To begin with our first presentation of the day, let's please give a warm welcome to the CEO of FingerMotion, Martin Shen. Thank you very much, Kendall, and thank you to all of you for coming out to our presentation today. My name is Martin Shen. I am the President and CEO of FingerMotion. Our agenda today is fairly simple. We'll just kind of go through our core businesses, what we do here at FingerMotion, and then maybe give you a brief history. Presentation with a short little video, kind of a 30,000-foot view about our company and what we are all about. After we go through the video, I'll go a bit more detail into our core businesses. We are an evolving technology company with core competencies in providing mobile payment and recharge platform solutions. Our vision is to rapidly grow our user base and have this growth develop into an ecosystem of users with high engagement rates, utilizing its innovative applications. We offer telecommunication services. Our PigeonHole Integration System can seamlessly manage mobile recharge, data, subscription plans, and more. We accurately and efficiently manage online products and services of major telcos through our system, may it be B2B or B2C. Our SMS integrated platform offers SMS and MMS payment solutions, bridging clients to their user base partnerships with major telcos. Our Sapientus platform utilizes data to power solutions for multiple industries, not limited to finances and insurance, by leveraging all the data that is collected into a predictive model that is able to isolate and extract consumer behavior and habits for future monetization. FingerMotion continues to aggressively invest in research and development. Our primary area of focus is the development of must-have applications for consumers and businesses. Join us today. Hopefully from that video, you can see that we're well entrenched in the mobile phone arena and in the mobile data space. What we hope to do with what we can accumulate through our data aggregation is to innovate the products that are already out there, to innovate new products and enhance the products that are already out there, and then hopefully provide deeper insights, really understanding behavioral instincts and the human nature of the customers that we are trying to succeed and fulfill with. Before we get too far into it, let's go through some of our milestones. In 2018, we became the payment processing and mobile partner for China Mobile and China Unicom. Very quickly, we also became their data aggregation partner as well. In 2019, we launched into a new business with them, which was SMS and MMS, which is in essence, text message bundling. Then in 2020, because of our data aggregation, we also became a new division, a big data arm division that we named Sapientus. In 2021, we uplisted to the NASDAQ. We're obviously very proud of that achievement. We did it, I guess, organically without any institutional help. What that really does is that provides more regular reporting requirements for our shareholders, which means more eyeballs on the company, hopefully access to more funding and more liquidity. Earlier in 2024, we launched two new products, which are the Da Ge app and our work as C2 Platform for the emergency response program. Let's go through what our core businesses are. We have four business divisions. First is telecommunication products and services, which we call Top Up. We have our SMS and MMS business, which is text message bundling. We have Sapientus, which is our big data arm, and our value-added products and services, which is new. Again, that's the Da Ge app and our C2 Platform. First, telecommunication products and services, which is Top Up and Recharge. What is Top Up? As a phone consumer in China, you use your phone, you use up the minutes. You use your phone, you use up the data. What you have to do is you have to top up or pay into your account to keep that account active. How most phone consumers do it in China is they'll go onto an e-commerce website, one of the larger ones like JD.com or Pinduoduo. I equate it to going on to Amazon to pay your Verizon bill. Why would you do that? In this instance, the Amazons of China would give you a rebate, like a coupon for your next purchase. If you do most of your shopping there anyways, it makes sense to take advantage of that deal and that rebate. With China Mobile and China Unicom as our customers, we have access to about 1.5 billion-1.6 billion user accounts. You can imagine that's a lot of processing to go through. Our platform has been very successful with very few failures and very few drop-offs. Because of the success of that business, we also got introduced into a second business with the telcos, which is SMS and MMS bundling. What is SMS? SMS in essence is text messaging. It's still quite a prevalent way in China for companies to market their wares. They would send an SMS message out to their customers, and they can take advantage of whatever deals or sales that they might have going on. Our customers currently are hotel chains, airlines like China Eastern Airlines, different car dealerships that have authorized customer lists. The telcos provide us with a discounted bundle. Let's say it's 100,000-200,000 messages, and we pass those discounted bundles onto our corporate partners. As you can imagine, in China, you can't just send out any spam or any propaganda or any nationalistic type messages. These messages also need to be reviewed by a government authority. We also have that partnership in our back end. Our corporate partners not only get to take advantage of the lower pricing, but also get advantage of this quick review process so they get their messages out quickly and efficiently. Because of our success in the Top Up business and our success in the SMS business, the telcos then provided us access and license to go into their facility and study that user data. Now, like I mentioned, we're talking about 1.5 billion- 1.6 billion user accounts. That's a lot of data that we can have potentially access to. One of the things we always mention is actually two points. One, we don't own the data. The ownership of the data is continued to be retained by the telcos. If you remember the issues with Facebook and selling their data to Cambridge Analytica and all that, we can't do that because we don't own the data. Secondly, the data that we do get access to has already been scrubbed for anonymity. There's no personal information there. What we do get access to is about 2,000-3,000 different demographic data points. It is the demographic data points that we work with. One of the examples I always like to give about this information is you take, let's say, a 55-year-old man, and he drives to and from work Monday to Friday. He only drives 9:00 A.M.- 5:00 P.M., maybe 5 mi a day, very safe roads, residential roads, and all that, versus the same demographic, 50-year-old man, but he drives 100 mi a day. He goes on highways, and he drives at all hours of the day. Would that dichotomy of information be valuable to somebody? We think so. Having access to all this information and all this data is not worth anything if you do not know what to do with it. We touched on and we looked at different things like healthcare and financial services, but we ultimately landed on Insur Tech. Now, if we pass that same information onto the auto division of an insurance company, do you think that that would be valuable? We think so. That is where we are kind of moving forward with our big data arm and Sapientus. Earlier in 2024, we introduced a couple of new products. The first product is the Da Ge app, which is a lifestyle app. The idea is to kind of accumulate all the different information that we have been working with, be it Top Up, be it the SMS program, and certainly the Insur Tech side, to see if we can put that into perhaps a lifestyle app. We slowly started with things like car repair and car maintenance. Then we got into an agreement with the infrastructure builder for the EV charging program in China. We got their chargers as well. The thought process behind this is that a consumer in China can use the app, and they can find their chargers, but they can also fix their cars. Down the road, given all our demographic information and data information, we can maybe get risk going down as well. If they're looking for car insurance, they can go on the app and find car insurance very quickly as well. That's something we're building out now. Finally, our command and communication platform, that's a big, big project for us. What the government has mandated is that every town, every city, every village must have an emergency response program in place in case a natural disaster should happen. What we've been mandated to do is we take care of that communication platform in the back end for all of it. The idea is that if a natural disaster happens, there has to be equipment, personnel, vehicles that are dispatched to the emergency site, see what's happening, see what's going on, and then report back to some central command, be it within the city or within the province. All that communication platform is going to be built out by us. Now that we have that program, we're not only aggregating the platform, we're also aggregating all the equipment as well. You can imagine that that might be a very large project for us down the road. We've tested it. We released a press release a couple of months ago about how well our testing has gone. We have started with a few vehicles already that have been released into the system. Hopefully, as the cities come up with their contracts, more and more of these vehicles will be built out by us. Like we said, our competitive advantage really is obviously dealing with the two largest telcos within China. What we have slowly started to do is, because our platform works so well with the big data side, we have looked to extend our services outside of just China. Vietnam, Thailand, and Indonesia are being considered for building out the same idea, the same platform for both our data aggregation as well as our ERP program to see if we can build that. Obviously, with the industry trends, you can imagine both the data aggregation side as well as the insurance side are very, very large markets that we are dealing with. We are looking to take advantage of all of that. Our growth plans, of course, include seeing if we can get some funding for our Top Up, our SMS, and building out our apps, our Da Ge app as well. A lot of the funding will go into obviously growing our big data arm, Sapientus, and seeing where we can build the R&D out for that. Currently, the research labs that are set up for the insurance companies, including Munich Re, are funded by Munich Re. They are funding their actuaries and their data scientists to work with our data science as well to build out the product there. Here is just some summary of our revenue growth and our gross margins for the past year. That is our management team. Thank you very much. If there are any questions, if not, please feel free to contact me or contact Skyline, our IR company. I'll be happy to answer any questions that you might have. Thank you very much.