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Guild mortgage Exhibit 99.1 GUILD HOLDINGS COMPANY REPORTS THIRD QUARTER 2021 RESULTS - Reported Originations of $ 10 Billion in Third Quarter - - Net Income of $ 72 Million in Third Quarter - - Third Quarter Adjusted Net Income and Adjusted EBITDA of $ 77 Million and $ 108 Million , Respectively - - Results Reinforce Resilient and Differentiated Business Model - - Declares Special Cash Dividend of $ 1.00 Per Share - SAN DIEGO , California November 10 , 2021 - Guild Holdings Company ( NYSE : GHLD ) ( “ Guild " or the " Company " ) , a growth - oriented mortgage company that employs a relationship - based loan sourcing strategy to execute on its mission of delivering the promise of homeownership , today announced results for the third quarter ended September 30 , 2021 . Third Quarter 2021 Year - Over - Year Highlights • • • Total in - house originations of $ 10.0 billion consistent with the prior - year quarter's level Net revenue of $ 413.0 million compared to $ 563.5 million Net income of $ 72.1 million compared to $ 181.8 million Purchase originations represented $ 6.2 billion , or 61 % of overall loan volume Adjusted net income and Adjusted EBITDA of $ 77.5 million and $ 108.4 million compared to $ 194.7 and $ 267.3 million , respectively Return on equity of 32.3 % and adjusted return on equity of 34.7 % Year - To - Date 2021 Highlights • Total in - house originations of $ 28.0 billion , up 14 % from 2020 Net revenue of $ 1.2 billion , representing a 6 % increase from 2020 • Net income of $ 241.6 million compared to $ 291.8 million in 2020 Purchase originations represented $ 14.6 billion , or 52.3 % of overall volume Adjusted net income and Adjusted EBITDA totaled $ 236.1 million and $ 327.6 million , respectively Return on equity of 38.5 % and adjusted return on equity of 37.6 % " Our team delivered strong quarterly results including $ 10.0 billion of originations during the third quarter while maintaining industry - leading margins despite the challenging macroeconomic backdrop . Further , our results reinforce the efficacy of Guild's purchase - focused mortgage business that delivers a superior personalized borrowing experience , generates consistent volumes across market cycles and facilitates business from repeat clients , " stated Mary Ann McGarry , Chief Executive Officer . " While near - term margins may remain under pressure in the fourth quarter reflecting heightened competition and macro headwinds , we remain confident in the resiliency of our differentiated retail distribution platform , as mortgage volumes increasingly skew in favor of purchase loans . Finally , I want to thank the RMS team for their efforts through the integration process . Together , we are working to drive sustainable growth over the long - term . ” Other Highlights Subsequent to Quarter End : • The Board of Directors of Guild declared a special cash dividend of $ 1.00 per share on its Class A and Class B common stock . The $ 1.00 per share dividend will be paid on or about December 8 , 2021 to stockholders of record on November 22 , 2021 .