meeting, you should click now on the link entitled Proxy Voting Site on the left side of your screen. The polls are closing in one minute. Please submit your votes at this time, and we will continue with the meeting in one minute. We'll continue to pause briefly to give stockholders time to vote. The Secretary has provided a preliminary report. Sorry, the polls are now closed. The Secretary has provided a preliminary report that shows that Tertia Freas, Michael Fujimoto, Faye Kurren, James Moffatt, Mark Mugiishi, Kelly Thompson, Vanessa Washington, Scott Wo, and I have been elected as directors to serve until the 2026 Annual Meeting of Stockholders. In addition, the preliminary report shows that a majority of stockholders have voted on an advisory basis in favor of the compensation of our named executive officers as disclosed in our proxy statement. The proposal to approve the First Hawaiian 2025 Omnibus Incentive Compensation Plan has also been approved, and the proposal to ratify the appointment of Deloitte & Touche LLP to serve as the independent registered public accounting firm for the fiscal year ending December 31, 2025, has been approved. I'd like to thank everyone for attending. The meeting is now adjourned.