Page 1

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington , D.C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended : December 31 , 2020 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from Maryland ( State or other jurisdiction of incorporation or organization ) 6565 Hillcrest Avenue Dallas , TX ( Address of principal executive offices ) Hilltop Holdings Inc. ( Exact name of registrant as specified in its charter ) Commission file number : 1-31987 to Securities registered pursuant to Section 12 ( b ) of the Act : Large accelerated filer Р Non - accelerated filer ( 214 ) 855-2177 ( Registrant's telephone number , including area code ) Trading symbol HTH 84-1477939 ( I.R.S. Employer Identification No. ) 75205 ( Zip Code ) Title of each class Common Stock , par value $ 0.01 per share Securities registered pursuant to Section 12 ( g ) of the Act : None Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) , and ( 2 ) has been subject to such filing requirements for the past 90 days . þ Yes □ No þ Yes No □ Yes þ No Name of each exchange on which registered New York Stock Exchange Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T ( §232.405 of this chapter ) during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . þ Yes □ No Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer , a smaller reporting company or an emerging growth company . See the definitions of " large accelerated filer , ” “ accelerated filer , ” “ smaller reporting company ” and “ emerging growth company " in Rule 12b - 2 of the Exchange Act . Accelerated filer Smaller reporting company Emerging growth company If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . □ Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . Þ Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . Yes þ No Aggregate market value of the voting and non - voting common equity held by non - affiliates , computed by reference to the price at which the common stock was last sold on the New York Stock Exchange on June 30 , 2020 , was approximately $ 1.18 billion . For the purposes of this computation , all officers , directors and 10 % stockholders are considered affiliates . The number of shares of the registrant's common stock outstanding at February 16 , 2021 was 82,188,513 . DOCUMENTS INCORPORATED BY REFERENCE The Registrant's definitive Proxy Statement pertaining to the 2021 Annual Meeting of Stockholders , filed or to be filed not later than 120 days after the end of the fiscal year pursuant to Regulation 14A , is incorporated herein by reference into Part III .