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UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , DC 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 , or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number : 0-10587 FULTON FINANCIAL CORPORATION ( Exact name of registrant as specified in its charter ) Pennsylvania ( State or other jurisdiction of Incorporation or organization ) One Penn Square P. O. Box 4887 Lancaster , ( Address of principal executive offices ) Pennsylvania Title of each class Common Stock , $ 2.50 par value Depositary Shares , Each Representing 1 / 40th Interest in a Share of Fixed Rate Non - Cumulative Perpetual Preferred Stock , Series A ( 717 ) 291-2411 ( Registrant's telephone number , including area code ) Securities registered pursuant to Section 12 ( b ) of the Act : Trading Symbol Large accelerated filer Non - accelerated filer FULT FULTP Securities registered pursuant to Section 12 ( g ) of the Act : None ( I.R.S. Employer Identification No. ) 17602 ( Zip Code ) 23-2195389 No No X Indicate by check mark whether the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Indicate by check mark whether the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes x No X Name of exchange on which registered The Nasdaq Stock Market , LLC The Nasdaq Stock Market , LLC Indicate by check mark whether the registrant has submitted electronically if any , every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S T ( §232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes x No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , or a smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , " " smaller reporting company , " and " emerging growth company " in Rule 12b - 2 of the Exchange Act . ( Check One ) : Yes x Yes Accelerated filer Smaller reporting company If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . 1 Emerging growth company Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . No x Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . Yes The aggregate market value of the voting Common Stock held by non - affiliates of the registrant , based on the average bid and asked prices on June 30 , 2020 , the last business day of the registrant's most recently completed second fiscal quarter , was approximately $ 1.6 billion . The number of shares of the registrant's Common Stock outstanding on February 18 , 2021 was 162,460,000 . DOCUMENTS INCORPORATED BY REFERENCE Portions of the Definitive Proxy Statement of the Registrant for the Annual Meeting of Shareholders to be held on May 25 , 2021 are incorporated by reference in Part III .