Hello, and welcome to the 2026 First Hawaiian, Inc. Annual Meeting of Stockholders. Please note that this meeting is being recorded. Questions may be submitted via the questions box at the right of your screen by typing your message, then clicking the submit button. The meeting is about to begin. Well, good morning, everyone. I am Bob Harrison, Chairman, President, and CEO of First Hawaiian, Inc. It is my pleasure to welcome you, and thank you for attending our annual meeting of stockholders. The meeting is now called to order. Each of you should have already received a copy of the proxy materials and/or a notice of availability of proxy materials. Copies of our proxy materials are available online at http://proxy.fhb.com, and a link to our proxy materials is on the top right of your screen on this virtual annual meeting site. The agenda and rules of conduct for today's meeting are available and can be viewed at our virtual meeting site by clicking on the Documents tab at the top right of your screen. Should you have any questions that you would like to ask or comments that you would like to make, or should you have any questions for the company's auditors, you may submit those questions or comments at any time by clicking on the questions box to the right of your screen, typing your question or comment into the text box, and then clicking the Submit button. Please note that in the interest of all stockholders, we will only address those questions that are relevant to the business of this meeting. I have received an affidavit from the secretary that the proxy materials and/or notice of availability of proxy materials were mailed on or about March 12th, 2026, to each stockholder of record at the close of business on February 27th, 2026. I therefore declare that the annual meeting has been duly called. The Board of Directors previously appointed Marianela Patterson of Equiniti Trust Company, the company's transfer agent, to serve as Inspector of Election. Marianela has taken an oath to faithfully and impartially perform her duties. At least a majority of the outstanding shares of common stock entitled to vote, represented in person or by proxy, constitutes a quorum at a meeting of stockholders. The secretary informs me that at least a majority of the outstanding shares of common stock are represented at the meeting in person or by proxy. A quorum is therefore present, and the annual meeting may proceed to transact business. The polls for voting on all matters are now open. If you have not already voted and would like to vote at the annual meeting, or if you would like to change your vote, you may click on the link entitled Vote My Shares on the top right of your screen anytime. Rather than take each proposal separately, I will read all the proposals, and then we will entertain questions and have discussions on all the proposals. The first proposal to be considered is the election of eight officers to serve until the 2027 annual meeting of stockholders. The Board of Directors has nominated Tertia Freas, Michael Fujimoto, James Moffatt, Mark Mugiishi, Kelly Thompson, Vanessa Washington, Scott Wo, and myself. Each of the nominees is presently a director of First Hawaiian, Inc. No nominations may be made at this meeting. Information about the principal occupations of the nominees or service to First Hawaiian, Inc. First Hawaiian Bank and other relevant information is contained in our proxy statement. The second vote is an advisory vote on the compensation of our named executive officers as disclosed in the proxy statement. The third and final proposal is the ratification of appointment of Deloitte & Touche LLP to serve as the independent registered public accounting firm for our fiscal year ending December 31st, 2026. James Oliver and Dane Maehara, representing Deloitte & Touche, are here today to answer any questions. It is now time for discussion on this proposal, as well as the two prior proposals. In addition, at this time, we will also submit any questions for the Deloitte representatives. I will now pause for a moment to allow stockholders to submit questions. We'll continue to pause briefly to allow stockholders to submit questions. Thank you. Ms. Secretary, have any questions been submitted? None. None. Thank you. We will now vote on the proposals. Please remember that you do not need to vote at this meeting if you have already voted via the internet, by telephone, or by returning your proxy card, unless you want to change your vote. Until the polls close, you may revoke or change your vote on any matter. However, once the polls are closed, no proxies or votes, no revocations or changes will be accepted. If you have not already voted and would like to vote at the annual meeting, you should click on the link entitled Vote My Shares at the top right of your screen. The polls will close in one minute. Please submit your votes at this time, and we will continue the meeting in one minute. We'll continue to pause briefly to give stockholders time to vote. The polls are now closed. Secretary's provided a preliminary report that shows that Tertia Freas, Michael Fujimoto, James Moffatt, Mark Mugiishi, Kelly Thompson, Vanessa Washington, Scott Wo, and I have been elected as directors to serve until the 2027 annual meeting of stockholders. In addition, the preliminary report shows that a majority of the stockholders have voted on an advisory basis in favor of the compensation of our named executive officers, as disclosed in the proxy statement, and the proposal to ratify the appointment of Deloitte & Touche LLP to serve as our independent registered public accounting firm for the fiscal year ending December 31st, 2026 has been approved. I'd like to thank everyone for attending. The meeting is adjourned. Thank you for your participation in today's conference. This does conclude the program. You may now disconnect.