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UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 Commission File Number 001-15877 German American Bancorp , Inc. Indiana GERMAN AMERICAN BANCORP , INC . ( Exact name of registrant as specified in its charter ) ( State or other jurisdiction of incorporation or organization ) 711 Main Street , Box 810 , Jasper , Indiana 35-1547518 ( I.R.S. Employer Identification No. ) 47546 ( Zip Code ) ( Address of Principal Executive Offices ) Registrant's telephone number , including area code : ( 812 ) 482-1314 Securities registered pursuant to Section 12 ( b ) of the Act Title of Each Class Trading Symbol ( s ) . GABC Name of each exchange on which registered Nasdaq Global Select Market Securities registered pursuant to Section 12 ( g ) of the Act : None Common Shares , no par value Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . р Yes Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . 0 NN No Yes р No NNN Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . р Yes 0 No NN Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( §232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . р Yes o No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company , or an emerging growth company . See the definitions of " large accelerated filer , " " accelerated filer , " " smaller reporting company , " and " emerging growth company ” in Rule 12b - 2 of the Exchange Act . Large accelerated filer Non - accelerated filer р Accelerated filer Smaller reporting company Emerging growth company O ☐ ☐ If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . O Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered ✓ public accounting firm that prepared or issued its audit report . Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . ☐ Yes þ No The aggregate market value of the registrant's common shares held by non - affiliates as of June 30 , 2020 was approximately $ 772,356,248 . This calculation does not reflect a determination that persons are ( or are not ) affiliates for any other purpose . As of February 15 , 2021 , there were outstanding 26,502,157 common shares , no par value , of the registrant . DOCUMENTS INCORPORATED BY REFERENCE Portions of the Proxy Statement of German American Bancorp , Inc. , for the Annual Meeting of its Shareholders to be held May 20 , 2021 , to the extent stated herein , are incorporated by reference into Part III ( Items 10 through 14 ) .