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● McKinney , TX , July 21 , 2021 - Globe Life Inc. ( NYSE : GL ) reported today that for the quarter ended June 30 , 2021 , net income was $ 1.92 per diluted common share , compared with $ 1.62 per diluted common share for the year - ago quarter . Net operating income for the quarter was $ 1.85 per diluted common share , compared with $ 1.65 per diluted common share for the year - ago quarter . ● Globe Life HIGHLIGHTS : Net income as an ROE was 9.0 % for the six months ended June 30 , 2021. Net operating income as an ROE excluding net unrealized gains on fixed maturities was 12.4 % for the same period . ● Earnings Release ● GLOBE LIFE INC . REPORTS Second Quarter 2021 Results Total life premiums increased 9 % over the year - ago quarter including 13 % at the American Income Life Division and 6 % at both the Direct to Consumer Division and Liberty National Division . Health premiums increased over the year - ago quarter by 13 % at American Income Life Division and 9 % at the Family Heritage Division . Total life net sales increased 19 % over the year - ago quarter . Life underwriting margins increased over the year - ago quarter by 22 % at the Direct to Consumer Division and 16 % at the American Income Division . Total health underwriting margins increased by 16 % over the year - ago quarter . 1.2 million shares of Globe Life Inc. common stock were repurchased during the quarter . COVID - 19 Update : In the second quarter , the Company incurred approximately $ 11 million of COVID life claims , resulting in total COVID life claims for the first half of the year of $ 49 million . For the full year and at the mid - point of our guidance , we estimate COVID life claims will be between $ 53 million to $ 55 million . Note : As used in the earnings release , " Globe Life , " the " Company , " " we , " " our , " and " us " refer to Globe Life Inc. , a Delaware corporation incorporated in 1979 , its subsidiaries and affiliates .