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Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON , D. C. 20549 FORM 10 - K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31 , 2020 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15 ( d ) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 001-36872 Hancock Whitney Corporation ( Exact name of registrant as specified in its charter ) Mississippi ( State or other jurisdiction of incorporation or organization ) Hancock Whitney Plaza , 2510 14th Street , Gulfport , Mississippi ( Address of principal executive offices ) Title of Each Class 39501 ( Zip Code ) Securities registered pursuant to Section 12 ( b ) of the Act : COMMON STOCK , $ 3.33 PAR VALUE 6.25 % SUBORDINATED NOTES 5.95 % SUBORDINATED NOTES 64-0693170 ( I.R.S. Employer Identification Number ) Trading Symbol HWC HWCPL HWCPZ ( 228 ) 868-4727 Registrant's telephone number , including area code Name of Exchange on Which Registered The NASDAQ Stock Market , LLC The NASDAQ Stock Market , LLC The NASDAQ Stock Market , LLC Securities registered pursuant to Section 12 ( g ) of the Act : NONE Indicate by check mark if the registrant is a well - known seasoned issuer , as defined in Rule 405 of the Securities Act . Yes No □ Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15 ( d ) of the Act . Yes □ No " Indicate by check mark whether the registrant ( 1 ) has filed all reports required to be filed by Section 13 or 15 ( d ) of the Securities Exchange Act of 1934 during the preceding 12 months ( or for such shorter period that the registrant was required to file such reports ) and ( 2 ) has been subject to such filing requirements for the past 90 days . Yes No No Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S - T during the preceding 12 months ( or for such shorter period that the registrant was required to submit such files ) . Yes > Indicate by check mark whether the registrant is a large accelerated filer , an accelerated filer , a non - accelerated filer small reporting company or an emerging growth company . See definitions of " large accelerated filer " " accelerated filer , " " smaller reporting company , " and “ emerging growth company " in Rule 12b - 2 of the Exchange Act : Large accelerated filer Non - accelerated filer Accelerated filer Smaller reporting company Emerging growth company If an emerging growth company , indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13 ( a ) of the Exchange Act . □ Indicate by check mark whether the registrant has filed a report on and attestation to its management's assessment of the effectiveness of its internal control over financial reporting under Section 404 ( b ) of the Sarbanes - Oxley Act ( 15 U.S.C. 7262 ( b ) ) by the registered public accounting firm that prepared or issued its audit report . < Indicate by check mark whether the registrant is a shell company ( as defined in Rule 12b - 2 of the Act ) . Yes No 区 The aggregate market value of the voting stock held by nonaffiliates of the registrant was $ 1.8 billion based upon the closing market price on NASDAQ on June 30 , 2020. For purposes of this calculation only , shares held by nonaffiliates are deemed to consist of ( a ) shares held by all shareholders other than directors and executive officers of the registrant plus ( b ) shares held by directors and officers as to which beneficial ownership has been disclaimed . On January 31 , 2021 , the registrant had 86,750,409 shares of common stock outstanding . DOCUMENTS INCORPORATED BY REFERENCE Portions of the definitive proxy statement for our annual meeting of shareholders to be filed with the Securities and Exchange Commission ( " SEC " or " the Commission " ) are incorporated by reference into Part III of this Report .